This study shows the economic need for SMEs playing a supportive role in the South African mining industry. The main issues arethe business decision of mining companies to outsource function rather than to have it in-house,the differentiation methods mining companies used to distinguish between large companies and SMEs and BBBEE regulation. The Delphi study method was used. A questionnaire was sent out to the group of experts. The group of experts consists of senior managers at procurement departments of mining companies. All of these companies are members of the South African Chamber of Mines. The study showed that the need for SMEs to support the mining industry is increasing due to the increase in outsourcing, differentiating between large and small companies as well as the partnering of SMEs with HDSA's to comply with BBBEE regulations. / Dissertation (MBA)--University of Pretoria, 2012. / Gordon Institute of Business Science (GIBS) / unrestricted

The use of mobile technologies has permeated the business arena rapidly over the last decade. Research has been conducted to understand the nature of these mobile technologies and their adoption into business. With the ever growing importance of Small and Medium Enterprises (SMEs) in countries such as South Africa, there is need to better understand the impact of mobile technologies on SMEs. The objective of this study is to assess the impact of mobile technologies on the business models of SMEs. A theoretical definition of a business model is used to understand the impact of mobile technologies on the customer value proposition, the profit formula, key resources and the value chain of SMEs. The study takes into account some of the challenges that SMEs face, namely limited resources, low levels of productivity and small management teams. SMEs registered with the Pietermaritzburg Chamber of Business (PCB) are used as a sample to assess the impact of mobile technologies. The results show that mobile technologies have a significant impact on the profit formula and certain aspects of key resources. Specifically, mobile technologies are used to firstly cut costs and then to enhance the utilisation of assets, improve knowledge management while ensuring adequate governance structures. The outcome of this study can be used by SMEs to plan for the adoption of mobile technologies and measure their impact on the business. Mobile technology companies can consider the development of mobile technologies tailored for the SME environment. / Dissertation (MBA)--University of Pretoria, 2012. / Gordon Institute of Business Science (GIBS) / unrestricted

SMEs are conduits for the transformation of economies because they act as catalysts for private sector development. However, they face several constraints to accessing finances for their growth and development. Hence, by using a secondary dataset from the Central Bank of Eswatini that comprises 1,390 loan applicants, an empirical analysis was done using a binary logistic regression analysis to assess credit rationing factors preventing SMEs in the Kingdom of Eswatini to access DFIs loans for their growth and development. Thus, the objectives of the study are to examine the relationships between credit rationing factors and their effects on accessing DFI loans in the Kingdom of Eswatini. Descriptive analysis provided an explanation as to how these factors influence the financing of SMEs in the Kingdom of Eswatini. Pearson's correlation coefficient was, therefore, employed to determine the relationships between credit rationing factors and binary logistic regression analysis to examine the effect of these factors on DFIs loans accessibility. This method was used to determine the strength of the relationship between loan access and credit rationing factors. The findings show that the age of SMEs and loan amounts are some of the major negative factors impacting access to DFIs loans in the Kingdom of Eswatini. A mature SME is less constrained to access DFIs loan compared to start-ups and growing SMEs. Furthermore, SMEs that apply for sustainable loans are less constrained to access DFIs loans than those that apply for unsustainable and very high amounts. It is, therefore, concluded that DFIs in the Kingdom of Eswatini apply credit rationing in dispersing loans to SMEs. DFIs should link their loan amount to demands and to the period of existence, as only well established and matured SMEs have an added advantage in accessing DFIs loans. For these reasons, it is recommended that economic policy makers should devise loan access policies that suit start-ups and growing SME for their conducive development and growth. This policy is vital because SMEs have a pivotal role to play in the overall economic growth of the Kingdom of Eswatini.

Le résumé en français n'a pas été communiqué par l'auteur. / Our thesis has for purpose to explain how subcontracting SMEs evolving in changing and globalized space industry respond to institutional complexity whilst going international. We refer to the literature on SMEs’ internationalization: processual approaches, International Entrepreneurship, research investigating more specifically subcontracting firms and their modes of internationalization, as well to institutional logics perspective. We conducted a single-embedded qualitative case study in the space industry in France with five subcontracting SMEs, carried out 4 open-ended interviews, 35 semi-structured interviews, took part in 2 international events and 3 professional meetings and analyzed 830 pages of field material related to the space industry. Our analysis shows that social actors involved in space activities and SMEs perceive two institutional logics: Space as National Pride and Space as Global. These both logics drive institutional change which creates institutional uncertainty and institutional disequilibrium between French and international markets. Despite the same changing context, the five SMEs adapt different strategies reflected in different patterns of internationalization. We suggest that this variation may be explain by each SME’s receptivity to institutional change and more particularly by the meaning associated to the impact of change on firms’ activities perceived as: either local threat, status quo, ambiguity, international threat, or potential growth. Furthermore, we suggest that receptivity to institutional change and more particularly the attitude associated to the French space industry, with namely: loyalty to one big contractor, inconsistency, historical ties, new dynamic needed, and detachment may contribute to reinforce the type of strategy and to shape patterns of internationalization.

Si le développement à l’international de certaines PME françaises sur le marché chinois a fait l’objet de nombreux reportages, et attire de plus en plus d’attentions du public ces dernières années, la situation globale de la présence de ce groupe d’entreprises de taille réduite en Chine reste méconnue. L’objet de cette étude est donc d’essayer de mettre au clair la situation de leur présence en Chine, et de proposer une approche globale pour comprendre l’internationalisation des PME françaises sur le marché chinois. Une attention particulière est portée au cadre théorique de PME, au travers de réflexions tout au long de cette recherche, cette étude essaie de proposer une nouvelle approche de la compréhension de la PME et ses démarches d’internationalisation. / While the international development of certain French SMEs in the Chinese market has been the subject of numerous reports and has attracted more and more attention from the public in recent years, the overall situation of the presence of this group of small and medium enterprises in China remains unrecognized. The aim of this study is therefore to try to clarify the situation of their presence in China and to propose a global approach to understand the internationalization of French SMEs in the Chinese market. Particular attention is paid to theories in SMEs, through reflections during this research, this study tries to propose a new approach to the understanding of SME and its procedures of internationalization.

Thesis (MTech (Entrepreneurship))--Cape Peninsula University of Technology, 2020 / Often effectively excluded by formal financial systems, small and medium-sized enterprises (SMEs) in developing countries have found in Mobile Money services an efficient and cost effective means of availing themselves of financial services without holding bank accounts. In order to provide meaningful recommendations to the stakeholders of the banking sector of Cameroon, small and medium-sized enterprises, Mobile Money service providers, and relevant state organs, this study was conducted to investigate the influence of Mobile Money services on the financial performance of SMEs in two markets in Douala in Cameroon. A mixed methods research design was employed to conduct the study. The quantitative data was collected through the administration of a survey questionnaire and the qualitative data from one-on-one in-depth interviews. By means of snowball sampling, a sample of 285 SMEs was obtained to respond to the survey questionnaire, while the researcher used purposive sampling to select the owners or managing directors of twelve of the respondents to participate in the interviews. Version 25 of the Statistical Package for the Social Sciences software was used to analyse the quantitative data, while the qualitative data was subjected to thematic analysis. Correlation and regression analyses yielded that independent variables pertaining to the adoption of Mobile Money services by the respondents to the questionnaire predicted of the order of 73 percent of variance with respect to increased sales turnover. Most of the twelve interviewees perceived that their business operations had improved significantly after they had begun making and receiving payments in the form of Mobile Money transactions. The participants in the study used Mobile Money mainly to receive money, send money, and buy airtime and a significant majority perceived that Mobile Money services were more cost effective than those of banks. Convenience, safety, and accessibility were the attributes of Mobile Money which the participants cited as having provided their principal motivations for electing to register as users of Mobile Money services. It could be concluded that Mobile Money services exerted a significant positive influence on the financial performance of the SMEs of the participants in the study. On the basis of the conclusions which were drawn from the findings, recommendations were made to the owners of SMEs in Douala, the Ministry of Small and Medium-sized Enterprises, Social Economy, and Handicrafts and Mobile Money service providers. The findings of the study underscore the role of Mobile Money services as an effective means of increasing financial inclusion and financial performance and could be useful to academics, owners and managers of SMEs, financial institutions in Cameroon and elsewhere, and also relevant policy makers.

Thesis (Master of Management Accounting)--Cape Peninsula University of Technology, 2019 / This study investigates the extent to which manufacturing small and medium enterprises use management accounting tools (MATs) to improve their business performance. The study was based on two MATs, namely budgeting tools and the strategic management tool (SMT), such as the balanced scorecard (BSC), which are considered critical for the sustainability of SMEs. The study was positioned within a quantitative research approach and data was collected from 82 respondents by means of a questionnaire consisting of closed-ended questions. The collected data was analysed using SPSS (version 25.0) software and presented in the form of tables, frequencies and figures, such as bar and pie charts, in order to understand the trends. The findings revealed that of the two MATs, only a few respondents used the BSC while the majority of respondents used budgeting tools. The results also indicate that certain respondents mostly used MATs, such as the BSC and budgeting tools, for improving their business performance. The BSC was perceived to be the most effective MAT, while the budgeting tools were rated second. This study suggests that some training programmes could be developed for use within the various sector education and training authorities (SETAs) which will assist in educating the SMEs‟ decision-makers on the importance of implementing MATs

Crowdfunding has become an alternative source of funding for small medium enterprises (SMEs) due to inadequate or lack of finance at its start-up. There has been lot of analysis by scholars pertaining the determinants of crowdfunding success and the objective of this theory is to pinpoint the factors of a successful crowdfunding project based on the most analyzed determinants by prior researchers (technology-based projects, social media and entertainment-based projects, other projects (such as food, publishing, arts), visual features (such as pictures, comments, updates, videos,etc), as well as investors contribution. Also, to find out if the analysis of prior researchers are in line with the result of our analysis, we based our study on a sample of 1000 projects inclined on a crowdfunding platform (kickstarter) as at 2019. The econometric models used for the analysis were based on logit model, linear probability model, mean difference test and probit regression model (to serve as a check on robustness). The result of our analysis was indeed in line with prior research (Mollick, 2014; Schwienbacher et al., 2014, etc) except for technology-based projects. The outcome of our analysis depicts that the higher investors contribution, the higher the success of crowdfunding. Nevertheless, technology-based projects are less reliable and are less funded on kickstarter platform; thereby, having a low success rate on crowdfunding platforms. More funds were also made on projects relating to social media and entertainment (M&E) and other projects such as publishing, food,etc. The result of the probit regression shows a correct check on the analysis made even though, there might be slight differences in figures as compared to the result of the logit regression. The result of the probability of success rates of projects based on our four main variables of interest was 75% averagely for both logit and probit regressions performed. Start-ups (SMEs) frequently achieve a higher funding support depending on their projects at hand and this can be absolutely motivated by the presence of a high social media networks (thus, founder's link through Facebook, LinkedIn,Twitter and projects related to entertainment). Hence, from our analysis, the determinants of success of crowdfunding projects included high investors contribution, social media and entertainment projects, as well as, social media networks, project funding goal, project updates, project description and country selection of projects. Also, we found out that, project duration and visual description of projects such as images and videos do not contribute to the funding success of crowdfunding on kickstarter platform. / No

Nowadays, there is a growing need to consider crisis management in organizations due to an increased occurrence of crises in our society. Manufacturing organizations are often affected by crises due to their supply chain reliance and many small-medium sized enterprises (SMEs) do not have the resources to work with crisis management. There is an identified lack of research regarding how manufacturing SMEs work with crisis management and how the particularities of the manufacturing industry and the specific characteristics and reliance of resources of SMEs can affect crisis management. The purpose of this thesis is to increase the understanding of strategic crisis management in manufacturing SMEs. The thesis outlines different strategic crisis management models which includes the crisis processes of detection, occurrence, and recovery. To understand the practices of manufacturing SMEs, a qualitative study was conducted through 8 eight semi-structured interviews with respondents from Sweden and Switzerland. The thesis discuss the findings of the crisis management carried out by the manufacturing SMEs and existing crisis management models for SMEs and Chinese large- and medium-sized manufacturing enterprises (CLMMEs). The paper concludes that manufacturing SMEs are affected economically by the Covid-19 pandemic crisis. The most common impacts include a decrease in orders and delivery delays. Furthermore, the research provides a contribution to the understanding of how manufacturing SMEs deal and work with crises. The most identified practices were market diversification, active communication with stakeholders, cost reduction and crisis recap.Findings also showed that manufacturing SMEs worked with pre-event planning as an essential part of their crisis management. The paper further proposes a strategic crisis management model for manufacturing SMEs.

In today’s fast changing business environment, small and medium-sized enterprises (SMEs) need to seize the technological opportunities that this environment provides, by developing dynamic capabilities to build and attain high performance. This dissertation looks at the effect that technological opportunism has on the performance of SMEs in Namibia. In addition, the dissertation looks at the mediating role of dynamic capabilities on the relationship between technological opportunism and SMEs. The study draws from the dynamic capabilities view for theoretical context. The literature reviewed enabled the development of a conceptual model, which further contributes to theory. Data is drawn from a random sample of 209 SMEs located in Namibia. Results from the regression analysis suggest that the effect of technological opportunism on the performance of SMEs is partially mediated by dynamic capabilities. For the three capabilities assessed, the learning and integrative capabilities have a partial mediating effect on the link between technological opportunism and performance, while the transformative capability does not mediate this relationship. The study offers important academic and business implications, and also points out future research directions. The findings serve as a guide to best improve the work done in this sector, with an emphasis on how to best develop SMEs’ capabilities with regard to new technology initiatives, aimed at improving SMEs. SME owners are encouraged to build capacity, embrace partnerships and develop capabilities that results in better performance.