The purpose of this quantitative secondary data analysis was to examine the effect of family, school, and community context on high schools whose students participate in financial aid preparation services. Data from the High School Longitudinal Study of 2009 were analyzed to answer the two research questions using Perna's conceptual model of college enrollment behaviors that explores how students gain and utilize information about financial aid and college prices. Descriptive statistics were used to determine the extent of high school participation in financial aid services. The results indicated a varying degree of these interventions being offered at high schools ranging from 22% to 52%. Schools sending students reminders of FAFSA deadlines (52%) and disseminating flyers/pamphlets on financial aid (50%) were the only two interventions that had a slight majority of schools participating. Multiple regression was used to determine if a relationship existed between the outcome variable (participation in financial aid preparation services) and several family context and school context predictor variables for eight financial aid interventions. Results revealed school context variables as the best predictors of the outcome variable. Counselor caseload and school control were the most effective in predicting high school participation in the eight financial aid preparation services, though these greatly differed according to the type of intervention. Findings provide potential implications for research and practice, including highlighting ways in which K-12 and higher education can coordinate.

A college degree provides benefits to individuals and society, but education is an expensive endeavor. College costs are high and they continue to rise while the median family income shows only modest increases. By lowering the cost of attendance, financial aid makes it possible for many students, especially those from low and middle-income families to attend college. FAFSA is the main instrument used in distributing financial assistance although completing the form is not an easy task. Each year, many students do not file the FAFSA or file it too late, missing valuable financial resources. The focus of this research was on students who file FAFSA late. The purpose of the study was two-fold: to explore the relationship between the timing of FASFA filing and the characteristics of financial aid applicants, and to assess the impact of late filing on student finances. Logistic regression analysis was used to examine how much of the variation in timing of FAFSA filing could be explained by students characteristics. The findings indicate late FAFSA filers tend to be in-state, male students, coming from single households, with weak high school academic performance. Focusing on low-income group, the study found the odds of filing late were nearly 2.8 times higher for in-state students than they were for out-of-state students. Being male increased the chances of late filing; the odds of filing late for low-income male students were 1.53 times higher than they were for low-income females. The impact of late FAFSA filing on student finances was assessed through linear regression analyses. The results show late filers received less grant aid but larger loan amounts. Compared to on time filers, late FAFSA filers received, on average, $2,815 less in grant aid and $662 more in loans. The current study shed light on several key factors that make students more likely to miss the FAFSA deadlines. In addition, it demonstrated that late filing has major financial consequences for students and their families. The findings can be used by high school guidance offices, college administrators, state and federal governments, and higher education leaders concerned with improving college affordability. / Ph. D.

At many traditional universities, the federal timelines for determining financial aid eligibility is based on releasing of the Free Application of Federal Student Aid each January, and the subsequent financial aid processing cycle July 1- June 30th. These federally established dates can conflict with traditional August class starts and creates a backlog and delayed processing of information that, in turn, hinders students from receiving timely information in order to make informed decisions based on financial aid awards. The purpose of this case study of a traditional university in Georgia was to apply net price theory and rational choice theory to evaluate the impact of timeline conflicts and how students make decisions about which institution to attend. Data consisted of internal documents, including the results of a prior survey of 425 freshmen, and 13 alumni focus group and survey participants. All data were inductively coded and analyzed using a constant comparative method to reveal key themes. Key findings indicated decision making by prospective students largely focused on accurate and timely communication and cost of attendance. One discrepant area was the decision maker's ability to differentiate between cost of attendance and net price which impacted some student decisions to enroll. The findings are consistent with both net price and rational choice theory. Recommendations to university leaders include encouraging early communication to prospective students and retraining efforts for financial aid staff in order to meet regulatory demands and timelines, increase student enrollment, and reduce anxieties for potential students and families associated with the financial aid process. These outcomes enhance social change by potentially opening doors to higher education for new generations of students.

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