Thesis PlanB (M.S.)--University of Wisconsin--Stout, 2009. / Includes bibliographical references.

Thesis (Ed. D.)--Illinois State University, 1975. / Title from title page screen, viewed Nov. 17, 2004. Dissertation Committee: J.H. McGrath (chair), Clifford H. Edwards, Eugene D. Fitzpatrick, Mary K. Huser, Ronald L. Laymon. Includes bibliographical references (leaves 137-143) and abstract. Also available in print.

Thesis (Ph. D.)--University of Wisconsin--Madison, 1960. / Typescript. Vita. eContent provider-neutral record in process. Description based on print version record. Bibliography, leaves 374-378.

Thesis (Ph. D.)--University of Wisconsin--Madison, 1970. / Typescript. Vita. eContent provider-neutral record in process. Description based on print version record. Bibliography; leaves 347-352.

Zugl.: Aachen, Techn. Hochsch., Diss., 2005.

Thesis (Ph. D.)--University of Texas at Austin, 2005. / Vita. Includes bibliographical references.

Thesis (Ph.D.)--Hong Kong University of Science and Technology, 2005. / Includes bibliographical references (leaves 107-111). Also available in electronic version.

No description available.

Notable in strategic management research is a paradigm shift from industry/market factors as determinants of competitive strategy to a resource-based view. This study focuses on the extent to which firms in the reinsurance industry use resources for strategic positioning and differentiation. A qualitative case study approach has been adopted for this study. On the basis of open-ended questions, interviews were conducted with 6 executives of the 6 chosen non-life reinsurance companies. In addition to interviews, company annual reports were used. Results obtained point to similarities in broader categorisation of resources, namely human capital, financial resources, information systems and organisational culture. Despite similarities in the broader grouping of resources, uniqueness in resources and competitive advantage derived therefrom is in the attributes of each of the resources that a reinsurance firm own. The main driver for basing positioning and differentiation strategies is that resources are controllable and manipulative compared to industry factors. Though the results support the underlying principles of the resource-based view, it is notable that its prescriptive nature with regard to resource characteristics, does not hold for some of the resources such as human resources, which are not perfectly immobile. / Graduate School of Business Leadership / MBL

Este trabalho objetiva analisar o papel da distribuição de seguros por bancos (bancassurance) no mercado segurador brasileiro. A união dos dois mercados se deu a partir de 1967, quando toda a cobrança relativa a seguros passou a ser obrigatoriamente executada através da rede bancária, proporcionando a estes uma farta captação de recursos para a atividade principal da instituição: a concessão de crédito. A partir de então, o movimento de convergência entre os dois negócios só aumentou, através de fusões e aquisições de bancos e seguradoras, com marcos históricos importantes, como a constituição de 1988 que estabeleceu a vinculação do setor securitário ao Sistema Financeiro Nacional, ao lado das instituições bancárias. Atualmente, a atratividade da venda de seguros para os bancos continua muito grande. Com a concessão de crédito já tendo atingido um grande patamar junto ao público bancarizado, os bancos estão buscando a ampliação de suas receitas através de outros produtos e serviços. Dentre eles, seguros ocupa lugar de destaque. Para a execução da pesquisa, foram analisados indicadores econômicos, financeiros e sociais de diversos órgãos que aglutinam e estratificam dados sobre o mercado securitário e bancário nacional e internacional. Além disso, foram abordados marcos teóricos relativos à estratégia empresarial e competitiva, bem como a crescente participação dos bancos no mercado segurador. Por fim, foram expostos resultados qualitativos obtidos através das entrevistas, onde foi discutida a aplicação prática das decisões estratégicas que norteiam as posicionamentos das empresas envolvidas neste mercado, além das diferenças entre as formas de distribuição de seguros no mercado brasileiro. Apoiado pelo fenômeno da bancarização e na capilaridade da rede bancária, o bancassurance tem relevante papel na massificação de seguros junto à população. Como efeito, este mercado apresenta crescimento superior ao observado na economia brasileira, passando de uma participação inferior a 2% em 1994 para mais de 5% do Produto Interno Bruto (PIB) no início da presente década. A decisão da instituição financeira pela venda de seguros passa pela estratégia de diversificação do portfólio de produtos, com o objetivo de cobrir os seus custos através de produtos e serviços complementares à intermediação financeira, havendo diferenças entre bancos proprietários de seguradoras e bancos que realizam parcerias com seguradoras terceiras atuando apenas na distribuição. Um ponto fundamental do bancassurance é a proteção do patrimônio dos clientes, evitando a retirada de recursos da instituição financeira para a reposição do bem sinistrado, e a fidelização de clientes no longo prazo. / This paper aims to analyze the role of the distribution of insurance by banks (bancassurance) in the Brazilian insurance market. The union of the two markets occurred after 1967, when the entire collection related to insurances started to be done, mandatorily, through the banking network, thereby providing a rich fundraising for the institution's main activity: lending. Since then, convergence movement between the two businesses only grew through mergers and acquisitions of banks and insurance companies, with major historical milestones, such as the 1988 constitution that established the linkage of the insurance industry to the nation’s financial system, along with banking institutions. Currently, the attractiveness of selling insurance for banks remains very high. With the extension of credit already reached a great level with the bank going public, banks are seeking to expand their revenue through other products and services. Among them, insurances occupy a leading place. To carry out the research, we analyzed the economic, financial and social indicators of various bodies that bind and stratify data on the insurance and bank market national and international. Moreover, theoretical frameworks were addressed relating to business and competitive strategy, as well as the increasing participation of banks in the insurance market. Finally, qualitative results obtained from the interviews were exposed, where they discussed the practical application of strategic decisions that guide the positioning of the companies involved in this market, and the differences between the types of insurance distribution in the Brazilian market. Backed by the phenomenon that is banking and the stratification of the banking network, the bancassurance has a relevant role in the popularization of insurance among the population. In effect, this market presents a superior growth in comparison to the Brazilian economy, starting with participation percentage of less than 2% in 1994 to more than 5% of Gross Domestic Product (GDP) at the beginning of this decade. The decision by the financial institution to start selling insurance goes through the strategy of diversifying product portfolio, in order to cover its costs through products and services that are complementary to financial intermediation, when having differences between banks that own insurances companies and banks that have partnerships with insurance companies acting only in distribution. A key point of bancassurance is the protection of client’s assets, avoiding the withdrawal of funds from the financial institution for the replacement of a lost asset as well, and maintaining customer loyalty in the long run.