The theme of this thesis is financing of purchase of a flat in the contemporary conditions in the Czech Republic. The thesis is focuses mainly on an analysis of mortgage loans and building savings products. The thesis is also dedicated to comparison of the possible options of financing the own housing in the particular case in order to find the optimal solution and propose the final recommendations.

This diploma thesis engages in evalution of benefits in financing of real estate. It deals with comparasion of offered forms in financing of loans, especially mortgage loans and their combinations with another products like building savings and unit trusts for needs of model clients. The outcome of a thesis is a proposal and recommendation of the most advantageous variant for financing of given real estate.

This diploma thesis deals with the financing options of housing in the Czech Republic with the focus on building society saving accounts and mortgage loans. At first, it explains the basic parameters of these products. Then, the second part is aimed at the possibilities of credit products offered on the market. Finally, the third part shows the representative example of a family and it suggests a possible way to finance their own housing on the basis of assessment of major advantages and disadvantages of credit types.

The thesis discusses the possibilities of financing construction of the house including the land purchase. The theoretical part is focused on the clarification of all possible variants of financing and explanations of terms that relate to this issue. The practical part is to model the situation shown the possibility of funding specific construction contracts. There is also a comparison of seven banks and their products through value analysis. On the basis of the selected and recommended to the investor the best option.

The thesis "changes over housing finance" deals with changes that may occur in the course of financing credit products. Discusses the different types of changes and their impacts. The theoretical part deals with the current banking market in the Czech Republic, stating the mortgage loans and building savings, performance of individual housing finance products and their comparison. The practical part deals with the actual changes in the course of the housing finance model cases.

The aim of this work is to determinate the value of chosen property by generally known valuation method. As a concrete example of the way of real estate value assessment according to the client's requirement is to determine an estimate of supposing common value of the property for the credit procedure for the purpose of gaining mortgage in the Czech Republic. This work contains theoretical analysis and explanation of the fundamental terms and a practical example.

The aim of this thesis is the first part to gather theoretical and methodological knowledge about sources of funding in their own home and family planning personal finances. In the second part are then used to build the knowledge model situations three types of funding for each property separately. Produced models are primarily based on a comparison of the total financial cost and burden on the family budget. Consequently, the aim of using these evaluation and based on other findings in the final stage to propose recommendations that option purchase their own property will be best for the family.

he master’s thesis is focused on the comparison of real estate markets in the Czech Republic, Slovakia and Austria and theirs trends since 1989. The first chapters are aimed at the general terminology that relates to the issue of real estate markets. Thesis is also aimed at comparision of properties evaluation’s methods in those countries and explains the concept of property in the country’s law. Next chapters are focused on comparision of the residential markets and analyse reachability of housing for residents according to their income as well as mortgage availability. Last chapter discuss about the convenience of investment to residential properties in terms of investment’s return.

This master´s thesis examines the development of real estate financing in relation to the credit crunch. Accordnig to main causes of fluctuations in history, comparing interest rates, mortgage loans, property development and investment in time, it models the evolution of optimal interest rates of real estate market. The loans’ optimal parameters with combination of types of bank financing in the real estate market with regard to its sustainable development as a separate and independent global market with strong inclusion among the other market sectors, are formed there. In this dissertation the analysis of financing methods will be used, comparative method of commercial banks‘ interest rate and analysis of commercial interest rates‘ structure. The result of the work we expect to be optimistic, realistic and pessimistic scenarios of futher development of real estate finance market and the model of the optimal interest rates‘ structure.

Subject of master thesis “Comparison of the possibilities of financial security of real estate” is the issue of alternative funding of housing in Czech republic. This thesis deals with the major housing finances products. It surveys building society accounts and mortgage loans withing the selected financial institutions. In the practical part these products are compared in an effort to determine the best form of securing of chosen property whose value was determined by estimation of cost of the property for credit management.