Este trabajo de investigación se enfoca en encontrar la relación existente entre la acción de política de desdolarización del Banco Central de Reserva del Perú y el ratio de dolarización de los créditos hipotecarios en el mercado financiero peruano como mecanismo de Política Monetaria. Para ello, se estima mediante metodologías de cointegración empíricas como regresiones lineales y modelos de corrección de errores, con la finalidad de demostrar la existencia de una relación entre la política implementada por el BCRP y el ratio de dolarización de créditos hipotecarios. Los resultados encontrados para el período entre Julio del 2010 a Diciembre del 2019 demuestran que existe una relación negativa de la política frente al ratio de dolarización de los créditos hipotecarios; es decir, el programa de desdolarización del BCRP si tuvo un efecto significativo sobre la dolarización de los créditos hipotecarios en el periodo asignado. Además se evidencia que existe una relación sostenida de equilibrio de largo plazo entre las variables de estudio. / This research focuses on finding the relationship between the de-dollarization policy action of the Central Reserve Bank of Peru and the dollarization of mortgage loans in the Peruvian financial market like mechanism of Monetary politics. For this, it is estimated using empirical cointegration methodologies such as linear regressions and error correction models, in order to demonstrate the existence of a relationship between the policy implemented by the BCRP and the ratio of dollarization of mortgage loans. The results found for the period between July 2010 to December 2019 show that there is a negative relationship between the policy and the dollarization ratio of the mortgage loans; in other words, the BCRP's de-dollarization program did have a significant effect on the dollarization of mortgage loans in the assigned period. Also, it is evident that there is a sustained long-term equilibrium relationship between the used variables. / Trabajo de investigación

This diploma thesis deals with evaluation of the investment to purchase of a residential building in Brno-Řečkovice. The evaluation is based on the quantification of all costs and revenues associated with the long–term renting of apartments or selling them for short–term appreciation of invested funds. The important factor for achieving the desired return on investment is demand of the real estate market. The criteria that influence demand on the real estate market also influence the usual selling prices or rental revenues of residential units.

The subject of the diploma thesis is to evaluate the development in post-crisis years and to determine the impacts that affect the current financial investment environment in the USA but also its future and create the prerequisites for other risks, which the market can affect in the next perspective and influence the global development. On this basis, a portfolio of the mutual fund will be drawn up, according to the assignment of its manager with an alternative investment component, which can adequately complement it in the current period of low interest rates.

The Master’s thesis deal with issues of deciding between rental and own housing. The attention is focused on the advantages and disadvantages of different forms of housing. For own housing the possibilities of financing are suggested. Cost are compared with particular forms of housing. It is created decision-making process dutiny choosing type of housing. In last part of this thesis comparison with financial difficulty of both forms of housing is realized on a model case and it is recommended more advantageous way of housing.

This diploma thesis focuses on the assessment of financial resources for the acquisition of real estate. Specifically, the thesis deals with the issue of purchasing an apartment using a mortgage loan. In this case, the investor is a young married couple. The diploma thesis consists of two parts. The theoretical part deals with housing, the real estate market, real estate valuation and real estate financing sources in its chapters. The practical part primarily focuses on the choice of the banking institution, which will provide the couple with a mortgage loan, and also the banking institutions, which will provide the consumer with a consumer credit for financing the remaining necessary amount of the flat price.

This thesis focuses on the establishment of a small business in which financial and mortgage specialist’s work. The main objective of this thesis is, based on the current situation on the financial consultancy market, an analysis of the external environment and a research in establishing and developing a company, to draw up a proposal, using the PERT method, for a procedure for establishing a small business for the financial and credit specialists, such that it is viable and competitive.

This master´s thesis analyses the importance of living in own property, the possibilities of financing, especially construction saving loans and mortgages. I mention the current situation on the market of loans and mortgages and the estate market. In second part i describe the work of financial advisor and i include offered products, i suggest to clients the best possibilities of how to finance their property. I suggest options, compare them and recommend the most convenient one.

This diploma thesis deals with the analysis of available forms of financing of housing in Czech Republic. The attention is basicly concentrated on mortages and loans provided by building society, including bridging loans. There are also mentioned different types of prospects for financing, concretely loans and backing provided by government. The application example shows financial demands of various products and their possible combinations.

The subject of the diploma thesis "Financing of Housing in the Czech Republic" is description, analysis, and characterization of options of financing of housing and comparison of their benefits. The theoretical part of the assignment describes basic forms of financing of housing – savings for building purposes, mortgage loans, and other forms. The analytical part compares variants of savings for building purposes with domestic building societies and mortgage loans with selected banks. This part describes and evaluates basic features of individual products. The third part focuses on creation of practical examples describing various combinations of financing of housing in the Czech Republic, evaluates their benefits and provides recommendations for their implementation.

This thesis focuses on alternative ways of house financing in the Czech Republic. The attention is basically concentrated on mortgages and loans provided by the building society, including bridging loans and bridging different combinations of mortgage loans. Individual variations of financing options for housing are analyzed and then compared with each other.