published_or_final_version / Geography / Master / Master of Arts in China Development Studies

M. Comm. / The aim of the study is to estimate the demand function for housing in South Africa (for the period 1989 to 1998). It is important to study the housing demand as housing demand contributes positively towards economic growth and economic stability. The main findings in chapter five show that all the estimated parameters have a significant role on the demand for housing loans in South Africa, as approved by multiple regression results. However, real interest rates have a more significant impact on the demand for home loans. The study therefore asserts that the real interest rates must be as low as possible as a way of stimulating housing demand, thus providing investment and in turn there will be an increase in economic growth. The study further and finally asserts that taxation must be decreased, as a way of stimulating disposable income thus there will be an increase in investment spending.

Thesis (LL.M.)--University of Hong Kong, 1997. / Supervisor: J. Sihombing. Includes bibliographical references (l. 68). Also available in print.

Thesis (M. Phil.)--University of Hong Kong, 2006. / Title proper from title frame. Also available in printed format.

Thesis (M. Sc.)--University of Hong Kong, 2002. / Includes bibliographical references.

Reverse Mortgage Programme (“RMP”) was launched in Hong Kong on 11th July 2011. It aims to help the elderly to improve the living standard. Since the aging population is getting serious and the lack of comprehensive retirement protection scheme in Hong Kong, a big potential market for reverse mortgage is given which is anticipated that the eligible elderly should eagerly participate to the programme. However, the statistic from the Hong Kong Mortgage Corporation (“HKMC”) showing that the participation rate of RMP is surprisingly low. Up to 31st May 2014, only 624numbers of applications were recorded. In order to boost the participation rate, this dissertation has conducted a study to identify the reason(s) of low participation rate and explore the possible way(s)to enhance the RMP. In order to achieve the aim of the study, a questionnaire survey was conducted to investigate the consumer’s perception to RMP. It divided consumer’s perception into consumer’s awareness and consumer’s motivation. High awareness but low understanding to RMP was found according to the results of survey. Meanwhile, low consumer’s motivation to RMP was found and the complicated programme content and legacy concern are the major factors influencing the consumer’s motivation. Nevertheless, there still a long way to go for the RMP in Hong Kong. To enhance the performance of RMP, it is recommended to promote it by different means of media and focus it to the elderly without children. Further studies would be needed to assess the effectiveness of the approaches in the recommendation. / published_or_final_version / Housing Management / Master / Master of Housing Management

Thesis (Ph. D.)--University of Texas at Austin, 2009. / Title from PDF title page (University of Texas Digital Repository, viewed on Sept. 9, 2009). Vita. Includes bibliographical references.

by Donald Lessard and Judith Mason. / At head of title: Mortgage study reports, report [no.] 2. This project is funded by the Dept. of Housing and Urban Development and the Federal Home Loan Bank under HUD contract no. H-2211R.

by Ng Pui-wah, Gary. / Thesis (M.B.A.)--Chinese University of Hong Kong, 1991. / Bibliography: leaf 76. / ABSTRACT --- p.i / Chapter I. --- INTRODUCTION --- p.1 / Chapter ´Ø --- Objectives / Chapter ´Ø --- Application of Demand Forecast / Chapter ´Ø --- Organisation of Paper / Chapter II. --- THE RESIDENTIAL PROPERTY MARKET --- p.4 / Chapter ´Ø --- An Overview of the Hong Kong Property Market / Chapter ´Ø --- The Small-to-medium Sized Residential Property Market / Chapter III. --- THE HOME MORTGAGE MARKET IN HONG KONG --- p.15 / Chapter ´Ø --- Definitions / Chapter ´Ø --- Typical types of Mortgage Payments / Chapter ´Ø --- Source of Fund / Chapter ´Ø --- Market Structure 一 A Commercial Bank Perspective / Chapter IV. --- THEORETICAL FRAMEWORK --- p.26 / Chapter ´Ø --- Consumer Demand Theory / Chapter ´Ø --- Economic Model / Chapter ´Ø --- The Dependant Variable / Chapter ´Ø --- The Independent Variables / Chapter V. --- DATA COLLECTION AND ANALYSIS --- p.37 / Chapter VI. --- CONCLUSIONS --- p.65 / Chapter ´Ø --- Income and Substitution Effect / Chapter ´Ø --- Elasticity of Demand / Chapter ´Ø --- Commercial Bank Prospect / Chapter ´Ø --- Other Application / Chapter ´Ø --- Limitations / BIBLIOGRAPHY --- p.76 / APPENDICES --- p.78 / Chapter 1. --- List of Professionals Interviewed / Chapter 2. --- Data on Independant Variables / Chapter 3. --- Regression Results Using December Data / Chapter 4. --- Regression Results Using June Data / Chapter 5. --- Regression Results Using both December & June Data / Chapter 6. --- Regression Results Using Nominal Interest Rate

Thesis (M.S.)--University of Texas at El Paso, 2008. / Title from title screen. Vita. CD-ROM. Includes bibliographical references. Also available online.