Analizuojamas nekilnojamojo turto rinkos formavimasis, gyvenamojo fondo formos (privati ar valstybinė)kitimo tendencijos nuo nepriklausomybės paskelbimo 1990, pateikiami duomenys apie socialinį būstą, teikiamus lengvatinius kreditus, Šiaulių miesto nekilnojamojo turto situacija, demografinė padėtis. / In the final work I analyse the formation of the real estate market, list the records of the housing stock forms in Lithuania (private or owned by government), it‘s changing from 1990‘s when Lithuania became independent, give the reasons of it, the real market dynamics and what made the prices rise up so high. Also analyse how the average useful floor space for one person (m2 ) from 1995 to 2005 changes, the dwelling types, housing provision and the development of financing facilities. Give the facts about the social accommodation, the terms of getting it and the Government lending. Also the information is collected about the demographic situation in Siauliai city, housing fund and the development of new buildings.