Originally presented as the author's doctoral Thesis (Universität, St. Gallen, 2006). / Description based on print version record. Includes bibliographical references.

This paper provides a credit risk quantification system for banks to estaminate the credit risk of loans to small and mediume nterprises(SMEs). As we know, the most difficult thing for banks to handle SME loans is whose financial reporting lacks transparency and no valuable reference. We use non-financial variables and employ the logisitic regression to develop the credit risk predict model. We concludet: first, when construct a SMEs credit rating system, non-financial factors should be seriously considered and adopted. Second, because of positioned different stage of firm life cycle, the credit rating model should be set up differently by different stage of firm. Third, SME loans should to make much of establishing ¡§relationship-based¡¨ in order to meet the various demands of risk management.

Thesis supervisor: Qihe Tang. Includes bibliographic references (p. 111-116).

While the literature on underpricing of initial public offerings (IPOs) of common stock is various and expansive, very little research has been undertaken in countries where capital markets are less developed.  This thesis therefore attempts to address the shortage of such research in Egypt, which has been witnessing an important phase of transition towards a broader adoption of market-oriented policies through the revitalisation of its stockmarket since 1991.  The aim is to measure the short-run performance of IPOs in an effort to compare the maturity of the Egyptian capital market with that of other nations, both of developed countries and a peer group of developing countries.  This thesis also seeks to determine whether the underpricing phenomenon is due to the usual factors suggested by classical IPO theories or is related to some specific features of the Egyptian market transformation.  This thesis employs a sample of 59 Egyptian IPOs listed in the Egyptian Stock Exchange (ESE) during 1994-2005. This thesis suggests the winner’s curse model can be applied.  On average, Egyptian IPOs offer an initial return of about 10.16%, which is considered, to some extent, lower than the initial returns of many other developing countries.  Additionally, there is a general tendency for privatised IPOs (PIPOs) to be underpriced to a greater degree than private sector IPOs.  The industry of the firm and year of an IPO significantly affects the level of underpricing in Egypt.  Results are consistent with the political economy theory as the Egyptian government tried to build up investors’ confidence by underpricing PIPOs more than private-sector IPOs, underpricing regulated industries more than competitive industries and underpricing early IPOs more than late IPOs.

his dissertation provides a review of the relevance of operational risk in the banking industry and attempts to determine whether operational risk management is perceived as a moderating factor on the relationship between critical success factors and competitive advantage in banking industry. A survey was of 399 senior managers of fully licensed banks in Hong Kong. They were asked to indicate the perceived critical success factors, which include operational risk management as one of the variables in the banking industry. In addition, they were also asked to evaluate the relevance of operational risk in their industry and describe their bank's operational risk management practice.

Thesis (M.S.)--Missouri University of Science and Technology, 2008. / Degree granted by Missouri University of Science and Technology, formerly known as the University of Missouri-Rolla. Vita. The entire thesis text is included in file. Title from title screen of thesis/dissertation PDF file (viewed March 31, 2008) Includes bibliographical references (p. 42-44).

Thesis (Ph. D.)--Ohio State University, 2008. / Title from first page of PDF file. Includes bibliographical references (p. 145-151).

Thesis (MBus) -- AUT University, 2009. / Includes bibliographical references. Also held in print (iv, 71 leaves ; 30 cm.) in the Archive at the City Campus (T 332.1068 YUN)

Thesis (Ph. D.)--University of Texas at El Paso, 2009. / Title from title screen. Vita. CD-ROM. Includes bibliographical references. Also available online.

Thesis (Ph. D.)--University of California, San Diego, 2006. / Title from first page of PDF file (viewed October 10, 2006). Available via ProQuest Digital Dissertations. Vita. Includes bibliographical references (p. 174-178).