A review of financial literacy education programs in the United States revealed that the voices of youngsters, particularly urban adolescents enrolled in high school, are lacking in the discussion about financial literacy education. By neglecting the experiences with which these adolescents come to learn financial literacy, educational researchers, teachers, and policymakers are unwittingly limiting their educational outcomes. In this qualitative inquiry, the researcher prepared in-depth interviews and surveys conducted by the researcher to determine how 19 urban students at one high school perceived that financial literacy education could build on their personal literacies and expand their educational outcomes. In addition, the researcher prepared interview questions and provided them to a third-party company which included them in a survey it conducted of adolescents throughout the United States to determine how they perceived financial literacy education could build on their personal literacies and expand their educational outcomes. The overarching finding of this study was that the adolescents’ financial literacy education should focus on their self-identified goals rather than on financial literacy topics prescribed by a financial literacy program. Furthermore, financial literacy education should integrate adolescents’ everyday experiences from outside the classroom into their in-class educational experiences. Recommendations offered for teachers and policymakers, adolescents, and future researchers. Given multiple factors that affect culturally and socially responsive and engaging financial literacy experiences for adolescents, consideration of the appropriateness of recommendations should take place on an individual basis.

The purpose of the present study is to determine whether or not the metropolitan Negro girl's concerns and attitudes are factors in her interest in curriculum items of money management. The concerns and attitudes include authoritarian discipline, family tensions, resentment to family life style, financial troubles, family problems, self inadequacy, personal adjustment, and resentment to dependency.

Made available in DSpace on 2015-12-03T18:33:07Z (GMT). No. of bitstreams: 1 Virginia_Prestes_Bernardes_Camillo.pdf: 841849 bytes, checksum: 5e36432262fd5944c6116a5c3ad3cbe2 (MD5) Previous issue date: 2014-03-06 / The present work has investigated from the point of view of the financial education, if the university??s students are a potential market for the popularization of equities investment and if the creation of a brokerage office, or something similar, within the educational environment, would be feasible. To achieve the general and specific objectives, it has been done interviews with managers from the educational area, managers from the capital market, and research through a questionnaire survey with students with a higher education and also a review of the literature related to financial education. The results of the research indicated that there are huge student??s interest in learning financial education; the creation of a brokerage office, or similar, within the university area was well received by educational managers as well as capital market managers, with the only requirement to combine financial practice to the theory given by the academy. It is intended that this research provides guidance popularization actions, both by the exchange as well as stockbrokers and investment agents, emphasizing the importance of bringing knowledge about finance to the people so we can have a solid foundation in the country of aware investors / O presente trabalho investigou do ponto de vista da educa????o financeira, se o p??blico universit??rio representa um mercado potencial para a populariza????o do investimento em renda vari??vel e se a cria????o de um escrit??rio de corretora, ou algo semelhante, dentro do ambiente educacional seja vi??vel. Para atingir os objetivos geral e espec??ficos foram realizadas entrevistas com gestores da ??rea de educa????o, gestores do mercado de capitais, pesquisa por meio de question??rio com alunos do ensino superior e revis??o da bibliografia relacionada ?? educa????o financeira. O resultado das pesquisas indicou que h?? claro interesse dos alunos em aprender educa????o financeira; a cria????o de um escrit??rio de corretora, ou similar, dentro de faculdades foi bem recebida tanto por gestores da ??rea educacional quanto do mercado de capitais, tendo como principal requisito aliar a pr??tica financeira ?? teoria ministrada pela academia, evitando-se eventuais conflitos de interesse. Pretende-se que esta pesquisa norteie a????es de populariza????o, tanto por parte da bolsa como tamb??m de corretoras de valores, agentes de investimentos e, finalmente, institui????es de ensino superior, enfatizando a import??ncia de levar conhecimento sobre finan??as ?? popula????o para que possamos ter no pa??s uma s??lida base de investidores conscientes

Submitted in fulfilment of the requirements for the Master’s Degree in Technology: Somatology, Durban University of Technology, 2014 / The beginning of the 20th century presented the Somatology profession with unprecedented challenges of acquiring a scientific base and achieving professionalisation. It is in this milieu that a few research studies were previously undertaken with regard to Somatology education however, none particularly focused in relation to areas that are preparing graduates for industry. The current study was a national study that explored the existing National Diploma offering through the lens of students, educators and members of the Durban University of Technology’s Advisory Board. In particular, it focused on developing broad guidelines to guide academics on what further content was required to be integrated into the current Somatology education. A triangulated approach using both quantitative and qualitative methods was used to guide the operationalisation of the research process. Five Universities of Technology participated in the study, viz. Cape Peninsula University of Technology, Central University of Technology, Durban University of Technology, Tshwane University of Technology and the University of Johannesburg. Third year and B.Tech students were surveyed with regard to the current Somatology Programme and what further aspects needed to be integrated into it to better prepare graduates for industry. In addition, in-depth interviews were also held with ten academics, two from each University of Technology, to examine what they thought needed to be included in education to strengthen the current programme. The same was done through a focus group discussion with members of the Durban University of Technology Advisory Board. A programme analysis of current content being taught at the five Universities was also undertaken. The results reflected that although most of the samples were satisfied with the current educational programme, they still believed that gaps existed and that graduates were still not adequately prepared for industry. It was found that both students and educators saw the need for more therapies to be included in the training. Both educators and the Advisory Board sample also saw the need for a stronger emphasis to be placed on practical skill development. The Advisory Board sample also strongly articulated for training to occur in an industry context as opposed to the University based experiential setting. Using data from these multiple samples, a set of guidelines was developed and presented. These guidelines were based on what further therapies needed to be integrated into education. The Duke Integrative Medicines Wheel of Health was adopted as the theoretical framework of the study. It was also utilised to identify specific areas that needed to be interwoven into education to further strengthen graduates’ preparedness for industry.

Dans cette thèse, nous nous sommes intéressé aux très bons élèves et à leur façon d'étudier les mathématiques, en tenant compte du fait que tout ce qu'il y a à étudier mathématiquement n'est pas désigné par les professeurs. Partant de l'hypothèse que leur façon d'étudier leur permet de mieux réussir, nous avons suivi pendant deux années scolaires de très bons élèves de cinq établissements différents. Par une enquête anthropologique et ethnologique de terrain, nous les avons observés après les séances de cours en classe, sur leur lieu de travail (le bureau, la chambre ou un coin spécialement aménagé); en train de faire des exercices, des enquêtes, des recherches mathématiques sur les objets d'études des grands chapitres de la classe terminale scientifique (l'analyse, lois de probabilités continues, la géométrie, les similitudes...) ; chacun à sa manière, avec des supports didactiques de son choix. Cette forme d'observation particulière que nous appelons avec Mercier la méthode des épisodes biographiques, nous a permis de constituer des épisodes de leur biographie en mathématique, c'est-à-dire des moments où l'on peut attester qu'une question nouvelle se pose à eux, qu'ils apprennent quelque chose de nouveau en cherchant la réponse à la question donnée, et qu'ils identifient ce qu'ils ont appris en l'interrogeant depuis ce qu'ils savaient déjà. Nous montrons ainsi, comment les très bons élèves de terminales scientifiques fabriquent un répertoire de savoirs efficaces: leur répertoire épistémologique et heuristique. Pour construire ce répertoire, ils ont besoin d'aller enquêter loin de la classe, dans l'espace ou dans le temps (dans de nombreux manuels, scolaires ou non, dans des anciens livres, sur internet, quelques fois avec l'aide d'un membre de la famille ou d'un copain). C'est cette manière d'enquêter que nous appelons la transhumance didactique. / In this thesis, we were interested in the very good students and their way studying mathematics taking account of the fact that what there is to study mathematically is not always indicated by the professor in the courses of the various school grades. Based on the hypothesis that their way of studying enables them to succeed better in mathematics, we followed very good students from five different schools for two school years. Thus, using anthropological and ethnological field study methods, we observed the students after classroom hour, in their individual workplace settings (office, room or an especially arranged corner) doing exercises, investigations, mathematical research studies, each one in different way, with different didactic supports. This particular kind of observation, that we are calling the biographic episode method, enabled us to constitute episodes of their cognitive biography in mathematics, in other words moments of independent study where one can observe that they are faced with a news question, they learn something new by seeking the answer to a given problem, and they identify what they learned by questioning it in what they knew already. Thus we show how last year secondary school science students manufacture or build a directory of effective knowledge: the epistemological and heuristic directory. To build this directory, they need to seek learning away from the classroom, physically or temporally (using many textbooks or not, old textbooks, the Internet, or with the help of a family member or friend). It is this need for investigation which we call didactic transhumance.

Made available in DSpace on 2015-12-03T18:33:16Z (GMT). No. of bitstreams: 1 Marcos_Vinicius_Godoi_Milan.pdf: 518316 bytes, checksum: 61b59ff897148b678a62ffb9f197f66d (MD5) Previous issue date: 2015-08-27 / The absence of financial education throughout the K-12 experience results in most undergraduate students lacking the financial literacy needed to make better financial decisions. Studies by the OECD and Serasa Consumidor, together with other studies cited throughout this work, show there is still a long way to go to implement a strong policy for Financial Education. This study assesses the levels of financial literacy of the undergraduate students at FECAP using a questionnaire similar to the one developed by the OECD. The survey has been carried out with 564 students who attend the evening courses and are either in the first or in the last semester of undergraduate degree programs. I investigate the relations between sociodemographic variables and courses and the level of Financial Literacy. The results indicate that FECAP s students have a high level of Financial Literacy up to 2.39 points in a scale whose maximum is 3 points. That represents a performance of 79%. This result is 19 percentage points above that of a study conducted by Serasa Consumidor and IBOPE (2014), which found that individuals with higher education had a performance of 60% . Students in the senior year of college have more Financial Knowledge than the freshmen. Students of Accounting, who comprise most of the sample with 166 individuals, presented the best results regarding Financial Knowledge.This study indicates that sociodemographic factors, such as gender, age and religion are related to Financial Literacy / A aus??ncia de t??picos relacionados a Alfabetiza????o Financeira na educa????o b??sica faz com que boa parte dos jovens cheguem ao ensino superior sem a bagagem de Alfabetiza????o Financeira necess??ria para lidar com as finan??as cotidianas. Estudos da OECD, Serasa Consumidor, al??m de da literatura citada ao longo deste estudo, apontam ainda um longo caminho a ser percorrido no que se refere ?? implanta????o de uma forte pol??tica de ensino em Alfabetiza????o Financeira. O presente trabalho mensura a Alfabetiza????o Financeira e seus fatores indicadores (Conhecimento e Comportamento Financeiros e Atitude) de alunos dos cursos da FECAP, em pesquisa aplicada a 564 etudantes do per??odo noturno, do primeiro e ??ltimo anos de gradua????o, com base no question??rio desenvolvido pela OECD. Tamb??m s??o investigadas as rela????es entre vari??veis sociodemogr??ficas e os cursos com os n??veis de Alfabetiza????o Financeira. Os resultados apontam que os alunos da FECAP possuem um elevado n??vel de Alfabetiza????o Financeira, chegando a 2,39 pontos em uma escala com pontua????o m??xima de 3,00 pontos, o que representa um aproveitamento de 79%. Este resultado est?? 19 pontos percentuais acima de uma pesquisa realizada pela Serasa Consumidor e IBOPE (2014), em que foi verificado um aproveitamento de 60% em indiv??duos com curso superior. A an??lise realizada mostra que os alunos dos ??ltimos anos t??m maior n??vel de Alfabetiza????o Financeira que os dos primeiros anos. O estudo mostra ainda que fatores sociodemogr??ficos, como g??nero, faixa et??ria e religi??o est??o relacionados ao n??vel de Alfabetiza????o Financeira