The thesis deals with the offer of banking products in the Czech Republic and targets the offer of Volksbank CZ, resp. Sberbank CZ. Part of the paper describes the forming of the banking sector in the Czech Republic and the current situation. The paper also deals with the change of Volksbank CZ to Sberbank CZ. The analysis of the offer of banking products and costs related to accounts compares the position of certain products of Volksbank CZ with those of competition in the period from October 2012 to January 2013.

The main objective of this master thesis is to develop a financial analysis of banking institution Sberbank CZ, Inc., to evaluate the overall effectiveness of its activities and to compare its situation with competing banks. The master thesis is divided into three main parts. The first part focuses on description of methodological and theoretical findings, which are connected with financial analysis. Attention is paid not only to financial analysis and financial indicators, but the author of the thesis also deals with information resources, information duties of banks, financial statements and regulations of the Czech National Bank. The second part is devoted to introduction of chosen banks and description of their main features. The third part focuses on application of reached findings and creating financial analysis of Sberbank CZ, Inc.. Results will be continuously evaluated and also measured with competing banks. In conclusion are presented reached results of financial analysis, on which is evaluated whole financial situation of Sberbank CZ, Inc..

Выпускная квалификационная работа (магистерская диссертация) посвящена исследованию деятельности коммерческих банков на рынке банковских карт. Предметом исследования является деятельность коммерческих банков с банковскими картами в Российской Федерации и проблемы их развития. Основной целью магистерской диссертации является углубленный анализ функционирования коммерческих банков с банковскими картами, а также исследование современных проблем развития данного финансового института и путей их решения. В заключении изложены основные выводы, полученные в работе, и проведено соотнесение достигнутых результатов с целями и задачами работы, поставленными во введении. / The final qualification work (master's thesis) is devoted to the study of the activities of commercial banks in the bank card market. The subject of the study is the activities of commercial banks with bank cards in the Russian Federation and the problems of their development. The main goal of the master's thesis is an in-depth analysis of the functioning of commercial banks with bank cards, as well as a study of modern problems of the development of this financial institution and ways to solve them.In the conclusion, the main conclusions obtained in the work are presented, and the results achieved are compared with the goals and objectives of the work set out in the introduction.

Выпускная квалификационная работа (магистерская диссертация) посвящена исследованию кредитных рисков в коммерческом банке. Предметом исследования является деятельность коммерческих банков в условиях кредитных рисков в Российской Федерации и проблемы их развития. Основной целью магистерской диссертации является углубленный анализ кредитных рисков в коммерческом банке, а также исследование современных проблем развития данного финансового института и путей их решения. В заключении изложены основные выводы, полученные в работе, и проведено соотнесение достигнутых результатов с целями и задачами работы, поставленными во введении. / Graduation work (master's thesis) is devoted to the study of credit risks in a commercial bank. The subject of the study is the activities of commercial banks in the context of credit risks in the Russian Federation and the problems of their development. The main goal of the master's thesis is an in-depth analysis of credit risks in a commercial bank, as well as a study of modern development problems of this financial institution and ways to solve them.In the conclusion, the main conclusions obtained in the work are presented, and the results achieved are compared with the goals and objectives of the work set out in the introduction.

Выпускная квалификационная работа (магистерская диссертация) посвящена исследованию организации потребительского кредитования, проблем и современных тенденций развития. Предметом исследования выступают экономические отношения, возникающие в процессе организации потребительского кредитования. Основной целью магистерской диссертации является разработка рекомендаций и мероприятий по развитию потребительского кредитования в ПАО «Сбербанк России». В заключении подводятся итоги проведенного исследования, делаются основные выводы. / Final qualifying work (master's thesis) is devoted to the study of the organization of consumer lending, problems and current trends. The subject of the research is the economic relations arising in the process of organization of consumer lending. The main purpose of the master's thesis is to develop recommendations and measures for the development of consumer lending in PJSC «Sberbank of Russia». In conclusion, the results of the study are summarized, the main conclusions are made.

The principal aim of the thesis is to suggest a follow-up procedure for a bank's stock valuation for investors and to help them make a decision about the prospects of buying or selling bank shares. The particular strategic and fundamental factors influencing the intrinsic value of a bank are described in detail. Special attention is paid to determining the intrinsic value of the banks' brand. An example of particular methods of determining the intrinsic value of a bank's stock is given in the last chapter where the intrinsic value of the biggest Russian bank Sberbank Rossii is calculated with a decision at the end on whether the market pricing is correct.