This study describes and analyzes the impact of Structural Adjustment Programmes (SAPs) on the Jos women in the informal sector, as well as the strategies women adopt to ensure the survival of their businesses and families. Studies that have investigated the impact of SAP on women in the informal sector tend to take a rather disparate approach. Against this background, the present study develops a coherent conceptual framework for understanding the impact of SAPs on women in the sector. From an interview survey conducted with one hundred and fifty (150) Jos women in the informal urban sector, the study elicited data on the activities of the women and the ways SAPs affect their access to productive and reproductive resources, as well as on the responses of the women to SAPs-engendered socio-economic hardships. The data reveal that the Jos women engage in numerous income-generating activities, mostly in small-scale, low-income circulatory and service activities which are largely marginalized and bereft of institutionalized resources. In addition to their productive and income-generating activities, the Jos women perform the bulk of the reproductive and domestic work necessary for the support of the family. As well, the women perform some extra-household work for the welfare of the community and environment. The study shows that the Jos women are adversely affected by SAPs. Structural Adjustment Programmes are further limiting their access to business commodities, credit, stalls, information and training, food, healthcare, education and transportation facilities. Consequently, women are finding it difficult to maintain their businesses and families. Amidst the adverse effects of SAPs, the women are resiliently and innovatively responding to SAPs through numerous business and familial survival strategies. In addition to the responses of the Jos women, the Nigerian State, is attempting to reduce poverty among women through its various women-centered programmes. The study attributes the adverse and limiting effects of SAPs on the Jos women's access to resources to a number of forces. These include (a) the Nigerian limited and discriminatory opportunity structures which predispose women to the largely marginalized informal activities, (b) the small-scale and low-income nature of women's informal activities, (c) the unequal and exploitative relationship between the informal and formal sectors in which women provide consumer goods at low-cost for the regeneration of capitalist labour, (d) the circulatory and service nature of women's informal activities, (e) the gender- and class-biased structures inherent in SAPs, as well as in SAPs' implementing mechanisms and institutions and (f) women's altruistic and selfless attitudes. The study observes that the responses of both the Jos women and the Nigerian State to SAPs-engendered hardships are, at best, palliative or even cosmetic. The responses do not address the strategic needs of women. Hence the study makes a case for a transformatory strategy through the empowerment of women. / Arts, Faculty of / Anthropology, Department of / Graduate

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This thesis attempts to analyze the market response of stock prices of major U.S. banks to the February, 1987 Brazilian loan default announcement. The study's general hypothesis is that the market revalued stock prices according to each bank's amount of Brazilian loan exposure. The first chapter examines the significance of the default announcement. A survey of related literature is presented in the second chapter. Chapter III specifies the methodological techniques involved in analysis of the data. Chapter IV reports the findings of the study. Conclusions about the results are drawn in Chapter V. The results indicate the market is efficient. They also suggest that individual exposure was the major determinant of bank stock price decline.

This study examines the membership of the Canadian County Oklahoma Farm Women's Home Demonstration Club Market and its funding usage between the years 1931 and 1938.

Over the years, South Africa has embarked on significant strides towards trade liberalisation with a view to generate economic growth that enhances employment and reduces poverty. The purpose of this study is to determine whether trade liberalisation has enhanced economic growth in South Africa. The specific research objectives were to (i) provide an understanding of the country’s trade liberalisation policies (ii) empirically determine the short-run and long-run effects of trade liberalisation on economic growth between 1970 and 2017 and (iii) to provide policy recommendations based on the findings. To this end, utilising three different proxies of trade liberalisation, the study employed the Autoregressive Distributed Lag (ARDL) Model to determine the long-run and short-run impact of South Africa’s trade liberalisation on economic growth. The study found that trade liberalisation enhanced economic growth in South Africa and noted that the results hold only when using trade openness and real effective exchange rate as proxy for trade liberalisation. This suggest that trade liberalisation in South Africa has had a general positive effect on economic growth. Despite the positive effect on economic growth, there is still a need to ensure that within the trade policy, increased focus on sectors that have the potential for value added and job creation. / Economics / M. Com. (Economics)

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