Thesis (MPhil)--Stellenbosch University, 2004. / ENGLISH ABSTRACT: Evaluating small business development policies and programmes is a methodologically difficult task. A wide range of role players in the economy - government departments and agencies, corporations, international donors, and non-governmental organisations - invest resources of sizeable magnitude annually in promoting small business. This investment is often justified on the basis of the importance of small business in contributing to the attainment of a range of socio-economic objectives such as job creation, addressing economic inequity among various population groups, stimulating competition in the economy, and enhancing economic growth. With the increase in the magnitude of public investment in small business development, and increasing competition for the same resources from other worthwhile interventions, the pressure for public accountability and the need to demonstrate effectiveness of policies and programmes has increased. Programme sponsors are increasingly requiring that those receiving public funds for small business development projects should ensure effective monitoring and evaluation of their programmes in order to ensure that there is a sound information base to provide the necessary policy and programme feedback. The question, however, is to what extent small business policies and programmes are successful in ensuring the attainment of their objectives. To what degree can any changes at the level of the enterprise and its immediate environment be realistically attributed to the effectiveness of policies and programmes? Can ongoing investment In small business development be justified in the face of competing demands for the same resources from other worthwhile and perhaps more pressing causes? How efficient is a particular policy or programme in terms of its cost in relation to other policy or programme alternatives? These and more are questions facing evaluators of small business development policies and programmes. This thesis shows that the task facing these evaluators is not an easy one, due to methodological complexities encountered in attempting to answer these questions. / AFRIKAANSE OPSOMMING: Die evaluering van ontwikkelingsbeleidsrigtinge en -programme van kleinsakeondernemings is metodologies geen maklike taak nie. 'n Groot verskeidenheid rolspelers in die ekonomie, ingeslote regeringsdepartemente en -instansies, korporasies, internasionale skenkers en nie-regeringsorganisasies, belê jaarliks aansienlike hulpbronne in die bevordering van kleinsakeondernemings. Sodanige beleggings word dikwels geregverdig aan die hand van die belangrikheid van kleinsakeondernemings se bydrae tot die bereiking van verskeie sosio-ekonomiese doelwitte soos werkskepping, en om die kwessie van ekonomiese ongelykheid tussen onderskeie bevolkingsgroepe aan te roer, om mededinging binne die ekonomie aan te moedig en om ekonomiese groei te versterk. Die toename in die omvang van openbare beleggings in kleinsakeontwikkeling asook toenemende mededinging vir dieselfde hulpbronne deur ander verdienstelike partye gaan gepaard met toenemende druk vir openbare aanspreeklikheid en noodsaak doeltreffende beleidsrigtingr en -programme. Programborge vereis toenemend dat diegene wat openbare fondse vir kleinsakeontwikkelingsprojekte ontvang, die doeltreffende monitering en evaluering van hulle programme moet waarborg sodat daar 'n deeglike inligtingsbasis bestaan om die nodige beleids- en programterugvoer te verskaf. Die vraag is egter tot welke mate kleinsakebeleidsrigtinge en -programme daarin slaag om te verseker dat hul doelwitte bereik word. Tot watter mate kan enige veranderinge op ondernemingsvlak en sy onmiddellike omgewing, realisties gesproke, aan die doeltreffendheid van beleidsrigtinge en -programme toegeskryfword? Kan voortgesette beleggings in kleinsakeontwikkeling geregverdig word in die lig van mededinging vir dieselfde hulpbronne deur ander verdienstelike, en moontlik selfs meer dwingende, sake? Hoe doeltreffend is 'n bepaalde beleid of program in terme van sy koste, gesien in verhouding tot ander beleids- of programkeuses? Diegene, wat verantwoordelik is vir die beoordeling van kleinsakeontwikkelingsbeleidsrigtinge en - programme word deur hierdie en vele ander vrae gekonfronteer. Hierdie tesis toon aan dat sodanige beoordelaars, as gevolg van die metodologiese ingewikkeldhede waarvoor hulle te staan kom in die poging om hierdie vrae te beantwoord, geen maklike taak het me.

A dissertation submitted to the Faculty of Commerce, Law and Management, at the University of the Witwatersrand, in fulfilment of the requirements of the degree of Master of Commerce in the School of Economic and Business Sciences - Management, Johannesburg, June 27 / Entrepreneurship continues to dominate public discourse as has been the case for the past century; this topic has been widely discussed in academia and policy development, not only as an abstract concept, but as a necessity to activate economic growth, especially for developing countries such as South Africa. Many authors have argued that the mixture of good entrepreneurial activity in the formal and informal sector is necessary and it is interlinked. As such, the multifaceted nature of entrepreneurship continues to be a subject of contention, especially when it comes to issues surrounding entrepreneurial performance. The purpose of this research was to investigate the influence of Cultural Intelligence on the relationship between Social Capital and Entrepreneurial Performance amongst foreign traders based in Johannesburg’s informal economy. The major studies underlying this research are in agreement in the field of social science and business studies, suggesting that Entrepreneurship is embedded in social contexts and cannot be wholly understood unless one attempts to evaluate the influence of different social phenomena. This study assessed foreign entrepreneurs’ cross-cultural adjustment capabilities, their social networks and how the two influence entrepreneurial performance. This study was motivated by the 2008 and 2015 xenophobic attacks in the informal economy which exposed a need to understand cultural and social capital dynamics that underpin entrepreneurial performance amongst foreign entrepreneurs. The research model for this study sought to investigate the mediating influence of cultural intelligence on the relationship between Social Capital and Entrepreneurial Performance. The results of this study indicate that Cultural Intelligence is no significant mediator between Social Capital and Entrepreneurial Performance amongst foreign traders in the informal economy. The results of this further reflected significant differences in attitudes between the groups of foreign traders under study. / XL2018

A research report submitted to the Faculty of Commerce, Law and Management, University of the Witwatersrand, in partial fulfilment of the requirements for the degree of Master of Management specialising in Entrepreneurship and New Venture Creation, 2016 / Despite the significant role that SMMEs play in the growth of developed and developing economies, they are often plagued by various constraints. Access to finance is considered as one of the major constraints that exist within businesses and is also a consequence of other issues which create an impediment towards the success of SMMEs which compromises the growth of any given economy. The pervasive issue on the lack of access to finance tends to be greater for informal businesses as opposed to formal businesses due to various aspects, such as the entrepreneurial attributes that informal business owner-managers have, which are indeed found to be lacking, consequently leading to circumstances where banks reject loan applications made by these businesses, suppliers reject any request of trade credits made by the owner-managers operating these businesses and potential investors find these businesses to be less attractive when investing for future returns. This study has examined certain determinant factors that are embedded within the theory of entrepreneurship which are perceived to be some of the factors which in essence are considered as success drivers for the growth of all forms of businesses. More importantly, these factors have been closely analysed in the context of informal businesses with regard to whether they prove to be important factors to soliciting finance which is considered a crucial resource for the growth of informal SMMEs. In examining the perceived importance of each of these factors in relation with access to finance, as well as the perceived importance of finance in leading to growth of informal SMMEs, a self-administered questionnaire was distributed across 385 informal business owner-managers in the Gauteng province. Given that the nature of the study was quantitative, descriptive and inferential statistics were performed on the data. Various statistical methods, such as correlation analyses and multiple regressions, were employed to test the proposed hypotheses associated with the relationship of social capital, and human capital to the access to finance, and access to finance on growth. The findings reflected that social capital and human capital are important factors to accessing finance. Furthermore, access to finance is an important factor in the growth of SMMEs in the informal sector. The study contributes towards addressing the existing gap in the knowledge base regarding the determinants of financial access for SMMEs. It also contributes towards providing direction to policy makers involved in enterprise development to reach out to informal business ownermanagers by providing training to these entrepreneurs so as to improve their social and human capital and grow their businesses to graduate into the formal sector as their contribution is needed to grow the South African economy / GR2018

This thesis examines 'Bottom of the Pyramid' (BoP) capitalism through an empirical study of the off-grid solar power market in the North Indian state of Uttar Pradesh. Over the last three decades, the extension and neoliberalisation of capitalism across the Global South has gathered pace. In many countries, including India, there has been a proliferation of businesses serving low-income populations following economic liberalisation, and a resulting growth in what is increasingly been theorised as 'BoP capitalism'; primarily in a literature produced by economics, business, and development scholars. In this literature, the development of capitalism at the bottom of the pyramid through the Global South is predominantly being theorised as a free market story, of formal, regularised businesses succeeding by selling good quality, branded but value- conscious, innovative, and frugal goods and services. Furthermore, the argument is being made that this is 'social capitalism', that formal businesses entering BoP markets can deliver developmental and environmental benefits to low-income populations. New markets for off-grid solar power products that are growing in multiple countries in the Global South provide one significant example of BoP capitalism. Within India, an off-grid solar power market has been developing since the 1990s within a newly liberalised market context. A body of research reports that private businesses are selling good quality and value-conscious solar goods and services to India's poor. This market has been framed as highlighting the potential of BoP capitalism to bring energy and light to India's poor, while also delivering developmental benefits. The contribution of this thesis is to challenge the existing body of literature on BoP capitalism, which tells a story of BoP capitalism through the Global South being developed by formal businesses, according to market dynamics, and sees no place for informal businesses as formal ones develop. Based on ten months of qualitative fieldwork in 2013-2014 in the state of Uttar Pradesh, looking comparatively at formal, regularised and commercialised solar shops and dealerships and at informal, small-scale solar shops, this thesis explores BoP capitalism in the Indian context. This thesis has several main findings. Firstly, it shows how a new group of formal solar shops and dealerships selling good quality, branded, and standardised products, and providing an installation service, after-sales servicing, and formal bank financing are developing the BoP solar market in Uttar Pradesh in a fashion familiar to the wider literature on BoP capitalism. Secondly, it shows how the success of these solar shops and dealerships was not a free market story, but how they are being shaped and supported through state and non-state resources and patronage, and that their growth was often dependent upon informal relationships with rural development banks, which opened-up bank financing options for solar customers and access to government subsidies. Thirdly, it looks at how informal solar shops were successfully selling off- grid solar products, adopting distinctly different business practices to formal solar businesses, and developing the market in a distinctly different way. I trace how informal businesses were not just successful because they were selling cheap and substandard goods, but were also thriving because they were the site of improvised and what I term 'jugaad' products and business practices. Jugaad is a Hindi term, referring to improvised and ingenious innovation and action. This thesis highlights a context of fluid capitalism at the BoP in India, where formal and informal solar businesses are developing the BoP solar market in distinctly different ways, and where state and non- state actors are shaping the market.

Thesis (M.Dev.) --University of Limpopo, 2006 / The study entitled The Role of Women’s Economic Contribution in the informal sector of the economy: A case study of women in Mankweng area in the Limpopo Province focuses on the participation of educated women in the Informal Sector of the economy. The participation of women in the economic development has been found to benefit a lot of families headed by women, Black women in particular. In Mankweng, the study found evidence of increased number of women’s participation in the economic development. This mini-thesis is comprised of four chapters. Chapter 1 This chapter is mainly introduction to the study. The chapter includes the problem statement, motivation for the study, aims and objectives and the importance of the study. The chapter also outlines the methodology of the study, the definition of key concepts used in the study and the limitations of the study. Chapter 2 Chapter 2 comprises the literature background for the study. The literature focuses largely on women in the informal sector, their employment opportunities, marginalization in economic activities and constraints on growth that are faced by women in small business enterprises. The literature also reflects on the challenges and limited achievements of women in their respective trading occupations. Chapter 2 looks at the state of women in the economy. The labour market segment theory attempts to explain gender inequalities in employment on the basis that the labour market is compartmentalized. The chapter also looks at the definition of the informal sector. The division of labour and the informal sector focuses on the areas women concentrate in the labour market. Positioning women in the informal sector and the labour market focuses on the role women play in the informal sector. The last part of the chapter deals with the challenges women are faced with and the opportunities available for them in the informal sector. Chapter 3 Chapter 3 focuses on data analysis and interpretation of the findings of the study. The analysis focuses on the respondents’ personal background and their economic activities as recorded during interviews. Chapter 4 Chapter 4 concludes the study by discussing and presenting a summary of the findings of the study and the implications thereof. A conclusive report is made and recommendations for improving the informal sector and for further research are made.

No abstract available. / Thesis (M.Sc.U.R.P.)-University of KwaZulu-Natal, Durban, 2008.

Abstract not available. / Thesis (MTRP)-University of Natal, Durban, 1995.

No abstract available. / Thesis (M.Sc.U.R.P.)-University of KwaZulu-Natal, Durban, 2004.

No abstract available. / Thesis (M.T.R.P.)-University of Natal, Durban, 1996.

The marginalization of black people from the formal economy has led them to the informal economy. This is due to the country’s macroeconomic policies which have made the country’s economy develop unevenly. The uneven development draws black people who lack skills and are unable to find employment, to engage in informal economic activities. Engaging in informal economic activities enables those marginalised by the formal economy to generate a livelihood from the informal economy. As a result, parents and guardians of the youth struggle to pay tertiary fees and provide a sustainable livelihood for their sons and daughters. In turn, these sons and daughters begin to engage in informal economic activities by selling goods and providing services to other students in their rooms at residence. The selling of goods and providing services is a means to generate a livelihood in order to survive at tertiary, subsequently students become businessmen and businesswomen who own their own small businesses irrespective of the scale of the business. From the government’s perspective, there have been many initiatives, strategies and frameworks to promote small businesses and youth entrepreneurship amongst the youth. However, the policies, strategies and frameworks do not cater for students engaging in these survivalist-enterprise activities of the informal economy as students look to generate a livelihood. / Thesis (M.A.)-University of KwaZulu-Natal, Durban, 2010.