This study describes and analyzes the impact of Structural Adjustment Programmes (SAPs) on the Jos women in the informal sector, as well as the strategies women adopt to ensure the survival of their businesses and families. Studies that have investigated the impact of SAP on women in the informal sector tend to take a rather disparate approach. Against this background, the present study develops a coherent conceptual framework for understanding the impact of SAPs on women in the sector. From an interview survey conducted with one hundred and fifty (150) Jos women in the informal urban sector, the study elicited data on the activities of the women and the ways SAPs affect their access to productive and reproductive resources, as well as on the responses of the women to SAPs-engendered socio-economic hardships. The data reveal that the Jos women engage in numerous income-generating activities, mostly in small-scale, low-income circulatory and service activities which are largely marginalized and bereft of institutionalized resources. In addition to their productive and income-generating activities, the Jos women perform the bulk of the reproductive and domestic work necessary for the support of the family. As well, the women perform some extra-household work for the welfare of the community and environment. The study shows that the Jos women are adversely affected by SAPs. Structural Adjustment Programmes are further limiting their access to business commodities, credit, stalls, information and training, food, healthcare, education and transportation facilities. Consequently, women are finding it difficult to maintain their businesses and families. Amidst the adverse effects of SAPs, the women are resiliently and innovatively responding to SAPs through numerous business and familial survival strategies. In addition to the responses of the Jos women, the Nigerian State, is attempting to reduce poverty among women through its various women-centered programmes. The study attributes the adverse and limiting effects of SAPs on the Jos women's access to resources to a number of forces. These include (a) the Nigerian limited and discriminatory opportunity structures which predispose women to the largely marginalized informal activities, (b) the small-scale and low-income nature of women's informal activities, (c) the unequal and exploitative relationship between the informal and formal sectors in which women provide consumer goods at low-cost for the regeneration of capitalist labour, (d) the circulatory and service nature of women's informal activities, (e) the gender- and class-biased structures inherent in SAPs, as well as in SAPs' implementing mechanisms and institutions and (f) women's altruistic and selfless attitudes. The study observes that the responses of both the Jos women and the Nigerian State to SAPs-engendered hardships are, at best, palliative or even cosmetic. The responses do not address the strategic needs of women. Hence the study makes a case for a transformatory strategy through the empowerment of women.

This thesis examines factors that determine household reliance on interlinked informal credit contracts for fish in the Peruvian Amazon, and the degree to which implicit interest rates in these contracts are explained by transaction costs, administrative costs and lender risk. / A probit model was used to determine household likelihood to borrow, using survey data collected in the region. This likelihood is found to depend on access to alternative activities to generate income, household resilience to income volatility, and demographics: age, education and mobility. / High implicit interest rates (112%) are not explained by the average costs (67%) incurred by local lenders. Market access and household demand elasticity seem to be the main factors determining the degree to which forest peasants are exploited. Local lenders are found to receive credit at rates below the cost to non-resident lenders who use the credit relationship to secure a supply of fish.

This study describes the characteristics of informal economy workers and their households. The central reasons for initiating the study were twofold. Firstly, the informal economy has grown in size and it is increasingly recognised as an important component of the economy. Secondly, it is widely agreed that accurate measurement of the informal economy has not been achieved. Thus, the study aimed to describe the informal economy using the most up-to-date national labour force survey as well as assess how accurately the informal economy has been measured with that instrument. The informal economy has developed as a result of globalisation and the technological revolution (amongst other factors) according to researchers. Recognition that workers within the informal economy (and those subject to informalisation within the formal economy) are not achieving fair labour standards has led to efforts to re-conceptualise work. The informal economy is extremely difficult to define and four conceptual models are described in this study. Each of the models agrees that the informal economy operates outside the ambit of formal activities, thus a form of dualism is defined, and that the economy is heterogeneous in character. The models differ in how the informal economy interrelates with the formal economy; the dualist model proposes there is no interaction while the legalist model states that a superior-subordinate relationship exists between the two. Competing models view the informal economy as either survivalist or as a vibrant, productive entity. A notable characteristic of the informal economy is flexibility in working conditions. This study will contribute to debate on the nature and measurement of the informal economy in South Africa. The method used in this study was secondary analysis of the Labour Force Survey. Integrating elements of theory and measurement, it is suggested that the design of the survey instrument reinforces the dualist model. Analysis revealed that different economies - formal and informal - occur and that, although the two are not mutually exclusive, these exhibit markedly different characteristics. The formal worker and his or her household showed significantly better statistics for a range of demographic, social and economic indicators. Formal employees enjoyed better quality employment relationships than informal workers, as demonstrated by higher proportions in permanent employment and longer duration of employment. Measurement of an interrelationship between the formal and informal economies was hampered by the design of the survey instrument, however, there is evidence that a relationship does exist and this was defined as superior-subordinate in nature. The heterogeneous nature of the informal economy was confirmed by example of a wide range of occupations, involving varied levels of skill. Generally, the South African informal economy appears to be survivalist in nature, as demonstrated by high frequencies of workers in occupations of low skill as well as by the general poverty and low standard of living exhibited by the informal workers' household. It was recognised that there are categories of worker who are worse off than the informal worker and this finding, along with the observation that disparities exist between different types of worker within the informal economy itself, raises the question of how useful it is to use the dualist framework for analysis. Informal workers did report higher levels of flexibility, however, it is argued that this would not compensate for poor statistics recorded for nearly all other indicators measured. Based on the analysis above, it is suggested that the informal worker 'formalise' if this path is made possible because it is clear that formal workers achieve a significantly better standard of living. In the long term this goal could be achieved by improving education levels and by facilitating access to the formal economy. In the short to medium term the outlook for the informal worker could be improved by adopting policies that foster improved work conditions, including improved access to medical aid, paid leave, and some form of pension or retirement plan. The study concludes that measurement of the informal economy is more accurate than past attempts, but that further improvement is possible. Given the disparities within the informal work force and the idea that a dualist approach is not the most effective conceptualisation of the labour force, the study calls for a flexible survey instrument that caters for various definitions of the informal worker. The inclusion of additional questions, for example to measure workers' perceptions of exploitation and satisfaction with working conditions, is encouraged. These suggestions would facilitate effective investigation of alternative conceptualisations of the informal economy through means of the survey instrument. / Thesis (M.Dev. Studies)-University of Natal, Durban, 2003.

International evidence demonstrates that Small, Medium and Micro-Enterprises (SMMEs) play a critical role in the growth and stimulation of developed and developing country economies. Within the South African context, the National Framework for Local Economic Development (LED) aims to support the development of sustainable local economies through integrated government action. This Framework will ensure that SMMEs have an element of support from a local government perspective. With greater responsibility being allocated to local government, interrogating what local authorities could do to support SMMEs is important. The dissertation reflects on the eThekwini Municipality’s approach to this issue by focusing on the support of small enterprises through business linkages, and assesses the role played by Small Business Fairs in this regard. The primary empirical component of the research examines the effectiveness of the municipality’s flagship SMME support initiative – the annual SMME Fair. Over 160 small businesses were surveyed. The survey found in general that the stallholders felt the Fair was beneficial. Apart from the usual problems related to the organization of the Fair, the exhibitors also identified a number of weaknesses that hinted at the municipality’s strategic approach. Much of the frustrations of the respondents were linked to not receiving direct benefits from the SMME Fair in relation to business contacts and increased sales and it is argued that the municipality should explore further the benefits of business linkages. The role of local government in stimulating SMME Fairs to establish suitable business linkages with the big businesses may assist in addressing this major weakness that was identified. The SMME Fair has the potential to provide an ideal platform SMMEs from which to create business linkages. / Thesis (M.Dev.Studies)-University of KwaZulu-Natal, Durban, 2010.

This thesis is about the history of the muthi trade (the African traditional medicine trade) since it was introduced to Durban. "D'Urbanised Tradition" refers to the way the tradition surrounding muthi was urbanised in Durban, and how it has been viewed as a 'de-urbanising' element in the city. The thesis deals with the changes, over the past 100 years, to the tradition of muthi trading that were brought about both by actors 'within' the trade - what I refer to as 'restructuring of tradition' - and by interventions from 'external' forces (the state, the biomedical lobby and the conservationist lobby) - what I have termed 'the development of tradition'. Whereas many studies present (Zulu) tradition as something static, this study of "D'Urbanised tradition" focuses on change and process - why and how these changes to tradition have occurred. It comprises an analysis of how the dialectic between change and continuity within the muthi trade has been negotiated by strategic actors throughout the twentieth century. Emphasis is on the economic and political potentials of tradition and traditional medicine, and focus will be on changes in the muthi trade in Durban, using the Russell Street Muthi Market in the 1990s as a case study. Although 'restructuring' and 'development' are kept separate in this thesis, they denote interrelated processes whereby active agents strategically use tradition to achieve their ends. It is argued that the traditions surrounding muthi have been manipulated both as economic as well as political tools by the various vested interests in the trade. The thesis deals with one of the largest and most important sectors of South Africa's informal economy, and provides a historical analysis and case study of the strategies used by both traders and outside institutions involved in the trade. This is done by using the paradigm of 'tradition'. / Thesis (M.A.)-University of Natal, Durban, 1999.

Many believe that small and medium natural resource-based enterprises (NRBEs) provide a vision to reduce poverty in the Third World’s rural communities and households. As a result, new rural enterprises should be created and existing ones reinforced within a framework of sustainable livelihoods that target all appropriate members in the communities. This study investigates the impact of the natural resource based enterprises income on the rural livelihoods in the households using a rural natural-based craft enterprise (using reeds, Cyperus spp, as raw material), as a case study, Ikhowe Craft Enterprise, situated in small town called Eshowe in northern KwaZulu-Natal, South Africa.. In designing this study, a combination of both qualitative and quantitative research methods was employed. This was influenced by the aim and the type of data required for the study. The said methods were (a) semi-structured interviews for producers (a questionnaire had a pre-determined mix set of both open-ended and closed-ended questions); (b) interviews for management were conducted with a purely qualitative questionnaire which consisted of only structured and open-ended questions; (c) field observations, and (d) a review of secondary materials (administrative records). Apart from how derived income impacts on the participants, data required also included performance of the enterprise, access to markets, support available, and livelihood analysis of the participants households which included issues such as households’ economies and exploring extent of, and reasons for diversification, and challenges both the enterprise and participants’ households face daily in relation to making a living. The results show that there was a significant increase in business annual turnover and producers’ earnings between 2003 and 2005. In 2003, about 50% of the producers earned less than R1000 per year, while in 2005 only 3% earned less than R1000 per year. Despite the total annual increase of earnings and the significant contribution of craft income to producers’ households’ incomes, individual earnings varied considerably amongst the producers and as a result the economic impact was also variable. Other than craft, strategies such as government grants enhanced livelihood diversification in the case study. However, lack of understanding of basic business principles and skills amongst both the crafters and management posed threats to the sustainability of the enterprise. The income derived from the NRBE activity, especially since it is based on natural resources with low economic value (reeds) was found to have both diversifying and supplementing effects on different producers’ other strategies. Although, the enterprise is achieving growth, there is a concern and a need to measure the future sustainability of the enterprise. In addition there is a need to improve the producers’ basic business skills and business management competency / Thesis (M.Env.Dev.)-University of KwaZulu-Natal, Pietermaritzburg, 2008.

Urban poverty in the Philippines is strikingly manifested with the problem of street children. The labour of children is significant because of marginal household incomes. This thesis is an assessment of the credit program of one community based Non-Government Organization in Manila. The Family and Children for Empowerment (FCED), attempts to augment household incomes through the provision of low interest loans to women for informal micro-enterprises. The study is exploratory. The results reveal that most beneficiaries have achieved an income high enough to prevent their children from working and give families the opportunity to improve their standards of living. However, limitations exist in the informal sector which hinder the expansion and stability of the enterprises. Also, the cooperative credit program itself is at a critical stage. The study finds an urgent need for the cooperative to implement measures for capital build-up if it wants to continue to subsidize and provide its low interest credit loans to urban poor petty traders and products.

Thesis (doctoral)--Stockholm University, 2002. / Extra t.p. with thesis statement and English abstract inserted. Includes bibliographical references (p. 255-273).

Recently, researchers have shown enormous interest in the informal sector due to extensive poverty and rising unemployment trend in the South African economy. These problems have worsened in the Port Elizabeth economy, as most entrepreneurs have scaled down their operations or liquidated their businesses due to a structural decline in the manufacturing sector and periodic recessions in the national economy. Undoubtedly, the informal sector has become a reasonable economic alternative as far as income accumulation and employment generation. The present study shows that the informal sector is characterised mainly by self-employment and also the income from this sector has also improved the standard of living of most sampled households in New Brighton and KwaMagxaki. The aim of this thesis, then, is to evaluate the nature, extent, meaning and influence of the informal sector in the Port Elizabeth Black economy. However, this can only be achieved once the informal sector is placed within the appropriate theoretical framework. This is done by comparing and contrasting the different conceptualisations of the informal sector in the literature. In conclusion, the thesis combines the different conceptualisations of the informal sector in the literature with the empirical evidence from the Port Elizabeth townships' informal sector. The important findings of the study are: The informal sector is mainly characterised by distributive activities than productive activities. Women comprised 62% of the informal sector. Economically-active members of the economy are in the informal sector. Education levels in this sector are relatively low. The informal sector is characterised by one-man businesses with few employees who are also family members. There was no trace of migrants in the informal sector. The informal sector is characterised by linkages. Informal income alleviates conditions of poverty. Policies have to implemented for the development of the informal sector. Twenty-three percent of the households in New Brighton were in the informal sector and only 6% in KwaMagxaki. Although, this study focuses in Port Elizabeth, it is the intention that the results presented will provide a broad overview of what the informal sector is.

Orientador: Ricardo Luis Coltro Antunes / Dissertação (mestrado) - Universidade Estadual de Campinas, Instituto de Filosofia e Ciencias Humanas / O exemplar do AEL pertence a Coleção CPDS / Made available in DSpace on 2018-08-07T02:30:30Z (GMT). No. of bitstreams: 1 Duraes_BrunoJoseRodrigues_M.pdf: 705344 bytes, checksum: dc3185a640ee253ef90189d7c239f2e8 (MD5) Previous issue date: 2006 / Resumo: O presente estudo tem como objetivo central evidenciar e problematizar as condições precárias de trabalho dos trabalhadores de rua da cidade de Salvador em dois contextos díspares, um do final do século XIX (no contexto da abolição da escravidão) e o outro da atualidade (século XXI), evidenciando importantes elementos de similitudes, bem como, de incongruências. O problema que norteia a investigação proposta divide-se em dois. Pelo lado do século XIX ensejou-se responder a seguinte indagação: As formas de trabalho de rua de Salvador do final do século XIX representaram uma forma de trabalho avançada em relação a forma de trabalho predominante à época, a escrava? Por outro lado, referente às formas de trabalho de rua da atualidade, indagou-se: Serão estas formas de trabalho de rua atuais atrasadas em relação às formas de trabalho assalariado/formal da moderna produção capitalista, representando assim um retrocesso?Para responder a estas questões nos valemos do recurso da historiografia para o século XIX, compondo o cenário de vida e de trabalho das ruas da cidade de Salvador de finais deste século, utilizando de documentos e recortes de jornais históricos. Outrossim, para a atualidade usamos de uma pesquisa qualitativa com 191 trabalhadores de rua espalhados em diversos pontos da cidade de Salvador, e também de notícias em jornais. Estas bases permitiram compor duas paisagens de uma mesma cidade, em situações diferenciadas, mas que retratam formas similares de trabalho, principalmente, por estarem todas localizadas nas ruas da capital baiana. No século XIX os/as trabalhadores/as de rua eram denominadas de ganhadores/ganhadeiras e se encontravam ordenados/as em cantos delimitados na cidade. Hoje, são conhecidos/as como camelôs, vendedores/as ambulantes, informais e estão situados em todos os cantos da cidade, ainda com regulamentações, perseguições e ordenações, e uma máxima vem a tona, a saber, a busca frenética e incansável pela sobrevivência / Abstract: This present study has the main objective of evidence and discuss the precarious labour conditions of street workers on the city of Salvador in two different contexts, one is the end of the XIXth century (in the context of slavery abolition) and other is the present time (XXIth century), evidencing important elements of similarities, as well as, the incongruence. The problem that guides this inquiry is divided in two pieces. On the XIXth century, it was tried to answer the following investigation: the forms of street labour on Salvador's streets at the end of XIXth century had represented an advanced form of labour in comparison with the predominant form of labour at that time, the slave labour? On the other hand, referring to the forms of street labour at the present time, it was inquired: Have these current forms of street labour been less developed in comparison with the forms of formal wage-earning labour on the modern capitalist production, therefore, it represents a retrocession? To answer these questions, it was necessary the use of XIXth century historiography, to compose the scene of everyday life and work on the streets of Salvador at the end of this century, using documents and clippings of historical periodicals. So, on present time, we use a qualitative research with 191 street workers in diverse locations around the city of Salvador, and also clippings of actual periodicals. These bases had allowed composing two pictures of the same city, in differentiated situations, portraying similar forms of labour, all of it located on Salvador¿s streets. In XIXth century, the street workers were called of earners and they were found in delimited corners around the city. Today, they are knowed as ambulants, informal peddlers and sellers, and they are situated in all the corners around the city, still constrained by regulations, persecutions and ordinances, and a principle comes up: the frantic and untiring struggle for survival / Mestrado / Mestre em Sociologia