This is a qualitative study about child poverty within the school environment. The purpose is to examine how financial resources can affect the social standings of teenagers and how that affects them in school; how the school system view and work with child poverty as well as how they act within the legal framework that requires the school to be free of charge. This was done through analyzing earlier research and conducting five interviews with personnel at three schools for children ages 13-15. Our results show that social standing can be affected by a lack of financial resources, partially due to not having certain mobile phones or brand clothing, partially because they cannot afford to join in on social activities. Furthermore, teenagers view child poverty as shameful and a risk factor for social exclusion. The schools all saw child poverty as a problem that they work with through preemptive methods.

This thesis is concerned with a very dynamic and, at the same time very topical, subject -, namely payment services. Nowadays most payments for goods and services are realised by means of cashless payments. The thesis defines several sections, or partial objectives. The main objective is the characteristic features of payment systems used in the Czech Republic , followed by the analysis of the contemporary payment transactions in the Czech Republic ? organisation. The partial objectives describing payment transactions in the European Union, evaluating payment instruments in practice emphasising topical trends in this area.