CoordenaÃÃo de AperfeÃoamento de Pessoal de NÃvel Superior / A matemÃtica financeira à um ramo da matemÃtica que muito cresceu nas Ãltimas dÃcadas devido ao aumento de consumo do povo, e que muito pouco se sabe, pois, ainda nÃo à estudada de forma correta nos nÃveis do ensino fundamental, mÃdio, tÃcnico e tecnolÃgico. Os conteÃdos de MatemÃtica Comercial e Financeira sÃo um significativo vetor de promoÃÃo da cidadania e de entendimento do mundo econÃmico e financeiro. Esses conhecimentos podem ser trabalhados no contexto das salas de aula levando-se em conta a evoluÃÃo histÃrica dessa Ãrea da matemÃtica, visando o posicionamento pessoal nas questÃes de finanÃas e um referencial no tempo das operaÃÃes matemÃticas. O objetivo dessa dissertaÃÃo à mostrar como à feito o financiamento de veÃculos e objetos de forma geral, tentando alertar as pessoas na hora de financiar um bem, sobre as taxas cobradas de forma ilegal e abusiva. Faremos uma introduÃÃo sobre a histÃria da matemÃtica financeira, depois faremos um comentÃrio sobre juros compostos para que possamos entender melhor como se calcular o valor das prestaÃÃes em vÃrios tipos de financiamentos. Por fim mostrarei o absurdo que à cobrado das pessoas na hora de financiar um bem e assim poder exigir melhores prestaÃÃes. / Financial mathematics is the branch of mathematics that have grown in recent decades due to increased consumption of the people, and that very little is known,it is still not properly studied the levels of primary, secondary, technical and technological. The contents of commercial and financial mathematics are a significant factor of promotion of citizenship and understanding of the economic and financial world. This knowledge can be worked out in the context of the classroom taking into account the historical evolution of this area of mathematics, targeting the personal position on issues of finance and a reference time of mathematical operations. The objective of this dissertation is to show how is the funding vehicle and objects in general, trying to âopen the eyesâ of peopleâs time to fund a well, on charges of unlawful and abusive manner. We will make an introduction on the history of financial mathematics, then we will make a comment about compound interest so that we can better understand how to calculate the value of benefits in various types of financing . Finally show how absurd it is charged at the time of the people to fund a well and thus be able to âfightâ for better benefits.

This thesis deals with the issue of Evaluation of Economic Efficiency and Risks of Projects of Roads in South-Moravian Region. The first part of the thesis is theoretical. In the introduction defines the life cycle of an investment project. The studies and documentation of project are described. Furthermore, the thesis deals with the methodological evaluation of the effectiveness of public projects. The practical part of the thesis is aimed on the processing of economic and risk analysis. The evaluated project is the reconstruction of road and the construction of a new bridge structure on the road II/374 between the village Bílovice nad Svitavou and the town Adamov. The eCBA application was used to evaluate efficiency. A qualitative risk analysis of the project is carried out at the end of this thesis.