從社會福利角度出發，所謂公平，必須具有縮小貧富差距功能；效率，指的是以最少經費達到最大效果，本文將著重公平面探討，著眼於社會保險在不同職業之所得重分配差異改善情形。本文利用約當規模概念將各家戶人口單位化為齊一後，進行原始所得及加計社會保險淨收益所得計算，並使用AJL模型將垂直效果、水平效果、重排序效果自重分配效果中分離，透過實證觀察，社會保險制度於不同職域保險別是否具有改善原始所得不均情況。
本文主要目的有二：(1)分析社會保險所得重分配效果於各職域別內是否具有改善所得不均功能；(2)以年為單位，分析社會保險是否確實受益於經濟弱勢族群。實證研究發現，以各職域保險別觀察，勞保(產業工人)、勞保(漁業人口)、農保、未參加家戶具有正向所得重分配功能；公保、軍保、勞保(雇主)、勞保(受雇者)家戶具有反重分配功能，且社會保險制度實施於原始所得較高的投保別具有「利富」傾向，對於原始所得較低之投保別，則具有「利貧」效果。整體而言，我國社會保險制度在不同職域保險別上具有改善所得不均功能。 / In this paper, we will aim at the view of equity and find if social insurance in different vocations have improved income redistribution. We use the concept of equivalence scale factor to adjust family size and follow AJL model to calculate the vertical effect, horizontal effect and reranking effect.
For the purpose of this paper, we want to know if social insurance improves to decrease income inequity in different vocations and to examine if family with weaker economic status would get more benefit from social insurance.
We find that : (1) Family of Labor Insurance (members of an occupational union and fishermen)、Peasant Health Insurance and no enter any insurance in social insurance system have positive income distribution effect; family of Civil Servant Insurance, Military Insurance, Labor Insurance (employers and workers) have negative income distribution effect. (2) Social insurance in lower level insurance category has great redistribution effect, but it is fault in higher level insurance category.
| Identifer | oai:union.ndltd.org:CHENGCHI/G0093255006 |
| Creators | 楊媛棋 |
| Publisher | 國立政治大學 |
| Source Sets | National Chengchi University Libraries |
| Language | 中文 |
| Detected Language | English |
| Type | text |
| Rights | Copyright © nccu library on behalf of the copyright holders |
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