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加入WTO後中國大陸產險市場經營效率之研究

中國大陸於1986年申請重新加入WTO,經過15年的長期努力及多方談判,並且在各種產業上做出重大讓步之後,於12月11日正式成為第143個正式的會員國。加入WTO之後,在大陸金融市場規模龐大且成長迅速的吸引之下,市場的開放必然會吸引大量的國際保險業者進入大陸。另外,與一般開發中國家的情況相似,大陸的金融產業相對於其他產業而言是發展較為遲緩的產業,金融機構進駐後造成的衝擊必然十分嚴重,因此大陸當局應儘早加以準備與因應。
本研究採用資料包絡分析法進行效率值之計算,並使用大邊界法建構出單一效率邊界,探討大陸產險業在加入WTO前後的效率變動情形。本研究的結果如下:1.根據單變量無母數統計分析,整體產險業在加入WTO前後三個效率值雖呈正向關係但不顯著,表示階段性的開放是較理想的措施。2.非中資公司的整體技術效率值、純技術效率值與規模效率值均高於中資公司,顯示非中資公司其全球化的經驗較中資公司更好、更成熟。 / Mainland China reapplied in 1986 to join WTO, passed through 15 years long-term endeavor and negotiates in every way, and made the significant concessions after each industry, on December 11, 2001 officially became the 143rd official member nation. After joining the WTO, the mainland's financial market scale and rapid growth attract, opening of the market will attract a large number of international insurance industry to the mainland. Furthermore, with most developing countries in similar circumstances, the mainland's financial industry compared to other industries in terms of development is relatively slow industries, financial institutions stationed after the impact is inevitable, therefore, the mainland authorities should be prepared as early as possible and to respond.
This research applied Data Envelopment Analysis (DEA) to measure efficiency scores, and applied Grand Frontier to measure the trend of the efficiency change before and after joining WTO. The results of this study are as follows: 1. Based on the univariate statistical analysis, overall in the property insurance industry after joining the WTO three efficiency values have shown a positive relationship but not significant, said the gradual opening is a relatively ideal measures. 2. Non-Chinese company's overall technical efficiency, pure technical efficiency and scale efficiency were higher than the value of Chinese-funded companies that show non-Chinese-funded companies in their global experience are better and more mature than those Chinese-funded companies.

Identiferoai:union.ndltd.org:CHENGCHI/G0094353005
Creators許仁榮, Hsu, Jen Jung
Publisher國立政治大學
Source SetsNational Chengchi University Libraries
Language中文
Detected LanguageEnglish
Typetext
RightsCopyright © nccu library on behalf of the copyright holders

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