<p>This study aims to give an overview on young Chinese consumers’ car purchase behavior. The results show that car purchasing decision is an important decision for most of Chinese. Consumers get information from different channels. The results of this study also tells us that Chinese consumers take “safety” as the most important characteristic and take “value for money” as the second most important and “riding comfort” as the third important characteristic. Chinese consumers take “after-sale maintenance” and “exterior design/size” as the forth most important factors when making the purchase decision. For “exterior design/size”, it indicates that Chinese people are status-seeking and Chinese people prefer to choose a bigger car with a good appearance (Mian Zi Che) to show their good social status and want to get respects from others. Chinese consumers put the least importance on resale value that is because second hand car market is not well developed in China.</p>

<p><strong>Background:</strong> A warrant is a derivative that is normally issued over stocks. During the last financial crisis, the trading of warrants reached new records. The high leverage and the complexity of the product make the warrant a risky investment. Financial products such as warrants therefore imply a significant purchase decision for an individual and the consequences of making a poorly thought-out choice can be of considerable importance. Financial products require a high degree of involvement since the decision process is characterized by uncertainty of outcome and complexity of the product. Traditional theories on consumer decision making build on the assumptions of self-interest and rationality. In the context of financial services, the rationality of the decision process has been questioned within the field of behavioral economics, a field that suggests that the consumer is unable to make rational decisions as well as comparative judgments.</p><p><strong>Purpose: </strong>With a theoretical basis in the traditional consumer decision process, the purpose of this thesis is to examine and describe the decision making of young investors that buy warrants.</p><p><strong>Methodology:</strong> The study can be described as abdicative, since the subject of this thesis is based on an empirical problem observed in reality as well as based on existing theories on the subject. The thesis is furthermore a mixed qualitative and quantitative study. The empirical information was gathered using an Internet survey that was sent out to young investors that are members or are connected to financial associations or societies at different universities.</p><p><strong>Results:</strong> The study is considered to show that the decision making of young investors can be described as neither optimal nor rational when buying warrants. The respondents seldom seem to make efficient and as rational decisions as the traditional decision process model implies. Instead, individual characteristics and attitudes of the young investors affect their decision making.</p>

Background: A warrant is a derivative that is normally issued over stocks. During the last financial crisis, the trading of warrants reached new records. The high leverage and the complexity of the product make the warrant a risky investment. Financial products such as warrants therefore imply a significant purchase decision for an individual and the consequences of making a poorly thought-out choice can be of considerable importance. Financial products require a high degree of involvement since the decision process is characterized by uncertainty of outcome and complexity of the product. Traditional theories on consumer decision making build on the assumptions of self-interest and rationality. In the context of financial services, the rationality of the decision process has been questioned within the field of behavioral economics, a field that suggests that the consumer is unable to make rational decisions as well as comparative judgments. Purpose: With a theoretical basis in the traditional consumer decision process, the purpose of this thesis is to examine and describe the decision making of young investors that buy warrants. Methodology: The study can be described as abdicative, since the subject of this thesis is based on an empirical problem observed in reality as well as based on existing theories on the subject. The thesis is furthermore a mixed qualitative and quantitative study. The empirical information was gathered using an Internet survey that was sent out to young investors that are members or are connected to financial associations or societies at different universities. Results: The study is considered to show that the decision making of young investors can be described as neither optimal nor rational when buying warrants. The respondents seldom seem to make efficient and as rational decisions as the traditional decision process model implies. Instead, individual characteristics and attitudes of the young investors affect their decision making.

This study aims to give an overview on young Chinese consumers’ car purchase behavior. The results show that car purchasing decision is an important decision for most of Chinese. Consumers get information from different channels. The results of this study also tells us that Chinese consumers take “safety” as the most important characteristic and take “value for money” as the second most important and “riding comfort” as the third important characteristic. Chinese consumers take “after-sale maintenance” and “exterior design/size” as the forth most important factors when making the purchase decision. For “exterior design/size”, it indicates that Chinese people are status-seeking and Chinese people prefer to choose a bigger car with a good appearance (Mian Zi Che) to show their good social status and want to get respects from others. Chinese consumers put the least importance on resale value that is because second hand car market is not well developed in China.

| 1 Abstract The aim of the thesis is the contentual and procedural analysis of customers purchase behavior. Both analyses point out several internal and external factors, which play their role in customer's decision making process. The result of this process is or is not the purchase of the product. The combined research enables to identify the factors and determine their importance. In the qualitative research part parameters of the research are set based on semi-structured interviews. The parameters are then quantitatively measured according to their importance, after that they are analysed by means of factor analysis and via comparison the statistically important differences in decision making process among several target groups. Considering also the external factors influencing the sales process the perception of the same parameters by salesmen is researched as well, because they are a part of the customers decision making process and whose expectations also actively affect the process. The discovered factors were then compared with the Maslow's hierarchy of needs. From the other results of the research the conclusion was drawn that there do exist statistically important gender differences, differences between perception of the customers needs among various owners of sales points and among salesmen....

Introduction: E-commerce has shown a large increase in the last years and constitutes a great portion of the market. This has led to a digital shift and more people choose to e-shop. This has affected the retail business, since there are new, more comfortable ways to buy your groceries. Furthermore, the food e-commerce differentiates from the general e-commence, since customers feel comfortable being able to smell, touch and see the groceries they are buying. Purpose: The purpose of this study is to achieve a higher and deeper knowledge of how the e-service quality affects the customers purchasing behavior in a digital food commence. Furthermore, the purpose is to identify notable factors within e-service quality which affects the customers purchasing behavior. Method: This is a qualitative study which has had an abductive approach. It is a combination between an inductive and a deductive attempt. The empirical material has been collected through six semi-structured interviews with Zeithaml, Parasuraman &amp; Malhotra (2002) e-service quality dimensions for basis. Thereafter the empirical results were analyzed with the different steps of the buying process. Conclusion: Through this study, we noticed no significant difference between the interviewees which probably is a result of a high "internet habit". Thanks to the study, we were able to conclude that there are a number of distinct factors within the e-service quality dimensions that affects the customers purchasing behavior. Seeing that this is a subject going through constant development in contemporary with the digital evolution we find it useful to study, because the old barriers are replaced with new ones. / Bakgrund: E-handel växer drastiskt och utgör idag en större del av marknaden. Detta har lett till ett digitalt skifte och fler väljer att e-handla. Det har sin påverkan på dagligvaruhandeln eftersom det finns nya och bekväma sätt att e-handla mat på. Vidare skiljer sig e-handel av livsmedel från den generella e-handeln, vilket kan förklaras genom att livsmedel blir problematiskt att uppfatta i onlinemiljö eftersom beröring, syn och lukt ofta krävs. Syfte: Syftet med studien är att få en ökad och djupare förståelse hur e-service quality påverkar kundernas köpbeteende inom digital mathandel. Vidare är syftet att identifiera märkbara faktorer inom e-service quality som påverkar kundens köpbeteende. Metod: Detta är en kvalitativ studie som har haft ett abduktivt angreppsätt, vilket är en kombination av en induktiv och deduktiv ansats. Det empiriska materialet har samlats in genom sex semi-strukturerade intervjuer med Zeithaml, Parasuraman &amp; Malhotra (2002) e-service quality dimensioner som grund. Därefter analyserades det empiriska resultatet med köpprocessens olika steg. Slutsats: Genom studien kan vi se att det inte fanns några markanta skillnader bland de intervjuade personerna vilket vi tror kan bero på hög internetvana. Tack vare studien så kan vise att det finns ett flertal tydliga faktorer inom e-service quality dimensionerna som påverkar kundens köpprocess. Eftersom detta är ett ämne som ständigt uppdateras i samtid med den digitaliserade utvecklingen så är det nyttigt att studera just för att de gamla barriärerna ersätts av nya.

Submitted by Paulo Junior (paulo.jr@fgv.br) on 2010-12-13T21:15:39Z No. of bitstreams: 1 Carla Winter.pdf: 1507257 bytes, checksum: 938194a6dc53572559e3bd377245140d (MD5) / Approved for entry into archive by Paulo Junior(paulo.jr@fgv.br) on 2010-12-13T21:15:59Z (GMT) No. of bitstreams: 1 Carla Winter.pdf: 1507257 bytes, checksum: 938194a6dc53572559e3bd377245140d (MD5) / Made available in DSpace on 2010-12-16T17:40:10Z (GMT). No. of bitstreams: 1 Carla Winter.pdf: 1507257 bytes, checksum: 938194a6dc53572559e3bd377245140d (MD5) Previous issue date: 2010-03-26 / Within the literature of Consumer Behavior and Decision Theory there is a considerable body of theory that analyzes negative feelings and negative reactions in the decision making process, concerning high and low involvement products. Several phenomena are identified as negative in the process, such as Consumer Confusion, which comprises three dimensions: i) too much similar information about products, ii) a lot of information about different products and iii) false and ambiguous information. This phenomenon, however, seems to be moderated by a set of variables, such as Involvement, Experience and Time Constraints (moderating the relationship between Consumer Confusion and Purchase Intention). This was identified through in-depth interviews. The results of the interviews enabled the identification of moderating variables, as well as the existence of the phenomenon and its relation to the Purchase Intention. In the second phase of the research, it is assumed that individuals with low Involvement and Time Constraints have a greater propensity to confusion. In Study 2, Involvement and Time Constraint were used as moderators, both manipulated by instruction, and the dependent variables were Purchase Intention and Consumer Confusion. The results of Study 2 allowed the reseracher to infer that there are, indeed, significant differences between the groups, when analyzing the variable Consumer Confusion, but in most groups the Purchase Intention was not significantly different. In Study 3, Experience (strong and weak) and Consumer Confusion were manipulated and the dependent variable was Purchase Intention. The results of Study 3 also allowed to infer that there are significant differences between groups referring to Purchase Intention, when considered low or high confusion as well as strong or weak Experience. In the last phase of the research, consumer strategies for dealing with the phenomenon were the focus of the study. Such strategies often mediate subsequent behavior, for instance, purchase itself. In Study 4, Consumer Confusion was manipulated in two of its dimensions: overload and similarity. It was possible to identifie the preponderance of two strategies: search for additional information and postponement of the purchase decision. / Dentro da literatura de Comportamento do Consumidor e Teoria da Decisão existe considerável corpo teórico que analisa sentimentos negativos e reações adversas no processo decisório de compras de produtos de alto e baixo envolvimento. Vários fenômenos são identificados como negativos no processo, principalmente a Confusão do Consumidor, que compreende três dimensões: i) muitas informações similares sobre produtos, ii) muitas informações sobre diferentes produtos e iii) informações falsas e ambíguas. Tal fenômeno, no entanto, parece ser moderado por um conjunto de variáveis, como o Envolvimento, a Experiência e a Restrição de Tempo (moderadoras da relação entre Confusão do Consumidor e Intenção de Compra). Este fato foi identificado através de entrevistas em profundidade. Os resultados das entrevistas permitiram identificar as variáveis moderadoras, assim como a existência do fenômeno e sua relação com a decisão final de compra. Na segunda fase da pesquisa, supõe-se que indivíduos com baixo Envolvimento e Restrição de Tempo possuam uma propensão maior à confusão. No Estudo 2 foram utilizados como moderadores o Envolvimento e a Restrição de Tempo, ambos manipulados por instrução, sendo as variáveis dependentes a Intenção de Compra e a Confusão do Consumidor. Os resultados do Estudo 2 permitiram inferir que existem diferenças significativas entre os grupos, quando analisada a variável Confusão do Consumidor, mas, em alguns grupos, a Intenção de Compra não era significativamente diferente. No Estudo 3 foram manipuladas a Experiência (forte e fraca) e a Confusão do Consumidor, sendo a variável dependente a Intenção de Compra. Os resultados do Estudo 3 também permitiram inferir que existem diferenças significativas entre os grupos na Intenção de compra, quando consideradas baixa ou alta confusão, assim como Experiência forte ou fraca. Na última fase da pesquisa foram destacadas as estratégias dos consumidores para lidar com o fenômeno Confusão do Consumidor. Tais estratégias, muitas vezes, são mediadoras de comportamentos posteriores, como a compra do produto. No Estudo 4 manipulou-se a Confusão do Consumidor em duas de suas dimensões. Foi possível destacar a preponderância da estratégia por busca de informações e postergação da decisão, quando o consumidor se depara com situações confusas.

With the nature of exploring and less awareness of danger, furniture at home has been causing various kinds of child injury all over the world. Furniture tipping over is one emerging cause among children under 6 years old. Despite of the importance of child safety, it lacks evidence about people’s perceptions of child safety towards residential furniture. Hence, this thesis used the theory of consumer behaviour to identify factors that can potentially effect perceptions and applied quantitative and qualitative methods to find out perceived importance of child safety when people buy furniture and how people perceive child safety in a given case. It has been found that people perceive child safety much less important when buying furniture not specifically for children. Some factors, such as age, income have influence on it. In the given case of chest of drawers, when perceived to be more likely to tip over, people are more willing to anchor a chest of drawers. It has also found that a three-row and shallow type has mixed perceptions. When the weight of a chest is perceived to be more important, people agree more on the statement that a heavier chest of drawers is less likely to tip over. Although anchoring is considered to be an efficient way of preventing tipping over, results showed that it is not a preferred way for most people. Further study is needed to find out other ways. Information of child safety is welcomed by most of the people. More research can be done to find out effective ways of displaying child safety information.

The cognitive approach of consumer behavior emphasizes the purchase decision process, where pre-purchase alternatives evaluation is a stage and the focus of this study. Surfwear is a specific segment of clothes industry that offers a large quantity of goods and brands to its targetmarket. The study search to identify the more important evaluative criteria was superposed in a set of surfwear brands (evoked set) and results in a choice. Survey was employed in a non probabilistic sample of consumers in Fortaleza/CE. The results made evident that brand is the most important criteria and the evoked set is constituted by 1.5 brands. Still includes study restrictions and suggestions for new researches. / A abordagem cognitiva do comportamento do consumidor focaliza o processo de decisÃo de compra, onde a avaliaÃÃo de alternativas prÃ-compra à uma de suas etapas e o objeto deste estudo. O surfwear à um segmento especÃfico dentro da indÃstria do vestuÃrio, que disponibiliza um grande nÃmero de produtos e marcas para seu mercado-alvo. O estudo buscou identificar quais os critÃrios de carÃter utilitÃrio mais importantes foram aplicados sobre um conjunto de marcas de surfwear (conjunto de consideraÃÃo) e que resultou na compra de um produto. Foi utilizado o survey em uma amostra nÃo probabilÃstica de consumidores da cidade de Fortaleza/CE. Os resultados obtidos evidenciaram que a marca à o critÃrio mais importante e que o conjunto de consideraÃÃo à composto por 1,5 marcas. Incluem-se ainda as restriÃÃes do estudo e as sugestÃes de novas pesquisas.

Syftet med denna studie är att genom en kombinerad metod undersöka vilka faktorer som påverkar konsumenters beslutsprocesser samt vad konsumenter upplever som inträngande på den personliga integriteten, i kontexten av personaliserad marknadsföring. För att uppnå studiens syfte har ett visst antal konsumenter undersökts genom semistrukturerade intervjuer samt via en enkät. Resultaten visar att tillförlitlighet, diverse betalningsalternativ, leverans- och returpolicyer samt olika förmåner är faktorer som påverkar konsumenters beslutsprocesser. Ännu en slutsats är att konsumenter upplever marknadsföring och erbjudanden om produkter och/eller tjänster de endast talat om som inträngande på den personliga integriteten. Dessa slutsatser baseras på respondenternas egna åsikter och tidigare upplevelser. / The purpose of this study is to, by using a combined method, investigate which factors influence consumers' decision-making processes and what consumers perceive as intrusive on personal integrity, in the context of personalized marketing. To achieve the purpose of the study, a certain number of consumers were surveyed through semi structured interviews and via a questionnaire. The results show that reliability, various payment options, delivery- and return policies and various benefits, are factors that affect consumers' decision-making processes. Another conclusion is that consumers experience marketing and offers of products and/or services they have only talked about as intrusive on personal privacy. These conclusions are based on the respondents' own opinions and previous experiences.