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Yes / Financial inclusion is a vital development priority for countries worldwide. Mobile wallet (m-wallet) is considered as a disruptive payment method that will substitute the traditional physical wallet to achieve the so-called cashless society and enables financial inclusion. This study aims at developing and testing a research model that integrates a set of technology factors (perceived usefulness, perceived ease of use, fun to use, monetary value), external factors (peer influence and perceived status benefit), and cultural factors (humane orientation and societal collectivism) to assess the intention to adopt and use m-wallet, for financial inclusion, in a developing country. The proposed conceptual model is tested using data collected from 621 m-wallet users in Cameroon. The model explains 47.5% of the variance of the actual use of m-wallet and 32.90% of the variance of financial inclusion. Finally, implications for research and practice are discussed.

Mobile phone usage involves the mobile phone, the telecommunications system, mobile phone users, and the adoption and use of the system. Mobile communications is a complex and rapidly changing industry consisting of the hardware, software, network and business aspects. Mobile phone users are influenced by demographic, social, cultural and contextual factors that complicate the understanding of mobile phone usage. Advances in technology and market competition drive the addition of new services and features. In contrast, human cognition and attention are more constrained and many users find it difficult to cope with the cognitive demands of mobile phone technology. The aim of this study is to develop a model for representing the influence of motivational needs and cultural factors on mobile phone usage variety. The link between motivational needs and mobile phone usage variety, the cultural factors that influence mobile phone usage variety, as well as usage spaces as an approach to representing usage variety, are researched. The research encompasses a literature study, structured interviews, a pilot study and a survey. The pilot study and survey yielded data about mobile phone usage of university students under the age of 30 in South Africa. The results from the statistical analysis were triangulated with the findings of the literature study and the observations made about mobile phone usage during this two-year period. A final survey was conducted to verify the model. The contribution of this study is a mobile phone technology usage model (MOPTUM) for representing the motivational and cultural factors that influence mobile phone usage variety in such a way that users can use the model to express their mobile phone usage needs in non-technical terms while marketers and designers can use the model to convert the expressed user needs into the features required. MOPTUM draws on concepts and models from sociology, computer-supported cooperative work, human-computer interaction and technology adoption models from the field of marketing. MOPTUM verifies some existing findings on mobile phone usage and then integrates and extends these existing models to provide a new model for understanding the motivational and cultural factors that influence mobile phone usage variety. / Computing / Ph. D. (Computer Science)

This study is an attempt to improve job satisfaction and work motivation of the Egyptian textile managers and to fill the gap in the managerial literature regarding the Egyptian textile working context. The main objective of this study is to explore the motivation and job satisfaction of the Egyptian senior and middle managers. A research model was developed in order to explain and to understand the satisfaction and motivation process of senior and middle managers and was empirically tested in the actual textile context. Egyptian textile managers' motivation and job satisfaction were explored by using a total of 247 survey questionnaires and 33 interviews. The major findings indicated that the personal, organisational, and cultural factors were found to influence managers' job satisfaction and motivation. Managers were satisfied with their working conditions, job security, and their personal relationships. However, managers were dissatisfied with their pay, promotion, company policies, training, and their appraisal system. Moreover, managers have placed more concern for job content factors rather than for job context factors. The Egyptian culture was positively related with managers' concern for good personal relationships, achievement, responsibility, and for seeking to more knowledge. However, it negatively affected women managers' status as it led to a gender-biased discrimination towards them. The findings suggest a need to consider the personal differences between managers, improve the promotion system, review salary structure, adopt a results-focused appraisal system, pay more attention to the content job factors, improve training system, increase coordination and delegation of authority, give women equal rights, and increase managers' involvement in decision-making process.

This thesis is a history of American and British efforts to halt or retard the Pakistani nuclear weapons programme. It assesses US and UK non-proliferation policy towards Pakistan from the Indian nuclear test of May 1974 to the decline of anti-proliferation activity in 1979 and 1980. A broadly chronological analysis of key government and media sources from American and British archives highlights the development of non-proliferation policy and the factors that influenced anti-proliferation activity. Scrutiny of British-and not just American-involvement in Pakistan's nuclear programme permits an assessment of the existence of a 'non-proliferation special relationship' between Washington and London. This study demonstrates that successive British governments played a significant role in creating, shaping, and at times adversely affecting, non-proliferation activity on the sub-continent. Additionally, this thesis demonstrates that the UK frequently deprioritised non-proliferation concerns in favour of economic considerations, creating tension between London and Washington. Thus, it is shown that there was a close working relationship between the US and UK governments, but the relationship was riven with fissures. Alongside this examination of British policy, this study also examines American policy and attitudes, demonstrating that infighting and conflicts between strategic priorities impaired the effectiveness of American non-proliferation policy. Furthermore, this study offers a detailed examination of the cultural underpinnings of UK-US non-proliferation policy directed against Pakistan. It demonstrates that-contrary to popular and long-lasting media representations-the paradigm of an 'Islamic bomb' played no part in the creation and application of non-proliferation policy. This thesis makes it clear that in UK-US efforts to halt or retard Pakistani nuclear attainment, issues of credibility and global standing were far more significant than religious factors. Overall, this study examines a key moment in non-proliferation history and offers new findings on the Anglo-American relationship and the role of cultural factors in shaping foreign policy.

<p>This thesis investigates the theoretical dimension of fuel transition in developing countries; and assesses the role of socio-cultural factors as determinants of fuel choice at household level. Past research has focused on income as a determining factor for fuel transition, as depicted by the energy ladder model, and the more development oriented energy leapfrogging model. This thesis challenges this notion by providing empirical evidence from Catembe, Mozambique; suggesting that socio-cultural factors are just as important determinants for household energy transition. By applying psycho-anthropologic research techniques, a series of qualitative and quantitative results from 402 households in Catembe, provide a framework for understanding the core factors responsible for household cooking energy choice. It was determined that factors such as taste preferences, cooking practices, local cuisine, kitchen type, gender relations and fuel preferences are culturally determined, and significantly influence on the adoption of modern cooking technologies. To demonstrate the importance for considering such factors, the introduction of an ethanol cook-stove is simulated and evaluated in terms of its applicability to user needs and preferences in Catembe. Results show that despite meeting developmental objectives, the stove falls short in conforming to the culinary traditional of intended beneficiaries.</p>

This thesis investigates the theoretical dimension of fuel transition in developing countries; and assesses the role of socio-cultural factors as determinants of fuel choice at household level. Past research has focused on income as a determining factor for fuel transition, as depicted by the energy ladder model, and the more development oriented energy leapfrogging model. This thesis challenges this notion by providing empirical evidence from Catembe, Mozambique; suggesting that socio-cultural factors are just as important determinants for household energy transition. By applying psycho-anthropologic research techniques, a series of qualitative and quantitative results from 402 households in Catembe, provide a framework for understanding the core factors responsible for household cooking energy choice. It was determined that factors such as taste preferences, cooking practices, local cuisine, kitchen type, gender relations and fuel preferences are culturally determined, and significantly influence on the adoption of modern cooking technologies. To demonstrate the importance for considering such factors, the introduction of an ethanol cook-stove is simulated and evaluated in terms of its applicability to user needs and preferences in Catembe. Results show that despite meeting developmental objectives, the stove falls short in conforming to the culinary traditional of intended beneficiaries.

This thesis forwards the concept of “diasporic epistemology” in order to better understand how Filipino Canadian young males make sense of their educational success and failure. Diasporic epistemology means a dual frame of reference created by the intersection of both structural and cultural conditions specific to a particular diaspora. To investigate this concept, I examined the interview transcripts of six Filipino Canadian young men using the constructivist approach to grounded theory. My research reveals that school structure and Filipino consciousness play a significant role in educational success and failure. Situating my thesis within the academic fields of epistemology, intersectionality, and student achievement, I contend that understanding the diasporic epistemology of racialized minority and immigrant students challenges certain truism in educational research, such as current belief that family’s socio-economic status and parental education are predictors of students’ academic success. The implications for education are greater teacher-student-home relationships and alternative schooling methods

This thesis forwards the concept of “diasporic epistemology” in order to better understand how Filipino Canadian young males make sense of their educational success and failure. Diasporic epistemology means a dual frame of reference created by the intersection of both structural and cultural conditions specific to a particular diaspora. To investigate this concept, I examined the interview transcripts of six Filipino Canadian young men using the constructivist approach to grounded theory. My research reveals that school structure and Filipino consciousness play a significant role in educational success and failure. Situating my thesis within the academic fields of epistemology, intersectionality, and student achievement, I contend that understanding the diasporic epistemology of racialized minority and immigrant students challenges certain truism in educational research, such as current belief that family’s socio-economic status and parental education are predictors of students’ academic success. The implications for education are greater teacher-student-home relationships and alternative schooling methods