Submitted by PPG Direito (ppgdir@pucrs.br) on 2017-08-04T14:35:07Z No. of bitstreams: 1 DISSERTA??O VERS?O FINAL COM FICHA.pdf: 823525 bytes, checksum: ab4e277f5d438f8d4bb07af0e5d08530 (MD5) / Rejected by Caroline Xavier (caroline.xavier@pucrs.br), reason: Devolvido devido a diferen?a entre o t?tulo da capa/folha de rosto e o t?tulo da ficha catalogr?fica, e o PDF est? sem capa institucional. on 2017-08-04T17:47:48Z (GMT) / Submitted by PPG Direito (ppgdir@pucrs.br) on 2017-10-05T12:22:18Z No. of bitstreams: 1 CLAUDIO_LIMA_NERY_DIS.pdf: 946129 bytes, checksum: 12b480507317c805d9a10b2cce72416d (MD5) / Approved for entry into archive by Caroline Xavier (caroline.xavier@pucrs.br) on 2017-10-06T11:13:17Z (GMT) No. of bitstreams: 1 CLAUDIO_LIMA_NERY_DIS.pdf: 946129 bytes, checksum: 12b480507317c805d9a10b2cce72416d (MD5) / Made available in DSpace on 2017-10-06T11:14:50Z (GMT). No. of bitstreams: 1 CLAUDIO_LIMA_NERY_DIS.pdf: 946129 bytes, checksum: 12b480507317c805d9a10b2cce72416d (MD5) Previous issue date: 2015-03-30 / Coordena??o de Aperfei?oamento de Pessoal de N?vel Superior - CAPES / The information has an important role in the contemporary society. The development of capitalism has made relations massified, directly affecting the legal world, especially contracts. On the insurance contracts, the information is an essential element for the development of the contract. As a consequence, it is assumed that the information exchanged by the parties are always symmetrical, correct and clear, enabling the contractual balance. Otherwise, can destabilize the relationship, causing damages to the contract. Therefore, this research deals with the variation of information levels and its impacts on the insurance contracts. Based on the Brazilian legal system, including the fundamental rights of the Constitution, the Civil Code and the Consume Defense Code, it has performed the analysis of the relevance of information as a moderator factor of the effectiveness in insurance contracts, referring to the type of contract as a service available to the consumer. Reporting to decisions of the Brazilian Courts, it realizes that the requirement of the utmost good faith (uberrimae bona fidae) is an essential element of the insurance contratcs. / A informa??o possui relevante papel na sociedade contempor?nea. O desenvolvimento do capitalismo tornou as rela??es massificadas, afetando diretamente o mundo jur?dico, especialmente os contratos. Na esp?cie do seguro, a informa??o ? elemento essencial para o desenvolvimento do contrato. Em decorr?ncia disso, presume-se que as informa??es trocadas pelas partes sejam sempre sim?tricas, corretas e claras, possibilitando o equil?brio contratual. Do contr?rio, pode desestabilizar a rela??o, causando preju?zos ao contrato. Assim sendo, a presente pesquisa aborda as varia??es no grau e intensidade das informa??es relacionadas aos contratos de seguro. Tendo como base o ordenamento jur?dico brasileiro, compreendendo os direitos fundamentais da Constitui??o Federal, o C?digo Civil e o C?digo de Defesa do Consumidor, ? realizada a an?lise da relev?ncia da informa??o como fator moderador da efic?cia nos contratos de seguro, referindo-se a esp?cie como um servi?o dispon?vel ao consumidor. Verificando-se decis?es dos Tribunais brasileiros, percebe-se que exig?ncia da m?xima boa-f? (uberrimae bona fidae) ? elemento essencial para os contratos de seguro.