This research is concerned with the effects of housing policy on rental housing market in Korea, in particular, the informal housing finance mechanism known as the <i>chonse</i>. In spite of many studies on <i>chonse</i> rental housing market, the relationship between government intervention in the housing market and <i>chonse</i> price has not been fully investigated. Most studies emphasize a role of <i>chonse</i> as an informal source of housing finance and none of them pay attention to the relationship between <i>chonse</i> price and government housing policies such as price control for new dwellings and rent regulation. Without a proper housing finance system in Korea, <i>chonse</i> deposit plays an important role in household tenure choice decision. Yet, many studies on <i>chonse</i> rental housings do not show clearly how it works. Furthermore, the interaction of price control and household tenure choice decision has never been a subject of study in Korea. The purpose of my study is, therefore, to contribute toward filling a gap in current knowledge about Korean housing market and to increase understanding of policy impacts on rental housing market in Korea / Ph. D.

In Sweden, public housing companies – Allmännyttan – have traditionally ensured housing access to the general public. While previous studies highlight the significance of rental requirements for housing accessibility, the rationales behind relaxed requirements and their impact on other welfare sectors remain underexplored. This study aims to investigate public housing companies’ reasoning behind their rental requirements and to explore the effects of relaxed requirements on social services and measures to reach greater inclusion. To reach this aim, the study employs interviews with public housing and municipal social service authority respondents and utilises a theoretical framework emphasising institutions, actors, and ideas/ideologies in processes of housing policy change. Findings indicate that the reasoning of public housing companies’ regarding their rental requirements was structured around social responsibility, reasonability, and profitability. The relaxation of income requirements often stemmed from political motivations to enhance social inclusion, though conflicting neoliberal tendencies persist. Respondents from social service authorities reported no significant effects from relaxed requirements, partly due to demarcated responsibilities in relation to structural homelessness. Several measures were highlighted by respondents to reach a more inclusive rental housing market. Taken together, these findings hold important implications for ensuring universal housing access in Sweden.

The main purpose of this study was to assess the impact of housing actors’ housing knowledge and involvement, perceptions of community Situations influencing housing, support for housing programs, and demographic characteristics on their receptiveness to housing policy initiatives. Perceptions of housing policy initiatives relative to funding for housing assistance and support for land use controls also were examined. The study analyzed data from the Southern Regional Research Project, S-194, "Barriers and Incentives to Affordable Housing." Responses from 786 housing actors living and/or working in 28 communities in seven southern states were analyzed. A conceptual model was proposed to test the hypothesized relationships. Relationships were examined by multiple regression. Two hypotheses were tested as dictated by the conceptual model. One hypothesis stated that housing actors’ receptiveness to housing policy initiatives relative to funding for housing assistance was not a function of housing knowledge, perceptions, support and personal demographic characteristics. The first regression equation explained 45% of the variability in housing actors’ receptiveness to funding for housing assistance. The four variables, housing discrimination towards groups with special needs, support of loans and grants for housing and community development, rental assistance, and homeowner assistance, entered the equation. The second hypothesis stated that housing actors’ receptiveness to housing policy initiatives relative to support for land use controls was not a function of housing knowledge, perceptions, support and personal demographic characteristics. The second regression equation explained only 14% of the variability in housing actors’ receptiveness to support for land use controls. Housing discrimination towards groups with special needs, demand for manufactured housing, support of loans and grants for homeowner assistance, and rental assistance were the contributing variables in the second model. Based on these analyses, the results suggest that the models tested should be revised. / Ph. D.

The study analyzed variation among low income housing tax credit (LIHTC) allocation policies as outlined in state qualified action plans (QAP) and their impacts on the siting patterns of LIHTC properties in proximity to high performing schools. The study was performed nationwide across 37 states and controlled for factors relevant to the development location decision using census-based population characteristics and LIHTC property attributes. The purpose was to determine the effectiveness of LIHTC QAP allocation policies in motivating developers to site their developments near high-performing schools. QAPs typically use points when awarding tax credits competitively, and this study focused on points awarded for (1) access to high quality schools, (2) access to any schools, and (3) location in areas with attributes expected to correlate strongly with high quality schools. Multi-level linear modeling estimated that points for access to any schools had a significant and positive effect on location in a high performing school's catchment area, but other allocation policy variables had no significant effects. The findings inform readers about the ability of current allocation policy to influence developer actions, and discussion centers on policy recommendations and the need for further research. / Master of Urban and Regional Planning / Attendance at a high-performing school is critically important in determining short-term academic performance and long-term life outcomes in children. School choice remains limited, especially for lower-income households, and this suggests that housing policy can help children access neighborhoods and quality schools that promote their long-term success. Therefore, supporting the development of affordable housing near quality schools is an imperative social policy goal. This analysis focuses on housing policy to address the issue of a mismatch between low income students and high quality schools. The low income housing tax credit (LIHTC) program is the largest federal program for the production and preservation of affordable housing and its centrality to the geography of affordable multi-family housing in the country cannot be overstated. As shown in this and other research, LIHTC units are consistently placed in areas with access to under performing schools and a need exists for changes in state LIHTC policy. The study analyzed variation among LIHTC allocation policies as outlined in state qualified action plans (QAP) and their impacts on the siting patterns of LIHTC properties in proximity to high performing schools. This study has highlighted deficiencies in state QAPs, and changes in their allocation systems are warranted to improve LIHTC residents local school quality. The findings inform readers about the ability of current allocation policy to influence developer actions, and discussion centers on policy recommendations and the need for further research.

Thesis (MPhil (Sociology and Social Anthropology))--University of Stellenbosch, 2008. / This study examines the issue of housing delivery in South Africa since the democratic elections in 1994. The case study of Fisantekraal, a low-income housing project situated close to Cape Town in the Western Cape, illustrates the challenges associated with housing delivery and allocation. The study illuminates the main issues associated with housing allocation and delivery, as well as how these processes were managed in the said housing project. The study is descriptive in nature and explores the relationship between housing policy and practice. The method of Policy Analysis for Sustainable Livelihoods was employed because it emphasises the significance of the processes that formulate and enlighten policy. Additionally, it places the spotlight on the livelihood priorities of vulnerable groups and the impact policies and institutions have on them in terms of accessibility to livelihoods assets, such as housing. The national housing policy is discussed as a response to the severe housing need experienced in South Africa, resulting from high population growth, smaller households, urbanisation and the Apartheid legacy. The key variables known to influence the rate of housing delivery such as financial constraints at local government level, under-spending due to capacity constraints, insufficient resource allocation and a lack of suitable land, are discussed in this regard.

published_or_final_version / Public Administration / Master / Master of Social Sciences

The main subject of my thesis is concerning housing construction and it`s development influence upon the village Dolní Třebonín. This kind of housing construction was for village Dolní Třebonín of high importance. The village Dolní Třebonín is a small village with no more than 600 inhabitans. As a result of this small number of inhabitans a real apprehension occured {--} rescission of the local school, post ofiice, traffic and other improtant services. This could have substantial effect of the life quality in this village. To impove this dissatisfying situation was a suggested to build new housing possibilities and so increase the number of inhibitans in the village. The aim of this activity should be higher income for the willage{\crq}s budget and also to keep important services and to extend the platform of these services.

Diploma thesis "Social Housing in the Czech republic - a story of one law" deals with an issue of attempting to adopt a law of social housing in the Czech Republic. The thesis is based on historical institutionalism approach that identifies institutions as the essential factors on development of an enviroment where the formulations of design of the social housing policy come from. The analytical part follows a pattern of social constructivism and applies the features of discoursive analysis. The conclusions drawn from the analysis indicate that there are two dominant discoursive frames which influence the public policy debates on how to deal with the problem of non-existence of social housing in the Czech Republic. One discoursive frame points out the liberal perspective which is based broadly speaking on economical calculus and importance of individual deservedness. The second - social - frame promotes the principles of social cohesion and solidarity with the most vulnerable groups in society. These perspectives influence the shapes of suggested policy arrangements that are presented as a solution of an inaccesability of housing for specific groups in society and most likely determine possible controversions in the future.

Indiana University-Purdue University Indianapolis (IUPUI) / This study is an interpretative phenomenological analysis that explored the meanings homeowners associated with their lived experience of foreclosure. In the wake of the 2006 housing crash and 2008 Great Recession, questions have been posed about the continued efficacy of homeownership as an asset-based strategy. In addition, the conversation has been dominated by traditional economic and business interests. Discussions about housing policy and foreclosure response have marginalized the voice of vulnerable populations. The literature on housing policy reflects a positivist perspective that privileges analysis of unit production, economic costs and benefits. Secondary attention is given to exploring housing and foreclosure from a critical and constructivist standpoint. Consequently, this study intentionally engaged people who have experienced foreclosure. Depth and meaning were uncovered through interpretative phenomenological analysis. A purposive sample of five homeowners who experienced foreclosure was identified. The five homeowners participated in semi-structured interview. Transcribed interviews were analyzed using the six-step process articulated for interpretive phenomenological analysis (IPA). IPA combines three philosophical foundations—phenomenology, hermeneutics, and idiography—to approach qualitative and experiential research. The findings of this study discovered that foreclosure represents disconnection for the participants. Specifically, due to experiencing foreclosure, participants felt separated from their self-identity, from housing finance literacy, from their relationship with their mortgage lender and servicers, from the benefits of homeownership and from self-sufficiency due to their social service-based, helping-based, and/or low-wage employment. Study findings both affirm and challenge relevant theoretical frameworks. In addition, this research underscores the need for social work education to address financial literacy. Further, social work practitioners should be prepared to either provide or refer consumers to home-buyer education and training. Social workers should also challenge exploitative consumer practices and offer empowering alternatives in their place. Lastly, this research offers strategies and practices to strengthen housing policy and foreclosure response for the benefit of consumers.

Mpumalanga Provincial Department of Human Settlements in partnership with the National Department of Human Settlements has launched a new integrated system known as the Housing Needs Register (HNR) to manage potential housing beneficiaries. This study was aimed at refining the integrated system in terms of providing guidelines and processes in the allocation of affordable houses. A total of 88 878 records captured on the HNR were profiled, and the results show that in approximately 86% of the records, family factors and better economic circumstances were given as the main motivation towards a desire to own a house in a particular area of residence. These findings emphasized the importance of understanding beneficiaries’ needs with regard to housing. Providing guidelines in the application of this knowledge in a fair and consistent manner could assist in curtailing the spread of informal selling or demolishing of state subsidized houses and other forms of corruption. / Public Health / M.A. (Public Health)