Thesis (Ph. D.)--University of Oregon, 2004. / Typescript. Includes vita and abstract. Includes bibliographical references (leaves 286-304). Also available for download via the World Wide Web; free to University of Oregon users.

Thesis (M.Sc.U.R.P.)-University of KwaZulu-Natal, Durban, 2008.

Zugl.: Siegen, Univ., Diss., 2008. / Includes bibliographical references (p. 315-323)

This study on the relations between tourism policies and the tourism development conditions in the Eastern Cape of South Africa is a contribution to the on-going research projects on the transformation that has taken place in the post-1994 development process of South Africa. One theme associated with these studies relates to the important roles that have been played by public bodies in influencing the nature of the transformation in the development of South Africa. The study is based on the expectation that the current policies can open up more investments and other opportunities in the tourism sector to the benefit of the provincial economy. To find out the concrete nature of the changes associated with the current tourism development policies, data collection was organized from six groups of stakeholders in the tourism sector of the 39 local municipalities of the Eastern Cape Province. The use of factor analysis led to the identification of five hierarchies or clusters indicating the levels of inequalities in the tourism development of the province. To obtain an understanding of the processes behind the observed inequalities, the stakeholders were given the opportunity to disclose their concrete activities as they related to the policies. The findings indicate that generally, much has changed since 1994, as a result of the levelling of the playing field in the tourism sector for both the producers and consumers in the industry. It is recommended, however, that measured in terms of the maximum benefits that could be derived from the provincial tourism sector, the government officials associated with the tourism sector in particular need to provide more effective leadership in the implementation of the current tourism development policies. The thrust of the study is that the tourism policies in the Eastern vii Cape can only generate the maximum positive benefits if, inter alia, all the stakeholders in the tourism industry are empowered to produce at their maximum. / Geography / (D. Litt et Phil. (Geography))

Thesis (MTech (Information Technology))--Cape Peninsula University of Technology, 2017. / Over the past decade there was an increase in the availability and usage of cashless payment methods in Africa. Cashless payments allow users to make payments without using cash, and offer multiple benefits to both customers and merchants.These benefits include reduced costs, improved sales, improved security, convenience, etc. However, despite the increased variety, availability and popularity of cashless payment solutions in Africa, the usage of cashless payments methods in Africa is still mostly limited to money remittance and retail payments. While formal traders such as retailers are slowly adopting and reaping the benefits of cashless payments, the large majority of informal traders across the continent are yet to adopt cashless payments and still limited to use cash as their main (and often only) payment method. How cash and cashless payment methods differ from the informal trader’s point of view is not known yet; this study seeks to understand why cashless payment methods are yet to gain popularity amongst informal traders and meanwhile cash is widely adopted and used. This research analyses the characteristics, needs and limitations of informal traders and evaluates the ability of both cash and cashless payment methods to satisfy their payment needs.

Orientador: Anselmo Luis dos Santos / Dissertação (mestrado) - Universidade Estadual de Campinas, Instituto de Economia / Made available in DSpace on 2018-08-25T16:08:24Z (GMT). No. of bitstreams: 1 ThompsonJunior_CharlesOcranKofi_M.pdf: 1303825 bytes, checksum: 47abd6bf7cbf879fbdc744f26bace8d3 (MD5) Previous issue date: 2014 / Resumo: O setor informal em Gana é muito grande e emprega a maior parte da força de trabalho do país tanto nas atividades agrícolas quanto nas demais, mas ainda assim contribui muito pouco em termos de receita tributária. O objetivo de todo país em desenvolvimento é o crescimento de sua economia através do uso de suas receitas internas e a minimização do uso de empréstimos e subvenções que trazem dificuldades para o país. A maneira mais importante de tornar isso possível é através do uso da receita fiscal, ferramenta fundamental para a construção e sustentação das economias nacionais. Uma das áreas que exigem atenção nesse sentido é o setor informal. De uma população estimada de 1.5 milhão de ganenses que pagam impostos diretos, o setor informal representa menos de 5% desse número. O ponto central dessa tese é o potencial de contribuição do setor informal para os cofres públicos, uma vez que esse apresenta grande potencial de crescimento e geração de receita, especialmente se for levada em consideração a parcela de população que obtém altos rendimentos e tem condições de pagar impostos, mais ainda não o faz. Para que o governo possa aumentar sua receita fiscal sem recorrer ao aumento das taxas é necessário ampliar a rede fiscal para nela incluir todos aqueles que deveriam pagar impostos. Gana utiliza o sistema progressivo de impostos, o que assegura que os impostos sejam proporcionais à renda. Isso significa, portanto, que a carga tributária é uma responsabilidade compartilhada por todos os cidadãos, e o setor informal não é exceção / Abstract: The informal Sector in Ghana by its size is very huge and employs the largest number of the country¿s labour force in both Agriculture and Non-agriculture activities yet, contribute very little in terms of tax revenue. It is the aim of every developing country to grow its economy by using more of its own internally generated revenues and to minimize or do away with securing loans and grants from donors which brings a lot of hardship on the country. The most important way of carrying out this is through the use of "Taxation Revenue" which is the fundamental tool for building and sustaining national economies. One area that needs concentration in this regard is the informal sector. Out of an estimated 1.5million Ghanaian tax population paying direct taxes, the informal sector consists less than 5 percent of the number. This thesis focuses on the informal sectors potential to contribute substantially into the tax revenue coffers, since the sector is highly potential in the growth and revenue generation, especially those in the high income spectrum of the sector who has the condition to pay taxes, yet are not paying. In order for the government to increase its tax revenue potential without increasing the tax rate is to widen the tax net to capture all those who are to pay tax. Ghana is using the progressive tax system in its direct tax administration, which ensures that the more your income the more tax you pay and the lower your income the lower tax you pay. It¿s therefore means that the tax burden is a shared responsibility of all citizens of the country for which the informal sector is not an exception / Mestrado / Economia Social e do Trabalho / Mestre em Desenvolvimento Econômico

A number of issues in the thesis need to be clarified and will be discussed individually below. The term Third World, which is used in the thesis to describe developing countries in a disadvantageous economic position in relation to developed countries, is unsatisfactory. It is a collective term which combines countries with dissimilar cultures, ideologies and future prospects into one category (De Souza & Porter, 1974). Debate continues whether South Africa can be classified as a First or Third World country (Fair, 1982). Rogerson & Beavon (1980) indicate that South Africa can be described as dichotomous because it reflects characteristics of both First and Third World countries. In comparison De Souza & Porter (1974,1) include South Africa among the Third World countries, because four-fifths of the people have an income that is six times less than the income of the other fifth, and they live in a condition of underdevelopment. Conditions in Fingo Village resemble those described by De Souza & Porter (1974) and hence the results of the Fingo Village survey are compared with similar studies, elsewhere in the Third World. However, it would be naive to assume that Fingo Village is unaffected by development within the core regions of South Africa, which in many instances epitomize the First World. The term informal sector, used throughout the thesis, is also unsatisfactory, and debate continues as theorists attempt to find a more appropriate term. Santos (1979) indicates that the term informal sector is contentious, by placing it in single quotation marks. From the literature survey it emerged that the majority of authors did not follow Santos' convention (1979) and thus it seemed acceptable to use the term, informal sector, without placing it in single quotation marks. Chapter Two deals in-depth with the problem of defining the informal sector, and a working definition for the Fingo Village survey is presented in section 2.4.1. The informal sector embraces a wide diversity of economic activities. Due to the limited time and funds available, it was decided to isolate one aspect of this sector, namely, hawking. Sections 2.3 and 2.7 of Chapter Two indicate that hawking is an exemplary informal sector activity. All the different hawking types could not be given close attention and therefore, for practical purposes, it was decided to select one facet of hawking, namely, fruit and vegetable hawkers. Mobile fruit and vegetable hawkers were excluded from the study as it was impossible, during the mapping survey, to isolate a specific hawking site for each mobile hawker. Furthermore, a mobile hawker could easily be enumerated on more than one occasion, and hence a margin of error would automatically occur in the study. This was another reason for excluding mobile hawkers from the study and merely focusing upon static and semi-static fruit and vegetable hawkers. It is difficult to collect comprehensive quantitative data on informal sector activities (Preston-Whyte et al, 1984). The interviewer has to gain the confidence and trust of the subjects. The interviewer for the Fingo Village survey was a well known local personality and a man of some standing in the Black community. Daniel Sandi was the Secretary, of the Grahamstown Association (GRACA), which was reputed to have the support of the majority of the Black residents in Grahamstown until it was banned under the State of Emergency in July 1985. Daniel Sandi was also known for his contribution in literary circles as an epic poet. His previous experience conducting socio-economic surveys, as a researcher for the Border Council of Churches and as the Teba Research Assistant for the Institute of Social and Economic Research, Rhodes University, was also helpful. Sporadic unrest in the study area, from September 1984 and throughout 1985, prevented further fieldwork from being conducted in Fingo Village.

Magister Artium (Social Work) - MA(SW) / During the year 2000 Zimbabwe faced a multiplex of challenges linked to political and economic dynamics generated from its Fast Track Land Reform Programme (Raftopoulos, 2009). The country plunged into land grabs (dubbed Third Chimurenga) led by the war veterans, motivated by economic freedom and emancipation for the black majority. Thus began the economic decline and the exodus of citizens leaving the country in search for employment opportunities and better living conditions abroad. As expressed by Raftopoulos (2009), the problem of economic hardship and perpetual uncertainty worsened in 2008 due to the violent elections that were held in the country which resulted in rampant killings and a hyperinflation that saw the Zimbabwe dollar plunge into trillions. Many families were displaced as people were forced to flee to neighbouring countries including South Africa in search for a better life as well as opportunities. Zimbabweans entered the South African job market which had already begun struggling due to the economic recession experienced in 2008 (Matshaka, 2009). This left many Zimbabweans unemployed and with many survival challenges. In order to survive, many of these refugees started learning creative arts and crafts with the hope of using their skills and capabilities for self-employment. It is within this context that this research investigates the coping mechanisms used by Zimbabwean refugees in combating the challenges of unemployment and poverty by trading through craft markets in Hout Bay as a means of survival and livelihood. The Sustainable Livelihoods Framework (SLF) was used as a theoretical lens through which to examine the livelihood strategies of Zimbabwean refugees as a means of survival. With regard to the selection of research design the mixed methods approach was used to broaden the width and depth of assessment. This included both qualitative and quantitative methods in order to collect data relevant to the research question.

This study investigates the relationships between cash management and growth of informal businesses in Uganda. Whereas anecdotal evidence has for some time revealed that informal businesses in Uganda are faced with the challenge of cash management, no specific studies have been conducted to investigate how this relates to the growth of businesses where evidence has also indicated that most of these businesses do not exist for very long. In particular, the study assesses and explores the growth levels of informal businesses in terms of sales volume, growth in employment and length of existence. The study investigates the various ways in which informal businesses manage their cash and investigates the various internal and external factors that moderate cash management and the growth of the informal businesses. Furthermore, the study proposes a possible framework to manage cash in informal businesses and makes recommendations to informal business owners and managers on how to effectively manage cash in order to stimulate business growth. In order to investigate the relationships between the variables, an empirical investigation was undertaken. Based on the literature review, the primary objective of the study was formulated to investigate the relationships between cash management and growth of informal businesses amidst the external and internal environment in Uganda in order to suggest a framework for effective management of cash by informal businesses that would enhance their growth. A positivistic research paradigm was adopted in this study. A sample of 383 informal businesses was drawn from the five divisions of Kampala district namely; Central, Kawempe, Makindye, Nakawa and Rubaga. To ensure validity and reliability, EFA and Cronbach’s alpha coefficient were computed. Six hypotheses were developed to test the relationships between cash management and growth of informal businesses. The empirical results revealed that there is a significant relationship between cash management and the external environment in which informal businesses operate, a significant relationship between the external environment and the growth of informal businesses and a significant relationship between cash management and growth of informal businesses where the external environment will have a moderating influence on the relationship. The empirical results did not establish a significant relationship between cash management and the internal environment in which informal businesses operate, the internal environment and growth of informal businesses and cash management and growth of informal businesses where internal environment will have a moderating influence on the relationship. The results of this study show that the growth of informal businesses is largely hampered by poor cash management practices and challenges such as the lack of cash planning, lack of cash forecasting and budgeting, lack of financial controls and reporting, the tendency to invest largely in short-term assets which limits their profitability, the employment of less competent and skilled staff and lack of formal accounting information systems. The magnitude of the impact of these is accelerated by the external environment such as competition and the legal and regulatory environment which put pressure on the little cash resources owned by these businesses. Based on the study results, several strategies based on individual cash components of cash planning, cash forecasting and budgeting, financial controls and reporting, short-term investment of cash surplus, competence and skills of staff and accounting information systems were recommended for implementation. It was further recommended that these strategies should be implemented while giving due attention to the external environment if informal businesses are to effectively manage cash and enhance their growth.

Magister Artium (Social Work) - MA(SW) / Poverty remains one of the greatest challenges that Southern African countries face. The state of poverty in a region is reflected in low levels of income, as well as high levels of unemployment and human deprivation. Day labouring has become evidence of the high unemployment rate in South Africa. In South Africa, the day labour market serves as a catchment area for the fallout from a formal economy, unable to provide employment to those who need it. Often, day labourers are socially excluded from the benefits of modern society, such as, access to appropriate social services, work opportunities, and a decent income. This could be perceived as social justice vulnerabilities.