Magister Artium (Development Studies) - MA(DVS) / This study assesses the challenges of microfinance and its prospects for poverty reduction in Maseru, the capital of Lesotho. It further assesses the challenges faced by the regulators of microfinance in this economy. In doing so, the study informs the policy makers in Lesotho about strategies that could be adopted to improve the microfinance industry in the country for the benefit of a large sector of the population that does not have access to formal lending channels. The study examined ten informal and formal microfinance groups, five representatives of the formal institutions and two from the Government: the Central Bank of Lesotho (CBL) and the Ministry of Finance and Social Development. The results of the study reveal some fundamental lessons for microfinance industry in Maseru, Lesotho, which could be applicable to other developing countries as well. First, microfinance in Maseru has had a positive change on the lives of its participants as articulated by the interviewees in this study. Second, it has promoted entrepreneurship and enabled its participants to open small and medium enterprises. The results of which has been a shift in consumption patterns of participants and poverty reduction. Despite the positive impacts, microfinance in Maseru has had challenges. These challenges include unlawful practices undertaken by the informal microfinance institutions such as seizure of the assets from those who default on their loans. The lending risks faced by formal institutions as well as regulation challenges by the CBL. The policy implication of this study is that the CBL and the Ministry of Finance need to require informal groups to register for licences to eliminate the level of corruption and unlawful practices experienced in the informal microfinance industry.

No abstract available. / Thesis (M.T.R.P.)-University of Natal, 2000.

The focus of this case study inquiry was to explore the influence of school proprietors on the roles and responsibilities of the School Boards (SBs) in church-owned secondary schools in Maseru. The samples consisted of SBs chairpersons, school principals, parents’ representatives, and teachers’ representatives in the SBs and educational secretaries from three church-owned secondary schools. Interviews were used to collect data. The findings of this study revealed that the perceived roles of proprietors were to develop the learners holistically including religious values and morals. The SBs managed human resources, physical infrastructure, and school funds, and policy implementation. The relationship between proprietors and SBs was both positive and negative. The proprietors influenced SBs through promoting religious values and morals and by ensuring achievement of their academic goals. The proprietors’ sense of ownership and the desire for maintaining quality education motivated them to monitor the functions of SBs’ in their schools. / Educational Leadership and Management / M. Ed. (Education Management)

The purpose of the study was to explore and describe the existing relationship between traditional healers and nurse practitioners in Maseru Health Service Area in Lesotho and also to determine why people consult traditional healers. Qualitative and quantitative methods were used to investigate the relationship between traditional healers and nurse practitioners and also to determine why people utilize the services of traditional healers. The study was limited to Maseru Health Service Area in Lesotho. Data was collected from twenty-seven (27) nurses from nineteen (19) clinics and from thirty (30) traditional healers from the same health service area. Data from traditional healers was collected using semi-structured interviews while nurse practitioners were given a questionnaire to complete. The study revealed that there was no formal relationship between traditional healers and nurse practitioners. Support for traditional healers was revealed to be limited, for example, only four (14.8%) nurses had a programme for traditional healers while twenty ( 66.7%) traditional healers did not have any contact with nurse practitioners. Involvement of traditional healers in primary health care at grassroots level has therefore been very minimal. The reasons why people utilize traditional healers were found to be as follows: • When people think they have been bewitched. • Traditional healers can tell the actual cause of disease • Failure of modern practice • For social problems According to the study, both traditional healers and nurse practitioners felt that collaboration between traditional healers and nurse practitioners was essential because it would enable planned referral of patients from one group to another where necessary; it would also facilitate exchange of ideas and knowledge for the benefit of the people served. Recommendations on collaboration and on support systems are given in Chapter Six. / Health Studies / D. Litt. et Phil. (Nursing Science)

The purpose of the study was to explore and describe the existing relationship between traditional healers and nurse practitioners in Maseru Health Service Area in Lesotho and also to determine why people consult traditional healers. Qualitative and quantitative methods were used to investigate the relationship between traditional healers and nurse practitioners and also to determine why people utilize the services of traditional healers. The study was limited to Maseru Health Service Area in Lesotho. Data was collected from twenty-seven (27) nurses from nineteen (19) clinics and from thirty (30) traditional healers from the same health service area. Data from traditional healers was collected using semi-structured interviews while nurse practitioners were given a questionnaire to complete. The study revealed that there was no formal relationship between traditional healers and nurse practitioners. Support for traditional healers was revealed to be limited, for example, only four (14.8%) nurses had a programme for traditional healers while twenty ( 66.7%) traditional healers did not have any contact with nurse practitioners. Involvement of traditional healers in primary health care at grassroots level has therefore been very minimal. The reasons why people utilize traditional healers were found to be as follows: • When people think they have been bewitched. • Traditional healers can tell the actual cause of disease • Failure of modern practice • For social problems According to the study, both traditional healers and nurse practitioners felt that collaboration between traditional healers and nurse practitioners was essential because it would enable planned referral of patients from one group to another where necessary; it would also facilitate exchange of ideas and knowledge for the benefit of the people served. Recommendations on collaboration and on support systems are given in Chapter Six. / Health Studies / D. Litt. et Phil. (Nursing Science)