This thesis studies the change process of risk management practices associated with the implementation of Enterprise Risk Management (ERM) and the extent to which it can lead to changes in capital allocation practices. The study develops a theoretical framework to study risk management changes, which draws on structuration theory (Giddens, 1979, 1984) and institutional theory, particularly the institutional framework of Burns and Scapens (2000), as well as new institutional sociology theory. A two-stage empirical study was undertaken in non-life insurance companies. The first stage was a field study of 10 listed non-life insurance companies, while the second stage was a case study of a large non-life insurance company. Multiple data collection methods were used including semi-structured interviews, documentary evidence, annual reports, and publicly available data. Findings show internal, coercive, and normative pressures have mainly driven the ERM adoption decision. The literature supports the impact of coercive, mimetic, and normative pressures on the trend toward ERM in financial industries. However, the study finds that internal pressures related to achieving the company's objectives are either equal to or surpass the external pressures. The study also provides empirical evidence of the changes in risk management practices, which include capital allocation change process associated with ERM implementation. Effective capital allocation requires the incorporation of ERM elements in the whole process of allocating capital. Furthermore, new capital allocation routines and institutions are produced. The study shows that the risk-based capital allocation method is intra- and extra-institutionalised at the company level. The main contribution of this thesis is to identify the nature of ERM adoption and implementation in insurance companies. More specifically, this study provides a better understanding of the institutional forces driving ERM adoption and offers empirical evidence on ERM implementation and the change in risk management practices (routines) within nonlife insurance companies. Moreover, this study avoids the limitations of previous research that was based on surveys, and it does so by conducting an exploratory field study and explanatory case study to address the changes in risk management practices. Practices and process need to be located in their institutional context and hence cannot be reflected in surveys.

M.Phil (Sport Management) / Physical Education and sport has a natural place in education whether the approach is formal or informal. Providing learners with the opportunity to play sport at school and to participate in Physical Education ensure that they receive education that addresses the body, mind and spirit. Participation in sport and physical activities in the education environment involves, next to enjoyment, a range of risks. Unfortunately, incidents of injuries and accidents that could have been prevented do occur. These may lead to allegations ofnegligence on the part of a coach, official or even a spectator. It is an educator's duty to ensure that in all matters pertaining to children, including participation in sport and physical activities, the principle of acting in the best interests of the child must take precedence. Proper safety practices and procedures should be implemented by the educator and the school in order to prevent injuries. Risk management is one of the methods by which sport educators can provide the safest possible environment for their participants. This is necessary not only to comply with legal requirements but also to demonstrate sound educational principles that support learnercentered education. This study sought to identify the key problems surrounding the safety of learners engaged in physical activities in the context of sport, Physical Education and recreation in South African independent schools. It analyzed the .qualifications and experience of sport and Physical Education teachers as well as educators' knowledge of risk management practices. An assessment was made about the extent to which risk management procedures were implemented in various schools in order to prevent injuries from occurring.. The study was conducted from a positivistic paradigm and the design comprised a survey. The primary data was gathered by the use of a questionnaire. Secondary data was obtained using literature studies describing risk management, the law in sport and education as well as the management ofsport in schools. The study has established that in general, safety practices and procedures at independent schools in Gauteng are implemented in a prudent and responsible manner. In some schools and with some aspects improvements can still be made but the overall status appears professional and promising. It has been established that independent schools demonstrate good practice with regard to the aspects of insurance, safety measures, supervision of staff members and learners, instruction, equipment, facilities, policies and procedures...

Le présent mémoire porte sur les représentations sociales de la dangerosité en psychiatrie chez les intervenants de proximité (infirmières, préposés, et agent de sécurité), d’un milieu de soins psychiatriques. Nous cherchons à explorer comment ces intervenants perçoivent et interprètent les risques inhérents à leur métier et comment ils y réagissent en situation d’incertitude. Les concepts de dangerosité, d’ « individu dangereux » et de risque en psychiatrie sont abordés dans le présent mémoire, à travers un angle historique, social et anthropologique, suivant les lectures de Michel Foucault; de Robert Castel; de Ian Hacking; et de Mary Douglas. De l’observation participante dans une unité de soins psychiatriques aigus et des entrevues semi-structurées ont été réalisées auprès d’une dizaine d’intervenants en santé mentale. Une approche ethnographique et interprétative nous a permis de dégager les principales récurrences, divergences et contradictions intra et inter intervenants sur la question de la dangerosité et du risque en psychiatrie. Les résultats sont séparés en fonction de trois grands thèmes : 1) représentations sociales de la dangerosité 2) perceptions du risque au travail 3) réactions face au risque perçu. L’analyse de nos résultats montre que les connaissances qu’ont les intervenants sur la dangerosité ne se limitent pas à celles produites par le savoir expert, elles s’ouvrent aussi sur leur propre réalité clinique. De plus, contrairement aux prédictions du savoir expert, la différence observée entre les pratiques de contrôle des intervenants n’est pas la conséquence d’une surestimation du risque ni d’un manque d’information « objective » sur les facteurs de risque du comportement agressif, mais s’explique davantage en fonction de la présence ou de l’absence d’un lien thérapeutique et du degré de reconnaissance sociale dans les interactions entre les soignants et les soignés. Les éléments qui renforcent ou limitent l’établissement d’un lien de confiance sont explicités dans le présent mémoire. / The present thesis analyzes social perceptions regarding danger and risk experienced in a psychiatric setting. We seek to explore how psychiatric practitioners and staff, who are confronted daily with aggressivity, perceive the risks inherent in their work and how they react in situations of uncertainty. The concepts of “dangerousness”, “dangerous subjects” and of “risk” in psychiatry are considered in this thesis, through anthropological, historical and sociological perspectives based on the work of Michel Foucault, Robert Castel, Ian Hacking and Mary Douglas. Participant observation in an acute care psychiatric unit, along with semi-structured interviews were carried out with more than ten practitioners (including nurses, beneficiary attendants, and security agents). The use of both an ethnographic and interpretative approach highlighted similarities, disparities and contradictions between the narratives of different categories of staff, as well as between individual staff and practitioners, regarding danger and risk in psychiatry .The results are divided into three disparate themes: 1) social perceptions of dangerousness and risks associated with aggression 2) perceptions of risk in the workplace 3) reaction towards perceived risk. This analysis demonstrates that staff and practitioners’ implicit knowledge regarding ‘dangerousness’ is derived from a continuous incorporation of expert knowledge, based on objective risk factors, and the clinical reality in which they interact on a daily basis. Moreover, contrary to the predictions of experts, the difference between practitioners control practices does not derive from an overestimation of risk, nor is it the consequence of a lack of objective information regarding such risk. It can, instead, be explained by the presence or absence of a therapeutic relationship and by the degree of social recognition between caregiver and patient. The elements that strengthen or limit the establishment of trust will be further elucidated in the present discussion.