This study examines female self-employment in British Columbia from 1901 to 1971. Entrepreneurial women comprised a small proportion of the total female labour force but they exhibited differences from the rest of the labour force that deserve attention. The study relies on the Census of Canada to gain perspective on trends in female self-employment over a broad time period; qualitative sources are also utilized, including Business and Professional Women’s Club records, to illustrate how individual businesswomen reflected patterns of age, marital status, and family observed at a broad level. The role of gender in women’s decisions to run their own enterprises and in their choice of enterprise is also explored. While the research focus is British Columbia, this study is comparative: self-employed women in the province are compared to their counterparts in the rest of Canada, but also to self-employed men, and to other working women, in both regions. Regionally, women in British Columbia had higher rates of self-employment than women in the rest of the country between 1901 and 1971. Self-employed women in both British Columbia and Canada were, like wage-earning women, limited to a narrow range of occupational types, but they were more likely to work in male-dominated occupations. Self employed women were also older and more likely to be married, widowed or divorced than wage-earning women; in these aspects, they resembled self-employed men. But there were gender differences: whether women worked in female or male-dominated enterprises, they stressed their femininity. The need to take care of their families, particularly if they had lost a spouse through death or desertion, provided additional rationale for women’s presence in the business world. Family, marital status, age, gender and region all played a role in women’s decisions to enter into self-employment between 1901 and 1971. / Graduate

Dissertation submitted in fulfilment of the requirements for the degree Master of Technology: Business Administration (Entrepreneurship) in the Faculty of Business at the CAPE PENINSULA UNIVERSITY OF TECHNOLOGY / The South African government, to accelerate economic growth and development, has identified the Small Medium Micro Enterprises (SMME) sector, and female entrepreneurs, as vehicles capable of bringing about this change. Unfortunately, this growth has been stifled due to the high failure rate of entrepreneurial businesses in the SMME sector. A possible solution for female entrepreneurs is the introduction of start-up support services to empower them to be successful. Empowering entrepreneurs is the function of nurturing and supporting entrepreneurs by providing them with professional skills development and moral support, to impact positively on the business’s sustainability. There is a clear need to widen access to business start-up training and advice to encourage larger numbers of women to embrace self-employment. This implies offering a wide range of start-up support services which encourage women to go into business. Women enter business from a variety of backgrounds and with a wide range of experience. The provision of business start-up training and advice needs to accommodate these very different experiences. Women attending entrepreneurship programmes have often criticised these programmes as being male-orientated and prescriptive. Women are expected to conform to male models and standards of behaviour. While this study relates specifically to female entrepreneurs in the Western Cape, it is set in the context of female entrepreneurship in South Africa. The target population for the research was 150 female entrepreneurs in the Tourism industry in the Western Cape. The study is quantitative in nature, using the survey method for better understanding of the research problem. The study aimed to understand the needs of female entrepreneurs, and to underscore the significance of skills and knowledge transfer from the government to female entrepreneurs. The research explored the role of government in empowering female entrepreneurs in the Tourism industry in Western Cape, and identified support services that can be used to promote the growth and development of female entrepreneurs. Possible solutions to failure rates of female entrepreneurship are also addressed, with specific models for improved business support services for all female entrepreneurs in the Tourism industry in the Western Cape. This will help them to run sustainable businesses as well as provide more jobs. This research recommends that management capability and financial management acumen be regarded as key to success for funding by the entrepreneurs themselves, and the parties involved in supporting and promoting them.

M.A. (Development Studies) / Informal cross-border trade is one of the viable informal sector activities which had become a key livelihood strategy for many Zimbabweans mainly during the time period of 2007 to 2009, at the height of the economic and political crisis in Zimbabwe. That was a period of intense shortages of basic commodities which have left the country depending mainly on donations and imports from neighbouring countries. The study sought to understand the experiences and coping strategies of Zimbabwean women informal cross-border traders operating between Gwanda/Bulawayo, Zimbabwe and Johannesburg/Gauteng, South Africa. The study followed the whole chain of trade with focus on experiences and coping strategies of traders at the various stages of informal trade. Semi-structured in-depth interviews and life history analysis were conducted with nine women traders and some informal discussions conducted with bus drivers, artists and other suppliers of goods. Observations were also made which included travelling with informal cross-border traders across the border, being with them when they bought their goods, and staying with them at one of the markets in South Africa where they sold curios they brought from Zimbabwe.The study noted that informal cross-border traders were mostly motivated by the desire to support their children and see them through school, including tertiary education. Their motivation was strong enough to keep them determined to stay in business despite the many challenges that they faced. These challenges included xenophobic attacks, police harassment, transport challenges, bad accommodation while away from home, visa challenges and many others. The coping strategies included finding ways of sharing costs, ‘cheating’ the system where some rules and regulations hindered their progress, and creating a strong social support base and connections. It was also noted that changing economic and political environment had direct impacts on the trade and hence flexibility of goods traded and medium of exchange are a crucial character of the trade in unstable environments.

This thesis presents a case study of women working in the informal sector in the Warwick Avenue Triangle of Durban. It documents and analyses the ways in which twenty women experience and contribute to recent changes in the urban informal sector. The women in this study are seen as knowledgeable agents who actively participate in their changing social and spatial worlds. In order to do this structuration theory, as a general philosophy of society, has been drawn on and linked to substantiative bodies of theory on the informal sector and feminist theory in geography. Field methods, appropriate to the investigation of meanings the informal sector were employed. The data collected was qualitatively interpreted in the light of the theory. The thesis concludes with a summary of the main findings and suggestions are made for policy and areas of future research on women in the informal sector. / Thesis (M.Soc.Sci.)-University of Natal, Durban, 1993.

<p>SAMMANFATTNING</p><p>Vi lever i en tid av ständiga och snabba förändringar. Detta sägs även gälla i arbetslivet. Framförallt kvinnornas roll i arbetet är i förändring, de tar allt större plats inom företagsmarknaden. Det blir allt vanligare att kvinnor startar och driver företag, många av dessa är små.</p><p>Vårt gemensamma intresse för den realistiska livsformsanalysen och kvinnligt företagande blev grunden för detta arbete. Det var av intresse för oss att söka finna svar på hur kvinnliga småföretagare upplever sin situation gällande balans mellan fritid och arbete. Vi ville ta reda på vilka livsformer dessa kvinnor lever för att öka vår förståelse för hur detta påverkar synen på vad som är viktigt i livet och vilka medel de tar till för att nå sina mål i enlighet med detta.</p><p>Livsformsanalysen söker öka vår förståelse för andra individer och hur de väljer att leva sina liv. Alla har vi olika mål och medel för att nå dessa och olika definitioner på vad som är det goda livet. Den livsform vi lever styr på många sätt hur vi ser på verkligheten. Vi utgick från att ett livsformsperspektiv skulle vara fruktbart för denna undersökning då det skulle ge oss förklaringar till det som skiljer olika företagare åt. Vår förförståelse var att kvinnor till större del tar ansvar för hem och familj, det var därför spännande att utröna hur de klarar av att balansera detta ansvar med företagande.</p><p>Då det är upplevelsen av de kvinnliga småföretagarnas situation vi velat undersöka valde vi att göra en kvalitativ undersökning. Vi genomförde fem intervjuer med småföretagande kvinnor som visade sig leva olika livsformer och därmed ha olika förutsättningar för sitt företagande. Gemensamt för dem är att de alla delvis lever självständighetens livsform. I enlighet med detta har de svårt att skilja arbetsliv från privatliv. Analyser av materialet visade att den eller de livsformer företagaren lever påverkar hur hon söker finna balans i tillvaron.</p><p>Nyckelord: Livsformer, kombinationslivsform, balans, småföretagare och kvinnor</p> / <p>ABSTRACT</p><p>We are living in a time of constant and rapid change. This also applies to work life. This applies in particular on the women’s role at work, women gain more ground in the business market. It is becoming more common for women to start and lead their own businesses, many of these are small.</p><p>Our mutual interest in the realistic life mode analysis and in women who run their own businesses became the base of this composition. It was in our interest to find answers about how self employed women experience their situation concerning balance between leisure time and the time of work. We aspired to find out what life modes these women live. This in order to increase our understanding of how this influences their view of what is most important in life and the means they use to acquire their goals.</p><p>The life mode analysis was created to increase our understanding of other individuals and the way they chose to live their lives. All of us have different goals and means to reach them, we have also got different views of what the good life is. The life mode one person lives in many ways predicts how he or she looks upon reality. We assumed that a life mode perspective analysis would be productive on this study since it would explain the differences amongst the self employed women. Our pre understanding was that women usually take on the main responsibility for the home and family .It was interesting to us to find out how they manage to balance this responsibility and their businesses.</p><p>Since we wanted to explore the women’s experiences in our study we chose to make a qualitative research. We made five interviews with self employed women. We found out that they live different life modes, this gives them different conditions under witch they run their businesses. What they all have in common is that they, in part, live the independent life mode. In accordance to this they find it difficult to separate their time of work from their leisure time. Our analysis shows that the life mode or life modes influences how the business woman chooses to find her balance in life.</p><p>Key words: Life modes, combinations of life modes, balance, self employed women</p>

SAMMANFATTNING Vi lever i en tid av ständiga och snabba förändringar. Detta sägs även gälla i arbetslivet. Framförallt kvinnornas roll i arbetet är i förändring, de tar allt större plats inom företagsmarknaden. Det blir allt vanligare att kvinnor startar och driver företag, många av dessa är små. Vårt gemensamma intresse för den realistiska livsformsanalysen och kvinnligt företagande blev grunden för detta arbete. Det var av intresse för oss att söka finna svar på hur kvinnliga småföretagare upplever sin situation gällande balans mellan fritid och arbete. Vi ville ta reda på vilka livsformer dessa kvinnor lever för att öka vår förståelse för hur detta påverkar synen på vad som är viktigt i livet och vilka medel de tar till för att nå sina mål i enlighet med detta. Livsformsanalysen söker öka vår förståelse för andra individer och hur de väljer att leva sina liv. Alla har vi olika mål och medel för att nå dessa och olika definitioner på vad som är det goda livet. Den livsform vi lever styr på många sätt hur vi ser på verkligheten. Vi utgick från att ett livsformsperspektiv skulle vara fruktbart för denna undersökning då det skulle ge oss förklaringar till det som skiljer olika företagare åt. Vår förförståelse var att kvinnor till större del tar ansvar för hem och familj, det var därför spännande att utröna hur de klarar av att balansera detta ansvar med företagande. Då det är upplevelsen av de kvinnliga småföretagarnas situation vi velat undersöka valde vi att göra en kvalitativ undersökning. Vi genomförde fem intervjuer med småföretagande kvinnor som visade sig leva olika livsformer och därmed ha olika förutsättningar för sitt företagande. Gemensamt för dem är att de alla delvis lever självständighetens livsform. I enlighet med detta har de svårt att skilja arbetsliv från privatliv. Analyser av materialet visade att den eller de livsformer företagaren lever påverkar hur hon söker finna balans i tillvaron. Nyckelord: Livsformer, kombinationslivsform, balans, småföretagare och kvinnor / ABSTRACT We are living in a time of constant and rapid change. This also applies to work life. This applies in particular on the women’s role at work, women gain more ground in the business market. It is becoming more common for women to start and lead their own businesses, many of these are small. Our mutual interest in the realistic life mode analysis and in women who run their own businesses became the base of this composition. It was in our interest to find answers about how self employed women experience their situation concerning balance between leisure time and the time of work. We aspired to find out what life modes these women live. This in order to increase our understanding of how this influences their view of what is most important in life and the means they use to acquire their goals. The life mode analysis was created to increase our understanding of other individuals and the way they chose to live their lives. All of us have different goals and means to reach them, we have also got different views of what the good life is. The life mode one person lives in many ways predicts how he or she looks upon reality. We assumed that a life mode perspective analysis would be productive on this study since it would explain the differences amongst the self employed women. Our pre understanding was that women usually take on the main responsibility for the home and family .It was interesting to us to find out how they manage to balance this responsibility and their businesses. Since we wanted to explore the women’s experiences in our study we chose to make a qualitative research. We made five interviews with self employed women. We found out that they live different life modes, this gives them different conditions under witch they run their businesses. What they all have in common is that they, in part, live the independent life mode. In accordance to this they find it difficult to separate their time of work from their leisure time. Our analysis shows that the life mode or life modes influences how the business woman chooses to find her balance in life. Key words: Life modes, combinations of life modes, balance, self employed women

This study seeks to investigate the challenges facing informal sector micro-enterprises in Newlands West, using the case study of female owned home-based dress making enterprises in the South West of Durban. The investigation, which aims at establishing the historical background to these micro-enterprises, their main activities and their viability, and the challenges they are facing, will be conducted in the context of the broader debate both in South Africa (SA) and globally about the informal sector, to which micro-enterprises would arguably belong. This study also aims to contribute towards research and future policy developments in the field of home-based enterprises. Many of these workers have set-up home-based micro-enterprises as a means of creating employment in order to sustain their livelihoods. The purpose of this study is thus to highlight the potential of these micro-enterprises to create employment and alleviate poverty. The qualitative research method is used in this study. In-depth, semi-structured interviews using purposive sampling were conducted with ten owner-managers. Data was analysed using the constant comparative method of analysis. The conclusion drawn from this study was that these micro-enterprises received hardly any support from the local municipality or provincial government to grow their businesses. The study also found that there is potential for these owner-managers, with appropriate state support, to grow their businesses, make greater profits and create jobs. Some of the recommendations offered in this study include: a system of mentorship should be established to assist informal micro-enterprise owners improve their business acumen. They should be given enterprise support as none of the dressmakers underwent any form of business training. There should be development of the following skills: Financial management, production management, technical training, marketing and sales and understanding the regulatory environment. / Thesis (M.A.)-University of KwaZulu-Natal, Durban, 2007.

This dissertation analyses the role of financial services in an attempt to understand how they might reduce the vulnerability to income risk for women street traders in Durban, South Africa. The street traders are exposed to income risks such as unpredictable markets, high levels of crime and lack of possibilities for business development. The stated hypothesis for this dissertation is that 'good' financial services may help poor individuals and households to better handle income risks and thereby lower the vulnerability to risks and reduce poverty. The access to financial services for the street traders in South Africa is rather limited and commercial banks are only willing to facilitate clients that have collaterals with an economic value. There are thus alternative financial institutions, such as microfinance organisations, that use social collateral like, for example, group-lending and frequent repayment schemes. This dissertation will discuss the use and impact of fmancial services on poverty reduction with a particular focus on a microfinance organisation and savings. The dissertation will consist of a literature review, a theoretical framework and an analysis of the findings from a case study. The literature review discusses the relation between risks, vulnerability, poverty and financial services in order to provide an introduction to the problem behind the stated hypothesis. The theoretical framework describes the cost of an imperfect market, why formal financial institutions fail the poor, solutions to the problem used by informal and microfinance institutions and the impact financial services have on poverty. The case study is based on a qualitative method through focus group discussions and individual in-depth interviews with clients in a microfinance organisation. To analyse the differences in saving behaviour and business related issues, the clients are divided into two groups with regards to how long they have been using financial services. One group consists of 'old' clients that have access and use the credit and deposit facilities accessible, and one group of 'new' clients that have just started and still have no access to the services. The findings show that 'old' clients have a higher level of income and more advanced businesses according to skill/capital intensity. Risk related to income and expenditures that the street traders mentioned are sensitive to the state of the economy, unbeneficial stock, weather conditions, seasonal trends, business agreements, crime and trade permits. Regarding savings, the street traders used a wide range of saving alternatives such as insurance schemes, bank accounts, money collectors, rotating credit and saving clubs and cash savings. There were thus a lack of 'good' saving opportunities and even the deposit schemes offered by the microfinance organisation was not used due to lack oftrust and accessibility. Both the 'old' and the 'new' clients were thus aware ofthe need of savings in order to protect themselves for future income and expenditure risks. The main conclusion is that the use of financial services through the microfinance organisation and other institutions may have helped the 'old' clients to develop their businesses and reach a higher income level. There is thus a lack of 'good' financial options for the street traders and their position is still very vulnerable. / Thesis (M.Dev. Studies)-University of Natal,Durban, 2003.

Since China's introduction of economic reform and adoption of market-oriented programs, more and more people are going into business. China registered an average annual GDP growth of over 8% in the past ten years. Moreover, during the past ten years (1995-2005), the number of women-owned businesses in China has increased significantly, and these businesses are just as successful as those owned by men. With an increasing number of them participating, women have become a major force in China's economic development, even in Shaanxi. The need for a better understanding of this emerging economy and of women entrepreneurs in small firm motivated the researcher to undertake this study. Moreover, this study was guided by the following research objectives: Primary objectives • Determine the motivations underpinning entry of women into small business in Shaanxi • Examine the barriers and challenges that female entrepreneurs face and how can these be addressed • Examine the contribution of female entrepreneurs to the regional development of the province with regard to employment • Consider the determinants of the employment growth of women-owned business as in Shaanxi • Examine the determinants of the performance of female entrepreneurs in Shaanxi • Make suggestions regarding further research on entrepreneurship development in Shaanxi province, China • Examine whether source of funding is associated with the education of the entrepreneurs. Secondary objectives • Examine whether perceptions of support for women entrepreneurs vary with marital status and education. • Examine whether perceptions of support for women entrepreneurs vary with training and networks. • Examine whether belonging to a business network is related to the marital status and education of the women entrepreneurs. According to surveyed entrepreneurs, the quest for personal development (pull) and a feeling of not "fit in" with the organisation (push) are two main factors which motivated women to go into business as self-employed persons. The main barriers to them start-up in business are availability of funds and family support. Problems still exist, but women entrepreneurs made a great contribution to Shaanxi's provincial economic development, especially in terms of employment creation opportunities. The regression analysis shows that education and experience of the entrepreneurs contribute significantly to employment growth. Moreover, efficient business networks, availability of funding with training opportunities and the support from government are seemingly rather weak in Shaanxi, China. Results of the hypotheses tests indicate that training, networks, business location, family member employees and prior working experience of the women entrepreneurs contribute significantly to better performance in business. / Thesis (M.Comm.)-University of KwaZulu-Natal, Pietermaritzburg, 2008.

Despite work-life balance being an area of interest to many researchers, there is little reference to any effects related specifically to elder care. Current demographics indicate that the proportion of elderly in the community is increasing, and with greater workforce participation (particularly among women workers) the availability of family caregivers is less guaranteed. Women are more likely to be responsible for elder care, and as they seek to manage their work and life, are also more likely to seek workplace flexibility, sometimes through self-employment. The effect that elder care may be having on the work-life balance of self-employed women is the focus of this research project. Using work-family border theory as a lens, this research documented the effect that elder care had on the lives of a group of self-employed women who also had elder care responsibilities. Eight women from the Wellington region participated in this research, which was carried out from a broadly phenomenological perspective. Each participant shared information, using a case study approach, about their business and elder care responsibilities. The results of this research indicate the profound effect of emotions in the elder care situation, and also the effect of expectations from others whose influences affected the ability of the participants to achieve work-life balance.