Turkish Compulsory Earthquake Insurance (ZDS) introduced after the 1999 Earthquakes aimed to lower financial burdens of the State and to promote safer building construction. High earthquake risk in Turkey necessitates risk mitigation, in line with the priority of the new international policy. Yet, the ZDS system operates without regard to risk mitigation, and it is far from being a compulsory condition. The ZDS system has low penetration ratios due to expectations of State-aid in the event of a disaster, which arise from perceived attributes of ZDS, according to the findings of the Zeytinburnu household survey. The ZDS system generates social inequalities because purchase of the ZDS contracts is voluntary. This is related to higher social statuses and general insurance purchase behavior, whereas insured homeowners in middle-lower income levels are observed to differ significantly from un-insured homeowners in their perception of the ZDS purchase as &lsquo / compulsory&rsquo / and as a form of &lsquo / social solidarity&rsquo / . Operation of the ZDS disregarding risk mitigation seems to promote fatalistic attitudes andTurkish Compulsory Earthquake Insurance (ZDS) introduced after the 1999 Earthquakes aimed to lower financial burdens of the State and to promote safer building construction. High earthquake risk in Turkey necessitates risk mitigation, in line with the priority of the new international policy. Yet, the ZDS system operates without regard to risk mitigation, and it is far from being a compulsory condition. The ZDS system has low penetration ratios due to expectations of State-aid in the event of a disaster, which arise from perceived attributes of ZDS, according to the findings of the Zeytinburnu household survey. The ZDS system generates social inequalities because purchase of the ZDS contracts is voluntary. This is related to higher social statuses and general insurance purchase behavior, whereas insured homeowners in middle-lower income levels are observed to differ significantly from un-insured homeowners in their perception of the ZDS purchase as &lsquo / compulsory&rsquo / and as a form of &lsquo / social solidarity&rsquo / . Operation of the ZDS disregarding risk mitigation seems to promote fatalistic attitudes and reluctance to conform with requirements of risk mitigation. Low penetration ratio and high earthquake risk threaten efficiency of the ZDS system and does not reduce burdens of the State. Based on survey findings, a more appropriate strategy for the achievement of resilience against earthquakes could be possible through the collaboration of the ZDS system with local administrations. It is observed that by means of a &lsquo / Grant Program&rsquo / , there may be abundant reason and evidence to achieve convertion of the ZDS system from a post-disaster loss compensation mechanism to a predisaster risk reduction benefactor. Supporting municipalities to produce urban risk maps could reduce risks by more accurate estimation of potential losses, and an extended coverage of the ZDS system to urban risks. Relationship analyses between homeowners&rsquo / attributes, perceptions and tendencies toward alternative policies indicate the necessity of introducing policies based risk-rated premiums. Homeowners are observed as requiring technical and financial assistance to take mitigation measures, decisions under individualized conditions, on the other hand, seem to reinforce fatalistic attitudes and reluctance due to the disregard of risk mitigation benefits and ZDS purchase. Waste of public resources and creation of social inequalities could be prevented by enhancing the capacities of local authorities to implement urban risk mitigation plans and community-based projects via a Grant Program. &lsquo / Relationship analyses&rsquo / of the attitudes of homeowners for alternative policies with respect to their attributes and perceptions revealed that a Grant Program could result in the perception of the ZDS system as a form of social solidarity in risk mitigation. This is to reduce fatalistic attitudes, and curb reluctance compared to individualized conditions of insurance purchase. As a result, willingness to mitigate risks through active participation and purchase of ZDS contracts, particularly among homeowners in the middle-lower socio-economic statuses are likely to expand leading to a resilience society.

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This thesis project explores how interactive technologies can facilitate a sense of social connectedness with others whilst remotely located. While studying the way humans use rituals for emotional management, I focused my interest on the act of commensality because it is one of the oldest and most important rituals used to foster togetherness among families and groups of friends. Dining with people who do not belong to the same household is of course hard during a global pandemic, just like many of the other forms of social interactions that were forcibly replaced by the use of technological means such as video-chat apps, instant messaging and perhaps an excessive use of social networking websites. These ways of staying connected, however, lack the subtleties of real physical interaction, which I tried to replicate with my prototype system, which consists of two sets of a lamp and a coaster which enable to communicate through light and tactile cues. The use of such devices creates a new kind of ritual based on the simultaneous use of the devices by two people, thus enabling a new and original form of commensality that happens through a shared synchronized experience.