This diploma thesis inquires into the system of retirement pensions in Czech Republic which is based on two pillars. The first pillar comprises of mandatory elemental pension insurance which provides for over 94 % of incomes of today's retirees. The second pillar mainly comprises of additional voluntary retirement insurance with benefits and some products of life insurance. Considering actual setting of the pensions system based almost solely on pay as you-go funding (PAYG), though substantially demographically reliant, this situation won't be sustainable in the long term. The main goal of the diploma thesis is to find out approximate retirement pension income for different groups based on different amount of wages and connected drop in income especially considering actual changes which are in effect since October 2011. The crucial part of the thesis is subsequently focused on options for private saving through the third complementary pillar with concentration on development of selected indicators in additional retirement insurance with benefits and calculation of the amount of lifelong pension.

My diploma thesis deals with the introduction and analysis of the NDC system (Notional Defined Contribution). I devote myself to pension system in the Czech Republic too. The diploma thesis provides informations on individual elements of the NDC system and its financial sustainability. In the theoretical part I deal with the pension systems in general and with states that have already introduced the NDC system. In the practical part I deal with the pension system of the Czech Republic in according to the questionnaire. I try to evaluate whether the NDC system is advantageous for the Czech Republic.

The aim of this diploma thesis on the topic "Pension insurance in a context of pension reformo of Czech republic" is to evaluate a present pension system in Czech republic, to judge demographic and fiscal reasons of pension reform necessity. There will be defined positives and negatives of individual changes in existing pillars and described quality of new pension saving pillar. A main focus belongs to supplementary pension insurance and planned transposition into supplementary pension saving.

The Pension system in the Czech Republic seems to be financialy unsustainable because of demographic development and economic consequences which is why it requires detailed systemathic change. This thesis will, in theory, describe and analyze reform possibilities which are derived primarily from conclusions of the Bezděk comission. At the same time it will also focus on alternatives which are presented by political parties or which are known from experiences from abroad. This thesis will also mention particular social groups which the pension system is related to, as well as pension funds and the state. The goal is to present comprehensive overview on the pension system issues and also show possible solutions.

The goal of the submitted thesis "Analysis of supplementary pension insurance in Czech Republic in comparison with Slovak Republic" is analyze and compare currently functioning supplementary pension system in our country and Slovak Republic. The whole thesis is focused on third pillar of pension system, namely the supplementary pension insurance. The thesis contains difficulties and issues that the pension system faces. There is also analyzed upcoming pension reform and comparison of actual pension scheme with the future one. Part of this thesis is also analysis of pension funds currently operating in the Czech pension insurance market and selection of optimal pension fund.

Prior to the implementation of Labor Retirement Act (hereinafter referred to as New System), the Labor Retirement System is mainly governed by Labor Standard Act (hereinafter referred to as Previous System) . However, since the implementation of Retirement System under Labor Standard Act, it has been under long term controversy. In order to improve the discrepancy of previous system, the Retirement System under Labor Standard Act, Council for Labor Affairs has proposed quite a number of drafts for amendment. After years of endeavor, it was finally reached consensus in improvement and established new labor retirement system, which is based mainly on Personal Account of Pension System and assisted by Income Replacement program. It was passed in Legislative Yuan on June 11, 2004, the Labor Retirement Act (New System) and officially enforced on July 1, 2005. However, it was expected that there will be many problems emerged in the initial stage of implementation. In this paper, we focused on the Labor Retirement New System and explained with other related administrative statutory are used as assistance. Also the basic theory of Administrative Act ¡V Principle of Administration, Administration Organization, Administrative Authorities, Administrative Remedies and Administrative Supervision ¡V the 5 main structure are used as the research methodology to examine the possible problem in new labor retirement system and tried to form possible measures for solutions.

Does an increase of elderly employment cause a decline in youth employment? A simplified view of a demand driven economy would give a positive answer to this question. Econometric studies based on a single equation approach deliver little support for this belief. However, these studies typically suffer from identification problems to which no attention is paid in most cases. We therefore use a general equilibrium framework when trying to quantify these effects. Using yearly and quarterly Austrian labor and gdp data, we estimate two model variants by Bayesian methods: a) a standard equilibrium model where the degree of complementarity between old, young and primary labor is crucial for the sign and strength of the relevant effects and b) a simple, solely demand driven model which always leads to a crowding out of young through an increase in employment of the old. It turned out that the demand driven model is inferior in fitting the data compared to the standard model. Further, the degree of complementarity is estimated to be strong enough to lead to a small positive effect of elderly employment on youth employment. (authors' abstract) / Series: Department of Economics Working Paper Series

Made available in DSpace on 2014-06-11T19:29:46Z (GMT). No. of bitstreams: 0 Previous issue date: 2009-04-16Bitstream added on 2014-06-13T18:59:32Z : No. of bitstreams: 1 cavallieri_mp_me_arafcl.pdf: 580485 bytes, checksum: 1d57da9dea79db8b098ccb0c51ded48a (MD5) / Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES) / A Previdência Social é uma política de proteção social que está integrada ao Sistema de Seguridade Social brasileiro. O histórico do sistema e a atual situação de crise têm relevância para a ordem política, econômica e social do país. A forma como se estrutura a distribuição dos benefícios previdenciários possui nítido impacto sobre o desempenho da Previdência, sobre o bem-estar social e sobre a maneira como os agentes se comportam e interagem no sistema. Esta pesquisa tem como objeto de análise o Sistema Previdenciário brasileiro a partir da Emenda Constitucional nº. 20, de 16 de dezembro de 1998, promulgada pelo governo Fernando Henrique Cardoso. Este enfoque permite discutir de forma mais aprofundada a importância da questão deficitária do sistema, fortemente influenciada pelas mudanças no perfil demográfico e pela forma como se estruturam as relações no mercado de trabalho atualmente. Através de uma verificação da literatura e das abordagens existentes, de dados coletados e sistematizados pela Dataprev, pelo IBGE e pelo IPEA, procuraremos avaliar o impacto advindo com tal Emenda Constitucional, no que diz respeito à Aposentadoria por Tempo de Contribuição, tanto em relação ao seu aspecto atuarial como no que tange ao impacto social, utilizando para isso dados sobre déficit, demografia e mercado de trabalho. O objetivo é verificar a eficácia deste tipo de reforma nos temos em que se propôs, observar o comportamento dos indivíduos diante das mudanças e verificar o significado disso para o Sistema Previdenciário brasileiro. / The Social Security is a policy of social protection that is integrated into the Brazilian Social Security System. The history of the current situation of crisis and have relevance to the political. Economic and social of the country. The way they structure the distribuition of benefits has significant impact on the performance of Welfare, on welfare and on the way they behave and interact players in the system. This research has a object of analysis the Brazilian pension system from the Constitutional Amendment nº. 20, 16 December 1998, promulgated by Fernando Henrique Cardoso‟s government. This approach allows to discuss in depth the importance of the issue of the poor, heavily influenced by changes in demographic profile and the way relationships are structured in the labor market today. Through an examination of existing literature and approaches, data collected and systematized by DATAPREV, by IBGE and IPEA, try to asses the impact that comes whit this Constitucional Amendment, with respect to Time for Retirement Contribution, both in relation to actuary as its appearance in terms of social impact, using for this data deficiency, demography and the labor market. The objective is to verify the offectiveness of this type of reform in which we proposed to observe the behavior of individuals facing the changes and verify the significance of that for the Brazilian pension system.

Orientador: Amilton José Moretto / Dissertação (mestrado) - Universidade Estadual de Campinas, Instituto de Economia / Made available in DSpace on 2018-08-23T01:12:11Z (GMT). No. of bitstreams: 1 Ashaley_WilliamKwaku_M.pdf: 1941936 bytes, checksum: 16c474b0a95a90a16491bdff258c4149 (MD5) Previous issue date: 2012 / Resumo: Atualmente, a parcela de idosos no total da população tem aumentado em todo o mundo. Proporcionalmente, cresceram as reivindicações por sistemas públicos de pensão, gastos com saúde e orçamentos governamentais. Como resultado, países que implementam apenas pensões "(pay-as-you-go) se deparam com déficits fiscais. Minha tese se foca particularmente no esquema financiado denominado multi-pilar ou multi-camada ou projeto de pensão de três camadas avaliando maneiras de melhorá-lo. A tese fornece um panorama geral da economia e atividade econômica de Gana, e a discussão teórica sobre combinação entre prestação de previdência privada e pública na forma de pensão de Gana, preparando um sistema de pensão de três camadas completado em 2008. O novo sistema de três camadas apresenta uma primeira camada de pensão pública do tipo "pay-as-you-go" que consiste em diferentes partes, incluindo uma parte relativa a contribuições, uma pensão obrigatória de gestão pública e privada de segunda camada e uma terceira camada de poupança de pensões voluntária. A análise desta tese se foca na escolha de seguro de renda, retornos de investimentos e a viabilidade de futuras reformas. Também traz à tona alguns problemas irresolutos e aponta possíveis problemas que podem surgir em decorrência do novo sistema de pensões e analisa se o sistema será capaz de atingir os objetivos estabelecidos a principio. Ainda que a implementação em 2010 do novo regime de pensões tenha sido bem sucedida, é possível que alguns grupos tenham sido deixados de fora / Abstract: In recent time the share of old in the total population has been increasing around the world. Proportionally growing are claims on public pension systems, health care expenditures, and government budgets. As a result, countries which implement only pay-as-you-go pensions face fiscal deficits. My thesis focuses in particular on the funded scheme referred to as the multi-pillar or multi-tier or three tier pension schemes and appraises ways to improve it. The thesis gives an overview of Ghana's economy and economic activity, then the theoretical discussion on combining public and private pension provision in the form of three-tier pension scheme, followed by a description and analysis of the Ghanaian pension reform, setting up a three tier pension system completed in 2008. The new three tier system features a first tier of public P.A.Y.G pension consisting of different parts including a contribution related part, a mandatory second tier privately and publicly managed funded pension and a third tier of voluntary pension savings. This thesis analysis focuses on the choice of income security, investment returns, and the feasibility of further reforms. It also brings up a number of unsettled issues then points to potential problems that may arise from the new pension system and looks at whether the system will be able to achieve the goals stated at the outset. Even though the new pension scheme has been successfully implemented in 2010, it is possible that some groups could be left out / Mestrado / Economia Social e do Trabalho / Mestre em Desenvolvimento Econômico

The content of my graduation theses is historical development of pension insurance and plans for the reform in Czech Republic. In historical part I tried to refer to our long-term tradition of legal form of pension insurance and point out the most significant legal enactments of this branch of law. I also tried to answer the question if we can prosper from the experience of history when preparing the new pension reform. In the other part of my work I summarized the deficiency and positive aspects of current pension system in Czech Republic and also I referred to need to pass a new legal form of pension system with regards to financial untenability of the system and demographic development. I tried to describe present political and special endeavors of pension system reform that has been in progress since 1990 and than I pointed out the current discussion about pension reform. The object of my work was not to find out the ideal pension reform, because I think there is no ideal reform, but just to advert to necessity to change the current system. Decision about the pension reform is very serious theme of social, economical, legal and especially of political point of view. This kind of decision must be made in accordance with the whole political spectrum, to achieve the stability of the decision, and of coarse...