The purpose of this study is to evaluate the performance of the Texas unit commercial banking system in comparison with branch banking systems, limited area branching systems, and unit banking systems.

This dissertation examines the relationship between computer technology and management science and changes in the role of profit planning within the commercial banking system of the U.S.A. The objective of the study is to develop a generalized profit-planning model which employs the existing decision processes to create pro-forma financial statements for a commercial bank. The study concentrated on the 300 largest commercial banks (ranked by deposits as of December 31, 1969) of the Federal Reserve System. These particular banks held the greatest potential for having a Planning Department, the computing capability necessary for problem solving, and a Management Science Department actively employing management science techniques to profit-planning problems. The research for the dissertation included an in-depth study of secondary sources, an interrogation of commercial bank executives and a detailed questionnaire which was submitted to each of the 300 largest banks. Sponsorship for the Financial Planning Questionnaire was obtained from the Southwestern Graduate School of Banking at Southern Methodist University, Dallas, Texas. The sponsorship helped obtain a large sample return (in excess of 50.0 percent) and thereby increased the statistical reliability of the results of the study.

The Diploma thesis deals with two different banking systems. The first and second chapter have theoretical character and talk about marketing in services and changes in today's global banking world.The third chapter gains both from theoretical and practical knowledge and describes banking system in Czech republic and USA. The most important chapters are the 4th, 5th and 6th. They include bank services analyse, fee politics, type of distribution, and communication with clients. The result is mostly in comparison of the value and convenience for the client.

Banking systems in India is quite popular and it needs some more changes to reach all the customers. Lack of the service is main problem in Indian baking system. If the common person wants to open the account, it take’s little bit high cost and banks are not near the people location. Due to the Lack of service, people do not want to be a customer of the bank. In the research trying to find the solutions for some of the problems to maintain a banking account, we want to provide the maximum time of service in banking systems and to find the better solution for the common persons to use the banking systems. The research idea Collaboration banking information systems are designed to combine all the account information into a system, to provide a better solution for the customer, and to solve all the internal problems in the banking systems. From this new concept we could establish the bank in each and every village, So that we could reach all the customers by providing them a good quality service and exceeding their expectations. The Collaboration systems are less time consuming and it reduces the burden of both the customers and bank employees. Some banks failed due to the lack of customers and the over burden of interest charged by the government.The research idea is to share all the account details from all the banks into a system that is known as collaboration banking information systems. The collaboration banking systems are entirely different and it reduces the cost maintenance of the Indian banking systems. / Program: Magisterutbildning i informatik

金融資訊科技的發展及未來社會走向資訊化的必然趨勢下，自1960年至1970年間建置的銀行業大主機架構，多己到達設備投資轉換及軟體效率不足、系統發展週期過長及維護成本過大之瓶頸。由於核心銀行作業系統的複雜性及重要性，系統轉型的龐大投資計畫失敗時可能對銀行產生相當大的影響，系統廠商的評估選擇非常重要。本研究主要提出資訊系統整合廠商評量模式之形成及應用方式，針對核心銀行系統進行評估及選擇適當的系統整合廠商。 經由文獻探討及針對國內某商業銀行的個案研究，我們先建立一個初步的模型，定義出考量層級及涵蓋因素。之後，配合分析層級法(Analytical Hierarchy Process)設計問卷，收集國內各型銀行的資訊主管及業務主管針對「資訊系統整合廠商評量模式考量因素」進行兩兩比較所回應的相對重要性認知，經AHP運算建立層級因素間的權重分派，之後再依受測者所屬銀行類別及職務類別進行統計分析，作為評估廠商時參考的對象。決策者可根據各自銀行狀況再作權重調整，以此標準評量廠商資料，計算最後評比結果，AHP可在評量模式形成時，彙整產業認知資訊計算出考量因素之權重分配；也可在評量模式應用時彙整參與決策者意見，調整考量因素之權重分配，甚至在廠商評選時彙整參與決策者意見，如同計算權重分配一樣，計算出各合作廠商之優先次序。本研究可用來探討資訊系統整合廠合評量的主要考量因素，思考新的資訊科技可能所帶來的危機或轉機，而加以因應或利用；所發展的評量模式可以提供實務使用，期能協助銀行業，在核心銀行系統轉換需求過程中，建立一個對合作廠商評估與選擇的考量模式，在參考產業認知及層級分析的運算作業下，縮短系統轉型之時程，提高成功機率。 / Facing the technology advancement, it is about the time to upgrade the core banking systems built during 1960s and 1970s. The massive variety of banking operation requirements and the IT dependency of critical banking services make the system upgrade transition an enormous burden. This study aims to establish an evaluation model to be used for selecting appropriate system integration vendor of core banking systems. We review the literature and establish an initial model by identifying a group of consideration categories and their included factors. These factors are conformed to real world situations through a case study on a commercial bank at Taiwan. In the following survey, the weight allocation for these consideration factors is to be investigated from the banking community at Taiwan. A questionnaire based on the Analytical Hierarchy Process (AHP) is used to collect the comparative perceptions for the importance of the consideration factors. Through the AHP, the aggregated evaluation weights can be calculated. Based on the perception difference among bank types and manager types, a statistical analysis will be conducted later. The decision-makers may adjust the evaluation weights based on the ad-hoc needs for their banks. The comparative scoring of the evaluated vendors is then calculated based on the evaluation weights. The study contributes to investigate the important consideration factors for core banking systems and establish an evaluation model based on the industry perception. The similar approach can be extended to other information systems evaluation in the future.

Main focus of the thesis lies in the corporate management decision support deploying and using IT / ICT. Specific technology described is Business Activity Monitoring. The contribution of the work lies primarily in two planes. The first plane is to create as far as the most comprehensive view of the BAM. The findings are collected from different directions and areas. The first direction of research is focused on the development of Business Intelligence and description of BAM as a trend of BI, including the stages of development and projections into the future. The second direction focuses primarily on a detailed circumscribe of BAM. Its definition, deployment assumptions, basic models, the way how business can benefit from BAM usage. The third guideline shows the classification of BAM surrounded by the other / similar technologies and business solutions -- BI and BSM, and the search key differences. The second level of the work is to support the AML implementation in a specific environment of banks using BAM. This is a practical demonstration of the possibility of using BAM in practice. Basic design solution lies in the analysis of risks arising from the law and the current state of the solution. By mapping of banking processes and searching for points of risk it is then possible to deploy these risks BAM tools for their management. Motion of support lies mainly in conceptual terms.