Thesis (MDF)--Stellenbosch University, 2015. / ENGLISH ABSTRACT: The debate as to whether there is a trade–off between financial sustainability and outreach remains inconclusive among many researchers, therefore this research was conducted to bridge this knowledge gap. The study was conducted in Harare using longitudinal research design and analysed using panel data regression model. The study was conducted for the period of 3 years from 2011 to 2013 on 60 sampled MFIs in Harare. The findings were that MFIs in Harare are very sustainable but their outreach is low as shown by large loan sizes offered to clients. It was further revealed that staff cost per dollar and proportion of female clients are the only variables that affect sustainability of MFIs in Harare. Finally the research revealed that sustainability goals be achieved simultaneously and therefore are compatible. The key contributions to knowledge revealed by the study are as follows: there is a positive relationship between sustainability and outreach. Two variables affect sustainability on MFIs in Harare namely staff cost per dollar and proportion of female clients. The study recommends that Microfinance institutions in Harare should focus on financial sustainability in order to reduce their subsidy dependence, to ensure survival and growth in the future. To the policy makers the study recommends that sustainability does not compromise the outreach to the poor.

The aim of the study was to investigate the role played by urban agriculture (UA) in alleviating poverty in poor and low income households of Harare. It further examined the factors that confront the practice. The study was conducted after a realisation that despite not receiving much support from city by- laws, poor and low income households of Harare continue to engage in agricultural activities yearly. The desk research method was used to acquire information from a vast of secondary data sources. The secondary sources which were qualitative in nature provided the research with broad literature on urban agriculture and poverty in Harare, Zimbabwe and the world at large. However, a case study research design was employed whereby an in-depth analysis of the topic focused on poor and low income farmers of Harare Province. Literature reviewed and analysed was organised into themes and categories that portrayed urban agriculture as a crucial tool for alleviating poverty. It was also viewed as a tool that can be used as a sustainable livelihood. Despite other factors affecting the performance of urban farmers, lack of clear policies and city by- laws that guide agriculture in the study area proved to be a huge hindrance. Therefore, to achieve sustainable livelihoods and reduce poverty, the research suggested that instead of different pieces of city by- laws governing the practice in Harare and Zimbabwe there is need for one clear urban agriculture policy. It was concluded that the government and city authorities remain the key to unlocking UA‟s full potential by providing formal support to the practice by organising formulation of an inclusive urban agriculture policy that will be understood by every citizen.

This study focuses on rural livelihood diversification and improvement in dry districts of Zimbabwe during the period from 2000 to 2010. It establishes and documents livelihood activities and interventions in three semi-arid districts in Zimbabwe, analyses evidence for rural livelihood diversification and improvement and related challenges, and analyses institutional and policy issues that determine rural livelihood development in the politically charged period from 2000 to 2010. Rural livelihood diversification and improvement is not a recent phenomenon. For years, rural people have diversified their livelihoods for different economic reasons. Despite several studies on rural livelihoods in Zimbabwe, no similar studies have been done to determine the types of livelihood diversification that occur in a politically charged environment and whether they improve people‟s livelihoods. The study was guided by both the sustainable livelihoods framework and the actor oriented approach. Qualitative methodology was used for the overall data collection. Firstly data was collected „from the top‟ through in-depth interviews with officials from government institutions, non-governmental organisations and community leadership structures. Secondly data was collected „from the bottom up‟ through selected participatory methods in study areas. The overall study findings show that despite having increased livelihood interventions in all semi-arid areas, the politically fraught atmosphere constrained livelihood improvement and poverty remained. Although evidence for livelihood diversification is undisputed in the study, the extent to which it contributed to livelihood improvement was limited. The extended period of political constraint reversed some of the livelihood improvement gains recorded by external interventions. As most of the support was targeted at addressing the immediate food needs of the poor in semi-arid districts, this affected the number of long-term interventions targeted at sustainable livelihood development. The study found that the changing policies and institutional arrangements constrained and limited the potential of some of the livelihood strategies adopted during the period under study and as a result most livelihood activities were limited to survival strategies. The study shows that despite a decline in agricultural production during the period under study, it remained the major livelihood activity. Agricultural activities such as cotton and maize production and livestock rearing experienced a decline, but were partially revived through external support from both the government and nongovernmental organisations. Agriculture as a livelihood activity largely benefited from external interventions that rehabilitated irrigation infrastructure and the provision of agricultural inputs during the period. However, despite the dominance of agriculture as a livelihood activity in semi-arid areas non-farm livelihood activities, both locally initiated and externally fostered, played a significant role in supporting rural livelihoods. Poaching and wild fruit harvesting provided food for immediate consumption, whilst gold and diamond panning, wood carving and the commercialisation of non-timber forest products generated cash income for rural livelihoods. Non-farm external livelihood interventions identified resulted in a number of rural livelihood development models important for future rural development. These models were developed around the commercialisation of non-timber forest products for cash income generation, rural human capital development through vocational skills training and rural small livestock asset development. Human capital resulted in the development of rural industry in the form of community based enterprises. Indirectly it also contributed to migrant labour that sent cash and goods back home. The study shows that it is evident that in a politically charged environment livelihood diversification has a range of positive effects. The re-emergence of the barter exchange economy in rural communities contributed to livelihood diversification although sustainability was limited. It is also possible for both barter exchange and the cash market to co-exist in a politically charged environment. The study also shows that traditional leadership and local authorities in study areas became more politicised and militarised and this diverted them from facilitating and supporting rural development and inhibited rural livelihood development efforts by different rural players. The study found that rural livelihoods are not static, and they adapted as best they could in the face of exogenous trends and shocks. Rural areas underwent deep transformations as a result of political dynamics, local livelihood initiatives and external livelihood support. Rural livelihoods changed as rural people devised combined livelihood strategies that went beyond farming. However, in contrast to the widely accepted argument that diversification plays an important role in poverty alleviation, this was clearly not the case in Zimbabwe‟s politically charged environment. This study contributes to the development debate with a case study on the type and extent of livelihood diversification strategies possible in a politically charged environment. Methodologically the study contributes to the possible application of a dual data collection system where data is collected from the top using different methods from those used to collect data from the bottom. This enriched the data at triangulation phase during analysis. The study also contributes to the understanding of the political economy, the type of rural livelihood development possible in politically charged environments, and to how rural people in Zimbabwe react and behave in an endeavour to survive. There was an increased role played by external interventions in livelihood diversification but the extent of their contribution to positive livelihood outcomes was constrained by the politically charged environment that prompted the interventions in the first place. The normal processes of policy development and implementation changed as the role of politicians in planning and implementation became evident and policy aims shifted from rural development to political party self-preservation.

The research investigates whether it is appropriate, practically and theologically, to think of the United Church of Christ in Chipinge, Zimbabwe as a community as set in the struggle against poverty. A number of key questions were asked and explored concerning the context of poverty in Chipinge, the theological grounds for understanding itself as a community asset in the struggle against poverty in Chipinge, and whether the 'asset portfolio' can actually contribute to the eradication of poverty. The thesis is rooted in a contemporary development approach known as Asset Based Community Development which argues that sustainable community life is built on what exists in a community rather than what is lacking. The theory and its relevance are explored in the thesis. Further, drawing on contemporary thinking about missiology and ecclesiology, the thesis argues whether the Church should understand itself as a 'community asset'. This leads to the use of the metaphor taken from Matthew 5: 13, where the people of God are called to be ' the salt of the earth' who would draw others together into a living relationship with God. It is argued that being the salt of the earth requires the Church to take faith into action through utilizing the God given gifts which are available in the Church and Chipinge community. Through a key informant survey of the pastors from seventeen UCC Churches in Chipinge. the thesis demonstrates that the United Church of Christ (UCC) in Chipinge, Zimbabwe, has a range of assets, or what we could call an "asset portfolio" which can and should contribute to the struggle against poverty in the region. / Thesis (M.Th.)-University of KwaZulu-Natal, Pietermaritzburg, 2007.

One of the major problems obstructing international development is the issue of food security. Solutions for this global concern have not yet been found. This research sought to explore the role of social transfers in curbing household food insecurity. Social transfers are regular services or donations which are offered by the government or/and other institutions such as non-governmental organisations to vulnerable households. This exploratory study administered structured interviews, incorporating the Household Hunger Scale, Months of Adequate Household Food Provisioning indicator and self designed questions soliciting general household information, to Harare rural residents. The population was divided into clusters and a simple random sampling was used to select three clusters, Mufakose, Glen Norah and Warren Park, thereafter, systematic random sampling was employed within selected clusters.

The thesis focuses on the survival mechanisms of the rural poor elderly in Zimbabwe. The situation of the rural elderly is looked at in the context of the ravaging HIV/AIDS pandemic. The focus is specifically directed on the increasing numbers of orphans who are generated following the rampant deaths of their parents (sexually active individuals). With Africa failing to effectively withstand the forcefulness of the pandemic, the community structures in Zimbabwe are being heavily shaken to the detriment of all social groups. It is within this continuum that the research is laid out to investigate the situation on the ground. In this case, a fieldwork exercise was carried out in the Hobodo ward of Mangwe district in Zimbabwe. An intensive and in-depth examination of the critical situation was pursued under the case study model. To make the study more focused, the elderly were placed under investigation with regards to their new role of providing familial care for the orphans. The manner in which they face such a towering task under strained resources and limited knowhow was explored. The well-being of the orphans was also investigated in close relation to the welfare efforts of the elderly guardians. The investigations were made in respect of the contribution of the local resources towards the innovativeness of the elderly guardians. The adaptivity of the elderly and the versatility of the orphans were examined within the confines of the social and the economic capitals of the Hobodo ward. It is within the natural, social and economic capital dimensions of the Hobodo rural locality that the applicability of the sustainable livelihoods framework in explaining the dire social situation of the elderly and the orphans was brought under spotlight. The study was pursued through the qualitative research paradigm. This was done to capture the social perceptions, beliefs and the innovative capabilities of the elderly in their natural environment; and under the fieldwork setting. Several data collection techniques were employed to unveil the subject under study. These included interviews, questionnaires, participant observations, focus group discussions. Sampling was used to produce the research framework. Participants in the research were largely identified through random sampling. In special circumstances, purposive sampling was used. Tape recording and note taking were largely used to capture the responses of the research participants.

The problem this research seeks to address is about the ineffectiveness of NGOs’ strategies implemented in the rural areas of Binga District in Zimbabwe. The research has been basically influenced by personal concerns which I believe have influenced the selection of the research problem. My main concern is the deepening of poverty in Binga District. Lack of infrastructure like roads, shortage of schools leading to high illiteracy levels, shortage of clinics and hospitals, lack of clean water, high unemployment levels are the indicators of poverty in Binga. Country wide, the district is regarded as one of the poorest districts. The purpose of this study was to evaluate the effectiveness of the poverty alleviation strategies implemented by NGOs in the rural areas of Zimbabwe specifically in Binga. Today there are more than fifteen NGOs that operate in Binga and they specialise in different areas ranging from food distribution, education, agriculture, conservation and advocacy. What matters most is that despite the number of NGOs operating in Binga, poverty is still intensifying and widening. Through the research, it was found that most NGOs’ strategies in Binga focus on relief than developmental aid. Also when addressing poverty, NGOs use the trickle down approach than the bottom up approach. Moreover, the strategies implemented in Binga do not address the needs of the poor. The political instability in Zimbabwe is also believed to be a serious stumbling block to the operation of NGOs in Binga and the rest of the country. Finally, the research recommends NGOs to use the participatory approach as well as the sustainable livelihoods approach in dealing with poverty. Again, NGOs need to monitor and evaluate their projects because most of their projects are not monitored and evaluated properly. Above all the NGOs’ strategies for alleviating poverty need to be reviewed.

PHDRDV / Institute for Rural Development

Poverty has continued to be an enormous challenge for Africa. Immoral political decisions and tactics have led to the continued suffering of the landless poor in the city of Harare. With no consideration for the dignity of people, the government of Zimbabwe through Operation Murambatsvina (Operation Reject Filth) demolished shelters belonging to the poor in the city a decade and half ago. To this day, most of the victims of this destruction still lack adequate accommodation. The majority urban poor have been excluded from the community and inhabit shanty towns around Harare. Deprived of justice, the poor are alienated from their right to land, nourishment and dignified life. This complete disregard for life and African community values ought to be challenged. Ubuntu moral theory presents necessary guiding principles for human progress that achieves genuine harmony and equality among all people. In light of the experiences of deadly but preventable poverty in Harare, the will-to-live for all requires confirmation. Every human being is endowed with irrevocable intrinsic worth. The elimination of poverty requires practical philosophical resolutions that are driven by sincere respect for human life. / Philosophy, Practical and Systematic Theology / M.A. (Philosophy)

This thesis seeks to understand and analyze the livelihood strategies of urban women traders at Magaba in Harare (Zimbabwe) in the context of the contemporary economic and political crisis. The crisis emerged in the 1990s with the introduction of a structural adjustment programme and deepened further with the fast track land reform programme initiated by the Zimbabwean government in the year 2000. The crisis has involved a down-sizing of the Zimbabwean economy and a massive rise in the rate of unemployment in the formal economy. Consequently urban life became increasingly unbearable for poor blacks and informal economic activities blossomed and started to make a significant contribution to household income and livelihoods. The role of women in the informal economy was particularly pronounced. Theoretically, the thesis is underpinned by the sustainable livelihoods framework. In examining the vulnerability context of the Magaba women traders and the institutional interventions which complicate the lives and livelihoods of these traders, I identify and unpack their diverse livelihood activities and strategies and the resources (or assets) they deploy in constructing urban livelihoods. Though their livelihood portfolios complement any earnings from formal employment by household members and though they contribute to their household’s sustenance, there are a number of daily challenges which they face in their trading activities and which they seek to counteract through a range of often ingenious coping mechanisms. The thesis is important for a number of reasons. It fills an important empirical gap in the study of Magaba market specifically, it brings to the fore the gendered character of the informal trading activities in urban Zimbabwe, and it deploys the livelihoods framework in a manner which is sensitive to both structure and agency.