The paper focuses on risk presentation with regard to the loss of human life. Several measures of risk, such as F-N diagrams, the probability of loss of life and days of lost life expectancy are introduced. All of these measures are specialised for different types of loss. In addition, quality-of-life parameters can be understood as measures of risk. In contrast to the afore-mentioned measures of risk, quality-of-life parameters are able to cover the entire field of risk to human life. If this is true, then the efficiency of all safety actions can be compared, regardless of their specific field. This would also permit competition among safety actions across an entire society and should yield not only improvements for safety, but also an increase in the quality of life within that society. / Der folgende Beitrag befasst sich mit der Darstellung von Risiken für Menschen. Dazu werden verschiedene Risikoparameter, wie Sterbewahrscheinlichkeiten, F-N-Diagramme und das Konzept der verlorenen Lebensjahre, vorgestellt. Weiterhin können Lebensqualitätsparameter, die in den unterschiedlichsten Fachbereichen entwickelt wurden, als Risikoparameter verstanden werden. Während die zuerst genannten Risikoparameter im Wesentlichen auf einen Aspekt eines Schadens ausgerichtet sind, können Lebensqualitätsparameter alle Formen von Verlusten oder Nachteilen erfassen. Damit wird der Vergleich von risikoverringernden Maßnahmen unabhängig vom Fachbereich einer Maßnahme möglich. Ein solcher Ansatz erlaubt den Wettbewerb aller Schutzmaßnahmen innerhalb einer Gesellschaft und müsste zu einer Erhöhung der Sicherheit und der Lebensqualität führen.

The paper focuses on risk presentation with regard to the loss of human life. Several measures of risk, such as F-N diagrams, the probability of loss of life and days of lost life expectancy are introduced. All of these measures are specialised for different types of loss. In addition, quality-of-life parameters can be understood as measures of risk. In contrast to the afore-mentioned measures of risk, quality-of-life parameters are able to cover the entire field of risk to human life. If this is true, then the efficiency of all safety actions can be compared, regardless of their specific field. This would also permit competition among safety actions across an entire society and should yield not only improvements for safety, but also an increase in the quality of life within that society. / Der folgende Beitrag befasst sich mit der Darstellung von Risiken für Menschen. Dazu werden verschiedene Risikoparameter, wie Sterbewahrscheinlichkeiten, F-N-Diagramme und das Konzept der verlorenen Lebensjahre, vorgestellt. Weiterhin können Lebensqualitätsparameter, die in den unterschiedlichsten Fachbereichen entwickelt wurden, als Risikoparameter verstanden werden. Während die zuerst genannten Risikoparameter im Wesentlichen auf einen Aspekt eines Schadens ausgerichtet sind, können Lebensqualitätsparameter alle Formen von Verlusten oder Nachteilen erfassen. Damit wird der Vergleich von risikoverringernden Maßnahmen unabhängig vom Fachbereich einer Maßnahme möglich. Ein solcher Ansatz erlaubt den Wettbewerb aller Schutzmaßnahmen innerhalb einer Gesellschaft und müsste zu einer Erhöhung der Sicherheit und der Lebensqualität führen.

This work deals with health and social impacts on overweight and obesity among second year students in secondary schools and their remedy by means of support active program. To determine the prevalence of overweight and obesity was used the BMI values, waist girths, caliper, values of the bioelectrical impedance analysis (BIA). 336 students was participated in this research and 117 students underwent anthropometric measurements. From all measured were selected 31 students with excessive body weight. Seventeen of them was included in the group Experimental (ES) and fourteen in the group Control (KS). The Experimental group was subsequently administered the intervention active program aimed at reducing body weight and positive effect on health, psychological and social parameters. Investigation was carried out from October 2005 to December 2005.

The influence of globalization is strengthening in all markets including the insurance market. In the past few years, new trends are bringing out various changes. People are becoming aware of the risks associated by not being covered by insurance and the exposure of financial loss that they could face. Due to this awareness, there are more questions that need to be raised by the insurer. Are the clients being provided enough coverage? What types of criteria should be set? All these questions are being asked by the insurance provider in order to alleviate any problems/loss and identify all the risks up front in order to prepare for these possible scenarios. Most people in the Czech Republic are becoming more aware of the bad current situation of the social system. Therefore, more people are coming to private financial insurance consultants. Life insurance have experienced many changes the past 10 years in which it is now able to offer the same complex coverage as in rich western countries. Clients are now looking for variety and flexibility. The question is how to set up these products correctly? I have been involved in professional insurance for the past several years and have developed methodical guidelines using both my knowledge and experience aimed at helping these clients be covered for these unforeseen circumstances and protect their finances.

The thesis is focused on the prevention of crises in the management of construction projects. It deals with risk management process, risk management methodologies according to standards, organizations and publications of authors. Detailed methods of risk identification, risk analysis and treatment are described in detail. The thesis also explaines the methods of crisis management and the general expression of the crisis. Instruments of financial analysis have also been described to predict the dangers of a construction site. The aim of the dissertation is to confirm the significance of the hierarchy of risks in the process of their management. The second goal of the dissertation is to demonstrate the correlation between the crisis in the project and the crisis in the construction company.