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Previous issue date: 2018-07-27 / Os spreads bancários na América Latina apresentam altos patamares, quando comparados a outras regiões e economias do mundo. Este trabalho tem por objetivo a análise comparativa dos fatores determinantes do spread bancário, nas principais economias da América Latina, para isso, utilizaram-se dados agregados de 73 economias do mundo, sendo 11 delas países da América Latina. Partindo-se de uma base com 51 variáveis independentes, foram gerados modelos de regressão em painel. Os resultados obtidos evidenciam, que o patamar dos spreads praticados na América Latina, são principalmente impactados pela inadimplência, provisões de crédito, custos administrativos e de pessoal, concentração bancária e diversificação das receitas. / The banking spreads in Latin America show high levels when compared to other regions and economies of the world. This work has the objective of comparative analysis of the determinants factors of the banking spreads in the main economies of Latin America, for that, was used aggregated data of 73 economies in the world, 11 of which are Latin American countries. Starting from a base with 51 independent variables, panel regression models were generated. The results show that the level of spreads in Latin America is mainly impacted by nonperforming loans, the level provisions, administrative and personnel costs, banking concentration and revenues diversification.
| Identifer | oai:union.ndltd.org:IBICT/oai:bibliotecadigital.fgv.br:10438/24634 |
| Date | 27 July 2018 |
| Creators | Silva Junior, Walter Gomes da |
| Contributors | Sanvicente, Antonio Zoratto, Nakane, Marcio Issao, Escolas::EESP, Muinhos, Marcelo Kfoury |
| Source Sets | IBICT Brazilian ETDs |
| Language | Portuguese |
| Detected Language | English |
| Type | info:eu-repo/semantics/publishedVersion, info:eu-repo/semantics/masterThesis |
| Source | reponame:Repositório Institucional do FGV, instname:Fundação Getulio Vargas, instacron:FGV |
| Rights | info:eu-repo/semantics/openAccess |
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