The objective of the thesis is to collect and analyze a set of persons injured in road traffic accidents in 2009 in České Budějovice district and to describe the health and social consequences of accidents, in particular extents of injuries, paid sick days, the time of treatment and permanent accidental disability. Based on the objective the following hypothesis was stated: "Traffic accidents have serious health and social consequences". The research was conducted by using the secondary data analysis method with the use of medial records of the traumatology department patients of České Budějovice Hospital, Inc. A part of the research was a questionnaire containing questions, aiming at the confirmation or rejection of the stated hypothesis, on the basis of which it was possible to categorize persons injured in traffic accidents, to determine whether the injuries have left a permanent accidental disability, and if so, which, and whether the injured person has received a disability pension. The examined set included 52 patients hospitalized at the traumatology department of České Budějovice Hospital, Inc. with injuries sustained in traffic accidents, who filled in the questionnaires, form the original number of hundred patients with the longest period of hospitalization and therefore the heaviest anticipated consequences, who were sent the questionnaires. The following numbers and percentages mentioned are always related to individual age categories. In the age category under 20 years of age 1 men, i.e. 4% of men, and 2 women, i.e.15% of women got a permanent disability, in the category 21-35 years of age 12 men, i.e. 43% of men and 6 women, i.e. 46% of women got a permanent disability, in the category 36-50 years of age only 7 men, i.e. 25% of men and no woman got a permanent disability, in the category over 50 years of age 8 men, i.e. 29% of men and 5 women, i.e. 38% of women got a permanent disability. In the age category under 20 years of age there were no men who receive a disability pension, only 1 female, i.e. 14% of women in the category 21-35 years of age 4 men, i.e. 27% of men and 3 women, i.e. 43% women receive a disability pension, in the category 36-50 years of age only 6 men, i.e. 40% of men got a disability pension, and no women, in the category above 50 years of age 5 men, i.e. 33% of men and 3 women, i.e. 43% of women got a disability pension. The objective of the diploma thesis to collect and analyze a set of persons injured in traffic accidents in České Budějovice district in the year 2009 was met through the carried out research. Based on the findings, it may be stated that the hypothesis: "Traffic accidents have serious health and social consequences? was confirmed.

<p>The aim of this study was to examine how individuals with disability pension reason about a return to work. Action theory, as presented by Berglind, was used as theoretical approach. Qualitative interviews were conducted with five individuals who have disability pension due to mental illness. The respondents describe how they weigh benefits and disadvantages against each other. The main reason for a return to work is economical. The greatest disadvan-tage is the risk of losing their right to disability pension, which seems to limit their motivation to return to work. All respondents stress benefits associated with work but they do not all wish to return to work. Work is not described as equal to paid work but as an essential part of life. All respondents’ express a belief in their ability to work but are doubtful concerning their chances of getting employment, which seems to have a negative impact on their motivation as well. Furthermore, the respondents criticize the public authorities in the field of rehabilitation for not contributing to a return to work process. However, they give an example of how a non-governmental organisation has been important for increasing their possibilities of a return to work.</p>

The aim of this study was to examine how individuals with disability pension reason about a return to work. Action theory, as presented by Berglind, was used as theoretical approach. Qualitative interviews were conducted with five individuals who have disability pension due to mental illness. The respondents describe how they weigh benefits and disadvantages against each other. The main reason for a return to work is economical. The greatest disadvan-tage is the risk of losing their right to disability pension, which seems to limit their motivation to return to work. All respondents stress benefits associated with work but they do not all wish to return to work. Work is not described as equal to paid work but as an essential part of life. All respondents’ express a belief in their ability to work but are doubtful concerning their chances of getting employment, which seems to have a negative impact on their motivation as well. Furthermore, the respondents criticize the public authorities in the field of rehabilitation for not contributing to a return to work process. However, they give an example of how a non-governmental organisation has been important for increasing their possibilities of a return to work.

This diploma thesis deals with insurance protection of permanent health consequences caused by illness or in case of injury. The aim of this work was to make an analysis of the offer of accidental injury insurance in the insurance market from the potential insurance applicants? point of view and also to identify the right combination of this kind of insurance with disability pension. In this work, four best insurance products offered in the Czech market are in detail described ? Pesrpektiva 7BN insurance by Kooperativa, Flexi insurance by Česká spořitelna, Benefit and Genio insurance by Generali Pojišťovna. A simulation applied to each of the products was made and analyzed. If a client follows the simulated model, he or she should be well insured. Using the methods of multi-criteria classification (method of rank, method of points, method WSA and method TOPSIS), the best product for potential applicants has been identified. The best option seems to be the insurance product Perspektiva 7BN offered by insurance company Kooperativa.