The purpose of this thesis was to research the systems issues surrounding identity fraud in New Zealand. There is only limited published research on the topic, either at an academic or industry level. The New Zealand Government has been conducting work in identity fraud in recent times but New Zealand appears to be lagging behind other similar westernised countries in terms of developing specific identity fraud policy or legislative provisions. The research showed that New Zealand does have serious problems in its systems, which in some cases facilitate identity fraud. There is a lack of synchronicity between New Zealand Government systems which undermines a whole of government approach to minimising the risk of identity fraud. Issues in the private sector with identity fraud are just as serious, with financial advantage being one of the main reasons that identity fraud is committed. However, the lack of information sharing between the public and private sectors does not help stem the flow of identity fraud that is currently occurring. Finding policy solutions to combat identity fraud is far from being simplistic. Public policy in this area is fraught with social, political and financial implications. Identity fraud is committed with speed while public policy faces a slow battle with red tape. Nonetheless, the New Zealand Government does not even appear to categorically know what is happening on its own door step with respect to identity fraud. There are no statistics on identity fraud and no concrete figures as to the cost of identity fraud to New Zealand. To compound problems, identity fraud is not even an official offence classification so even when it is occurring, it is not always being recorded. The damage resulting from identity fraud can be catastrophic. Identity fraud is a breeder crime for other offences. It can enable an act of terrorism to occur, women and children to be trafficked, and organisations and individuals to suffer serious financial loss. In New Zealand however, the benefits of identity fraud can be great while the deterrents are weak. New Zealand faces potential harm to its international reputation if its systems are not strengthened to fight identity fraud. In order for this to occur, New Zealand needs to develop a specific identity fraud policy so that it has the basic knowledge in place to allocate the necessary resources to this problem.

The purpose of this thesis was to research the systems issues surrounding identity fraud in New Zealand. There is only limited published research on the topic, either at an academic or industry level. The New Zealand Government has been conducting work in identity fraud in recent times but New Zealand appears to be lagging behind other similar westernised countries in terms of developing specific identity fraud policy or legislative provisions. The research showed that New Zealand does have serious problems in its systems, which in some cases facilitate identity fraud. There is a lack of synchronicity between New Zealand Government systems which undermines a whole of government approach to minimising the risk of identity fraud. Issues in the private sector with identity fraud are just as serious, with financial advantage being one of the main reasons that identity fraud is committed. However, the lack of information sharing between the public and private sectors does not help stem the flow of identity fraud that is currently occurring. Finding policy solutions to combat identity fraud is far from being simplistic. Public policy in this area is fraught with social, political and financial implications. Identity fraud is committed with speed while public policy faces a slow battle with red tape. Nonetheless, the New Zealand Government does not even appear to categorically know what is happening on its own door step with respect to identity fraud. There are no statistics on identity fraud and no concrete figures as to the cost of identity fraud to New Zealand. To compound problems, identity fraud is not even an official offence classification so even when it is occurring, it is not always being recorded. The damage resulting from identity fraud can be catastrophic. Identity fraud is a breeder crime for other offences. It can enable an act of terrorism to occur, women and children to be trafficked, and organisations and individuals to suffer serious financial loss. In New Zealand however, the benefits of identity fraud can be great while the deterrents are weak. New Zealand faces potential harm to its international reputation if its systems are not strengthened to fight identity fraud. In order for this to occur, New Zealand needs to develop a specific identity fraud policy so that it has the basic knowledge in place to allocate the necessary resources to this problem.

Since 1997, fully noncontributory minimum pensions have been established in many Latin American countries, and have more recently been encouraged as a "zero pillar" of social security by the World Bank and other IFIs. These policies came into being under diverse political regimes and display a range of levels of generosity and universality. Becuase these policies are generally part of a modern bureaucratic welfare state project, they require identity documents, something that many low-income citizens do not possess. States have lowered barriers to the supply of identity documents, and new social policies, like noncontributory pensions and conditional or unconditional cash transfers, have stimulated demand for identity documents among those who do not currently have them. Brazils noncontributory pension, the BPC, has a means test and a large benefit (equivalent to the minimum wage), but requires providing identity documents for all household members. This report discusses the propagation of noncontributory pensions, then examines Brazilian government records to determine the size of the incentive to demand documents in Brazil using a logit model and a more novel survival time regression discontinuity design, raising questions of the relationships between benefit size, universality, document requirements, and poverty. / text

Au-delà de son paradoxe polysémique, l’identité est une notion parfaitement définie par les différentes sciences humaines, tandis qu’en droit ses contours demeurent beaucoup plus flous. Que recouvre la notion juridique d’identité ? Le droit qui s’y rattache peut-il être qualifié de fondamental ? L’identité n’est pas seulement un ensemble d’éléments qui permet à l’État de nous différencier les uns des autres. Les procédés étatiques d’identification que sont l’état civil et les documents d’identité se trouvent confrontés aux thématiques actuelles et notamment sécuritaires. Mais l’identité, après avoir été pendant longtemps un monopole régalien, devient de plus en plus un support de revendications. En effet, l’identité tend à s’affranchir de plus en plus du cadre imposé par l’État pour permettre à l’individu d’exprimer son individualisation. Aujourd’hui, l’identité ne permet plus uniquement de répondre à la question « qui suis-je ? », mais également à « qui je veux être ? ». La revendication identitaire s’inscrit dans une démarche personnelle de reconnaissance de ses composantes essentielles. L’identité n’est pas en crise, elle est en réalité en pleine mutation. Si elle en connaissait éventuellement une, cela serait dans le sens originel tel que le psychologue Erik Erikson l’avait théorisée, à savoir la crise d’identité liée à l’adolescence. Ainsi, l’identité serait en transition avant de connaître l’âge adulte et la pleine consécration de sa reconnaissance juridique. Le droit de l’identité est en passe d’être complété par l’émergence d’un droit à l’identité, actuellement fragmenté, qui tend à être reconnu comme un véritable droit fondamental inhérent à la personne humaine / One of today’s debates which can no longer be ignored and which has been on everyone’s lips for several years is the concept of identity. It is at the heart of numerous and diverse problematics. Beyond its polysemous paradox, identity is a well-known notion in humanities, whereas in law its outlines are still unclear. What does the legal notion of identity integrate? Can the right to which it is linked be a fundamental one? Identity is not only a set of elements that allows the state to make a distinction between two persons. The official state identification procedures, like civil status and identity documents, have to face current themes and particularly security ones. But identity, after being a long-time state monopoly, is becoming more and more often a way to claim. Indeed, identity, versatile and evolving, is freeing itself from the state regulatory framework so that the individual can express himself and enhance its individualization. Today, identity is not only the answer to « who am I? » but also to « who do I want to be? » Identity claim is part of a personal approach of multiple recognitions such as sex, gender, name, religion and origin. In fact, there is no identity crisis. On the contrary, identity is actually changing. The only crisis it would face would be, as theorized by psychologist Erik Erikson, due to adolescence. Therefore, identity would face a transition before adulthood that would ensure full legal status recognition. The right of identity is being complemented by the emerging right to identity. Even if it is still fragmented, it tends to be recognized as a real fundamental right inherent to human person