This thesis deals with the financing of the reconstruction of a family house. A proposal for a possible reconstruction will be made. Based on this proposal, a budget will be drawn from which the amount of funding needed will be developed. The aim of this work is to introduce possible options for financing the reconstruction of a family house and to determine the optimal solution.

This thesis describes the design of optimal options for financing the construction og a low energy house. In the introductory section describes the characteristics of the two products designed to finance housing, mortgage loan and building savings. Another section is devoted to the characteristics and principles of construction of a low energy house, which is related to low energy and less than saving the house. The final section focuses on the selection of a suitable vision of the comparable financial products.

The thesis deals with the issue of co-operative ownership of immovable property and the specifics of its financing through a mortgage loan. The first part of the thesis contains an explanation of basic terms concerning housing cooperatives, mortgage loans and the overall process of purchase and financing of immovable property. The second part of the thesis then evaluates the optimal financing of a particular cooperative apartment, taking into account the risks associated with it. The conclusion of the thesis contains recommendations for reducing the analyzed risks, both from the perspective of the applicant and from the perspective of the bank.

This thesis explores methods of financing real estate. It illustrates the fundamental means of financing as well as various alternate combinations. It primarily focuses on a comparison of methods in an effort to find the optimal choice for a given situation. This thesis will ultimately provide a thorough overview of the real estate market for anyone with an interest in financing residential developments.

Tato diplomová práce se zabývá hypotečními trhy v České Republice a Spojeném Království. Porovnává faktory působící na funkci těchto trhů. Tyto faktory jsou vybrány na základě PEST analýzy. Cílem diplomové práce je popsat a porovnat tyto faktory na obou trzích za účelem jejich ohodnocení a navržení kroků ke zlepšení situace. Úspěšné a perspektivní stránky jednoho trhu jsou brány jako vzor pro nástroje, které by zlepšili situaci na trhu druhém.

This thesis engages in investigation into contemporary ways of housing funding in the Czech Republic. It deals with the particular comparison of selected combinations of housing funding in order to find the optimal variant of the model solution of the housing situation of clients. It also contains recommendations, which are suitable for finding the best home financing options to consider.

This thesis analyzes the possibilities of financing own housing in the current conditions of the Czech Republic. Searches for a suitable combination of loan products in order to find the optimal variant financing housing situation of the client.

There are many ways to finance housing. This thesis deals with the financing of a property by means of mortgage. It focuses on the impact of the down payment on the mortgage in the total price of a new home for a young family. The introduction defines the basic concepts related to mortgage requirements and documents which are necessary for obtaining the loan. In the next section, mortgage is designed for a set of different initial down payments for a particular apartment, and these variants are then evaluated. The work also includes the appraisement of the model apartment and it compares the determined prices with the total price paid by the family, including the costs associated with the mortgage payments. The aim of this thesis is to determine how high the influence of the initial amount of the down payment is on the total price of the apartment.

The aim of the thesis is to assess the impact of interest rate developments on the demand for family homes and apartments in the District of Hodonín. Whether or not the influence is assessed by using the database of family houses and flats in the district by the year 2012. Part of the thesis is also the calculation of the average cost of the framework from a State property and the size of the municipality in which the property is situated, and at the same time, it is examined whether occurs due to lower interest rates to the growth of real estate prices. The necessary information about the level of interest rates for each month and the fixation period are listed from the Czech National Bank. Supporting documents for processing the database actually realized sales from 2012 to provide real estate agents real estate real estate agent REMAX and GAIA.

This thesis deals with the possibilities of financing their own housing. The theoretical part will explain the basic concepts of housing finance. The work is described in the financing of legal entities and individuals. A separate chapter is devoted to mortgage loans. A separate chapter is devoted to building savings, which is more often used variant of housing finance. The practical part will be finding funding options to purchase their own home. Self housing will work in this particular object that will be compiled as part of the work and budget. On the basis of specific conditions, will be offered by banks mortgage loans. At the conclusion of the chosen optimal financing plan.