Assessment centre is very useful and popular method for selection of employees on various positions. It has been used for already several decades all over the world. There are many tasks and tests, which can be used, but selection of criteria and training of assessors are important too. When Assessment centre is over and candidates have gone, meeting of assessors begins. At the meeting the assessors identify, which candidate is acceptable for a given position and which is not. At this meeting outputs and feed backs are worked out and this outputs are passed along to contracting autority and to candidates. One example of real Assessment centre is mentioned in second part of this graduation theses. It also contains a research, which aims to figure out what the validity of this particular Assessment centre is.

The diploma paper persues the financial analysis of Komerční banka - bank assets and liabilities analysis, revenues, costs and profit analysis, profitability, liquidity and capital adequacy analysis. It is accomplished comparison of selected indicators of Komerční banka with indicators for the whole bank sector.

The banking sector plays an important part of the modern society and a collapse of the financial system would have severe consequences for the society. In order to protect the system from a systemic collapse, regulations have been put in place to ensure a more stable financial system. Because of the financial instabilities experienced in recent years, the Basel Committee has released an improved framework in order to deal with the systemic risk which contributed to the crisis. Parts of the new Basel III Accord will be implemented in 2013, and this is why we have chosen to study how Swedish banks perceive the impact of the Basel III Accord and its effect on systemic risk. Our intention is to study the perception of the impact of the Basel III framework on the Swedish bank sector through a study of the four largest banks in Sweden. We examine how these four banks expect the Basel III Accord to affect systemic risk and consequently improve the protection of these banks, and also the Swedish banking industry and more generally the Swedish economy. The research paradigm of this study is constructivism, which is in line with our research question and purpose, since we have studied and analyzed the perceptions of the Swedish banking sector. In order to answer our research question and purpose we have used an inductive research approach, as well as a qualitative research strategy. The data was collected through 10 semi-structured interviews with people from the four largest banks in Sweden. The theoretical frame of reference is divided into four parts. The first part consists of a discussion on the Swedish banking sector, as well as a presentation of the four largest banks. In the second part of the chapter we review the current research regarding systemic risk. We then present the most important aspects and elements of the forthcoming Basel III Accord and at last we assemble the three areas together in a final discussion. The findings in the study disclose new knowledge. The knowledge consist of the Swedish banks’, through the 10 interviewees, perception of the impact of the Basel III Accord and its effect on systemic risk. The Swedish banks hold a positive perception of: higher capital requirements set out in Basel III, the counter cyclical buffer, the basic concept of implementing liquidity standards, the Basel III will (1) to some degree reduce systemic risk, (2) improve the protection of the Swedish banks, (3) decrease the probability of financial instabilities, and (4) enhance the Swedish banks ability to meet a new financial crisis. The Swedish banks hold a neutral perception of: the risk coverage and the LCR. The Swedish banks hold a negative perception of: the higher capital requirements implemented in Sweden, the frameworks’ competitive disadvantage, the capital conservation buffer, the NSFR, the leverage ratio, that the Basel III will (1) increase costs that will affect customers, shareholders and/or employees negatively, (2) impair growth, and (3) not be able to prevent a new kind of financial crisis.

The focus of this study is the assessment of the performance of the Nigerian retail banks on pay satisfaction through an examination of the sector's pay satisfaction levels. This has formed the basis of the literature review which focuses on pay, pay satisfaction determinants and gender inequality in the distribution of organisational wealth. Literature such as Adam's equity theory, Maslow's needs theory and Vroom's expectancy theory was reviewed. The work adjustment, organisational justice and Herzberg's dual-factor theories were also reviewed in order to form an opinion on what could determine pay satisfaction amongst the Nigerian retail banking sector's employees. The literature review findings conclude that pay satisfaction determinants could be based on the outcome of individual comparisons or referent others, and comparison between what they each earn and what they believe they each are worth to their respective organisations. The aims of this research are (a) to describe and analyse pay satisfaction levels amongst retail bank employees in Nigeria, (b) to identify whether or not pay satisfaction levels of this sector's employees are gendered, and (c) to establish whether or not male workers are more satisfied with their pay than female employees. The objectives are (a) to empirically explore their pay level satisfaction, (b) to test for similarities and differences in their pay satisfaction levels, and (c) to compare the pay satisfaction levels for any significant differences. The research was conducted using both primary and secondary methods with the aid of 600 self-delivered questionnaires within ten selected retail banking organisations based in Lagos and Abuja. The outcomes suggest low satisfaction levels with pay amongst the sector's employees, as just 60% of the 303 usable questionnaires from the 326 who responded indicated satisfaction with their pay. This indicates that male workers were more satisfied with their pay than their female counterparts. However, no significant variations in their satisfaction levels were noted. Finally, this study recommends that Nigerian retail banks implement equitable pay structures that recognise individual efforts whatever their gender. These banks should also establish equity and justice in the distribution of other wealth, and in their policy, process and administrative procedures rather than these being based on personality or culture.

[pt] O setor bancário brasileiro é um dos mais dinâmicos do mundo e se constituiu em um pilar consistente de direitos vinculados ao emprego, e com um sindicato bastante atuante. Porém, a crise do capitalismo tem sido apontada como a principal causa da perda de suas bases de atuação. Além disso, observa-se que a emergência de demandas por direitos pautados em processos identitários de gênero e étnico/raciais convivem com a antiga subjetividade da categoria ainda presa aos padrões desenvolvimentistas. Neste sentido, o presente trabalho apresenta algumas reflexões acerca da inserção profissional das mulheres negras no setor bancário. Aborda o enfraquecimento da relação salarial, sobretudo, a partir dos avanços tecnológicos e dos processos de terceirização, bem como as possibilidades de resistência e os modos de subjetivação desenvolvidos neste contexto. Neste sentido, a questão do sujeito na contemporaneidade é de suma importância e se relaciona diretamente às questões relativas ao papel desempenhado pela identidade no processo de ação política das mulheres negras. Destaca-se, ainda, que tal processo não deve ser visto de maneira deslocada das transformações que marcam o mundo do trabalho contemporâneo, mas que se relacionam de maneira intrínseca com o novo modo de organização do capitalismo. A reflexão aqui proposta tem por fundamento o fato de que no mesmo momento em que as questões relacionadas a gênero e raça ganham maior visibilidade na sociedade brasileira, sobretudo a partir da promulgação da Constituição da República de 1988, a globalização atinge o país com toda vitalidade. Compreender tais transformações se torna essencial para apreender as novas dinâmicas sociais que se estabelecem, buscando contribuir para a abordagem acerca da questão racial e das relações de gênero que têm sido cada vez mais debatidas e ampliar os estudos específicos sobre as mulheres negras no Brasil. / [en] The brazilian banking sector is one of the most dynamic in the world and has been established as a consistent pillar of rights linked to employment and with a very active syndicate. However, the crisis of capitalism has been pointed as the main cause of the lack of their bases of acting. Beside this, we notice that the demands emergence for rights, ruled in cases of gender identity and ethnic / racial, cohabit with the category subjectivity which are still attached to the developmental standards. In this sense, this paper presents some reflections about professional insertion of black women in the banking sector. It’s about the debility of connection income, especially since the technological advances and the outsourcing processes, as well as the resistance possibilities and the ways of subjectivity expanded in this context. Thus, the question of the subject in contemporary society is the extreme importance and it is directly related to issues about the role played by identity in the process of political acting of black women. We can also put it in evidence that this process should not be seen so disjointed to the changes that mark the work world, but which is connected intrinsically to the new form of Capitalism organization. The idea proposed is based on the fact that, at the same time, the issues related to gender and race gain a larger visibility in Brazilian society, mainly up to the 1988 Constitution promulgation. So globalization affects the country with its total vitality . To understand such changes, it becomes essential to learn the new social dynamics which are settled in order to contribute to the discution about the racial theme and the gender relations that have been more and more discussed. Therefore, expand the scientific studies about black women in Brazil.

The Graduate Theses is describing a way of how banking worked in Czech Republic before the year 1989. It discusses changes which has Czech banking undergone ten years afterwards. It describes the period of founding both foreign and domestic financial institutions. The thesis analyses contribution of presence of foreign banks, occurring problems of small domestic banks and hegemony of four half-state owned banks. At the same time it discusses the coupon privatization from the view of occurring effects in banking sector. In connection to this, it does not leave out existence of capital cohesion in between the banks. Thereinafter the graduation paper deals with measuring of concentration with Herfindahl-Hirshman's index, in order to clearly confirm specific, Czech banking environment, with existence of four large banks and lots of small and middle-sized banks. The main goal of thesis was to focus on strategic privatization of four large banks. It analyses given topic from the point of costs which occurred with delay of privatization, and it creates a question about timing of privatization. Every bank is analyzed in this way from the beginning of nineties till the sale to a strategic investor.

Transformation of banking in the years 1989-1992 was a very complex process affecting the whole economy of the country as it touched every business entity, including government authorities, which have an bank account or a loan from one of the Czechoslovak banks. This thesis will attempt to determine whether the bank crisis in the nineties, manifested by a high number of bankrupt banks, could have origins in transition. It will focus mainly on the privatization of the banking sector and legislative developments in the period. Thesis will be based mainly on the archival fund of the State Bank of Czechoslovakia, on contemporary scientific press, stenographic protocols stored in digital depositary of the Chamber of Deputies of the Czech Republic and current scientific literature on the topic.

[pt] O presente trabalho teve por objetivo analisar o Projeto de Segmentação implementado na Caixa Econômica Federal, bem como verificar a percepção que os gerentes de agências tiveram do êxito do mesmo. Efetuou-se a descrição do Projeto de Segmentação, abrangendo suas fases de implantação e de desenvolvimento estratégico, em seus múltiplos aspectos, apresentando as vantagens do mesmo enquanto estratégia de marketing para a fidelização dos diversos tipos de clientes. Os resultados se baseiam em entrevistas com 68 gerentes de 20 agências da zona sul da cidade do Rio de Janeiro. Os resultados mostram que as percepções dos gerentes são favoráveis ao Projeto de Segmentação, contudo apontam para a necessidade de manter um processo de melhoria contínua e o cuidado com a pulverização da informação num Projeto desta magnitude. / [en] The Segmentation Project that was implemented by Caixa Econômica Federal was the main objective of this dissertation. It was also aimed to verify the perception of the branches manager`s about the success of this Project. The dissertation implied several steps. It began with the Segmentation Project description itself and the Strategic Plan in its multiple aspects, presenting the its advantages as a means of a marketing strategy to attract and keep several types of costumers. The results were based in interviews with 68 managers of several branches from the South Zone of the City of Rio de Janeiro. It shows that the perception of the managers are favorable to the Segmentation Project, however, it points out to the needs of keeping a continuous amelioration process and the preoccupation with the information diffusion in such a Project of this magnitude.

Made available in DSpace on 2016-06-02T20:38:25Z (GMT). No. of bitstreams: 1 3519.pdf: 1585763 bytes, checksum: e32c6066c26e15e1d450e8b01bbc5ad1 (MD5) Previous issue date: 2010-12-17 / The object of this study is the perceptions and meanings attributed to the public bank employment by employees of a federal bank. The 1990s were a decade of dramatic changes, marked by fusions, acquisitions and privatizations of public banks, intensification of work through expressive extinctions of formal jobs, precariousness of work relations, outsourcing and wage patterns deterioration and, at the same time, profits recovering at the end of the period. Thus, this study aimed to investigate and analyze how the employees of the target bank perceive bank work after the changes produced by the 1990s restructuring process. The first step was to analyze the productive restructuring process on the sector and its implications on work and workers. The second step was to try to characterize the major facts and changes occurred in the bank during the 1990s and early 2000s, via analysis of documents available at Centro de Documentação do Sindicato dos Bancários de São Paulo (documentation department of to the bank workers union in São Paulo). Finally, semistructured interviews were carried out with two groups of workers; group one consisted of ten clerks, staff hired up to 1989, who went through the sector restructuring; group two consisted of ten bank technicians, representing the new generation of bank workers, hired after the 1998 recruitment process. We started from the hypothesis that the mode how the public bank work is perceived by bank workers was negatively affected by changes occurred in the sector in the 1990s, which impacted on the employees mode of being and acting. As a second hypothesis, we believe that such re-signification can only be understood in the light of a process of significant ideological and institutional changes inherent to the flexible capitalism. We found that, for the new generation of bank workers, the perception originated from a synchronic comparison, where the job appears as an alternative to temporary, unstable or flexible work experiences, seems to shape the perception originated from a diachronic analysis, which evinces the historical losses of bank work. Increasing individualism, bradescalização of relations, creation of castes, hierarchical seduction in a context of limited possibilities of career ascension and basic rate of pay deterioration, and reduction of trade union involvement were elements explored by the analysis, which revealed that, considering what remained and what has changed, the stability issue seems to be the central element in the perception and meaning attributed do work, for both groups of workers. Thus, a process involving disruptions and continuities characterizes the re-signification of public bank employment. The disruptions, insofar as the meaning of work is no longer supported by the combination stability-status-wage and through the attenuation of the sense of belonging to a professional category. The continuities, insofar as the stability associated to employment keeps and increases its importance against the current configuration of the world of work, as well by the return and intensification of a trend already present in the pre-restructuring, represented by the idea of temporariness of bank employment. / O presente estudo tem como objeto as percepções e significados atribuídos ao emprego bancário público por trabalhadores de um banco federal. Tendo a década de 1990 sido um período de intensas transformações, marcado por fusões, aquisições e privatizações de bancos públicos; intensificação do trabalho por meio da expressiva extinção de postos formais, precarização das relações de trabalho, terceirizações e deterioração do padrão de assalariamento; e ao mesmo tempo de recuperação dos lucros ao final do período, esta pesquisa teve como objetivo investigar e analisar como os trabalhadores do banco estudado percebem o trabalho bancário após as mudanças decorrentes do processo de reestruturação da década de 1990. O primeiro movimento da investigação foi analisar o impacto desse processo para o setor e para os trabalhadores. Num segundo momento, via análise de documentos disponíveis no Centro de Documentação do Sindicato dos Bancários de São Paulo, buscamos caracterizar os principais fatos e mudanças ocorridos no banco pesquisado durante a década de 1990 e início dos anos 2000. Por fim, realizamos entrevistas semiestruturadas com dois grupos de trabalhadores: o primeiro formado por dez Escriturários, empregados contratados até 1989 que vivenciaram a reestruturação do setor; e o segundo por dez Técnicos Bancários, representantes da nova geração de bancários, cuja contratação se deu após o concurso de 1998. Partimos da hipótese de que as transformações ocorridas no setor na década de 1990 afetaram negativamente o modo como o emprego bancário público é percebido pelos bancários, impactando nos modos de ser e agir do trabalhador. Como segunda hipótese, acreditamos que tal re-significação só pode ser compreendida à luz de um processo de significativas mudanças ideológico-institucionais inerentes ao capitalismo flexível. Assim, constatamos que para a nova geração de bancários a percepção oriunda de uma comparação sincrônica, na qual o emprego aparece como uma alternativa diante de experiências de trabalho temporário, instável ou flexível, parece amoldar a percepção advinda de uma análise diacrônica, que evidencia as perdas históricas do emprego bancário. O crescimento do individualismo, a bradescalização das relações, a criação de castas , a sedução hierárquica em um contexto de limitadas possibilidades de ascensão profissional e de deterioração da remuneração salarial de base, e a diminuição do envolvimento sindical foram elementos explorados pela análise, a qual revelou que, frente ao que permaneceu e ao que se alterou, a questão da estabilidade figura para ambos os grupos de trabalhadores como elemento central na percepção e significado atribuído ao trabalho. A re-significação do emprego bancário público se caracteriza, assim, como um processo que envolve rupturas e continuidades. As rupturas se revelam na medida em que o significado do trabalho já não mais se sustenta no tripé estabilidade-status-salário e pela atenuação do sentido de pertencimento a uma categoria. As continuidades se expressam na medida em que a estabilidade associada ao emprego mantém e amplia sua importância frente à atual configuração do mundo do trabalho, bem como pela reedição e intensificação de uma tendência já presente no pré-reestruturação representada pela ideia de provisoriedade do emprego bancário.

[pt] Os impactos do aprofundamento financeiro e crescimento econômico são amplamente discutidos na literatura econômica. Tendo em vista a recente crise financeira, seus efeitos de longo-prazo devem ser analisados mais detalhadamente. Esse trabalho busca investigar o mecanismo de transmissão do aumento de crédito via a estrutura concorrencial do mercado bancário. Com suficiente concorrência nesse setor, o número de bancos será um bom instrumento para crédito em uma regressão de crescimento. São encontradas evidências de variação de concorrência no mercado bancário brasileiro no nível local, bem como uma não linearidade na entrada de bancos em um determinado mercado. Por fim, ao incorporar essa relação não linear no número de bancos no primeiro estágio da regressão de crescimento, constata-se que, como esperado, não só os impactos da oferta de crédito sobre o crescimento econômico são positivos, mas também que a estratégia de identificação estava bem especificada, já que os efeitos positivos do crescimento sobre o estoque de crédito foram eliminados corretamente. / [en] The impacts of financial deepening on economic growth have been broadly discussed in the economic literature. Due to the recent financial crisis, its long-run effects must be carefully analyzed. This paper seeks to investigate the mechanism in which credit increases affect growth through the banking sector market structure. With enough competition in this market, the number of banks will be a good instrument for credit in a growth regression. Evidences of competition variability in the Brazilian banking sector are found at the local level as well as a non-linearity in bank entry at a specific market. Finally, after including this non-linear relationship in the growth regression’s first stage, it was found that, as expected, not only are the impacts of a credit increase positive but also that the identification strategy was well specified, since the positive effect of growth on credit was eliminated correctly.