The banking industry has been a pioneer in adopting electronic markets with exchanges, clearinghouses, and multilateral trading facilities having become the backbone of today’s globally integrated financial transactions. While most banks use the services of these electronic markets to handle interbank processes, they still strive for bilateral relations in the field of customer-facing processes. This position paper argues that the financial crises, the changing behavior of customers, upcoming innovations based on information technology (IT) and financial services offered by non-banks are strong drivers towards more customer-orientation in the financial industry. A large variety of banking IT innovations has emerged and illustrates that traditional banks are expected to have less power to impede competition at the customer interface and in consequence need to re-position themselves. Building on these developments on the one hand and existing electronic market infrastructures in the banking industry on the other, the concept of a customer-oriented financial market infrastructure is proposed as a possible future solution. The impact is illustrated using a competitive analysis of the banking industry and analogies to the media industry where new entrants from the computing industry have caused disruptive changes. Besides describing the threat to existing banks, the position paper also discusses the perspectives for banks.

Submitted in fulfilment of the requirements for the degree of Master of Technology: Marketing, Durban University of Technology, Durban, South Africa, 2015. / The study was undertaken to establish to what extent the use of e-marketing has impacted on the Midlands Meander Association (MMA) members relationship with their customers and influenced their business performance (during the period August 2013 to January 2014). As stated in the literature review, the utilisation of technology and e-marketing are important areas of future research. The literature review incorporates various studies such as Mathfield (2000), Lourens (2007) and McLaren (2011) which focus on the MMA members and their customers. Moreover, the literature review includes a discussion of several definitions of e-marketing, while the importance of a number of e-marketing techniques was examined. The study was an empirical, descriptive investigation which applied a mixed methods approach. The study utilised three types of data collection methods: online survey, telephone interviews and the analysis of public domain documentation. The research found an extensive difference between how the various MMA members implemented e-marketing within their businesses. The research showed that e-marketing was not utilised or exploited by the majority of the MMA members to its full potential. Also, the study revealed the need for the MMA members to increase their utilisation of social media, search engine optimiser and complementary links to other websites in order to realise the advantages which may be gained. The study found that over half of the MMA members held a moderately positive perception of e-marketing and that the members’ ages might impact on their perceptions of e-marketing. The research suggested that the majority of the respondents recognised that their business performance had increased due to the use of e-marketing. Furthermore, the research found that two thirds of the MMA members acknowledged the importance of e-marketing to connect and build relationships with their customers. Finally, the research highlighted the need for future research to be undertaken to incorporate other tourism routes within South Africa in order to examine the use of e-marketing and its effect on both customer relationships and business performance.

No description available.

No description available.

The main topic of the thesis is the area of logistics and production with emphasis on saving time and place in the processing of order, the layout of machines, workplaces and warehouses in the production hall. The advantages and disadvantages were analyzed in the selected company, critical points were determined and solutions were designed, comparison and evaluation were carried out with the original condition. The work is based on the theoretical foundations of the subject, collected data from its own investigations and observations of the analyzed processes.

There have been tremendous economic developments in all parts of the world including developing nations. One of the major drivers of these developments has been from the Small to Medium Enterprises (SMEs). These businesses have enabled many nations to create employment, resulting in an increase in the Gross Domestic Product (GDP). In as much as SMEs have well documented benefits, they also require many support, capital and business skills. This has led to the establishment of SME incubation centres where start-ups are hosted and trained to have the business skills. However, despite the incubation initiatives, SMEs still fail to grow and always have challenges. At times, the challenges are not finance related but lack of proper business strategies. This could be addressed by considering business models. This dissertation considers the initiatives that have been taking place on SMEs. A case study of SMEs in Namibia within the Khomas region is used. A mixed research approach was adopted. Specific research methods used were interviews and observations with questionnaires being used as the instruments to gather the required information. SMEs from the Bokamoso Entrepreneurial Centre in Windhoek were selected for the research population. One of the popular Business Model Canvas tools was used as a sample of a guide in data collection, where SMEs engaged were to indicate how they apply certain categories of the canvas. Results show that SMEs engaged do not have specific business models they are applying. However, there were many elements and understanding of the categories from the business model canvas. At the same time, SMEs mentioned incorporating technologies in their businesses and using ICTs to reach customers and make an effort to cut on the cost of bringing in stock. It was also clear that SMEs work independently and have long working hours when they are to meet specific orders. It was concluded that SMEs’ needs are different and that it may be difficult to use one business model. However, a mixture of a few business models could be combined to cater for the changing environment and address business needs. The Business Model Canvas could be applied for the Namibian SMEs but there is need to consider some other business models such as cutting out the middleman, business partnership models and bricks and clicks models. / Business Management / M. Com. (Business Management)

The thesis analyses competitive environment of suppliers of concurrent quality control technology in industrial enterprises and research laboratories. The thesis provides concepts for a creation of competitive advantages and related higher evaluation of costs and diferentiation than competition. Further it compares technologies from various manufacturers, comparing economical and technical parametres. The evaluation of results follows a presentation of approachs to achieve the most efficient competitors fight management. The thesis also include prognosis of future conditions in the business technology sector on Czech and Slovak market and concept of an appropriate format of effective competitive intelligence. In conclusion there is a presentation of a quality and quantity concept evaluation with emphasis on economic gain of presented solution.