nÃo hà / Este estudo visou desenvolver mecanismos capazes de classificar um indivÃduo em usuÃrio ou nÃo usuÃrio de microcrÃdito a partir da determinaÃÃo dos fatores que influenciam a sua decisÃo por este tipo de microfinanciamento, ou em se tratando de usuÃrio, identificar preventivamente a sua potencialidade de deixar de ser usuÃrio deste tipo de microemprÃstimo, podendo ser aplicados, complementarmente, em momentos distintos. Na prÃtica, se percebe que a decisÃo do tomador potencial por microcrÃdito rompe as suas caracterÃsticas pessoais. Empiricamente, este empreendedor faz uma anÃlise das condiÃÃes do seu microempreendimento e da viabilidade do atendimento das suas necessidades empresariais frente Ãs condiÃÃes dos ofertantes de microcrÃdito. Nessa perspectiva, buscando atender a trÃplice condiÃÃo para o tomador ser usuÃrio de microcrÃdito a investigaÃÃo convergiu para trÃs modelos logÃsticos especÃficos. Os modelos 1 e 2, sob o mÃtodo de regressÃo logÃstica multinomial buscaram determinar os fatores determinantes na decisÃo do tomador em ser usuÃrio de microcrÃdito dadas as suas caracterÃsticas pessoais e dadas Ãs condiÃÃes do micronegÃcio, respectivamente. O modelo 3, usando a regressÃo logÃstica binÃria, objetivou estimar a probabilidade de o tomador deixar de ser usuÃrio de microcrÃdito dada Ãs condiÃÃes da oferta e do micronegÃcio. O uso de trÃs modelos em processos diferentes justificou-se pela pretensÃo de formular modelos simples e de fÃcil aplicaÃÃo prÃtica. Os resultados auferidos concluÃram que os proprietÃrios de micronegÃcios com atitude para resultado e perfil empreendedor buscam expandir seu negÃcio e và no microcrÃdito um instrumento para este fim. Este trabalho irà contribuir no despertar para a necessidade de revisÃo de conceitos enraizados na forma de fazer microcrÃdito e estimular à inserÃÃo no papel do microcrÃdito de uma funÃÃo de transitoriedade que favoreÃa o desenvolvimento empresarial do micronegÃcio. / This study sought to develop mechanisms capable of classifying an individual as user or nonuser of microfinance starting from the determination of the factors that influence a decision for a given type of microfinance, and in the case of microfinance users, to preventively identify the potential for attrition, with full applicability at any moment in time. In practice, it is noteworthy that that the decisions of a potential microcredit user stem from his or her broader personal characteristics. Empirically, the entrepreneur generates an analysis of the conditions of his or her microenterprise and the viability of meeting his or her business requirements and links this back to the terms of the microfinance service. From this perspective, hoping to simulate the conditionality behind becoming or remaining a microcredit user, this study generated three specific logistical models. Models 1 and 2, based on multinomial regression, sought to identify the decisive factors for an individual to be a microcredit user, based on his or her personal characteristics and the characteristics of the microbusiness, respectively. Model 3, based on binary regression, attempted to estimate the probability of the individual to desist using microfinance services, based on the terms of the microfinance as well as the characteristics of the microbusiness. The use of three models in different processes was justified as the pretense of formulating simple models and of easy practical application. The results concluded that entrepreneurial results-oriented microbusiness proprietors look to expand their businesses and view microcredit as an instrument for this goal. This work will contribute to the awakening of a new examination of the conceptual roots of how microcredit is structured and to shift the role of microcredit towards a function for improving the administration of micro businesses.

Thesis (M.Dev.) --University of Limpopo, 2006 / The study entitled The Role of Women’s Economic Contribution in the informal sector of the economy: A case study of women in Mankweng area in the Limpopo Province focuses on the participation of educated women in the Informal Sector of the economy. The participation of women in the economic development has been found to benefit a lot of families headed by women, Black women in particular. In Mankweng, the study found evidence of increased number of women’s participation in the economic development. This mini-thesis is comprised of four chapters. Chapter 1 This chapter is mainly introduction to the study. The chapter includes the problem statement, motivation for the study, aims and objectives and the importance of the study. The chapter also outlines the methodology of the study, the definition of key concepts used in the study and the limitations of the study. Chapter 2 Chapter 2 comprises the literature background for the study. The literature focuses largely on women in the informal sector, their employment opportunities, marginalization in economic activities and constraints on growth that are faced by women in small business enterprises. The literature also reflects on the challenges and limited achievements of women in their respective trading occupations. Chapter 2 looks at the state of women in the economy. The labour market segment theory attempts to explain gender inequalities in employment on the basis that the labour market is compartmentalized. The chapter also looks at the definition of the informal sector. The division of labour and the informal sector focuses on the areas women concentrate in the labour market. Positioning women in the informal sector and the labour market focuses on the role women play in the informal sector. The last part of the chapter deals with the challenges women are faced with and the opportunities available for them in the informal sector. Chapter 3 Chapter 3 focuses on data analysis and interpretation of the findings of the study. The analysis focuses on the respondents’ personal background and their economic activities as recorded during interviews. Chapter 4 Chapter 4 concludes the study by discussing and presenting a summary of the findings of the study and the implications thereof. A conclusive report is made and recommendations for improving the informal sector and for further research are made.

<p>This study investigates ways in which migratory trajectories relate to the gradual insertion and eventual integration of immigrants. It therefore shows the contribution of social capital in the migration and insertion into the entrepreneurial city of the host country. The focus of the study is on immigrants of African origin. It is hypothesized that immigrants of different nationalities in South Africa use&nbsp / particular assets to engage in street vending as a way of insertion into their new environment. Data were obtained through a survey of two hundred and eight (208) respondents conveniently&nbsp / selected. The survey was carried out in five suburbs of Cape Town and as well as at some major road junctions where these vendors are found. The Statistical package for Social Science (SPSS) was used to analyse the data. The results showed that nationality was an important determinant of the migratory trajectories of immigrant vendors. Migration has been on the increase with the&nbsp / improvement in technology and globalization. In the same light, migration into South African cities mainly from the rest of Africa and Asia took an upward trend especially after the fall of Apartheid&nbsp / Regime and the advent of democracy in the nineties. Street vendors form part of these immigrants in South Africa. Many of them especially from other African countries find it a suitable means of&nbsp / survival. Faced with the difficulty of getting jobs in South Africa, immigrants resort to informal trading as a starting point for survival. They may change to other activities depending on certain variables like duration of stay, level of education, age, sex, marital status, social capital and networks. Coming from different socioeconomic, cultural and political backgrounds, these immigrants&nbsp / resort to different ways of migrating and forms of adaptation aimed at sustaining their livelihood in their new environments. Most studies in the field of migration and entrepreneurship focus on&nbsp / remittances by the migrants as well as their impact on both their place of departure and on the place of destination. Little attention is paid to the way they migrate and how they insert themselves in the entrepreneurial city.<br /> &nbsp / </p>

Although the Ministry of Health, Indonesia, has achieved some successful occupational health interventions, published literature on such interventions in Indonesia remains scarce. This study utilized mixed methods of qualitative and quantitative research for the years 2010 and 2011. The qualitative study covered respondents in West, Central, and East Java Provinces to gather stakeholders' perspectives on the impact, effectiveness, adoption, implementation, maintenance, and barriers of occupational health services for informal sectors in Indonesia. The quantitative portion measured the impact of occupational health training for community health officers using Reach, Efficacy, Adoption, Implementation and Maintenance (RE-AIM) dimensions. West Java, as a province with a center for occupational health referral services (Balai Kesehatan Kerja Masyarakat/BKKM), was compared to Central Java as a province without BKKM. The qualitative study showed that interventions improved knowledge of and engagement in occupational health among workers and health officers. Among other improvements, occupational health training resulted in some owners of food processing home industries switching from non-food to food-based coloring. The advocacy program improved local governments' political commitment to funding the occupational health program. The BKKM played important roles in delivering occupational health in West Java Province. The quantitative study showed the efficacy variable to have the lowest p-value (p:<.0001). Meanwhile, the reach variable showed on the second lowest p-value among RE-AIM components (p: <.0190). Moreover, education (p-value: 0.0001), job type (p-value: 0.0015), and job duration (p-value: 0.0289) were considered individual variables that could have contributed to the differences in RE-AIM scores between Central and West Java. The qualitative study confirmed that occupational health interventions in Indonesia resulted in some positive impacts related to safe and healthy work-related behaviors. The quantitative study found that West Java, a province with BKKM, had a better RE-AIM score as compared to Central Java, a province without BKKM. Some individual variables such as education, job type, and job duration could have contributed to the differences in RE-AIM scores between Central and West Java. The future direction of the occupational health-training program should consider the participants' diversity in their education, job type, and job duration.

No abstract available. / Thesis (M.Sc.U.R.P.)-University of KwaZulu-Natal, Durban, 2008.

Abstract not available. / Thesis (MTRP)-University of Natal, Durban, 1995.

No abstract available. / Thesis (M.Sc.U.R.P.)-University of KwaZulu-Natal, Durban, 2004.

No abstract available. / Thesis (M.T.R.P.)-University of Natal, Durban, 1996.

The marginalization of black people from the formal economy has led them to the informal economy. This is due to the country’s macroeconomic policies which have made the country’s economy develop unevenly. The uneven development draws black people who lack skills and are unable to find employment, to engage in informal economic activities. Engaging in informal economic activities enables those marginalised by the formal economy to generate a livelihood from the informal economy. As a result, parents and guardians of the youth struggle to pay tertiary fees and provide a sustainable livelihood for their sons and daughters. In turn, these sons and daughters begin to engage in informal economic activities by selling goods and providing services to other students in their rooms at residence. The selling of goods and providing services is a means to generate a livelihood in order to survive at tertiary, subsequently students become businessmen and businesswomen who own their own small businesses irrespective of the scale of the business. From the government’s perspective, there have been many initiatives, strategies and frameworks to promote small businesses and youth entrepreneurship amongst the youth. However, the policies, strategies and frameworks do not cater for students engaging in these survivalist-enterprise activities of the informal economy as students look to generate a livelihood. / Thesis (M.A.)-University of KwaZulu-Natal, Durban, 2010.

<p>This study investigates ways in which migratory trajectories relate to the gradual insertion and eventual integration of immigrants. It therefore shows the contribution of social capital in the migration and insertion into the entrepreneurial city of the host country. The focus of the study is on immigrants of African origin. It is hypothesized that immigrants of different nationalities in South Africa use&nbsp / particular assets to engage in street vending as a way of insertion into their new environment. Data were obtained through a survey of two hundred and eight (208) respondents conveniently&nbsp / selected. The survey was carried out in five suburbs of Cape Town and as well as at some major road junctions where these vendors are found. The Statistical package for Social Science (SPSS) was used to analyse the data. The results showed that nationality was an important determinant of the migratory trajectories of immigrant vendors. Migration has been on the increase with the&nbsp / improvement in technology and globalization. In the same light, migration into South African cities mainly from the rest of Africa and Asia took an upward trend especially after the fall of Apartheid&nbsp / Regime and the advent of democracy in the nineties. Street vendors form part of these immigrants in South Africa. Many of them especially from other African countries find it a suitable means of&nbsp / survival. Faced with the difficulty of getting jobs in South Africa, immigrants resort to informal trading as a starting point for survival. They may change to other activities depending on certain variables like duration of stay, level of education, age, sex, marital status, social capital and networks. Coming from different socioeconomic, cultural and political backgrounds, these immigrants&nbsp / resort to different ways of migrating and forms of adaptation aimed at sustaining their livelihood in their new environments. Most studies in the field of migration and entrepreneurship focus on&nbsp / remittances by the migrants as well as their impact on both their place of departure and on the place of destination. Little attention is paid to the way they migrate and how they insert themselves in the entrepreneurial city.<br /> &nbsp / </p>