Submitted by Cláudia Bueno (claudiamoura18@gmail.com) on 2016-02-01T13:29:39Z No. of bitstreams: 2 Dissertação - Otoniel Rodrigues da Silva - 2015.pdf: 1077088 bytes, checksum: d7c3f07bd5a5cf1047c6f2e40d9b6b52 (MD5) license_rdf: 23148 bytes, checksum: 9da0b6dfac957114c6a7714714b86306 (MD5) / Approved for entry into archive by Luciana Ferreira (lucgeral@gmail.com) on 2016-02-02T06:42:11Z (GMT) No. of bitstreams: 2 Dissertação - Otoniel Rodrigues da Silva - 2015.pdf: 1077088 bytes, checksum: d7c3f07bd5a5cf1047c6f2e40d9b6b52 (MD5) license_rdf: 23148 bytes, checksum: 9da0b6dfac957114c6a7714714b86306 (MD5) / Made available in DSpace on 2016-02-02T06:42:11Z (GMT). No. of bitstreams: 2 Dissertação - Otoniel Rodrigues da Silva - 2015.pdf: 1077088 bytes, checksum: d7c3f07bd5a5cf1047c6f2e40d9b6b52 (MD5) license_rdf: 23148 bytes, checksum: 9da0b6dfac957114c6a7714714b86306 (MD5) Previous issue date: 2015-03-30 / The main goal of this research is the investigation of the effectiveness of the pension coverage given to the family farmer at this conjunction of the welfare state. The analyzes are guided by the conception that all State’s interventions in the social background, aimed to improve the standard of living of the people, must be seen as investments and not as expenses, because unike the old aid politics on poverty, they increased the productivity level, and they are vital to the nation’s economic development. The family farmer is also institution of the Social Security Law, appearing in the “special insured” category. Bearing in mind that the conception of social security is tied to the fundamentals of the welfare State, this model of state is analyzed with emphasis on the theme in discussion. The text is also committed to delineate, with the greatest possible accuracy, the figure of the family farmer in the historical, doctrinaire and legal aspects, in the social, politic and economical contexts. There is also a brief recapitulation of the evolution of the Brazilian social security law, regarding the family farmer/special insured, and comments about the Brazilian General Social Security Regime. Further, some incompleteness and vulnerabilities of the current Social Security regarding the family farmer/special insured are highlighted, having as paradigms the postulates of the welfare state. On this analyzes, it was found the persistence of, at least, two flaws. First, the social security system hasn’t given total effectivity to the “uniformity and equivalence of benefits and services for urban and rural populations” principle yet, provided in the Federal Constitution of 1988. Second, it doesn’t show a firm belief in the doctrine that the resources destined to the Social Security of a country are investments that return as social and economic advancements and not mere costs. / O objetivo dessa pesquisa é a investigação da efetividade da cobertura previdenciária dispensada ao agricultor familiar, na atual conjuntura do Estado do bem-estar social. As análises são norteadas pela concepção de que as intervenções do Estado no plano social, tendentes a melhorar o nível de vida das pessoas, devem ser vistas como investimentos e não como despesas, pois diferente das antigas políticas de auxílio à pobreza, elas aumentam o nível de produtividade, e são vitais para o desenvolvimento econômico da nação. O agricultor familiar é também instituto pertencente ao Direito Previdenciário, figurando na categoria “segurado especial”. Tendo em vista que a concepção de previdência social está atrelada aos fundamentos do Estado do bem-estar social, analisa-se esse modelo de Estado, com ênfase para o tema em discussão. O texto empenha-se também em delinear, com a maior precisão possível, a figura do agricultor familiar nos aspectos histórico, doutrinário e legal, e no contexto social, político e econômico. Também há uma breve recapitulação da evolução da legislação previdenciária brasileira, no que concerne ao agricultor familiar/segurado especial, e comentários acerca do Regime Geral de Previdência Social brasileiro. Mais adiante, são ressaltadas algumas incompletudes e vulnerabilidades do atual sistema previdenciário no que concerne ao agricultor familiar/segurado especial, tendo como paradigmas os postulados do Estado do bem-estar social. Nessas análises, constatou-se a persistência de, pelo menos, duas imperfeições. Primeiro, o sistema previdenciário ainda não deu plena efetividade ao princípio da “uniformidade e equivalência dos benefícios e serviços às populações urbanas e rurais” previsto na Constituição Federal de 1988. Segundo, ele ainda não revela uma firme convicção na doutrina de que os recursos destinados à Seguridade Social de um país são investimentos que retornam em forma de avanços sociais e econômicos e não meros custos.

The thesis compares automobile insurance system in the Czech Republic with that of the province of Alberta, Canada. Automobile insurance system represents the framework consisting of third party liability coverage and first party coverages regardless of how many policies in total it is required to arrange. The first part of the thesis introduces the readers into automobile insurance system in the Czech Republic, the second part deals with the system being in existence in Alberta, Canada. The primary conclusion coming out of the thesis is the definition and explanation of the distinctions between the two systems, the consideration of implementing some components of the Canadian system into the Czech system (and conversely) is discussed afterwards.

In recent years the popularity of Islamic insurance policies has grown rapidly with many companies across the world providing this service. London is said to be the hub for Islamic finance. It is well known for welcoming innovative financial methods. The FSA have already authorised the insurance company Salaam Halal to provide policies based on Shariah principles. The FSA, however, announced that they must operate within the same legal framework as all other insurance policies. Consequently English law has to be applied in Islamic policies taken in this country. However, in many aspects, Shariah principles contradict English insurance law. This thesis aims to discover how they contradict and recommend how the Islamic insurance policies can be applied in English law without breaking Shariah principles. As Shariah principles merely provide a wide boundary within which any law can be applied, this thesis analyses English insurance law first, and then discusses how Islamic insurance policies can operate within the English framework. In many cases, English insurance law crosses the boundary of Shairah principles due to its unfair consequences. Consequently making English insurance law fairer could be the best solution to allow the use of Islamic insurance policies under English law. Pragmatically, the thesis focuses mainly on problems within current English insurance law and recommends possible solutions. In many cases, the solutions suggested by the Law Commission are found to be incapable of establishing fairness. The majority part of this thesis is spent trying to establish a fairer framework for English insurance law. This fairer English insurance law is found to be Shariah compliant in most cases. In some cases it is not complaint due to operational differences between the two legal systems. In these cases, the thesis recommends that the Islamic insurer should incorporate certain terms to make policies Shariah compliant without breaching English insurance law.

This dissertation deals with the Czech and the German public health insurance system. The main aim is to analyze the public health insurance system in the Czech Republic and Germany and their comparison according to selected criterias. The dissertation is divided into four parts. In the first chapter there are briefly described various methods of financing health care. The content of the second chapter is the analysis of the German public health insurance system. This chapter also presents the basic characteristics of the German private health insurance. In the third chapter we can find the analysis of the Czech public health insurance system. An integral part of the second and the third chapter is the analysis of the income of the public health insurance system in 2005 - 2010. In chapter four there is a comparison of the two systems of public health insurance. Then individual parts are selected from the systems (the insured, the assessment basis, the insurance rate and income of the public health insurance) and they are compared according to selected quantitative and qualitative criterias.

The aim of this thesis is to determine height of insurance payment caused by treefall in municipality of Zduchovice. Theoretical part consists of explanation of elementary terms used in properties and insurance industry, and of price estimation of the building – recreational cottage. Practical part consists of price estimation of the building when the insurance contract was concluded, price before the insured event occurred and total cost of repairing of damaged constructions by means of cost method. Moreover, the cost is evaluated by means of itemized budget. At the conclusion, an analysis is provided based on results found, the favourableness of the current insurance policy is assessed and the evaluation of the costs is provided based on cost method and itemized budget.

The purpose of this thesis is to indemnity for damage to the family house in Studenec caused damage to water distribution The main focus of my work is to value a property by the cost method, as well as documenting damages and determining the appropriate cost of the required repairs or reconstruction in accordance with the insurance contract. Furthermore, I willpreoccupied a new insurance value of the property. In the theoretical section, fundamentalconcepts are outlined, in accordance with applicable laws and regulations

The aim of the Thesis is to determine the amount of indemnity for the total damage caused of the wooden detached house caused by fire, find out the costs of bringing the property to its original state and evaluate the price of the original and after an insured event the newly established building. The theoretical part is devoted to the basic concepts and methods in the field of real estate valuation and insurance and the liquidation of insurance events. On the introduction and theoretical part is followed by a practical part in which I apply the theoretical information on the real, by fire stricken the wooden family house, I approach the location and describe the building technical condition before and after the occurrence of the insured event. I find a new price of the real estate at the time of approval, the current price before and after the occurrence of the insured event and the new price of an identical family house without the structures which have been preserved and have not been damaged by the fire or fire-fighters. At the conclusion of the Thesis is the insured value of the building after repair of damage compared with the insured value just before the occurrence of the insured event.

This thesis examinate by insurance frauds in transport. The thesis is thematicly divided to main individual parts. In the first part are summarized the theoretical concepts which pursue these issues. The second part focuses on a survey among the public regarding insurance frauds. The main target of this thesis is describing the current state of trade, where the main target will suggest more advantageous and more effective solutions for business based on the detected information and then will be applied to the practice.

This thesis deals with the issues of determining the amount of insurance coverage of a house destroyed by flood. The aim of this paper is to explain the terms related to evaluation and insurance. Then to value immovable property by costs, document the damages and determine the costs for rebuilding the damaged parts in accordance with the insurance policy. It is necessary to determine the insurance value of the house. At the end of this thesis the history of floods in the particular area and flood control methods are discussed.

I Sverige inträffar många skyfall och intensiva regn under sommarmånaderna. Det finns inga uppenbara geografiska mönster, vilket är en skillnad gentemot älv- eller sjööversvämningar där det vanligtvis är känt vilka områden som kan komma att översvämmas vid en viss vattennivå eller ett visst vattenflöde. För individer och samhällsaktörer innebär en skyfallshändelse i många fall en stor överraskning då skyfall utvecklas snabbt och dagens meteorologiska prognossystem i stort inte lyckas att prognosticera extrema regn korrekt med avseende på mängd, tid och plats. Vädervarningar kommer med kort varsel eller uteblir helt. Konsekvenserna av intensiv nederbörd och skyfall är främst översvämningar och erosionsskador på byggnader och infrastruktur, men även störningar och avbrott i olika samhällsfunktioner som kan påverka samhället och individer utanför det drabbade området. I denna avhandling har 15 år av försäkringsskadedata använts för att undersöka samband mellan nederbördsintensitet och skyfallsskador. Även påverkan av andra faktorer som topografi, bebyggelse och socioekonomiska aspekter har undersökts. Resultaten visar att regnintensitet under ett 60 minuters intervall i kombination med korta perioder av extrem intensitet, tillsammans med topografiska faktorer spelar en betydande roll vid uppkomsten av skador.