Due to the rigorous market competition and the service characteristic are inherent in the financial services industry. The financial services industry has highly respected to those two key players, more build upon the information technology investment and demand for business information application. The figure shows that information technology expenditure of financial services industry is second among other industries, only behind the manufacturing industry. So the financial services industry is a business with special information-based demand and information technology oriented. Financial services industry especially pays attention to customer and organizational performance, in order to meet customer's demands and create organizational performance constantly, financial services industry must use by various kinds of organizational innovation and combination of information technology. Financial service industry is a business model that must use information technology investment and organizational innovation by strengthening enterprise's competitiveness and promoting organizational performance. This research regards financial services industry as the research object and use questionnaires research, to probe into the correlative research among 'Information Technology Investment', 'Organizational Innovation' and 'Organizational Performance'. Regarding the evaluation of ¡¥Organizational Performance¡¦, quote from Kaplan & Norton's balanced score card has four measures including: Financial Measures, Customer Measures, Internal Business Process Measures, Learning and Growth Measures, that is different from traditional evaluate, only evaluate on the performance of financial datum, Balanced Score card to assess the balance performance on the subjective and the objective at the same time. In this research, apply Multiple Regression Analysis and Pearson Correlation Analysis to probe into the relation of the parameters, to verify this research model and hypothesis. The result of study is found, the information technology investment and organizational innovation, they have a positive correlation influence on the organizational performance, and there is a partial positive relationship existed between information technology investment and organizational innovation. The financial services industry is encountering the corporate merge, and the organizational change of financial services industry in the future, this research result has revealed, apply information technology investment and organizational innovation toward organizational performance properly, that could generates a critical and positive influence on the organizational performance. Key words¡GInformation Technology Investment, Organizational Innovation, Organizational Performance

In this paper, it attempts to investigate whether corporate governance affects foreign investment or not. Furthermore, it also wants to detect what factors influence the percentage of foreign investment. Some hypotheses for corporate governance and foreign investment are developed in this study. Multi-regression models are conducted to test the relationship between corporate governance factors and foreign investment. The results of multi-regression models indicate that higher corporate transparency, bigger companies and companies with lower liability ratio attract more foreign investment. Moreover, companies held by big stockholders have higher percentage of foreign investment; on the contrary, family-owned firms are not preferred by foreign investors. In addition, foreign investors like to invest in firms having more independent directors. Furthermore, companies having GDR (Global Deposit Receipt) or ECB (Euro Convertible Bond) do increase the percentage of foreign investment. This paper also utilized the logistic regression to test what corporate governance factors act on the willingness of issuing GDR and ECB. As a result, it finds that company size, liability ratio and percentage of stocks held by owner¡¦s family all have impact on whether the company issue GDR or not. In addition, size and family holding are two significant factors that affect Taiwanese companies to issue ECB. Hence, this paper provides some information for foreign investment in Taiwan.

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Executive Summary China started to implement reformation policies and employ free market system in 1979. Through twenty years, it did pose an great impact on the global market , although several panic events lie on the way: June 4 TAM Square Event in 1989, inflation panic in 1993, Asian Financial Crisis in 1997, and economic bubble in 2000. Although experiencing these crises, this Asian giant is still attracting huge foreign and Taiwanese capital inflows. Accordingly, the volume of trade between China and Taiwan is increasing rapidly. Since the economic environment is changing speedy, Chinese government keeps reforming its financial system to a great extent. By making best efforts for many years, China already achieved a nearly sound economic system. Indeed this mission is not easy for China to accomplish. However, following by rapid developments in economy, lots of potential problems, such as high unemployment rate, huge difference between rich and poor, discrimination between urban and rural areas, financial bad debts, localism, and corruption, will probably result in a global crisis if China does not handle those very cautiously. In Chapter II, we mainly discuss international business, the establishment of multinational enterprises, Dunning¡¦s Eclectic Theory, and major factors to set up cross boarder banks. Additionally, by analyzing the papers about the internationalization process of local banks and the funding sources for Taiwan corporations in China, we prove the phenomenon how those Taiwanese companies make their investments in China. In Chapter III, we explain the research method in this paper. We interviewed the managers who have worked for China branches of Taiwan financial institutions and conducted a survey for the listing corporations which already invested in China. In Chapter IV, we conduct a research and analysis on both Taiwan and China entire environments including the process of China economic reformation and development, the trade and investment interactions between China and Taiwan, the evolution of China banking system, the business model and strategies of foreign banks in China, the problems for Taiwan banks, the analyses of relevant regulations and policies in China, SWOT analysis among Taiwan, China, and foreign banks, and marketing strategies of Taiwan banks for Taiwan corporations in China. In Chapter V, based on the above analyses, in order to provide the advice for our government and local banks, we evaluate whether Taiwanese banks can capture the opportunity to expand their market in China under current regulations, competitive environment, and customer demands. In Chapter VI, we make conclusions and suggestions including the future strategies of local banks, how to employ strategic alliance or joint venture closed to marketing strategies of Taiwan corporations in China, and suggestions for Taiwanese government, banking, and people who work in banks.

In this paper, we examine the relationship between outward FDI and trades across Taiwan Strait during the period 1994Q4 to 2007Q4. We modify the export function, import function and trade function by including outward FDI variable to reflect the effect of bilateral trade between Taiwan and China. Empirical evidences indicate that the coefficient is significantly crucial to the long-run relationship. Due to the failure of a linear error-correction model (ECM) in describing the dynamics of exports and trades, we apply a nonlinear ECM to examine its dynamics and find supporting to the appropriateness of the nonlinear model empirically. Furthermore, outward FDI in percentages of Taiwan GDP was found increasing exports and decreasing imports across Taiwan Strait in percentages of Taiwan GDP. Then, the results also indicate the possibility of a positive effect of the ratio of China GDP to Taiwan GDP on the ratio of import to Taiwan GDP and a negative effect of the ratio of export to Taiwan GDP. It possibly offsets the balance of trade surplus at the same time. Finally, the bilateral trade across Taiwan Strait raises while the FDI ratio is increasing. China becomes the most important trade partner to Taiwan in recent years.

Investment-Linked Insurance was introduced to the Taiwan market in 2001. It has since influenced the way insurance sales agents sell the products. Because of the level of complication of Investment-Linked Insurance compared with traditional insurance, and professional knowledge and skills needed during the selling process, an insurance sales agent needs to improve his competence in order to become a financial advisor for his customers. However, literature review shows that most researchers focus on how to improve customer satisfaction, service quality, customer loyalty or the impact of training on sales. There are so few studies related to the development of a training system specifically designed for selling Investment-Linked Insurance. According to the results from surveys, almost sixty percent of sales agents consider the ability of gathering and analyzing information or the understanding of political or economical status the skills they need the most. Moreover, almost fifty percent of sales agents believe the investment performance in the past does not affect the decision of customers for the purchases of Investment-Linked Insurance. At the same time, seventy percent of sales agents admit that customers tend to stay off Investment-Linked Insurance because of risk. Not only do surveys show that sales agents need more skills, but also interviews indicate that sales agents are afraid that they can not improve their competence without a systematic training. Therefore, we classify the knowledge and skills needed during the sale process for Investment-Linked Insurance. After the basic training sessions, sales agents will take five training modules, including data collection, interpretation of political or economical status, investment portfolio allocation, investment performance review and funds analysis. At the same time, sales agents follow the training steps of identification, learning, practices and articulation in order to get ready for Investment-Linked Insurance. The benefits of this training system for Investment-Linked Insurance are two-folds, including the increase of time and cost efficiency for training and the enhancement of professional knowledge or skills.

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<p>The purpose of this thesis is to analyse if there are any changes in the inflow of Foreign Direct Investments before, during and after a currency crisis. The thesis is based on a theoretical framework and has an empirical part, which use a regression equation.</p><p>The theoretical framework presents a foundation of the incentives to mak FDI investments and the implications for a host country. Together with the possible link to the level of the real exchange rate in the host country, this thesis, based partly on previous paper written on the subject, presents a regression equation for an empirical analysis. The regression equation is based on a hypothesis about the changes in FDI inflow before, during and after the occurrence of a currency crisis in the host country.</p><p>The empirical analysis presents different results concerning the link between FDI and a currency crisis. The hypothesis stated in the thesis is that a currency crisis influences FDI inflows. This hypothesis is rejected. Moreover, a currency crisis can have both positive and negative effects on the inflow of FDI for the selected countries.</p><p>Results find further no similarities in regions or year of occurrence of the currency crises. The depth, length and structure of each currency crisis together with using the right definition of a currency crisis are two important factors relating to the outcomes in this study.</p>

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China had experienced high-speed economic growth rate, and the FDI (Foreign direct investment) had played an important role. China usually adjusted tax rate to attract the FDI and achieve macro-control. After entering WTO, China started to cancel some foreign favorable tax policies to meet the requirement of WTO. Many scholars thus started to discuss the impact of tax reform and whether this tax reform would promote the industry upgrade. From the data of the Ministry of Commerce, we find that FDI from Taiwan had played an important role. It is because the racial relationship, same language, and near skin color could help overcome the barrier entering China market. What’s more important is that China had released many favorable tax policies, which can attract a lot of FDI. In this paper, we introduce the Chinese tax and do the empirical and penal data analysis from the statistic data which mainly focuses on the two tax reforms in 1994 and 2002. After doing this research, we wish we can realize the impact of China’s tax reform on Taiwan’s FDI. Moreover, we expect that this paper can benefit businesses when they are going to invest in China and can be the reference to both Taiwan’s and China’s government when they formulate the policy about the foreign investment.