Canada has an urgent need for more engineers to support its infrastructure, advance technology, and solve increasingly complex human, economic, and environmental problems. Women have often been identified as a resource who can provide new perspectives, solutions, and innovations. While women’s participation in engineering programs has increased over the last 50 years, their participation rate in the workforce has not, keeping engineering as a male-dominated occupation. Despite challenges, women graduates have entered the engineering workforce, but often they have not stayed. The purpose of this quantitative study is to explore the early career experiences of engineering graduates to identify patterns shaped by the graduates’ gender. Applying feminist lenses to the most recent data on Canadian graduates available at Statistics Canada and utilizing advanced quantitative methods, we study BEng graduates from Canadian universities. This study provides a broader understanding of the phenomenon of women’s underrepresentation in engineering and presents findings that can help retain more women in the occupation. Three samples of BEng graduates with over of 10,100 participants were included in this study to answer three main research questions: a) are there gender differences in the duration of job search and types of jobs these graduates obtained after graduation?; b) are there gender differences in job satisfaction among young engineers?; c) are there gender differences in the intention to look for another job once in a first engineering job? Themes and subthemes relevant to women’s underrepresentation in the occupation are found to help answer these questions. Recommendations for policy and future research are discussed.

South African cement manufacturers are under financial pressure. Sales have declined due to the 2008 recession and electricity costs have tripled from 2005 to 2012. Electricity cost savings are therefore more important than ever. Unfortunately retrofitting highly energyefficient equipment is not ideal. These installations are costly and take a long time to implement. Alternative strategies that can produce quick results in reducing electricity costs are needed. One such alternative is a programme called Demand Market Participation (DMP). The DMP programme was implemented by Eskom, South Africa’s national electricity utility, to reduce electricity demand during supply shortages. This programme offers potential cost savings for clients with excess production capacity. Clients such as cement plants can switch off non-essential production equipment in Eskom’s peak demand periods for a financial incentive. To maximise the benefits for both the clients and Eskom, accurate electricity forecasting is needed, as are systems enabling a quick response to load reduction requests. In this study DMP opportunities on typical cement plants were identified. A DMP strategy to assist cement plants was developed to achieve maximum cost savings without influencing production, quality and safety. An existing energy management system (EnMS) was adapted to incorporate the new DMP participation strategy. The new EnMS and DMP strategy were implemented at a South African cement plant, resulting in savings of R220 000 per month. This translates into an annual cost-saving potential of R2-million for the plant, and an R13- million cost-saving potential for the total South African cement industry. / MIng (Mechanical Engineering), North-West University, Potchefstroom Campus, 2014

abstract: This study utilized ecological theory and social exchange theory to examine how father involvement effects the human capital accumulation of young mothers. This study used data from a sub-sample of young mothers taken from the Healthy Families Arizona longitudinal evaluation (N = 84). The participants in the sub-sample were between 13 and 21 years of age. Using a random effects regression model, it was found that father involvement negatively affects a young mother's school attendance over time. The probability of a mother attending school when the father is involved decreases by 12%. It was also found that for the average age mother (19 years of age), the probability of attending school decreases by 59% every additional year. Furthermore, for a mother with an average number of children (one child), every additional child she has decreases the probability of attending school by 24%. In addition it was found that for the average age mother (19 years of age) every additional year, the likelihood of being employed increases 2.9 times, and for a mother with an average number of children (one child) every additional child decreases the likelihood of employment by .88 times. / Dissertation/Thesis / Ph.D. Social Work 2011

This research studies the moderating effect of country-specific social connectedness on the relation between financial literacy and stock market participation. This is done by using the extensive and multi-country SHARE data. The positive relation between financial literacy and stock market participation is reconfirmed. Moreover, the findings show that country-specific social connectedness significantly moderates the relation between financial literacy and stock market participation. The findings are robust and indicate that the predictive power of financial literacy on stock market participation decreases if country-specific social connectedness increases. This research is following up on contemporary literature and contributes to the explanation of the stock market participation puzzle on a macroeconomic scale.

The objective of this study is to investigate the role of transaction costs in determining market participation of smallholder farmers. It is expected that the identification of these transaction cost factors could assist in the formulation of policy interventions and/or institutional innovations to alleviate constraints on market participation and improve the ability of these small-scale farmers to become part of the commercial agricultural economy. Transaction costs differ between households due to asymmetries in access to assets, market information, extension services and remunerative markets. The study particularly investigated the factors contributing to different levels of transaction costs amongst households. The main hypothesis of the study is that small-scale farmers facing lower transaction costs will participate more in agricultural markets. Transaction costs reflect the character of the market, but are mainly embedded in the characteristics of individual households and their economic environment. In order to test the hypothesis, selectivity models identifying and testing significant factors related to market participation are applied to a survey of 157 farming households in the Northern Province. These households take part in the markets for horticulture, livestock, maize and other field crops. The selectivity models used involve two-step estimation similar to the Heckman's two-stage procedure. The study reveals that access to assets and market information in combination with particular household characteristics are important determinants of market participation. Among the assets of a household, a reasonably sized area of arable land tends to encourage participation in all markets, apart from the market for other field crops market. Ownership of livestock tends to stimulate livestock selling and also the level of maize sales. Ownership of arable land and livestock contribute to the economies of scale of production, which leads to lower transaction costs per unit output sold. Non-farm earnings only alleviate variable transaction costs in horticultural markets, but not in other field crops markets. Pensions discourage participation in high value commodities markets since they are viewed as alternative cash income. Indicators enhancing the role of information access include proximity to markets and contacts with the extension service. Proximity to markets reduces variable transaction costs in horticultural markets and fixed transaction costs in livestock markets. The study shows that every kilometre closer in proximity to markets, the horticultural sales increase by R152. Proximity and contact with extension services discourage participation in other field crops markets. Good road conditions reduce transaction costs for livestock and other field crops. The study also shows that in spite of bad road conditions some horticulture farmers still manage to market most of their products. A larger sized household tends to increase the transaction costs in marketing all commodities except for the other field crops. Female farmers tend to participate more in livestock markets as they own small livestock and poultry that are easy to sell, and keep livestock for livelihood purposes rather than for social status. On the other hand, female farmers appear to be constrained in their participation in horticultural markets, ostensibly due to problems of access to irrigation resources and cultural and legal perceptions. Older farmers with enough social capital are willing to sell, but in horticulture and maize they tend to sell lower quantities. The study raises issues which, when attended to, might reduce the transaction costs, particularly by enhancing access to information and providing endowments to farming households. Some constraints require direct policy measures, such as policies dealing with land reform, extension services, education and legal reforms, and then there are those that require indirect intervention and private sector involvement such as road networks and market availability. / Dissertation (PhD)--University of Pretoria, 2002. / Agricultural Economics, Extension and Rural Development / Unrestricted

Until now, the majority of individuals does not hold stocks. In our sample, only 20.5% of individuals directly or indirectly participate in the stock market. Using data from the SHARE Study (N=54,636), we investigate at the individual level the effect of personality traits and at the country level the effect of Quality of Government while controlling for several sociodemographic factors. We prove that Openness to experience and Agreeableness significantly influence stock market participation. Agreeable people who are less open to new experiences are more likely to hold stocks. We also report mixed effects for Conscientiousness, Extraversion and Neuroticism. Extraversion seems to influence stock market participation through its effect on education and Neuroticism through its effect on both education and Quality of Government. Additionally, countries with a higher level of Quality of Government have a higher participation rate. Lastly, we find that the strength of the effects of Openness and Extraversion depends on the level of Quality of Government. We contribute to the explanation of the non-participation puzzle and give implications for policy makers.

This dissertation is composed of three essays; the first two examine the decisionmaking of potato producing households in Bolivia and the third examines well-being changes among Zimbabwe households. The first essay entitled “The role of risk mitigation in production efficiency: A case study of potato cultivation in the Bolivian Andes” estimates the costs of self-managing environmental risk through activity and environmental diversification. Risk management has the potential to reduce income variability but at the cost of increasing production inefficiency, which we measure employing a stochastic production frontier. Among variables capturing environmental diversification, discontinuity between fields has the most detrimental effect on production efficiency. Activity diversification, measured by the ratio of potato to total crop revenue, has a stronger impact on inefficiency and yield losses than any of the environmental diversification variables. The second essay entitled “Determinants of market participation decisions and marketing choices in Bolivia” examines three decisions related to potato market participation: market entry, volume sold, and market choice. The first two are analyzed using a Heckman selection model. Results indicate that isolation, measured by population density and distance to markets, negatively impacts market entry. The most important determinant of quantity sold is land holding. Market choices are judged according to second-order stochastic dominance (SOSD). Market choices meeting the SOSD criterion are referred to as optimal marketing strategies as they have the higher expected payoff for a minimal income variance. Results suggest that the probability of selecting an optimal marketing strategy increases with quantity sold, access to market information, and access to liquidity while it decreases with distance to markets. The third essay entitled “A profile of changes in well-being in Zimbabwe, 2001- 2007/8, using an asset index methodology” shows that it is possible to examine intertemporal and spatial changes in well-being in the absence of consumption expenditures data by using an asset index. The asset index was constructed using Polychoric Principal Component Analysis. Results indicate that poverty and extremely poverty grew significantly in rural Zimbabwe while in urban areas, poverty diminished and extreme poverty grew. / Ph. D. / LTRA-7 (Pathways to CAPS in the Andes)

Questo lavoro è diviso in tre capitoli. Il primo capitolo fornisce una rassegna della letteratura economica riguardo gli effetti della liberalizzazione finanziaria sulla volatilità macroeconomica e descrive il ruolo delle politiche macroprudenziali nel favorire stabilità economica. Il secondo capitolo presenta un modello dinamico e stocastico di equilibrio economico generale neo-keynesiano, con rigidità reali e nominali e LAMP, per studiare l'impatto della liberalizzazione finanziaria sulla volatilità macroeconomica. La liberalizzazione finanziaria è modellata lungo due direzioni: il margine estensivo (un aumento del numero di consumatori che accedono ai mercati finanziari) e il margine intensivo (un allentamento dei criteri patrimoniali richiesti alle famiglie per l'ottenimento di credito). In contrasto con la teoria convenzionale, i risultati suggeriscono che una maggiore liberalizzazione finanziaria comporta un aumento della volatilità macroeconomica in presenza di famiglie altamente indebitate. Il terzo capitolo presenta un'estensione del modello di Kyotaki e Moore (Credit Cycles (1997)) in grado di tenere in considerazione del ruolo dello "spread" tra il tasso interesse attivo e passivo nel meccanismo di trasmissione di shocks esogeni. Si studia in che modo il meccanismo di amplificazione garantito dalla presenza di mutuatari soggetti a vincoli di garanzia è modificato quando anche il prestatore è soggetto ad un vincolo di valore massimo sul credito erogabile (capital adequacy requirement). I risultati suggeriscono che un allentamento del "capital adequacy requirement" aumenta ulteriormente il meccanismo di trasmissione originale in risposta a shocks esogeni alla produttività. / This work is divided in three chapters. The first chapter provides an overview of the economic literature dealing with the effects of financial liberalization on macroeconomic volatility, and describes how macroprudential policy can be used to induce economic stabilization. The second chapter presents a New Keynesian DSGE model with real and nominal frictions and LAMP to study the implications of financial liberalization on aggregate volatility. Financial liberalization is modeled along the extensive margin (number of consumption smoothers) and the intensive margin (loan-to-value ratio). In contrast to the conventional view, our findings suggest that financial liberalization leading to highly leveraged households increases macroeconomic volatility. The third chapter presents an extension of the Kiyotaki and Moore model of Credit Cycles (1997): the original framework is augmented to account for the role of financial intermediation and interest rate spreads in the transmission of exogenous shocks. We study how the amplification mechanism guaranteed by the presence of collateralized borrowers is altered in the presence of the additional constraint faced by lenders. We find that if the lender's collateral constraint binds, loosening the capital adequacy requirement burdening on lenders increases the original amplification mechanism in response to exogenous productivity shocks through the interest rate spread.

This thesis consists of three essays. The first essay, “A Theory of Bank Illiquidity and Default with Hidden Trades”, develops a theory of banking to explore how the availability of trading opportunities for both banks and individual investors affects the link between illiquidity and default in the financial system. The results show that default emerges only in the presence of systemic risk, and when an unpredicted crisis hits the economy. Moreover, in contrast to the previous literature, default is not an efficient outcome of the economy. The second essay, “Financial Liberalization with Hidden Trades”, studies how the availability of unregulated market-based channels for the circulation of liquidity in the financial system affects the process of financial integration, and the efficiency of the corresponding equilibrium, in a two-country economy with comparative advantages. The results show that the only level of integration which the two countries are able to coordinate is the one where the two banking systems are autarkic, but international hidden trades are possible. Moreover, the resulting consumption allocation is constrained efficient. The third essay, “Bank Liquidity, Stock Market Participation, and Economic Growth”, develops a dynamic growth model with fully microfounded banks and markets to explain the observed decreasing trend in the relative liquidity of many financial systems around the world. The main result characterizes the threshold after which the agents in the economy are rich enough to access the market, where the relative liquidity is lower, and shows that the relative liquidity of the whole financial system (banks and markets) drops because of the increasing market participation. Some evidence consistent with this theoretical prediction is provided: a one-unit increase in an index of securities market liberalization leads to a drop in the relative liquidity of between 13 and 22 per cent.

This Master Thesis in General Management aims on defining the relationship between a country's degree of development and household asset management in the European Union. Both of the variables are defined by relevant sub-variables where the relationships are being observed. There were used datasets gathered by respected European Statistical Agency Eurostat for 2019. Master Thesis focuses on the European Union area and it aims at defining the crucial relationships between the variables in order to draw the conclusions that would help in pursuing the degree of development in different countries. In the Master Thesis, we were using quantitative research reflecting on the statistically expressed relationships using the correlation pattern. There were used 29 numbers for each of the variables representing the total number of European Union members in 2019 (28) plus the European Union average. There were found statistically significant relationships based on which we were able to define a proper generalization together with the causation pattern for the European Union countries and households.