This dissertation studies the origin of new organisational forms. It focuses on organisations that challenge existing institutional boundaries, specifically the boundaries between for profit and not for profit providers of financial services. It builds on research on the origins of the microfinance industry in Bolivia; and particularly on the creation and development of BancoSol and Los Andes, the two pioneering organisations. This research involved in-depth interviews and analysis of industry-specific documents and newspaper files. / The study builds on three research streams: collective strategy, institutional theory, and evolutionary entrepreneurship. It proposes an overarching process-model that bridges these three bodies of work and advances our understanding of three key dynamics in the creation of new organisational forms: (1) the combination of hitherto unconnected principles and practices; (2) the leverage of support and acceptance for new organisational forms; and (3) the development of endurance for the new form. / The study argues that these three dynamics occur within a nonlinear process that includes three overlying stages. The first stage involves the creation of an entrepreneurial team to launch the organisations. This team includes individuals from fields with divergent principles and practices (e.g. for profit and not for profit). The second stage involves negotiations with institutional actors to leverage support and acceptance for the novel organisational form. The third stage involves decisions, actions, and interactions that promote internal coalescence and defend the organisations from external challenges. I have labeled this process-model social entrepreneurship. The process is predominantly social as the three dynamics are defined by the social assets and relations of actors. It is predominantly entrepreneurial as it destroys existing boundaries across fields and generates an enduring combination of principles and practices previously unconnected.

<p>Currently, some microfinance institutions in Bolivia are adopting Corporate Social Responsibility (CSR), a concept whereby sompanies integrate social and environmental concerns in their business operations and publish the results. CSR is applied mostly by big companies in the North and in sectors more in the eye of the public, such as oil production or textile and apparel. Bolivia has been the pioneer in the commercialization of microfinance through microfinance NGO transformations. The objectives of this investigation was to asses and compare the reasons why the selected Bolivian commercial MFI's were engaged, or not engaged, in CSR. Secondly, to determine which stakeholders are more relevant for each MFI analysed, assessing how they influenced the decision to adopt or not adopt CSR and thirdly, to compare the current social performance of the selected MFI's within the framework of corporate social responsibility.</p>

Thesis (Ph.D.) -- University of Western Sydney, 2007. / A thesis presented to the University of Western Sydney, College of Law and Business, School of Economics and Finance, in fulfilment of the requirements for the degree of Doctor of Philosophy. Includes bibliographies.

Thesis (M.A.)--Oregon State University, 2009. / Printout. Includes bibliographical references (leaves 118-122). Also available on the World Wide Web.

Thesis (M.A.)--Ohio University, June, 2008. / Title from PDF t.p. Includes bibliographical references.

Thesis (Ph. D.)--Ohio State University, 2005. / Title from first page of PDF file. Document formatted into pages; contains xii, 196 p.; also includes graphics (some col.). Includes bibliographical references (p. 188-196). Available online via OhioLINK's ETD Center

Thesis (PhD) - Faculty of Business and Enterprise, Swinburne University of Technology, 2009. / Thesis is submitted in fulfilment of the requirements for the degree Doctor of Philosophy, Faculty of Business and Enterprise, Swinburne University of Technology - 2009. Typescript. Includes bibliographical references (p. 190-197) Restricted: no access. Release date 1st January 2011.

El texto completo de este trabajo no está disponible en el Repositorio Académico UPC por restricciones de la casa editorial donde ha sido publicado. / The microfinance sector has a strategic role since they facilitate integration and development of all social classes to sustained economic growth. In this way the actual point is the exponential growth of data, resulting from transactions and operations carried out with these companies on a daily basis, becomes imminent. Appropriate management of this data is therefore necessary because, otherwise, it will result in a competitive disadvantage due to the lack of valuable and quality information for decision-making and process improvement. The Master Data Management (MDM) give a new way in the Data management, reducing the gap between the business perspectives versus the technology perspective In this regard, it is important that the organization have the ability to implement a data management model for Master Data Management. This paper proposes a Master Data management maturity model for microfinance sector, which frames a series of formal requirements and criteria providing an objective diagnosis with the aim of improving processes until entities reach desired maturity levels. This model was implemented based on the information of Peruvian microfinance organizations. Finally, after validation of the proposed model, it was evidenced that it serves as a means for identifying the maturity level to help in the successful of initiative for Master Data management projects. / Revisión por pares

Depth of outreach in the context of microfinance commercialization in PerúThis paper seeks to answer the question of what factors are conducive to depth of outreach, that is, attending to customers on lower incomes, on the part of commercial microfinance institutions (MFIs) in Peru, in order to propose measures aimed at increasing the financial inclusion of the microenterprise sector.Using a panel database containing information on the MFIs regulated by Peru’s banking, insurance, and pension fund management comptroller (Superintendencia de Banca, Seguros y AFP) and regressions with panel-corrected standard errors, the study finds that depth of outreach would benefit from lower administrative costs per borrower, the specialization of MFI loans to micro-entrepreneurs, and higher interest rates, the first two variables being those proposed by the present investigation. Meanwhile, the trade-off between MFI depth and profitability , discussed widely in the literature on the subject, would also be present in commercial MFIs. Additionally, those bodies who promote micro-enterprise development would present the greatest potential for further deepening. / El presente documento busca responder a la pregunta de cuáles son los factores que favorecen la profundización de alcance, es decir, la atención de clientes de menores ingresos, por parte de lasinstituciones microfinancieras (IMF) comerciales en el Perú; para así proponer medidas dirigidasa una mayor inclusión financiera del sector microempresarial.Utilizando una base de datos panel con información de las IMF reguladas por la Superintendenciade Banca, Seguros y AFP, y una regresión por errores estándar corregidos por panel, el estudioencuentra que la profundización se vería favorecida por un menor gasto administrativo por deudor,la especialización de las IMF en préstamos a microempresarios y las mayores tasas de interés, siendo las dos primeras variables las propuestas por la presente investigación. En tanto que el trade-off entre la profundidad y la rentabilidad de las IMF, discutido ampliamente en la literatura sobre el tema, también estaría presente en las IMF comerciales. Adicionalmente, las instituciones Edpymes serían las de mayor potencial para una mayor profundización.

Orientador: Simone Silva de Deos / Dissertação (mestrado) - Universidade Estadual de Campinas, Instituto de Economia / Made available in DSpace on 2018-08-26T00:30:32Z (GMT). No. of bitstreams: 1 Dorley_BoakaiMurphy_M.pdf: 2078275 bytes, checksum: 9e62e72389ce4b168088d4c4a068aa77 (MD5) Previous issue date: 2014 / Resumo: Microfinanças constituem a prestação de uma vasta gama de serviços financeiros que incluem depósitos, empréstimos, poupanças, transferências de dinheiro e seguro para as famílias pobres e de baixa renda e seus microempreendimentos. No paradigma do desenvolvimento, as microfinanças têm se mostrado cada vez mais necessárias ¿ estratégia utilizada para atender aos grupos negligenciados da sociedade, especialmente mulheres, pessoas de baixa renda, comunidades rurais e a população carente. O objetivo dessa pesquisa é contribuir para a compreensão do impacto das microfinanças no alívio da pobreza em Montserrado County, usando o Access Bank Liberia Limited para o estudo de caso. Essa pesquisa cobriu o período de 2009 a 2012. Os resultados indicaram que as microfinanças tiveram um impacto positivo no alívio da pobreza dos destituídos de Montserrado County, particularmente liberianos sem acesso às instituições financeiras formais. Os resultados revelaram que as microoperações financeiras do Access Bank Liberia tiveram um impacto positivo na criação de empregos, renda dos clientes e poupanças. Além disso, as evidências sugerem que o acesso à assistência financeira como o crédito para pessoas de baixa renda é capaz de estimular a geração de microempreendimentos que permitem a essa parcela da população sair da armadilha da pobreza. Portanto, microfinanças são uma das mais eficientes intervenções para melhorar as condições econômicas dos destituídos, além de ser um instrumento de proteção social, principalmente para mulheres / Abstract: Microfinance is the delivery of a broad range of financial services which includes deposits, loans, payment services, savings, money transfer, and insurance to the poor and low-income households and their micro-enterprises. In the development paradigm, microfinance has evolved as a need ¿based strategy and program to cater to the neglected groups of society particularly women, poor, rural, deprived population. The objective of this research is to contribute to the understanding of the Microfinance impact on poverty alleviation in Montserrado County, using Access Bank Liberia Limited as a case study. This research covered the period 2009-2012. The researcher¿s findings indicated that microfinance has a positive impact on poverty alleviation on the destitute poor of Montserrado County, particularly Liberian who lacks access to formal financial institutions. The findings revealed that Access Bank Liberia microfinance operations have a positive impact on job creation, clients¿ income and savings. Moreover, the evidence suggests that if the poor or low income earners are provided access to financial assistance, such as credit, they are capable to start a micro-enterprise that will allow them to break out of the poverty trap. Therefore, microfinance has become one of the most effective interventions for economic empowerment tool for the destitute poor as well as social protection mainly for women / Mestrado / Economia Social e do Trabalho / Mestre em Desenvolvimento Econômico