The main aim of the thesis is to give comprehensive overview on the issue of pension reform in order to clarify, with political-economic and socio-economic context, the position and role of the private sector in pension system of Czech Republic and evaluate whether it is sufficient form of security for old age. The thesis analyzed trends, with specific meaning and influence of the social situation in the EU. There was made the description of pension system of Chile, Poland, Slovakia, Hungary, Lithuania, USA, France and Germany. The thesis also analyzed the pre-reform and after-reform pension system in Czech Republic. The last chapter was dedicated to a case study focusing on the simulation with respect of different age and income of various persons. The conclusion showed partial opt-out preference for younger people with long term savings, or older people with income at least above 40.000,-CZK. It also proved benefits of additional savings, especially with state aid, tax relief and employer contribution. The thesis proved the fact that private sector is able to provide the security for old age people only with sufficiently high income, sufficiently long period of savings and also only with personal responsibility of every person alone. In all other cases the savings in private sector must be comprehend as an additional saving and not as an adequate substitute for state pension.

Thesis deals about the building structural condition of the building in Šlapanice, street Riegrova 1238/21. Methods of diagnostic survey are suitably chosen, then realized and evaluated. From these results is done structural calculation of bricks pillar in first-floor. We reached to the conclusion, that the most suitable solution is demolition of this existing object and build the new one.

The aim of the diploma thesis is to construct a steel shopping mall hall. The construction is located in Frýdek-Místek. The whole object can be divided in two parts. One part of the building is an atrium with a cross bridge made from glass. The roof construction of the atrium is designed as system of cylindrical lattice girders within purlins are set up. The other part of the construction is multistoried shopping mall with terrace designed as composite steel and concrete structure. The whole ground plan size of the construction is 72 m x 120 m. The height of the construction above the ground is 12.06 m. The cross-links are built up to 6 m one. There were created two versions of the construction. The most convenient version is described in more details. The outcome of the thesis is a comparison of two above mentioned versions. The whole project is based on officially recognised standard ČSN EN. The construction was designed in RFEM programme.

This thesis aims at using marketing research to determine customer satisfaction of university students with the third pillar of the pension system. The first section describes the objectives of the work, including the necessary methods. The following theoretical part deals with basic concepts of marketing, marketing research, as well as defining the customer and his satisfaction, including methods by which satisfaction is measured. In addition, there is a description of the general operation of pension systems and individual pillars. The practical part includes marketing research, evaluation of the collected data and own suggestions for improving this product.

Steel load-bearing structure of a museum will serve to exhibit the museum's exhibits and organizing exhibitions for the public. The structure is elliptical in shape with a length of 30 m in direction of the major axis and 22 m in the direction of the minor axis. Construction height is 9 m. There is located gallery structure in the inner part of the museum with access by an internal staircase. The main load-bearing elements of museum structure are designed from steel S235. The roof deck is made from Kingspan panels and cladding consists of laminated safety glass.

Master thesis concerns with a design of forklift truck. The result proposed in the thesis uses existing technologies but combines them in new context to gain better qualities of a lift truck especially in relation to user-friendliness and ergonomics. Shaping works on functional demands which are understood as a basis for further developments towards the aesthetical outcome.

På en teknisk nivå utgör beräkningen av sektorkoncentrationsrisk ett särskilt utmanande problem. I befintlig teori är riktlinjer till såväl hur industrisektorer ska indelas som risknivån beräknas begränsade. Syftet med studien är att utvärdera och analysera olika tillvägagångssätt till sektorkoncentrationsrisk i kreditportföljer. Detta har utförts i två separata delar där både indelningen i sektorer och riskberäkningen behandlats. Sektorindelningen har utvärderats genom att jämföra korrelationsstrukturen mellan två speciellt intressanta indelningsmetodiker; enligt Morgan Stanely Capital Investment (MSCI) och den av Finansinspektionen föreslagna sektorindelningen (SFSA). Riskberäkningen har utvärderats genom att applicera en rad olika koncentrationsmått på portföljer av varierande koncentrationsgrad. Resultaten visar att en minimering av inter-sektoriella korrelationer samt en maximering av intra-sektoriella korrelation är av stor vikt då sektorer indelas. Med andra ord, för att koncentrationen ska generera en faktisk risk krävs det att sektorerna är tydligt särskilda samt internt homogena. Utöver detta ska individuella exponeringar tydligt kunna placeras inom en sektor och de behandlade sektorerna ska inte vara av diversifierad natur. Resultaten tyder vidare på att MSCI presterar bättre för att hantera sektorkoncentrationsrisk på alla dessa punkter. När det kommer till riskberäkningen, visar resultaten att förutom  ördelningen av exponeringar är även sektorspecifika kreditkvaliteter samt korrelationsstrukturer av vikt för att bestämma risknivån. Risken från koncentration är större om risknivån är hög eller om exponeringen är mot korrelerade sektorer. Men framförallt tyder resultaten på att en uniformt fördelat portfölj inte är att se som okoncentrerad. För att ta hänsyn till naturliga koncentrationer är det därför av yttersta vikt att koncentration istället ses i förhållande till den aggregerade kreditmarknaden. / On a technical level, the measurement of sector concentration risk poses a particularlychallenging problem. Existing literature lacks direct suggestions both regarding how sectors are to be divided and the risk-level measured. The purpose of the study is to evaluate and analyse different measures of - and approaches to sector concentration risk in credit portfolios. This has been addressed both by analysing sectorial division and which aspects that are of interest for determining the concentration imposed risk- level. The sectorial division has been addressed by comparing the correlation structures of two especially interesting sector classification methods; the standardised Morgan Stanley Capital Investment industry classification (MSCI) and the proposed sector classification of the Swedish Financial Supervisory Authority (SFSA).  The sector concentration risk measurement has been analysed through employing different risk-measures on portfolios with varying concentration levels. The results show that in order to capture the risk-level from concentration, the main approach for sectorial division should seek to minimise inter-sector correlations and maximise intra-sector correlations. I.e. sectors should be distinct from each other and internally homogeneous. Moreover, an unambiguous sorting of individual exposures towards one sector should be possible and the considered sectors should not be of a diversified nature. It is also found that MSCI outperforms SFSA for assessing  sector concentration risk on all fronts. When it comes to the risk measure, it is found that apart from exposure distribution; credit qualities and correlation structures are of great interest. The risk induced from a concentrated exposure is greater if credit qualities are low or if the exposure is high towards highly correlated sectors. But  above all, the results imply that a uniform distribution is not to be seen as unconcentrated. In order for concentration measurement to incorporate natural concentrations it is thereby greatly important that concentration instead is considered as relative towards the aggregate credit market.

In current era of globalization when cultural diplomacy became one of the inherent tools of "soft power" of a foreign policy, it is relevant to research on the place of cultural diplomacy in foreign policy portfolio of nation-states. The focus of this thesis is to evaluate the attitudes of the Canadian government towards cultural diplomacy from 1990s until today. In 1995, Canadian values and culture became one of the three pillars of Canadian foreign policy. The author therefore attempted to map whether cultural diplomacy became a coherent and strategic tool of the Canadian foreign policy during this era. By analyzing the tools of the Canadian cultural diplomacy of the Liberal governments of Jean Chretien, Paul Martin and the present Conservative government of Stephen Harper, the author seeks to answer whether we are witnessing a gradual eclipse of cultural diplomacy as a means of soft power under the Harper administration. The research of government documents and cultural diplomacy programs along with the analysis of interviews with important government officials suggest that the cultural diplomacy was not practiced as a strategic tool in foreign policy management until the third election term of Jean Chretien in the year of 2000. Since then we can track fulfilling the Third Pillar as an...

Fundamental understanding of high strain rate deformation behavior of materials is critical in designing new alloys for wide-ranging applications including military, automobile, spacecraft, and industrial applications. High entropy alloys, consisting of multiple elements in (near) equimolar proportions, represent a new paradigm in structural alloy design providing ample opportunity for achieving excellent performance in high strain rate applications by proper selection of constituent elements and/or thermomechanical processing. This dissertation is focused on fundamental understanding of high strain-rate deformation behavior of several high entropy alloy systems with widely varying microstructures. Ballistic impact testing of face centered cubic Al0.1CoCrFeNi high entropy alloy showed failure by ductile hole growth. The deformed microstructure showed extensive micro-banding and micro-twinning at low velocities while adiabatic shear bands and dynamic recrystallization were seen at higher velocities. The Al0.7CoCrFeNi and AlCoCrFeNi2.1 eutectic high entropy alloys, with BCC and FCC phases in lamellar morphology, showed failure by discing. A network of cracks coupled with small and inhomogeneous plastic deformation led to the brittle mode of failure in these eutectic alloys. Phase-specific mechanical behavior using small-scale techniques revealed higher strength and strain rate sensitivity for the B2 phase compared to the L12 phase. The interphase boundary demonstrated good stability without any cracks at high compressive strain rates. The Al0.3CoCrFeNi high entropy alloy with bimodal microstructure demonstrated an excellent combination of strength and ductility. Ballistic impact testing of Al0.3CoCrFeNi alloy showed failure by ductile hole growth and demonstrated superior performance compared to all the other high entropy alloy systems studied. The failure mechanism was dominated by micro-banding, micro-twining, and adiabatic shear localization. Comparison of all the high entropy alloy systems with currently used state-of-the-art rolled homogenous armor (RHA) steel showed a strong dependence of failure modes on microstructural features.

To maintain solvency intimes of severe economic downturns banks and financialinstitutions keep capital cushions that reflect the risks in the balance sheet.Broadly,how much capital that is being held is a combination of external requirementsfromregulators and internal assessments of credit risk. We discuss alternatives totheBasel Pillar II capital add-on based on multi-factor models for held capitaland howthese can be applied so that only concentration (or sector) risk affects theoutcome,even in a portfolio with prominent idiosyncratic risk. Further, the stabilityandreliability of these models are evaluated. We found that this idiosyncraticrisk canefficiently be removed both on a sector and a portfolio level and that themulti-factormodels tested converge.We introduce two new indices based on Risk Weighted Assets (RI) and EconomicCapital (EI). Both show the desired effect of an intuitive dependence on the PDand LGD. Moreover, EI shows a dependence on the inter-sector correlation. Inthesample portfolio, we show that the high concentration in one sector could be(better)justified by these methods when the low average LGD and PD of this sector weretaken into consideration. / För att behålla solvens itider av svår lågkonjunktur håller banker och finansiellainstitutioner buffertar med kapital som reflekterar risken i balansräkningen. Istoradrag så är mängden kapital som hålls beroende av en kombination av externa kravfrån regulatorer och interna uppskattningar av kredit risken. Den häravhandlingendiskuterar alternativ till Basel pelare II kapital påslaget som är baserade påmulti-faktor modeller för kapital och hur dessa kan appliceras så att endastkoncentration(eller sektor) risk påverkar resultat, även i en portfölj med tydligidiosynkratiskrisk. Utöver detta behandlas stabilitet och reliabilitet hos dessa modeller.Genomdetta hittas att den idiosynkratisk risk kan effektivt tas bort på bådeportfölj- ochsektornivå och att de multifaktor modeller som testas konvergerar.Den här avhandlingen introducerar två nya index, baserat på Risk WeightedAssets(RI) och Economic Capital (EI). Båda visar på den önskade effekten av ettintuitivtberoende av PD och LGD. Dessutom visar EI ett beroende av inter-sektor korrela-tion. Med stickprovsportföljen som används var det tydligt att högkoncentrationi en sektor kunde (bättre) rättfärdigas av båda dessa metoder då LGD och PD försektorn i fråga har beaktats.