[pt] A análise do perfil do investidor (API) ou Suitability é uma política de autorregulamentação implementada pela ANBIMA que tem como objetivo adequar à alocação de recursos de forma que estejam compatíveis ao perfil dos investidores. O objetivo principal desta pesquisa é desenvolver um questionário capaz de classificar os investidores das instituições financeiras considerando diversas características pessoais, principalmente a tolerância ao risco, tornando possível alinhar os interesses dos gerentes comerciais e de seus clientes. O instrumento foi elaborado seguindo as diretrizes estabelecidas pelo Código ANBIMA de Regulação e Melhores Práticas e adicionando uma escala elaborada por Grable e Joo (2010) com questões fundamentais capazes de medir a tolerância ao risco financeiro. A falta de um modelo padrão faz com que os profissionais financeiros desenvolvam e usem métodos simplificados geralmente limitados à simples conversações com os clientes sobre o nível de bem estar diante de diferentes cenários (GRABLE e LYTTON, 2001). Sendo assim, a contribuição deste trabalho foi à análise de possíveis falhas no processo atual e a busca por evidências de que a política de API poderia obter resultados mais significativos uma vez instituído um questionário padrão. / [en] The present study has the objective of development and validation of a standard questionnaire applied to the Brazilian financial market which has the main objective to identify and classify clients. This instrument is part of the Now Your Client Policy that was implemented by Brazilian Financial and Capital Markets Association (ANBIMA), and could help institutions to advisory better their clients. The present article has the objective to develop and to verify the validity of a research instrument for the classification of investors according to their personal preferences and risk tolerance. In addition performing a suitability test allows the financial institutions to assess the investment objectives of the client, the client s financial ability to bear any related investment risks consistent with his investment objectives. The instrument was elaborated following the ANBIMA s regulations in addition to Financial Risk-Tolerance Scale developed by Grable and Joo in 2001. The lack of a standard model leads financial professionals to develop and use simplified methods, usually limited to simple conversations with clients about their level of well being in a variety of scenarios (GRABLE; LYTTON, 2001). Another contribution from this study is to show evidences that without a standard questionnaire is impossible to obtain accurate results among the different financial institutions.

The present thesis sought to compare participation in social types of play of children with and without hyperactivity in a Swedish preschool context. Based upon observational design of cross-sectional type, this study was built on a secondary analysis of data collected within two previous research projects that were merged into one dataset. A total of 583 children (n = 298 boys) aged 16 to 72 months (M = 52.55, SD = 11.01) were initially included in the sample. Preschool teachers rated children’s behavior difficulties on a hyperactivity scale using Strengths and Difficulties Questionnaire (SDQ). Structured observations of children’s attendance, engagement, verbal interaction, proximity and location during associative and cooperative interaction were conducted across day-long visits by three trained researchers using Children Observation in Pre- school (COP) tool. Conditional probability looping syntaxes were created and Independent sample t-Tests were used to analyze the data. Out of 572 children included in the analysis, n = 60 (10,2%) were rated as having some form of hyperactivity. On the whole, the findings illustrated that the observed averages of attendance and overall engagement in social types of play did not differ significantly between children with and without hyperactivity. However, an in-depth analysis of participation patterns, linked to contextual and environmental factors such as proximity and play location, revealed several considerable differences between the two groups of children. It seems that preschoolers with hyperactive behavior seek social play opportunities as much as their typical behavior peers, but the quality aspects of their experience defined by a specific context and environment may differ further as the interaction develops. Contextual and environmental factors are crucial determinants to take into account when studying participation. Play, operating as a natural booster of self-regulation and engagement may have the potential to serve as a mediating factor accommodating hyperactivity and promoting participation in Early Childhood Education settings.