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多數保險制度之研析─複保險與保險競合之比較與結合汪信君, Jiang, Xin-Jun Unknown Date (has links)
第一章 緒論
第一節 研究動機
第二節 研究方法
第三節 研究範圍
第二章 損失填補原則與多數保險
第一節 損失填補原則之意義
第二節 損失填補原則之適用範圍
第一項 由保險契約本質以觀
第三章 保險競合與多數保險之比較
第一節 保險競合相關學說與特點
第一項 保險競合國內相關學說
第二項 保險競合學說之特點
第四章 我國複保險制度與多數保險
第一節 我國複保險構成要件之探討
第一項 規範主體與保險利益歸屬主體
一、保險利歸屬主體為被保險人
第五章 多數保險與損失分攤原則
第一節 損失分攤原則之意義與要件
第一項 損失分攤原則之意義
第二項 損失分攤原則之要件
第六章 結論與建議
第一節 結論
第一項 保險競合與多數保險
一、保險競合之規範範圍
<EOD>
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人身保險之複保險問題研究 / The problems of double insurance in the field of personal insurance葉勁之, Yeh, Chin-Chih Unknown Date (has links)
本論文探討我國保險法中人身保險適用複保險的問題。研究的方法是先釐清複保險的目的與功能,繼而檢討迄今學者與實務見解對複保險適用人身保險的觀點與主要的爭議所在。重點有四:一是複保險規定於保險法總則之中,應否及於人身保險?二是財產保險與人身保險之分類和國外以損失補償原則區分之損失補償保險和非損失補償保險的差別,三是人身保險商品,即,人壽保險、健康保險、傷害保險與年金保險個別適用複保險與否的問題,最後是人身保險中保險金額的問題。針對這四個重點研究的過程是探討包括我國以及美國、英國、法國、德國與日本之保險法的立法例,釐清我國複保險出現在總則的謬誤,進而分析損失補償保險與非損失補償保險的差別。按著再以損失補償保險的三個基礎要件,檢視四種人身保險,以釐清各種商品適用複保險的疑義。最後以結論歸納出人身保險中有定值保險性質的保險應不適用梗保險,而且建議修正法條,以及週邊行政規定,以期在金融服務業務整合的時代中,對導正保險的實質功能做出貢獻。
關鍵字:損失補償原則、複保險、人身保險、損失補償保險、非損失補償保險 / This paper explores the disputes of double insurance effective to personal insurance. The process, at first, is to clarify the purpose and functions of double insurance and, then, to introduce the viewpoints and stances of scholars as well as the judicial cases. In all, there are four points. Firstly, is double insurance, stipulated in the general provisions, effective to the personal insurance? Secondly, in comparison with the categorization of indemnity insurance and contingency insurance in many other countries, is the categorization of property insurance and personal insurance in our insurance law appropriate? Thirdly, how we verify four main personal insurance products in terms of the three factors of indemnity insurance? Finally, what is the reasonable face amount of a personal insurance contract? The approaches of this paper are exploring the history of insurance laws in the different countries and discriminating the differences of indemnity insurance and contingency insurance. Finally, for the purose of dedicating to the improvement of integrated financial services business in Taiwan, this paper not only makes suggestions with respect to legal amendments in Insurance Law, but also proposes five administrative means to support insurers business development in a constructive environment.
Key Words: The Principles of Indemnity, Double Insurance, Personal Insurance, Indemnity Insurance, Contingency Insurance
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損害填補原則在保險法之運用及其缺失之探討于志強 Unknown Date (has links)
No description available.
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