Made available in DSpace on 2016-04-28T20:12:56Z (GMT). No. of bitstreams: 1 2000 - Augusto de Andrade Oliveira.pdf: 1625358 bytes, checksum: 0dfcb682d35ecf15086469ea446fa6e6 (MD5) Previous issue date: 2000-06-30 / Coordena??o de Aperfei?oamento de Pessoal de N?vel Superior / This paper is about the Program of Verticalization for Small Farm Production in the Federal District - PROVE -, conceived in January 1995 by the Government of the Federal District of Brazil. It seeks to organize and analyze the action of the Public Power, through its Department of Agriculture, facing the main obstacles presented in the program development, particularly the issue of credit for financing the investments (construction and structuring of agribusiness s) and marketing or insertion of small farmers working with agribusiness s supported by the Program onto the formal market. It also allows better understanding of the various problems and difficulties faced by the program and the solutions found in the deployment of this public policy. Firstly the paper tackles the process of formulation and implementation of the program, with special attention to the issue of the beneficiary public (Chapter 1). Then it moves on to highlighting the issue of agricultural credit in the development of the program. After a brief history review and analysis of agricultural credit in Brazil, (Chapter 2) the problem of credit in the development of PROVE is thoroughly discussed. Finally, it addresses (Chapter 3) the topic of marketing, in which drawbacks as well as actions taken to minimize them are analyzed. / Trata do Programa da Verticaliza??o da Pequena Produ??o Agr?cola do Distrito Federal - PROVE -, concebido em janeiro de 1995 pelo Governo do Distrito Federal do Brasil, sistematizando e analisando a a??o do Poder P?blico, atrav?s de sua Secretaria de Agricultura, face aos principais entraves apresentados no processo de implanta??o do Programa, em especial no que toca a quest?o do cr?dito para o financiamento dos investimentos (constru??o e estrutura??o das agroind?strias) e da comercializa??o ou inser??o dos pequenos agricultores ligados ?s agroind?strias apoiadas pelo Programa no mercado formal, possibilitando ainda uma melhor compreens?o acerca dos diversos problemas e dificuldades enfrentadas e as solu??es encontradas para a implanta??o desta pol?tica p?blica. O trabalho trata inicialmente (cap?tulo 1) do processo de constitui??o e a implementa??o do Programa, com aten??o especial para a quest?o do p?blico benefici?rio, destacando em seguida (cap?tulo 2) a quest?o do cr?dito agr?cola no desenvolvimento do Programa, onde, ap?s um breve hist?rico e an?lise do cr?dito agr?cola no Brasil, ? esmiu?ada a problem?tica do cr?dito no desenvolvimento do PROVE. Por fim, aborda (cap?tulo 3) a tem?tica da comercializa??o, onde ? realizada uma an?lise dos entraves verificados neste campo, bem como das a??es minimizadoras implementadas.

More than 60% of the dairy products consumed in Swaziland are imported from South Africa. The Swaziland Dairy Board had established the dairy credit guarantee scheme with Swaziland Finance Development Cooperation to improve local dairy production and boost the livelihoods of smallholder dairy farmers. Unfortunately, the scheme was terminated without its effectiveness being evaluated. Therefore, the study set out to investigate the contribution of the dairy credit guarantee scheme to household food security. A total of 30 beneficiary households participated in the study. The data were collected through a structured questionnaire and analysed using the Statistical Package for Social Sciences (SPSS version 18.0). The households were compared in terms of the mean number of cows, milk production and volume of sales using the Duncan Multiple Range Test (DMRT). The dairy scheme was open to all qualifying smallholder dairy farmers, but most (86.7%) beneficiaries were male. The beneficiary households owned, on average, between one and eight cows between 2006 and 2009, and produced 188079 litres of milk on average per year. The highest income generated from milk sales was R74137.00 per year between 2006 and 2009. The lowest income from milk sales was R1020.00, from a household with the lowest number of dairy cows on average per year between 2006 and 2009. Beneficiaries reported that the increase in income enabled them to accumulate agricultural assets, increased food purchases and the diversification of livelihoods. Over 56.7% of the households were able to diversify their livelihoods by engaging in other income-generating projects such as poultry and pig production, horticulture, selling groceries and block (brick) making. With improved income especially milking households were able to increase food supply and this is indicated by their higher average Food Consumption Scores (75.58) than non-milking households (59.65). However, all the average Food Consumption Scores were above 42 which is a threshold level for acceptable nutrient intake, dietary diversity and this implies that the dairy production scheme led to improved dietary intake. In conclusion, the dairy credit scheme has the potential to improve local milk production and household food security. It is, therefore, recommended that the dairy scheme be revived, with better accessibility. The establishment of dairy development policy should be considered, in order to create a favourable environment for dairying and the promotion of cooperation among dairy development partners. This cooperation would help to avoid duplication of efforts among development partners and create a platform for interaction, sharing of information and exchange of ideas. / Thesis (M.Sc.Agric.)-University of KwaZulu-Natal, Pietermaritzburg, 2011.

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Made available in DSpace on 2014-12-17T14:19:46Z (GMT). No. of bitstreams: 1 MarcioMM.pdf: 499390 bytes, checksum: d74e404feb33b747ca6324bf959b7774 (MD5) Previous issue date: 2008-09-29 / Coordena??o de Aperfei?oamento de Pessoal de N?vel Superior / The present work deals with study on the National Program of Reinforcement of Familiar Agriculture, Group B, referring it offers of agricultural credit the agriculturists who possess familiar prescription until R$ 2,000, 00, and its impact in the agricultural occupation of the city of Cear?-Mirim. From theoretical referencial regarding the agricultural occupation, it collects of data, application of questionnaires between the beneficiaries of PRONAF B and interviews with the involved actors, it was made possible ascertainment of the hypothesis of that the program in this modality of credit, is capable to provide only to the maintenance or diversification of the occupation in the familiar unit and not it generation of remunerated occupation not familiar. This research disclosed to the diverse possibilities of use of the credit and its impact in the agricultural occupation, exactly when it is deviated for other purposes not waked up next to the financial institution, generating impacts not waited, however positive. When destined to the waked up end, still new forms appear of way occupation to complement it the deriving familiar prescription of the main activity. Unable to discard the rise even though very small and informal, non-family gainful occupation. The knowledge is added of that exactly ahead of the easinesses of access to the social base of the program, many familiar agriculturists still find difficulties in the approval of the which had credit, on the other hand, the requirements of the financial institutions / O presente trabalho trata de estudo sobre o Programa Nacional de Fortalecimento da Agricultura Familiar, Grupo B, referente a oferta de cr?dito rural aos agricultores que possuem receita familiar at? R$ 2.000,00, e seu impacto na ocupa??o rural do munic?pio de Cear?-Mirim. A partir de referencial te?rico a respeito da ocupa??o rural, coleta de dados, aplica??o de question?rios entre os benefici?rios do PRONAF B e entrevistas com os atores envolvidos, possibilitou-se a averigua??o da hip?tese de que o programa nesta modalidade de cr?dito, ? capaz de proporcionar apenas a manuten??o ou diversifica??o da ocupa??o na unidade familiar e n?o a gera??o de ocupa??o remunerada n?o familiar. Esta pesquisa revelou as diversas possibilidades de utiliza??o do cr?dito e seu impacto na ocupa??o rural, mesmo quando ? desviado para outras finalidades n?o acordadas junto ? institui??o financeira, gerando impactos n?o esperados, por?m positivos. Quando destinado ao fim acordado, surgem novas formas de ocupa??o de maneira a complementar a receita familiar oriunda da atividade principal. N?o foi poss?vel descartar o surgimento ainda que bastante restrito e informal de ocupa??o remunerada n?o familiar. Soma-se o conhecimento de que mesmo diante das facilidades de acesso ? base social do programa, muitos agricultores familiares ainda encontram dificuldades na aprova??o do cr?dito devido, em contrapartida, as exig?ncias das institui??es financeiras

Thesis (M.Sc. Agriculture (Agricultural Economics) -- University of Limpopo, 2019 / Agriculture has long been argued to be the dominant sector of the South African economy. Despite the huge agricultural potential of the country, the agricultural sector is underperforming in Less Developing Countries (LDCs) to some extent because female small-scale farmers, who play a vital role in agriculture, encounter credit constraints because of their gender and this in turn reduce their productivity. Therefore, the gender gap in terms of access to credit indicates that there is a need to reassess the problem of credit access by small-scale farmers on the basis of gender. This study was carried out in the Greater Letaba Municipality (GLM) which is situated in the Mopani District of Limpopo Province, with the aim of analysing factors that influence formal credit access by both female and male small-scale farmers. Structured questionnaires were employed to collect the data for the analyses from 140 sampled small-scale farmers (70 males and 70 females) selected using stratified random sampling technique. The findings of the probit regression model discovered that gender, extension services, land ownership, age, collateral and farm size had a significant positive influence on small-scale farmers` access to formal credit in the GLM. Additionally, the findings further revealed that household size, farming experience, farm-income, marital status had an insignificant negative influence on the small-scale farmers` access to formal credit whereas education level had an insignificant positive influence on the small-scale farmers` access to formal credit. On average, male and female small-scale farmers with access to formal credit were 71 % and 29 %, respectively whereas the male and female small-scale farmers without access to formal credit were 35% and 65%, respectively. The female small-scale farmers` perceptions towards the credit system that were derived from the Principal Component Analysis (PCA) are as follows: (i) male smallscale farmers effortlessly get credit from banks contrasted with their female counterparts, (ii) small-scale farmers with more education and collateral tend to access formal credit than their counterparts and (iii) small-scale farmers who are nearest to iii the banks are more likely to access credit than small-scale farmers who are far away. Based on the study findings, a set of recommendations for achieving equitable formal credit access by male and female small-scale farmers were put forward. / National Research Fund (NRF)

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The main objective of the study was to investigate the causes underlining small-farmers default on bank loan repayments in the North West Province. One hundred and sixty farmers were randomly selected to be part of the sample. Questionnaires were issued to both farmers and bank officials. Descriptive statistics, correlation and regression models were used to analyse the data. The overall results indicate that most of the small farmers are in the old age category (58 years on average) with very low educational level. This scenario poses a challenge to the stakeholders in agriculture specifically the succession plan to these elderly people when they leave agriculture due to retirement. It was revealed by the study that the farmers do not keep either financial or production records. The analysis shows that the small farmers lack skills in financial management therefore, they are unable to execute the prerequisite to modern farming which are literacy and numeracy as indicated by Woohall et. al.,( 1985). Most of the respondents have outstanding debt from Agribank yet they received loans from Landbank. Because of their low production and other many responsibilities, they are unable to repay loan instalments thus leading to loan default to their current financial supplier, which is Landbank. Lack of monitoring of loan funds was identified as one of the causes of the farmers Joan default. The analysis also indicates that the small farmers have access to finance but the major problem is lack of financial management skills, more involvement in household responsibilities, and lack of technical assistance from relevant stakeholders like extension officers and project managers from the bank or from the Department of Agriculture. Since the Land bank have no field officers to assist the farmers, it is recommended that the bank should have field officers to assist farmers in their business, especially with production, marketing, financial management and farm management Skills. The inability of the farmers to access good value markets for their products was identified as one of the problems, which led to loan default because the farmers are unable to market their products at the right time for good value in excess of their cost. It is recommended that financial institutions should assist their clients to access better markets for their products for better price which will in turn give them better income in order to repay their loans. / M.Sc. (Agric. Economics) North-West University, Mafikeng Campus, 2005

In 2008, New Zealand’s gross domestic product (GDP) was four times the size of Uruguay’s, and its export earnings were five times Uruguay’s. Nevertheless, agricultural products accounted for over 60% of export earnings for both economies. This highlighted the importance that the agricultural sectors of Uruguay and New Zealand had to their respective foreign trade sectors. The success with which both countries’ agricultural sectors solved their financial needs would be influential to their export sectors and overall economies. Through the use of expert interviews, a multiple-case study strategy was employed to carry out a comparative study of the agricultural financing systems of Uruguay and New Zealand. The findings revealed contrasting situations in both countries. Chief among them were the differences encountered in agricultural debt relative to agriculture’s contribution to total GDP in each country. In Uruguay this figure was 26% whereas in New Zealand it amounted to almost 400%. The differences found were largely attributable to the institutional frameworks in place in each country (i.e. the legal and cultural norms that structure political, social and economic interactions), as well as the historical contexts in which the institutions evolved. In Uruguay, the institutional framework limited producers’ possibilities of accessing bank credit due to restrictive central bank regulations. The lack of access to international credit markets by Uruguayan banks due to the country’s unfavourable credit risk rating was an additional factor which limited credit availability. These were largely a result of the financial crisis (and the subsequent recession) that had occurred in the region in 2002. Producers in Uruguay were able to access costlier seasonal capital and some medium-term capital from informal lenders such as cooperatives, processors and input suppliers. Nevertheless, if they required medium and long term credit, Uruguayan farmers needed to deal with the banking system. Furthermore, the high cost of registering mortgages, combined with long-term loan facilities that generally did not go for longer than ten years, resulted in a limited demand for high-volume, long-term credit on producers’ side. Almost the exact opposite situation was found in New Zealand. No great financial turmoil had affected New Zealand since the economic reforms of 1984, in which the economy in general was deregulated. An institutional framework which promoted access to credit, combined with a favourable country credit risk rating which promoted open access to overseas funding for banks, meant that the agricultural sector was able to expand its use of credit uninterruptedly since the early 1990s. Also, in contrast with the Uruguayan case, mortgaging of properties was relatively straightforward and inexpensive, and long term lending could be approved for terms of generally up to 20 years. These factors contributed to the expansion of rural credit in New Zealand. However, New Zealand’s agricultural debt was found to be greatly exposed to one subsector (the dairy farming sector). Moreover, the level of debt of New Zealand’s agricultural sector surpassed its contribution to GDP many times over, which raised doubts concerning the long-term sustainability of that level of debt.

Coordenação de Aperfeiçoamento de Pessoal de Nível Superior / This work approaches the subject of the new functions of the Brazilian agricultural space; being more specific it is about non-agriculturists rural activities practiced in some rural establishments. The focus of this study was the financings granted for the RS rural program used for the development of non-agriculturists rural activities in the central region of the RS. In a first moment, it was made a preliminary analysis in the selected data - secondary source - supplied by the service of computer science of RS rural program, in a period from January, 1999 to March, 2004. In this sense, it was identified the types of financial activities, the cities benefited for the program in the central region, the beneficiary public as well as the values financed for the program. The results of this inquiry demonstrate that, from the sum of resources financed for income generation, 63% had been destined to non-agriculturists rural activities and only 37% of the resources were destined exclusively for the farming production. 76% of the beneficiary public for the RS agricultural program are in the family farming category, and concerned with the financings for the non-financed griculturists activities, we have 87% as representation of the family farming. Related to the modalities of non-financed agriculturists activities, 52% of beneficiary public had accessed financings for the implementation of agro- industries, 19% for artesanate s practice, 19% for commercial promotion and 10% for other activities considered for the program as micro industrials. The inquiry continued in the qualitative direction of getting information related to the social situation, motivations and aspirations of the people benefited for the program. For this, it was made 19 interviews. These interviews were made by means of questionnaires. The choice of the interviewed ones was based on a directed sample, having as criterion the familiar agriculturist category, the representation of the financed activities and the financed sum. Thus, ten families of farmers with activities related to the agro-industry, three families of farmers who works with an artesanate s practice, more three families with financings for the micro-industrial production and three interviewed families that were tied with the commercial promotion. The analysis of these interviews demonstrate that the search for non-agriculturists alternatives mainly occur due to: the interest in generating and/or complementing the income, facing up some conditions, as the small available area for agriculture; and also for the interest in taking to advantage and occupying the available time and even as an attempt to "escape" from difficulties concerned with some agricultural works. / Este trabalho aborda o tema das novas funções do espaço rural brasileiro, tratando-se mais especificamente das atividades rurais não agrícolas praticadas nos estabelecimentos rurais. O foco do estudo foi os financiamentos concedidos pelo Programa RS Rural para desenvolvimento de atividades rurais não agrícolas na região central do Rio Grande do Sul. Em um primeiro momento foi realizada uma análise preliminar nos dados fonte secundária - fornecidos pelo serviço de informática do Programa RS Rural para o período de Janeiro de 1999 a Março de 2004. Identificou-se assim os tipos de atividades financiadas, os municípios beneficiados, o público beneficiário bem como os valores financiados pelo programa. Os resultados da investigação demonstram que do montante de recursos financiados para geração de renda 63%, foram destinados à atividades rurais não agrícolas e apenas 37% dos recursos foram destinados exclusivamente à produção agropecuária. Do público beneficiário do programa RS Rural, 76 % encontra-se dentro da categoria agricultor familiar, e relacionado especificamente aos financiamentos para atividades rurais não agrícolas, temos uma representatividade da agricultura familiar de 87%. Com relação às modalidades de atividades não agrícolas financiadas, 52% do público beneficiário acessou financiamentos para a viabilização de agroindústrias, 19% para artesanato, 19% para a promoção comercial e 10% para atividades consideradas pelo programa como microindustriais. A investigação prosseguiu no sentido qualitativo de se obter informações relacionadas à situação social, motivações e aspirações das pessoas beneficiadas pelo Programa. Para tanto, foram realizadas 19 entrevistas. A escolha dos entrevistados baseou-se em uma amostra dirigida, tendo como critério a categoria agricultor familiar, a representatividade das atividades financiadas e o montante financiado. Assim, foram entrevistadas dez famílias de agricultores com atividades vinculadas à agroindústria, três famílias de agricultores ligados ao artesanato, mais três famílias com financiamentos para produção microindustrial e três famílias entrevistadas vinculadas à promoção comercial. Os dados das entrevistas demonstram que a busca por alternativas não agrícolas se dá principalmente pelo interesse em gerar e/ou complementar a renda, frente a alguns condicionantes do estabelecimento, como a pequena área disponível para a agricultura. Entretanto, também pelo interesse em aproveitar e ocupar o tempo disponível e mesmo como uma tentativa de fuga da penosidade advinda de alguns trabalhos agrícolas.

Orientador: Mara de Andrade Marinho / Dissertação (mestrado) - Universidade Estadual de Campinas, Faculdade de Engenharia Agrícola / Made available in DSpace on 2018-08-25T22:47:44Z (GMT). No. of bitstreams: 1 Maluf_Cintia_M.pdf: 1111592 bytes, checksum: e0d85a87354d7219b73f0892099372c4 (MD5) Previous issue date: 2014 / Resumo: Esse trabalho aborda o tema da política de crédito rural no Brasil, tratando particularmente do Programa para Redução da Emissão de Gases de Efeito Estufa na Agricultura (Programa ABC), instituído pelo Governo Federal em 2010. O objetivo geral da pesquisa foi analisar as condições gerais de financiamento do Programa ABC. Os objetivos específicos foram analisar a oferta e contratação de crédito no período de 2010/2011 a 2012/2013, e realizar uma análise setorial sobre a bovinocultura de corte, uma das principais cadeias produtivas da agropecuária brasileira e maior emissor de gases de efeito estufa. Com relação ao objetivo geral, verificou-se o protagonismo da ação e a característica inovadora do Programa ABC, como uma política de crédito rural na qual o consentimento do recurso é condicionado à adoção de boas práticas de manejo. Variações anuais nas condições de financiamento do Programa ABC, a saber a taxa de juros e prazos de carência e pagamento, tornaram-no mais atrativo ao longo do tempo. A respeito da contratação do crédito, os dados de execução do Programa ABC evidenciaram uma crescente demanda. Do montante ofertado no período entre as safras 2010/2011 a 2012/2013, de R$13,05 bilhões, foram executados 37% distribuídos em 16.445 contratos. No entanto, foram identificados como fatores limitantes ao seu desenvolvimento, a escassez de informações acerca do retorno financeiro de práticas preconizadas como ILP e ILPF, as especificidades da elaboração e análise dos projetos, bem como os entraves decorrentes da regularização ambiental e fundiária das propriedades contratantes. Os resultados obtidos da análise setorial da bovinocultura de corte no âmbito do Programa ABC, permitiram concluir que os prazos estabelecidos ao crédito são adequados aos ciclos de produção; e que suas linhas apresentaram características competitivas em relação aos demais programas de crédito rural para investimentos na bovinocultura de corte. Foi verificado ainda que os estados de Goiás, Mato Grosso do Sul, Mato Grosso, Rio Grande do Sul e São Paulo podem vir a apresentar maior demanda para a contratação de recursos financeiros com vistas à implantação de sistemas integrados como ILP e ILPF. Contudo, a relação histórica entre a oferta de crédito oficial e o desenvolvimento da bovinocultura de corte brasileira sugere a necessidade de desenvolvimento de formas alternativas ao estímulo da mitigação da emissão de gases de efeito estufa, que não exclusivamente a oferta de financiamento. Neste contexto, ressalta-se a importância das pesquisas acerca das ações de coordenação da cadeia produtiva, a fim de sensibilizar consumidores quanto às externalidades positivas das atividades de baixo impacto, permitindo a precificação diferenciada dos produtos e consequente agregação de valor ao pecuarista / Abstract: This paper addresses the impact of rural credit policy in Brazil, in the area of Planning and Sustainable Rural Development, particularly in relation to the Federal-sponsored Program for the Reduction of Greenhouse Gases Emissions in Agriculture (so-called ABC Program). Established in 2010, the Program aims to set nation-wide targets for reducing greenhouse gases emissions. This research was based on the overall objective to analyze the general conditions of financing the ABC Program. The specific objectives were based on the analyzes of the supply financial credit and contracting credit in the period 2010/2011 a 2012/2013, and a sectoral analysis of beef cattle breeding ¿ the sector is a major emitter of greenhouse gases (carbon dioxide, methane, nitrous oxide, and fluorinated). With respect to the results, there was the role of action and innovative feature of the ABC Program as a rural credit policy in which the resource is conditional upon adoption of good management practices. Changes on the financing conditions offered by the ABC Program (i.e. interest rates and payback schedule) made it more attractive over time. Performance data of the ABC Program showed increased supply and borrowing of credit. The amount offered by the ABC Program between the 2010/2011 and 2012/2013 crops was U.S. $ 13.05 billion, of which 37 % were non-perfoming loans, distributed in 16,445 contracts. The main barriers for hiring ABC Program credit are the lack of knowledge about the Program, difficulties for developing and analyzing the projects, and barriers related to environmental and land regularization. In the time frame of the study, the hiring of credit increased, and the conditions for concession were adequate to finance production cycles from breeding to the complete cycle. The ABC Program showed competitive characteristics comparing with the other rural credit lines offered for beef cattle production. It was found that the states of Goiás, Mato Grosso do Sul, Mato Grosso, Rio Grande do Sul, and São Paulo may present increased demand financing integrated systems such as Integrated Crop-Livestock Systems and Integrated Crop-Livestock-Forestry Systems, as advocated by the Program. However, the historical relationship between the supply of rural credit and development of beef cattle in Brazil suggests the need to develop alternative forms of stimulus for mitigating the effects of greenhouse gases emissions. In this context, it emphasizes the importance of researching supply chain coordination; alerting consumers about the positive externalities of low-impact activities and allowing for differentiated product pricing and, ultimately, adding value to the farmer / Mestrado / Planejamento e Desenvolvimento Rural Sustentável / Mestra em Engenharia Agrícola