Thesis (Ph. D.)--Ohio State University, 2006. / Title from first page of PDF file. Includes bibliographical references (p. 239-251).

Foreclosures are potentially problematic for neighborhood crime rates by providing crime attractors to residential communities. In the past, like many criminogenic features, foreclosures were typically seen as an inner city problem; however, in the wake of the housing market collapse of 2008 precipitated by suspect banking practices, foreclosures were particularly impacting young and new middle class homeowners (i.e., people with little credit history or assets). This study improves upon past research in two areas. First, instead of using large heterogeneous units of analysis (e.g., block groups, tracts, counties), this study uses street blocks. Street blocks, here, are preferred because of their relative homogeneity, especially when compared to large aggregate areal units. Second, this study restricts crime to only those that occur in residential areas. The routine activities surrounding residential areas are substantially different from those surrounding other land uses. Chi-square results show a significant and positive relationship between foreclosure and crime. Moran's I shows a significant positive relationship between foreclosure and crime. LISA analysis additionally provides insight into the importance of locational characteristics that may further shed light on the foreclosure-crime relationship. Results here suggest further research of the foreclosure-crime relationship should utilize street segments as the base unit of analysis and control for crime location.

Thesis (Ph.D.)--Cleveland State University, 2009. / Abstract. Title from PDF t.p. (viewed on Mar. 11, 2010). Includes bibliographical references (p. 121-126). Available online via the OhioLINK ETD Center and also available in print.

No description available.

Merger and collusion has become a popular and widespread activity between firms in the recent years. By doing this, firms can involve all the values which was created by their own factories to themselves. Manufacturers can not only raise their own profits but also diminish the uncertainty risk of purchasing middle material by vertical integrations. It has become a trend to integrate and collusion between firms. Vertical integrations bring more profits, but it also causes monopoly and forcing out. Vertical integrate can raise the market price, and it causes market foreclosure. As a result, the social welfare and the market competitive ability will be affected. General speaking, market foreclosure can be classified into full market foreclosure and partial market foreclosure according to the interrupting level to the middle material market. The manufactures use these two strategies to attain the highest profits. This article uses the Cournot model of oligopoly competition in successive market, and we use Cournot competition by different stages. We assumed the downstream as the price taker of middle material, and the price of final goods will be different according to the variety and substitution of the products. We figure out the appropriate final quantity and then reverse to the quantity and price of the upstream. We use Avenel and Barlet(2000) analyzing structure of successive market, and considering the most appropriate integrated forms between present and potential firms. Secondly, under a given strategy bundle, we analyze the influence between the final goods substitution and complementary to middle material market and social welfare. We found out the influence to middle material market by the choice of integrated strategy varied by substitution or complementary of final goods.

No description available.

The U.S.-American foreclosure crisis and related economic crises have had severe and wide-reaching effects for the global economy, homeowners, and municipalities alike. These negative changes led to federal, state, regional, and local responses intended to prevent and mitigate foreclosures. As of yet, no research has examined the community- and neighborhood-level impacts of local foreclosure responses. This research seeks to determine the economic, physical, social, and political changes that resulted from these responses. A mixed methods case study of Cuyahoga County, Ohio, home to Cleveland, was used to identify local level foreclosure responses—i.e. those carried out at the county level and below—and their effects. The qualitative component was comprised of semi-structured stakeholder interviews, including local governmental representatives, advocacy groups, and neighborhood representatives. Two community subcases were investigated in depth to further examine the mechanisms and effects of foreclosure responses. The quantitative component supplements the qualitative component by means of a quantile regression model that examines relationships between foreclosure responses and changes in property value at the Census tract level, used to approximate communities. The model integrates data for the entire county and estimates coefficients at various quantiles of the dependent variable, which uncovers variations in the associations between the variables along the dependent variable’s distribution. That is, with quantile regression it is possible to determine whether foreclosure responses have different effects depending on community conditions. The results indicate that the national and local context are of particular importance when responding to the foreclosure crisis. Lackluster national level responses necessitated creative and innovative responses at the local level. The Cleveland region is characterized a weak housing market and its concomitant vacancy and abandonment problems. Thus, post-foreclosure responses that deal with blighted property are essential. A wide variety of foreclosure responses took place in Cuyahoga County, in the form of systems reform, foreclosure prevention, targeting, property acquisition and control, legal efforts, and community- and neighborhood-level efforts. Several strategies used in these responses emerged as themes: targeting, addressing blight, strengthening the social fabric, planning for the future, building institutions and organizational capacity, and advocacy. Physical and economic impacts are closely linked and are brought about especially by responses using targeting and blight reduction strategies. Social impacts, such as increased identification with, investment in, and commitment to the community occurred as the result of responses that used the strategies of strengthening the social fabric and planning a shared future for the community. Finally, the strategies of building institutions and organizational capacity and advocacy resulted in increased political power in the form of more local control and additional resources for neighborhoods and communities. These results provide deeper insight into the effects of the foreclosure crisis and local responses to it on neighborhoods and communities. This case study identifies the importance of targeting, blight removal, strengthening social bonds, planning for a shared future, increasing organizational capacity, and advocacy in addressing the foreclosure crisis on the community and neighborhood levels, especially in weak housing market cities where need far outstrips the available resources.

This dissertation centers on the role of adverse shocks to household balance sheets in understanding consumer default behavior. The first chapter studies the role of foreclosure contagion: the role of proximate foreclosures in causally triggering other nearby residential defaults and foreclosures. I find that foreclosure activity causally increases nearby rates of consumer defaults. This paper uses an instrument further examined in the second essay which analyzes the role for adverse selection and moral hazard in mortgage markets; using as a distinction the initial and post-reset interest rates paid on Adjustable-Rate Mortgage contracts. The final essay analyzes the role for cancer diagnosis shocks on household default behavior.

En quoi le montage juif sur le père tel qu’il articule la procréation au mariage et à la circoncision renfermerait-il jusque dans sa propre élaboration un savoir sur la psychose qu’il conviendrait d'interroger afin de préciser la vérité qui se rapporte à la paternité ? Pour répondre à cette interrogation, nous nous sommes appuyés sur deux exemples prélevés dans le texte juif. L’un dans le Talmud ; il s’agit de la douzième Michna du troisième chapitre du Talmud de Babylone, Traité Kedouchin qui fait autorité et qui sert de référence pour établir le lien de filiation et la transmission de l’identité juive. L’autre exemple se rapporte à la Haggadah de Pessah, le texte du récit de la sortie d’Egypte lu le soir de la Pâque juive, en prenant appui sur le cas de « celui qui ne sait pas questionner ». En effet, à la différence des trois autres enfants mentionnés également dans ce texte, le cas de « celui qui ne sait pas questionner » est le seul pour lequel l’interlocuteur cessera étonnamment d’être « Ata » qui désigne en hébreu le toi masculin, ici le père, pour être remplacé par « at » qui désigne le toi féminin. A telle enseigne que pour cet enfant, la marque du féminin puisse venir témoigner d’une absence de savoir sur la différence des sexes et donc d’une incertitude quant à son identité sexuelle qui semble dessiner l’horizon de la clinique des psychoses / How the Jewish montage, which links the procreation to wedding and circumcision, will contain, even in his own development, knowledge about psychosis that we should ask about, to precise the truth about fatherhood? To answer this question, we leaned on two examples from the Jewish text. One example is from the Talmud; it’ s about the twelfth Mishna of the third chapter from the Babylon Talmud which is authoritative and serve as reference to establish the link of parentage and the transmission of the Jewish identity. The other example refers to the Passover Haggadah, the story text of the release from Egypt which is read the night of Passover, leaning on the case of the “one who does not know how to ask a question”. Indeed, unlike the three others children also mentioned in this text, the case of the “one who does not know how to ask a question” is the only one for which the interlocutor will surprisingly stop being “ata”- which indicate in Hebrew the male “you”, here the father - to be replaced by “at” which indicate the female “you”. To such an extent that for this child, the sign of the feminine could testify to an absence of knowledge on sex differences and thus, of an uncertainty regarding to his sexual identity which seems to appear like the clinic of psychosis.

The relationship between the Eriksonian concept of ego identity status and the social process of conformity was investigated. Ego identity status was measured by the Objective Measure of Ego Identity Status (OM-EIS) (Adams, Shea, and Fitch, 1979). A total of 87 subjects were categorized into one of the four ego identity status groups: Diffusion, Foreclosure, Moratorium, and Identity Achievement. Conformity was measured by peer ratings, and experimental task, and by three self-report personality measures. Two of the conformity measures supported the main hypothesis that those in the less mature ego identity statuses (Diffusion and Foreclosure) would demonstrate the most conformity behavior. More specifically, peers rated males in the Diffusion and Foreclosure statuses as more conforming, and wales and females in the Diffusion status rated themselves as more conforming on a peer pressure conformity self-report. In light of these results, the relationship between conformity and ego identity status is discussed.