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Banking on the Future : Investigating the Behavioral Intention to Use Digital Core Banking Services. A Cross-Croup ComparisonÅhsbom, Albin, Jonatan, Andersson January 2024 (has links)
As a response to the increased awareness of digital banking together with the Covid-19 pandemic, digital banking has emerged as a true contender to traditional banking in Malaysia. Digital banking services (DBS) serves as a technological advancement to enhance the usefulness and access of all banking features. In order to successfully implement DBS, the awareness of customers’ personal attributes is of significance. Therefore, this study contributes by zooming in on young customers in Malaysia and investigates their intention to use DBS in general as well as highlighting differences between the two specific core banking services deposit and loan. To assess this, the research adopts a quantitative deductive approach, building a conceptual framework upon previous technology adoption theories such as Technology acceptance model (TAM), Diffusion of innovation (DOI) and Unified theory of acceptance and use of technology (UTAUT). Furthermore, data was collected through a survey answered by 432 Malaysian students in Kuala Lumpur and analyzed through PLS-SEM and MGA. The study found five significant drivers directly or indirectly influencing the intention to use DBS. While some of these drivers had been tested previously, the study developed a fresh constellation of drivers which to the best of the authors’ knowledge had not been tested previously. The analysis demonstrates distinct differences in the relationships between drivers for digital deposit and loan services. Overall, these results provide valuable insights for financial institutions seeking to enhance their digital banking offerings and cater to the preferences of young customers in Malaysia.
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Användarbeteende och CRM-system : En fallstudie om vad som påverkar viljan att använda ett CRM-system inom en arbetsgivarorganisation / User behavior and CRM-system : A case study on factors influencing the willingness to use a CRM System within an employer organisationHill, David January 2024 (has links)
I det moderna samhället får Customer Relationship Management och CRM-system en allt större roll och systemanvändare ställer allt högre krav på de system de arbetar i. För att en organisation ska få ut så mycket som möjligt av sitt CRM-system måste användare arbeta i systemen. Det framgår från tidigare forskning att viljan att använda system påverkar användarbeteendet. Därför är det viktigt att studera vad som får användare att vilja använda CRM-system. Detta har studerats i detta uppsatsarbete genom en kvalitativ fallstudie med en tematisk analysmetod vid organisationen Byggföretagen där CRM-systemet heter Tellus. Studiens teoretiska ramverk utgår från Unified Theory of Acceptance and Use of Technology (UTAUT) och har kompletterats med ytterligare teori. En modifierad UTAUT-modell som har tagits fram genom tidigare forskning visar på att det finns variabler och egenskaper hos dessa variabler som påverkar viljan att använda. Variablerna och egenskaperna som påverkar viljan att använda är: förväntad prestation med egenskaperna förväntat resultat, uppfattad nytta och anpassning till arbetet, förväntad ansträngning med egenskaperna uppfattad användbarhet och komplexitet, social påverkan med egenskaperna sociala faktorer, självbild och subjektiva normer, samt underlättande villkor med egenskaperna underlättande villkor* och upplevd beteendekontroll.Slutsatser som studien kommer fram till är att alla variabler påverkar systemanvändare att vilja använda Tellus. Speciellt framgår att utbildning och engagemang från ledningen som är en del av underlättande villkor samt systemkvalitet som ingår i förväntad prestation påverkar viljan att använda CRM-system mest. Det framgår även att självbilden inte verkar påverka viljan att använda Tellus.
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Safety shortcomings within a sawmill facility : How can Virtual Reality Simulators and RFID potentially decrease the most common identified causes?Torudd, Johan, Olsson, Marcus January 2019 (has links)
In a changing and globalized world, companies are faced with an ever-increased competition. This rapid change has made a big impact, where automation, complex production and customization are common requirements in order to stay competitive. Due to more complex production, companies need to prioritize safety aspects simultaneously as they develop internal processes. The addressed problem in this thesis have been centralized to the department Massamagasinet at Södra Cell in Mönsterås, mainly due to their experienced safety problems regarding forklifts and heavy vehicles. Due to the chosen context, a case study has been conducted in order to create an in-depth understanding of Södra’s witnessed safety issues. The executed thesis has been characterized by three theoretical perspectives: Multi Causational Theory, Unified Theory of Acceptance and Use of New Technology as well as Virtual Reality. Thanks to the theories, an identification of safety shortcomings as well as user requirements was made possible. The context and theoretical perspectives have consistently been linked to chosen technologies, Virtual Reality simulators and RFID. Furthermore, interviews with users as well as software-developers have provided a broader perspective, regarding the situation and techniques mentioned above. Results generated, includes both technical possibilities and limitations based on the thesis initial perspective. Moreover, it has been shown that a potential reduction of identified shortcomings is possible, by using a Virtual Reality simulator and RFID system. However, it’s worth mentioning that such implementations and the advantages they potentially might generate, are feasible first when prevailing requirements regarding the techniques are carefully considered. Investments of similar character require both human and financial resources, where maximum value can be achieved first if the employees stands positively against such implementation. Thanks to the theory Unified Theory of Acceptance and Use of New Technology, this thesis has been enriched with an additional perspective which aimed to investigate how Södra in general, and Massamagasinet in particular, stands towards new techniques.
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The Use Of Learning Management Systems In Primary Schools : A Qualitative Study Among Teachers In SwedenZakre, Kenan January 2019 (has links)
Information and Communication Technology is used in the education field in Sweden toimprove learning quality. The aim of this research is to investigate the use of LearningManagement Systems in primary schools, in the specific context of the role of LearningManagement System (LMS) in learning and teaching processes from teachers‟perspectives. Furthermore, This Thesis aims to explore teachers‟ perceptions of how touse this learning management system which is used in primary Swedish schools.Six teachers from two different primary schools in small municipality in the south ofSweden participated in semi-structured interviews. The theoretical model of UnifiedTheory of Acceptance and Use of Technology (UTAUT) inspired this qualitativeresearch along with the other related past studies. This quantitative model was only usedto sensitize the research process, for collecting and analysing qualitative data in thisstudy.The different elements of the theory such as performance expectancy, effort expectancy,social influence and facilitating conditions along with studies helps in conducting studybasedon qualitative approach for analysing the interviews. The research results indicatethat teachers were content with the usage of this learning management system, but thereis a lack of knowledge regarding this system. The system is helpful in performanceevaluation, planning, communication and overall working for routine tasks. Theresponses of interviews showed that teachers are not trained for using the features ofLearning management system in the way that it is designed for. The findings showed thatteachers require the support from professionals to integrate the system into their routineplanning. Furthermore, they also emphasise on the need to make the system user-friendlywith easy navigation. The findings of this study were compared to previous studies, anda further comparison was carried out regarding how it relates to the determinants andmoderating factors such as peer influence, internal perceptions and motivations, timeconstraints, organisational structure and facilitating conditions. Hence, support andtraining are needed to enhance learning and teaching through this Learning managementsystem.
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Factors impacting the uptake of mobile banking in China : integrating UTAUT, TTF and ECM modelsWang, Shanshan January 2018 (has links)
The mobile banking is an increasingly popular service for customers of the traditional banking industry. On the surface, China has the highest adoption rate of this new technology, yet many users do not remain active or they only use mobile banking for the simplest tasks such as checking their balance. This research was designed to uncover the reasons for these two issues by identifying the major factors influencing users' intention to continue using mobile banking (continuance intention) as well as their behavioural intention to try new mobile banking functions. To do so, an integrated model was developed on the basis of the unified theory of acceptance and use of technology model (UTAUT), task-technology fit model (TTF) and expectation confirmation model (ECM). Empirical data were collected from China's mobile banking users and the integrated model was tested using Partial Least Squares Structural Equation Modelling (PLS-SEM) approach. The results indicate that the main factors which positively influence the continuance intention include satisfaction, performance expectancy and effort expectancy. Continuance intention, in turn, influences behavioural intention to try new functionality, together with social influence, facilitating conditions and confirmation. Moreover, some mediating effects were discovered. For example, task-technology fit may indirectly affect the continuance intention through users' satisfaction. The research results have a number of theoretical contributions. Firstly, this research discovers that the impact of task-technology fit on users' continuance intention towards mobile banking is fully mediated by users' satisfaction. This enriches the extant literature that is mostly focused on the technology perceptions (e.g. performance expectancy and effort expectancy) of users. Secondly, this research identifies that satisfaction also mediates the impact of confirmation of expectations on continuance intention, also extending the literature on the continuance usage of information systems. Thirdly, this research fills the gap in extant research regarding users' intention to try new mobile banking functions, by proposing a new integrated model using constructs from UTAUT, TTF, and ECM, and demonstrating that continuance intention itself fully mediates the impact of performance expectancy and effort expectancy on behavioural intention. The new model has a high explanatory power than each individual model offers. The research results also have management implications in terms of how to improve the task-technology fit to support continuous use and extended the use of mobile banking. For instance, to improve continuance intention banks can improve satisfaction by optimising task-technology fit. This in turn will require better understanding of users' different task requirements in specific market segments. In addition, banks can also attract users' behavioural intention to try new functionality by timely updating corresponding technology and launching marketing campaigns to keep users informed of any new functions of their mobile banking application.
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Acceptance Theories for Behavior in Conducting Research: Instructors in the Rajabhat University System, ThailandLaksaniyanon, Benchamat 12 1900 (has links)
Responding to globalization and its effects on education and research development, the Thai government decided to push all public universities to become autonomous and establish a system of quality assurances. The establishment of quality assurances has had a large impact on many Thai instructors, especially in new public universities. Thai instructors are now forced to more focus on conducting research because the number of research publications is regarded as one of the main criteria for quality universities. The purpose of this study is to investigate the key factors, at the individual and university levels, which impact on the instructors' behavior in conducting research of the full-time instructors in the faculty of Management Science from the Rajabhat Universities in Thailand. The current study will help explain how and why the instructors accept or refuse to conduct research and provide insight into the salient factors motivating the instructors to produce more research by conducting HLM. Data were collected from 694 participants at 37 institutions via a questionnaire survey. The findings revealed that there was no difference among these 37 universities on behavior in conducting research. The key factors statistically influencing behavior in conducting research of the instructors were facilitating conditions, academic degree, social influence, and usefulness as well as ease of conducting research that the instructors perceived. This study gained 46% of effect size.
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Innovation Difussion of Smartphone in NigeriaIyanda, Olukunle Ariyo 01 January 2016 (has links)
Rapid diffusion and use of smartphones in Africa are challenging, given the state of its infrastructural facilities. The problem addressed was a lack of information on the adoption behavior and the sociodevelopmental effect of smartphone acceptance among rural and urban users in Nigeria. The purpose of this study was to examine the adoption behavior and the sociodevelopmental effect of smartphone acceptance among rural and urban residents. Research questions examined the relationship of performance expectancy, social influence, price value, and habit on adopters' intentions to use smartphones, continued use of smartphones, and the sociodevelopmental effect on smartphone users lives and standard of living. The theoretical foundation of the study was based on the unified theory of acceptance and use of technology, and expectation confirmation theory. A nonexperimental cross-sectional survey design was used to collect and analyze data obtained from the target population of approximately 14 million with a sample size of 385 based on 95% confidence level. Survey data were collected using a research instrument developed by Bhattacherjee, Venkatesh, and others and analyzed via multivariate regression. Findings indicated that the positive effect of performance expectancy on intent to use smartphones was stronger among urban than among rural dwellers. No other location-moderated relationships were found. There was a strong positive correlation (β = .761, p < .001) between intent to use smartphones and continued use of smartphones. The findings of this study may promote social change by providing valuable data to service providers and regulators for realignment of investment strategies and the reevaluation of national policies on communication technology development.
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The use and effectiveness of information system development methodologies in health information systems / Pieter Wynand Conradie.Conradie, Pieter Wynand January 2010 (has links)
Abstract
The main focus of this study is the identification of factors influencing the use and effectiveness of information
system development methodologies (Le., systems development methodologies) in health information
systems. In essence, it can be viewed as exploratory research, utilizing a conceptual research model to
investigate the relationships among the hypothesised factors. More specifically, classified as behavioural
science, it combines two theoretical models, namely the Unified Theory of Acceptance and Use of
Technology and the Expectancy Disconfirmation Theory. The main aim of behavioural science in information
systems is to assist practitioners (Le., social actors) in improving business processes and competitiveness,
thus the effective use of information systems. A wider view of behavioural science incorporates other social
actors (e.g., end users) and organisational actors (e.g., executives). In health information systems, the
effective use of information systems is especially relevant Health information systems are vital in the area of
health care, since only by having access to pertinent health information, can the correct decisions relating to
diagnostics and curative procedures be made. The use of systems development methodologies in health
information systems development is therefore crucial, since they can make the development process more
effective, while improving software quality.
By empirically evaluating the conceptual research model, utilizing a survey as the main research method and
structural equation modelling as the main statistical technique, meaningful results were obtained. Focussing
on the factors influencing the individual's behavioural intent, it was found that the compatibility of systems
development methodologies to the developer's pre-existing software development style is vital. Furthermore,
performance expectancy, self-efficacy, organisational culture, policies, customer influence, voluntariness and
facilitating conditions, all directly influenced the use of systems development methodologies, with policies and
customer influence playing a significant role, especially in relation to health information systems. No
significant direct effects or indirect effects could be established for the factors effort expectancy, personal
innovativeness and social influence. It appears that individuals working in the health care software
development discipline are more autonomous, less influenced by others. Also, the lack of support for the
factor effort expectancy may indicate that systems development methodologies have entered a mature state,
with less concern on the effort required for use. Furthermore, with regard to effectiveness and the continued
use of information systems methodologies, satisfaction had a significant direct effect, with confirmation
having a significant indirect effect.
Keywords: behavioural science; conceptual research model; direct effect; exploratory research; Expectancy
Disconfirmation Theory; indirect effect; Unified Theory of Acceptance and Use of Technology; structural
equation modelling; survey; systems development methodologies. / Thesis (Ph.D. (Computer Science))--North-West University, Potchefstroom Campus, 2010.
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The use and effectiveness of information system development methodologies in health information systems / Pieter Wynand Conradie.Conradie, Pieter Wynand January 2010 (has links)
Abstract
The main focus of this study is the identification of factors influencing the use and effectiveness of information
system development methodologies (Le., systems development methodologies) in health information
systems. In essence, it can be viewed as exploratory research, utilizing a conceptual research model to
investigate the relationships among the hypothesised factors. More specifically, classified as behavioural
science, it combines two theoretical models, namely the Unified Theory of Acceptance and Use of
Technology and the Expectancy Disconfirmation Theory. The main aim of behavioural science in information
systems is to assist practitioners (Le., social actors) in improving business processes and competitiveness,
thus the effective use of information systems. A wider view of behavioural science incorporates other social
actors (e.g., end users) and organisational actors (e.g., executives). In health information systems, the
effective use of information systems is especially relevant Health information systems are vital in the area of
health care, since only by having access to pertinent health information, can the correct decisions relating to
diagnostics and curative procedures be made. The use of systems development methodologies in health
information systems development is therefore crucial, since they can make the development process more
effective, while improving software quality.
By empirically evaluating the conceptual research model, utilizing a survey as the main research method and
structural equation modelling as the main statistical technique, meaningful results were obtained. Focussing
on the factors influencing the individual's behavioural intent, it was found that the compatibility of systems
development methodologies to the developer's pre-existing software development style is vital. Furthermore,
performance expectancy, self-efficacy, organisational culture, policies, customer influence, voluntariness and
facilitating conditions, all directly influenced the use of systems development methodologies, with policies and
customer influence playing a significant role, especially in relation to health information systems. No
significant direct effects or indirect effects could be established for the factors effort expectancy, personal
innovativeness and social influence. It appears that individuals working in the health care software
development discipline are more autonomous, less influenced by others. Also, the lack of support for the
factor effort expectancy may indicate that systems development methodologies have entered a mature state,
with less concern on the effort required for use. Furthermore, with regard to effectiveness and the continued
use of information systems methodologies, satisfaction had a significant direct effect, with confirmation
having a significant indirect effect.
Keywords: behavioural science; conceptual research model; direct effect; exploratory research; Expectancy
Disconfirmation Theory; indirect effect; Unified Theory of Acceptance and Use of Technology; structural
equation modelling; survey; systems development methodologies. / Thesis (Ph.D. (Computer Science))--North-West University, Potchefstroom Campus, 2010.
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Underutnyttjande av vårdens informationssystem : Informationslogistik och samordnad vårdplaneringBrandström, Nina January 2013 (has links)
Förväntad effekt av vårdens elektroniska IT-system är ökad patientsäkerhet, vårdkvalitet och tillgänglighet. Ett första villkor för att kunna uppnå detta är att IT-systemet används. I denna studie granskas ett underutnyttjat IT-system, använt för informationsöverföring mellan olika huvudmän vid samordnad vård- och omsorgsplanering. Granskningen baseras på teorier om hur individers intention och vilja till att använda ett IT-system initieras eller upprätthålls genom omgivningens påverkan. Resultatet visar att IT-användare i den patientnära vården (mikrosystemet) saknar adekvat tekniskt, organisatoriskt (mesosystemet) och ledningsstöd (makrosystemet), vilket kan förklara underutnyttjandet. / Expected impact of electronic healthcare systems is increasing patient safety, care quality and availability. Using the system is essential to achieve this. This study explain the assimilation gap in an electronic healthcare system used in coordinated care planning by theories how individuals’ intentions and willingness to use electronic systems is affected by environmental influences. The result shows that the end users lack technical, organizational, and management support, which can explains the assimilation gap.
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