There are various value-influencing factors that have various effects on the value of a cooperative flat for buyers. What generates value is individual and different from buyer to buyer, but also between buyers and real-estate agents. Consequently, the real-estate agents who perform valuations can make incorrect estimates of a residential value. Therefore, it is important to examine which factors are important for buyers to prevent incorrect valuations. To find out which these factors are and which of them that are the most important for potential buyers, previous research has been done in larger cities in both Sweden and other countries. However, no previous research on how much impact these factors have on a cooperative flats value in smaller towns in Sweden has been done. Smaller towns are important parts of the real estate market. Research based on smaller towns could be analyzed together with research performed in larger cities. This would, regardless of if there are differences between larger or smaller cities or not, lead to more correct valuations by real-estate agents. This paper examines which factors that are most important for buyers in the purchase of cooperative flats in smaller towns. This research can be seen as a complement to previous research about valuation and value-influencing factors. A quantitative method was used with certain qualitative elements. The qualitative element consisted of an interview with a real-estate agent and the quantitative part was then based on the results of that interview in the form of a survey. The survey was conducted in two smaller towns, Ludvika and Kristinehamn, where 75 respondents participated in each city. The result was determined by examination of the average value of every value-influencing factor. An analysis of the results was performed with help of the theory. The theory mainly consists of a description of the real-estate market and various value-influencing factors such as the number of square meters. The conclusions drawn by the study was that monthly fee (rent), the tenantowners´ association's finances, the purchase price, balcony/patio, parking spot and a well-planned layout were important factors among the respondents. When these factors are the ones buyers value the most, they also increase buyers’ willingness to pay. Consequently, when evaluating cooperative flats, a higher price could be estimated if the described factors were met. / Det finns olika värdepåverkande faktorer som har olika stor påverkan på en bostadsrätts värde för köpare. Vad som genererar värde är individuellt och kan skilja sig mellan olika köpare men också mellan köpare och fastighetsmäklare. Av den anledningen kan fastighetsmäklare som i sitt yrke utför värderingar göra felaktiga uppskattningar av en bostads värde. Därför är det viktigt att undersöka vilka faktorer som för köpare är de viktigaste för att undvika att felaktiga värderingar utförs. För att ta reda på vilka dessa är och vilka av dem som är viktigast har tidigare forskning genomförts i större städer i både Sverige och andra länder. Det saknas dock tidigare forskning om dessa faktorer och hur stor påverkan de har på en bostadsrätts värde i småstäder i Sverige. Småstäder utgör en viktig del av fastighetsmarknaden. Forskning som utförts i småstäder skulle kunna sammanläsas med övrig forskning från större städer. Detta skulle oavsett om det finns skillnader mellan större och mindre städer eller ej leda till att mer korrekta värderingar skulle kunna utföras av fastighetsmäklare. Den här uppsatsen undersöker vilka faktorer som är viktigast för köpare vid köp av bostadsrätter i småstäder. Forskningen kan ses som ett komplement till tidigare forskning inom fastighetsvärdering och värdepåverkande faktorer. En kvantitativ metod användes med visst kvalitativt inslag. Det kvalitativa inslaget bestod av en intervju med en fastighetsmäklare som den kvantitativa enkätundersökningen sedan baserades på. Undersökningen utfördes i småstäderna Ludvika och Kristinehamn där 75 respondenter deltog i vardera stad, totalt 150 stycken. Resultatet fastställdes genom att varje värdepåverkande faktors medelvärde granskades. En diskussion av resultatet utfördes med hjälp av teori. Teorin består främst av en beskrivning av fastighetsmarknaden och olika värdepåverkande faktorer som kan vara till exempel antal kvadratmeter, bostadens läge och dess skick. Slutsatser som kunde dras av resultatet var att månadsavgiften (hyran), bostadsrättsföreningens ekonomi, inköpspriset, balkong/uteplats, parkeringsplats och välplanerad planlösning var viktigast för respondenterna. Då dessa faktorer är de som köpare värderar högst ökar med största sannolikhet deras betalningsvilja om dessa faktorer finns. Därmed kan vid värdering av bostadsrätter ett högre pris uppskattas om de beskriva faktorerna är uppfyllda.

This thesis deals with transfers of flats from housing cooperative to their members. The thesis tries to describe the process of tranfers of cooperative owneship especially regarding is specific aspects which feature and follow these transfers. The thesis is devided into seven chapters. First chapter summarizes basic periods of historical development of flat cooperative. This historical excursion, particularly period after 1945, is important also due to using of some of the terms in following chapters and it is also important for its infuence on following property relationships. Sources of law reflecting issue of transfers of flats from housing cooperative is listed in second chapter. It is not a complete list. It mentiones only the most important ones that regard to flat ownership, rights and obligations necessary fort he transfers, relationship between previous and present legulation. Chapter three contents characteristic of individual subjects of this civil relationship. Most of this chapter dedicated to a member - tenant of housing kooperative. Also this chapter compares previous and present regislation. Specification of housing cooperatives is given in the forth chapter. As well as two previous chapters also this one gives comparison between previous and present legislation. It says the...

The purpose of this thesis is to describe the legal regulation of ownership of cooperative flat. The thesis is composed of four chapters, each of them dealing with different aspects of legislation of ownership of cooperative flat. Chapter one is composed of four main subchapters, and contains brief descriptions of basic institutes of each cooperative. The first chapter also contains an explanation what the cooperative is, who are the members of cooperative, what is an organization and regulations of cooperative, and how the cooperative expires. Second chapter is aimed on the flat cooperative. Its first part contains short historical overview of legal regulation of flat cooperative since their creation, till the second half of the twentieth century. Second subchapter explains the concept of the flat cooperative. Inside the following two subchapters of this chapter are described kinds of a typical flat cooperatives, and detailed described the concept of cooperative flat. Third chapter of the thesis analyzes the transfers of the flats cooperatives to the ownership of their members. In the first subchapter is an explanation of the legal regulation, which offers the change between the owner of the flat from the cooperative to its member-man. In this part are also described the theoretical conceptions of...

69 Abstract The purpose of this thesis is to describe the legal regulation of ownership of cooperative flat. The thesis is composed of four chapters, each of them dealing with different aspects of legislation of ownership of cooperative flat. Chapter one is composed of four main subchapters, and contains brief descriptions of basic institutes of each cooperative. The first chapter also contains an explanation what the cooperative is, who are the members of cooperative, what is an organization and regulations of cooperative, and how the cooperative expires. Second chapter is aimed on the flat cooperative. Its first part contains short historical overview of legal regulation of flat cooperative since their creation, till the second half of the twentieth century. Second subchapter explains the concept of the flat cooperative. Inside the following two subchapters of this chapter are described kinds of a typical flat cooperatives, and detailed described the concept of cooperative flat. Third chapter of the thesis analyzes the transfers of the flats cooperatives to the ownership of their members. In the first subchapter is an explanation of the legal regulation, which offers the change between the owner of the flat from the cooperative to its member- man. In this part are also described the theoretical...

The aim of the thesis is to analyse a legal enviroment about the ownership of a flat in various forms. The goal is to provide the reader with advantages and disadvantages of each of that forms. The thesis is composed of five main chapters. First two chapters are devoted to a short summary of both the cooperative and non-cooperative form of ownership of a flat. After the evaluation of existing legislation in historical context, the following text is focused on fundamental and also application-often problematic legal institutes. View of the academic and judicial community is provided as well. Chapter three analyzes the procedure of transformation of a housing stock after the velvet revolution in 1989, when the economic and political situation has significantly changed and all legal relations has to adopt to new times. This chapter explains the legal way of transferring flats from cooperative to non-cooperative ownership and conditions to be fulfilled. Chapter four compares these forms of ownership on the background of major legal institutes and highligts or warns on the other hand about challenges arising in connection with the appropriate form of ownership. In the last main chapter, several amendments on new legislature are critically assessed, pros and cons are described and some thoughts are pointed out...

Abstract A housing society’s annual report is referred as the main document in which buyers can obtain information about the housing society’s financial position. However, previous research shows that households find it difficult to understand the financial information in an annual report.  In addition, the investigation on strengthened consumer protection in the cooperative flat market (SOU 2017:31) shows that buyer’s in Sweden have insufficient ability to understand the risks combined with a tenant-owner acquisition, which could have far-reaching consequences. One reason why households do not understand the annual report can be that the report does not contain sufficient descriptive information, which can demonstrate a prevailing information gap between the producer of information and its receivers. The purpose of this study is to create an adjusted annual report based on information from interviews with interest organizations for housing societies, and then examine whether a buyer’s financial understanding can be increased based on the expanded information in the adjusted management report.  In this study, qualitative interviews with individuals at different interest organizations to housing societies have been conducted, which has resulted in relevant information being added in a housing society’s management report, hoping to make the annual report more understandable. The adjusted annual report has then been tested in a quasi-experiment. In the experiment, participants in an experimental group received the adjusted annual report while participants in a control group received the original un-adjusted annual report. The participants in respective group then responded to questions about which extent they considered to understand the information in specific annual report. The results for each group have then been analyzed to measure and compare the understanding between both groups to see if there is a connection between extended information and increased understanding in an annual report. The result of the completed experiment showed that the average understanding of the annual report’s content was 81 percent higher in the experimental group compared to the control group. The conclusion is, therefore, that there is a connection between expanded information and increased understanding of the information in the adjusted annual report for the participants in the experiment. / Sammanfattning En bostadsrättsförenings årsredovisning ses som det huvudsakliga dokument där bostadsrättsköpare kan erhålla information om föreningens finansiella ställning. Ändå uppvisar tidigare forskning att hushåll har svårt att förstå den finansiella informationen i en årsredovisning. Dessutom påvisar utredningen om stärkt konsumentskydd på bostadsrättsmarknaden (SOU 2017:31) att bostadsrättsköpare i Sverige har en bristande förmåga att förstå de risker som ett bostadsrättsförvärv medför, något som kan få långt gående konsekvenser. En av anledningarna till att hushåll inte förstår årsredovisningen kan vara att rapporten inte innehåller tillräckligt med beskrivande information, vilket kan påvisa ett rådande informationsgap mellan utgivaren av information och användaren. Syftet med studien är att skapa en justerad årsredovisning utifrån information som intervjuer med individer hos bostadsrättsmarknadens intresseorganisationer genererat, för att sedan pröva om det går att öka en bostadsrättsköpares finansiella förståelse utifrån den utökade informationen i den justerade förvaltningsberättelsen. I denna studie har kvalitativa intervjuer genomförts med individer hos intresseorganisationer till bostadsrättsföreningar vilket har resulterat i att relevant information utökats i bostadsrättsförenings förvaltningsberättelse i hopp om att göra årsredovisningen mer förståelig. Den justerade årsredovisningen har därefter prövats i ett kvasi-experiment. I experimentet fick deltagarna i en experimentgrupp ta del av den justerade årsredovisningen medan kontrollgruppen fick ta del av den ojusterade årsredovisningen. Därefter svarade deltagarna på frågor om i vilken grad de ansåg sig förstå informationen i specifik årsredovisning. Resultatet för respektive grupp har sedan analyserats för att mäta och jämföra förståelsen mellan de båda grupperna för att se om det finns ett samband mellan utökad information och ökad förståelse i en årsredovisning. Resultatet av det genomförda experimentet visade att den genomsnittliga förståelsen av årsredovisningens innehåll var 81 procent högre hos experimentgruppen jämfört med kontrollgruppen. Slutsatsen är därmed att det finns ett samband mellan utökad information och ökad förståelse av informationen i den justerade årsredovisningen för experimentets deltagare.