Thesis (Ph. D.)--University of Wisconsin--Madison, 2001. / Includes bibliographical references (p. 517-547).

Health insurance can be divided into two basic categories, the public health insurance and the private health insurance. The basic form of the care is financed by the legal insurance through nine health insurance companies, the duty ofbeing insured is set by the law as well. I used quantity research and interviewing technique in my diploma work. Data collection was made by a questionnaire. Investigating sample was made up by 100 respondents. They were all the town Písek citizens chosen by the criteria of age between 26 - 65 years old. The aim of my diploma work was to give a view of the Czech Republic citizen on health insurance. In agreement with the aim of my work, I set three hypotheses. The results ofthis work will be used in school curriculum and moreover, they could be used as the basis for optionallegislative bills of regulation changes conceming to health insurance.

The present work deals with the health insurance, the views of how health insurance is provided and with the related problems. The objective is to outline theoretically and from the aspect of insurance the principles of insurance, to define the estate of health and its specificity and the problems associated with insurance. The next theoretical part deals in general with the arguments favouring the interventions by the government and with the government failures. In the analytical level, there is the effort to describe how the health insurance system in the U.S.A. is working, namely in the country the health system of which is the closest to the market model, and to compare it with the European systems. The main problems of the health care systems in the U.S.A., namely the high prices, number of uninsured persons that are attributed right to the market failures, are viewed from the perspective of government failure and regulations. A historical view of the operation of fraternal societies is included. Such societies successfully operated without any government interventions and their original legacy was practically destroyed through government interventions.

The content of this master´s thesis is an assessment of the level of the financial health of health insurance companies in the Czech Republic, with a focus on Všeobecná zdravotní pojišťovna, Vojenská zdravotní pojišťovna and Zdravotní pojišťovna ministerstva vnitra ČR. This master´s thesis also includes proposals on improvement shortcomings in area of this health insurance policies.

Health insurance literacy (HIL) contributes to the lack of understanding basic health insurance (HI) terms, subsidies eligibility, health plan selection, and HI usage. The study is one of few to address the existing gap in the literature regarding the exploration of the relationship between HIL, individuals' HI enrollment, and individuals' satisfaction with their HI. The theoretical framework selected for this study was the prospect theory, which describes the behavior of individuals who make decisions. In this cross-sectional correlational study, secondary data set from the third Quarter 2015 Health Reform Monitoring Survey was used. Binary logistic regression models were used to test hypotheses of four predictive relationships between (a) HI enrollment and HIL with HI terms; (b) marketplace enrollment and HIL with HI terms; (c) satisfaction with HI and HIL with HI access to care; and (d) satisfaction with HI and HIL with HI cost of care. Results indicated that participants with high HIL with HI terms had 4.2 times higher odds that those with low HIL to be enrolled in HI and 81% higher odds than those with low HIL to be enrolled in marketplace HI. The most significant relationship indicated that participants with high HIL with HI activities had 12.8 times higher odds than those with low HIL to have high satisfaction with access to care and 8.8 times higher odds than those with low HIL participants to have high satisfaction with cost of care. The finding that low HIL is associated with lower enrollment and lower satisfaction with HI has implications for social change. Policymakers may have the opportunity to utilize this study to promote policies that promote higher HIL, which may lead to increased HI enrollment and improved satisfaction with HI selection.

Introduction: Diabetic retinopathy (a diabetes complication that affects eyes) is one of the leading causes of blindness and low vision in the US. More than 90% of vision loss caused by diabetes can be prevented by a routine annual eye examination and early treatment. However, data shows that about half of people with diabetes in the US do not receive the recommended annual eye screening exams, and there is a scarcity of literature assessing the specific role of health insurance. This study aimed to assess if having health insurance had an impact on eye screening. Methods: The nationally representative 2021 Behavioral Risk Factor Surveillance System (BRFSS) was used to examine having an eye exam within the past year among individuals 18 years of age and older who self-reported living with diabetes. Those who reported having some form of health insurance were considered as having access to health insurance and those who reported no, or don’t know or refused or missing responses were considered as having no access to insurance. Meeting the national recommendations of having a dilated eye exam within the past year was the primary outcome of interest. Those who reported having an eye exam within the past year were considered as meeting the recommendations and who reported no, or don’t know or more than one year ago were considered as not having the recommended service. Other independent variables were defined according to the Andersen Model of Healthcare Services Utilization (predisposing factors, enabling factors, need factors, environment, and health behavior. Chi-square analysis and multivariable logistic regression with OR and 95% CI were used to determine the association between eye screening and health insurance adjusting for other covariates. Results and conclusions: Ninety-one percent (91.3%, 53,919) of the adults reported having some form of health insurance, as compared to 8.7%(3,697) who reported having no form of insurance coverage. Approximately 66.2% of the study population had an eye exam at least once within the past year. A higher proportion of adults who had health insurance reported having an eye exam compared to those with no health insurance (68.6 vs. 44.8%; p=0.000). Among those older than 65 years, 73.9% had eye exam as compared to 42.7% among those younger than 35 years (p=$50,000, 71% had eye exam as compared to 59.9% in those earning

Tyrimo objektas – išlaidos sveikatos priežiūrai. Tyrimo tikslas – įvertinti sveikatos priežiūros išlaidas Kauno apskrityje. Tyrimo uždaviniai: 1. Atlikus išlaidų sveikatos priežiūrai ir gyventojų sergamumo Kauno apskrityje analizę įvertinti jų kitimo tendencijas bei įtakojančius veiksnius. 2. Parengti sveikatos priežiūros išlaidų naudojimo vertinimo metodiką. 3. Pateikti sveikatos priežiūros išlaidų naudojimo gerinimo galimybes. Tyrimo metodai. Analizuojant teorinius išlaidų sveikatos priežiūrai ir sergamumo aspektus, naudoti bendramoksliniai tyrimo metodai – mokslinės literatūros, teisės aktų, elektroninių informacijos šaltinių analizė ir sintezė. Įvertinant sveikatos priežiūros išlaidų įtaką gyventojų sergamumui Kauno apskrityje naudoti ekonominiai – statistiniai duomenų rinkimo bei analizės metodai, loginė analizė ir sintezė, sisteminimas, palyginimas, modeliavimas. Surinktai statistinei informacijai apdoroti ir sisteminti panaudoti grupavimo, palyginimo ir grafinio vaizdavimo būdai. Tyrimo rezultatai: • Pirmoje darbo dalyje išnagrinėta išlaidų sveikatos priežiūrai įtaka sergamumui Kauno apskrityje ir nustatyti veiksniai įtakojantys šias išlaidas. Nustatyta, kad išlaidos sveikatos priežiūrai paskirstomos neefektyviai. • Antroje darbo dalyje parengta išlaidų sveikatos priežiūrai ir sergamumo sąveikos tyrimo metodika, išskiriant svarbiausius vertinimo etapus bei tyrimo metodus. • Trečioje darbo dalyje atlikta išlaidų sveikatos priežiūrai ir sergamumo Kauno apskrityje... [toliau žr. visą tekstą] / Objectives: 1. To analyze the expenditures for health care and morbidity in Kaunas county, to assess their trends and influencing factors. 2. To pepare methodology for the assessment of health care expenditures. 3. To provide improvement opportunities for health care expenditures. Research methods. analysis and synthesis of literature, law, electronic information sources, statistical data collection and analysis, logical analysis and synthesis, organization, comparison, simulation, clustering and visualization techniques. Research results • The first part of the work analyzes the influence of expenditures for health care on the sickness rate in Kaunas County and identifies the determining factors. It is found that health care expenditures are allocated inefficiently. • The second part of the work develops research methodology for interaction of healthcare expenditures and the sickness rate, highlighting the most important stages of the evaluation and research methods. • The third part of the work analyzes the the determining factors of healthcare expenditures and the sickness rate in Kaunas county. The improvement of health insurance funding in Kaunas county is provided.

Thesis (LLM. (Labour Law)) -- University of Limpopo, 2013 / The South African government gazzetted the Green Paper introducing the NHI on 12 August 2012. This policy seeks to progressively realize the right of access to quality health care services for everyone. Those who cannot provide for themselves will be assisted by government at the expense of the elite. The NHI was first recommended by the Taylor Commission and it has been under the discussion since then. Since this announcement, there has been growing pressure for mandatory health insurance to be included in the development of a comprehensive social security system, as was envisaged by the Taylor Committee of Inquiry. This discussion was further debated at the 52nd conference of the African National Congress (ANC) in Polokwane in December 2007 where numerous resolutions were taken with regard to the NHI. The Freedom Charter of 1955 and also section 27 and 28 also provided some guidance.

Cette thèse s’intéresse, en France, à la place de l’assurance maladie privée (ou complémentaire) dans l’organisation globale du système d’assurance, sous l’angle des inégalités sociales et de la solidarité entre les individus bien-portants et les malades. Elle étudie en particulier le rôle joué par l’assurance complémentaire sur l’accès aux soins, la mutualisation des dépenses de santé et le bien-être de la population. Les travaux menés dans cette thèse révèlent l’importance de l’assurance complémentaire pour accéder à des soins reportés dans le temps pour raisons financières. Ils montrent en revanche que, généraliser l’assurance complémentaire, dans le modèle actuel de co-financement des soins, ne permet ni de répondre à des objectifs d’équité ni-même d’améliorer le bien-être de la population. Ils révèlent en sus que l’assurance complémentaire induit une moindre mutualisation des dépenses de santé pour les plus malades et invitent à repenser son rôle dans le financement des soins. / This thesis deals with the place of private health insurance in the overall health insurance scheme in France, focusing on social inequalities and on solidarity between healthy individuals and sick patients. It particular, it addresses the role of private health insurance on access to health care, mutualization of health expenditure, and welfare. The results of this thesis reveal the key role of private health insurance to access to care postponed over time for financial reasons. However, our results also show that generalizing complementary health insurance in the current health insurance scheme does not allow pursuing equity goals nor increasing welfare. They finally reveal that the mutualization induced by private health insurance appears relatively weak, compared to the one induced by public health insurance. They therefore encourage a change in the role of private health insurance in funding medical care.

A number of theoretical explanations seek to describe the factors that have led to the position of the United States as the last industrialized Western nation without a universal health care program. Theories focus on institutional arrangement, historic precedent, and the influence of the private sector and market forces. This study explores another factor: the role of underlying social values. The research examines differences in values among ten European countries, the United States and Canada, and analyzes the associations between the values that have been seen to contribute the individualism-collectivism dynamic in the United States. The hypothesis that equality and generalized trust are positively associated with universalism is only partially true. Equality is positively associated (B = .301, p < .001), while generalized trust is negatively associated with universalism (B = -.052, p < .001). Not only do Americans show lower levels of support for income equality and universalism than Europeans, but the effect of being American holds even after controlling for socio-demographic and religious variables (B = .044, p < .01). When the model tests the association of equality and trust on universalism in each region, it explains approximately 17 percent of the variance of universalism for the United States, and approximately 13 percent in Europe and Canada.