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  • About
  • The Global ETD Search service is a free service for researchers to find electronic theses and dissertations. This service is provided by the Networked Digital Library of Theses and Dissertations.
    Our metadata is collected from universities around the world. If you manage a university/consortium/country archive and want to be added, details can be found on the NDLTD website.
41

Um indicador do valor da informação sismica em projetos de exploração de petroleo / An indicator of the value seismic information in the exploration oil projects

Coelho, Alexandre Avelar 12 August 2018 (has links)
Orientador: Saul Barisnik Suslick / Dissertação (mestrado) - Universidade Estadual de Engenharia Mecanica e Instituto de Geociencias / Made available in DSpace on 2018-08-12T15:51:45Z (GMT). No. of bitstreams: 1 Coelho_AlexandreAvelar_M.pdf: 28812155 bytes, checksum: 29b3bc8596d1657465b5fc0dc96c3f9e (MD5) Previous issue date: 2004 / Resumo: A priorização de oportunidades exploratórias é de fundamental importância na indústria do petróleo devido à elevada quantidade de projetos e ao orçamento limitado das empresas. A valoração de cada projeto depende das estimativas de volume e de ocorrência de hidrocarbonetos, sendo que o valor atribuído será tão mais preciso quanto melhor for o desempenho da tecnologia sísmica utilizada na obtenção da informação. O avanço tecnológico transformou os dados sísmicos em uma fonte de informação cada vez mais precisa para estimativas relacionadas a tais ocorrências. Portanto, é necessário que a tecnologia utilizada para realizar as estimativas, seja considerada na valoração e priorização de oportunidades. O método proposto estabelece um indicador de informação sísmica cujo valor traduz a confiabilidade das estimativas realizadas. Além disso, é proposta uma abordagem para estimar o valor da informação sísmica imperfeita para levantamentos futuros, incorporando-se a quantidade e a qualidade dos dados, o modelo geológico envolvido, a adequação e o desempenho da tecnologia utilizada e as características inerentes da bacia que afetam a qualidade da informação. A finalidade do método é subsidiar a priorização de projetos, fornecendo informações para a tomada de decisão consistente e com menor subjetividade. O estudo de caso apresentado mostra que a utilização do indicador pode alterar as prioridades na escolha das oportunidades, valorizando as estimativas mais confiáveis. / Abstract: The assessment of exploratory opportunity has a fundamental importance in the upstream oil industry due to a high number of projects and the limited budget from companies. The valuation of each project depends on the estimation of oil quantities from a given field which accuracy changes with the capacity of measure the reservoir size. In the last decades, the technological progress positioned seismic data as a significant source of information for opportunities. Therefore, it is necessary that the technology used to get information should be incorporated at assessment processo This dissertation presents a methodology by using an indicator of seismic information which its value gives a degree of confidence of the technological seismic option used. This methodology ,also develops an option to estimate the value of imperfect seismic information for new surveys through the inc1usion of the amount of data, data quality, the embedded geological model, the adequacy and performance ofthe technologyused and others characteristics inherent ofbasin such as noises low-velocity zone that can influence the quality datao The main goal of this methodology is to support the assessment and ranking of exploratory opportunities giving valuable information to the decision process in a consistent and standard formo A case study presented shows that the indicator presents good performance by adjusting the opportunities, considering the most reliable outcomes and improving the decision-making process. / Mestrado / Reservatórios e Gestão / Mestre em Ciências e Engenharia de Petróleo
42

Single Sign-On : Risks and Opportunities of Using SSO (Single Sign-On) in a Complex System Environment with Focus on Overall Security Aspects

Cakir, Ece January 2013 (has links)
Main concern of this thesis is to help design a secure and reliable network system which keeps growing in complexity due to the interfaces with multiple logging sub-systems and to ensure the safety of the network environment for everyone involved. The parties somewhat involved in network systems are always in need of developing new solutions to security problems and striving to have a secure access into a network so as to fulfil their job in safe computing environments. Implementation and use of SSO (Single Sign-On) offering secure and reliable network in complex systems has been specifically defined for the overall security aspects of enterprises. The information to be used within and out of organization was structured layer by layer according to the organizational needs to define the sub-systems. The users in the enterprise were defined according to their role based profiles. Structuring the information layer by layer was shown to improve the level of security by providing multiple authentication mechanisms. Before implementing SSO system necessary requirements are identified. Thereafter, user identity management and different authentication mechanisms were defined together with the network protocols and standards to insure a safe exchange of information within and outside the organization. A marketing research was conducted in line of the SSO solutions. Threat and risk analysis was conducted according to ISO/IEC 27003:2010 standard. The degree of threat and risk were evaluated by considering their consequences and possibilities. These evaluations were processed by risk treatments. MoDAF (Ministry of Defence Architecture Framework) used to show what kind of resources, applications and the other system related information are needed and exchanged in the network. In essence some suggestions were made concerning the ideas of implementing SSO solutions presented in the discussion and analysis chapter.
43

Podnikatelský plán výstavba fotovoltaického systému společnosti SOLAT, s.r.o. / The business plan - building of photovoltaic system of company SOLAT, s. r. o.

Štrynclová, Monika January 2008 (has links)
The graduation theses is concerned with elaboration of business plan whose theme is building of solar power station in locality of Velké Hamry. The aim of graduation theses is evaluation of building and operation of solar power station through the medium of methods which make for assessments of investment as well as entire business plan processing which should be used in application for granting of credit and in application for financial support of Operational program of Enterpreneurship and Innovation.
44

Distribution d'estrogènes et de bêtabloquants dans les stations d'épuration des eaux résiduaires et dans l'eau de surface / Fate of estrogens and beta blockers in wastewater treatment plants and surface waters

Gabet-Giraud, Virginie 14 December 2009 (has links)
Les estrogènes et les bêtabloquants transitent quotidiennement par les réseaux d’assainissement et les stations d’épuration des eaux résiduaires urbaines. Une première partie de ce travail a consisté à développer des méthodes pour analyser ces micropolluants émergents dans les boues de station d’épuration et les matières en suspension. L’efficacité des traitements épuratoires a ensuite été évaluée vis-à-vis de l’élimination de ces molécules. En règle générale, les 5 estrogènes étudiés (estrone, 17α- et 17β-estradiol, estriol, 17α-éthinylestradiol) sont plutôt bien éliminés par les stations d’épuration avec des efficacités d’élimination généralement supérieures à 90%. Pour les 10bêtabloquants analysés (acébutolol, aténolol, bêtaxolol, bisoprolol, métoprolol, nadolol, oxprénolol,propranolol, sotalol et timolol), des comportements différents ont été observés. Alors que l’acébutololet le nadolol sont éliminés (abattements moyens supérieurs à 80%), d’autres molécules comme lesotalol et le propranolol ne sont que peu impactées par les traitements épuratoires (abattements moyens inférieurs à 20%). Pour les autres bêtabloquants étudiés, des abattements intermédiaires (entre 40 et 70%) sont observés. Excepté le propranolol, qui est le plus hydrophobe des bêtabloquants étudiés, les molécules ciblées dans cette étude s’adsorbent peu sur les matières en suspension (en moyenne 90% des molécules se trouvent dans la phase dissoute) et ne sont pas concentrées dans les boues ; les abattements mesurés correspondent donc, sauf pour le propranolol,à une biodégradation et pas à un transfert des micropolluants vers les boues. Les molécules résiduelles non éliminées par le traitement épuratoire rejoignent le milieu aquatique récepteur. Les rejets de station d’épuration représentent en effet une source de contamination pour les milieux aquatiques et l’impact de ces rejets est visible, notamment en termes d’augmentation des concentrations de micropolluants mesurées dans le milieu. Néanmoins, les faibles concentrations mesurées ne semblent pas individuellement représenter de risque environnemental majeur ; seul le propranolol a présenté sur 4 des 15 sites étudiés un quotient de risque supérieur à 1 ce qui indique un risque environnemental probable. Cependant, même si le risque associé à une molécule est faible,chaque molécule présente dans l’environnement contribue au potentiel toxique global des substances présentes dans l’environnement. / Estrogens and beta blockers are daily excreted by human beings and wastewater treatmentplants are recognised as the main pathway of these emerging micropollutants to the aquaticenvironment. This study aims at analyzing 5 estrogens (estrone, 17α- and 17β-estradiol, estriol, 17α-ethynylestradiol) and 10 beta blockers (acebutolol, atenolol, betaxolol, bisoprolol, metoprolol, nadolol, oxprenolol, propranolol, sotalol et timolol) in urban wastewater treatment plants and surface waters.First of all, methods were developed for the analysis of target molecules in sewage sludge and suspended particulate matters. Then, estrogens and beta blockers were studied in urban wastewater treatment plants. Generally, wastewater treatments are efficients to remove estrogens fromwastewater with mean removal rates above 90%. For beta blockers, acebutolol and nadolol areefficiently removed (mean removal rates of about 80%), while sotalol and propranolol are hardlyimpacted by wastewater treatment (mean removal rates below 20%). Other studied beta blockerspresent intermediate removal rates (between 40 and 70%). Except propranolol which is the lesshydrophilic molecule among the different studied beta blockers, target molecules are not adsorbed onsuspended particulate matters (mean proportion of 90% of the target molecules are present in the dissolved phase) and are not concentrated into sludge. So, calculated removal rates correspond,except for propranolol, to biodegradation and not to transfer into sludge. Residual molecules which are not removed by wastewater treatment reach the aquatic environment. The impact of wastewater treatment plants on the receiving rivers was studied showing a clear increase of target molecules concentrations near the wastewater treatment plants outfall. However, only propranolol presented an environmental risk ratio in the range or above 1 showing a possible environmental risk in 4 studied receiving waters out of 15. Never the less, even if no specific toxic effects are pointed out, each molecule contributes to the overall toxic potential of the substances present in the aquatic environment.
45

Análise do risco de transporte de produtos perigosos nas rodovias Régis Bittencourt e do corredor Dom Pedro no estado de São Paulo, à sua população lindeira e possibilidade de escolha de rotas alternativas / Risk analysis to the hazardous materials transportation on Régis Bittencourt highway and Dom Pedro corridor highways in São Paulo state, to surrounding people and possibility of choice for alternative routes

Shimabukuro, Henrique Naoki 15 February 2016 (has links)
Submitted by Nadir Basilio (nadirsb@uninove.br) on 2016-06-21T19:03:09Z No. of bitstreams: 1 Henrique Naoki Shimabukuro.pdf: 1369424 bytes, checksum: 0a2567715985b97b39349f93f9f3c4cb (MD5) / Made available in DSpace on 2016-06-21T19:03:09Z (GMT). No. of bitstreams: 1 Henrique Naoki Shimabukuro.pdf: 1369424 bytes, checksum: 0a2567715985b97b39349f93f9f3c4cb (MD5) Previous issue date: 2016-02-15 / The use of chemical products and dangerous chemicals, known as hazardous materials or hazmats, increased with the development around the world. The industrial poles that consume these products have spread through developed and developing countries, including Brazil. This resulted in a growing quantity of chemicals and hazardous products transported on the streets, avenues and highways of the country. An immediate result was an expansion of road transportation of these substances, the increase of accidents with hazmat transportation and consequent rising in the risk to the highway and to the nearby population with these accidents. Considering the above, national and international literature was researched with the objective to find for tools that can make an analysis and evaluation of the risk to the highway and population living near these accidents with hazmat, besides the possibility of choice for other rotes as form of prevention to these accidents and a decrease in risk and cost. It was used four mathematical equations that were able to be analyzed through the data provided by two active highway concessionaires in São Paulo state, the concessionaire Auto Pista Arteris Régis Bittencourt (Régis Bittencourt highway) and the concessionaire Rota das Bandeiras (Corredor Dom Pedro, a set of highways from the city of Campinas, which the main highway is Dom Pedro I). These information, though they were not complete, in the sense that they were not totally provided as requested, were able to be applied in the mathematical equations. Despite some limitations, the resulting evaluation showed that these mathematical sentences can be utilized in highway and nearby population risk analysis and for the possibility of the choice for new routes, but it also requires an improvement of the database, especially the public and highway concessionaire databases. / O uso de produtos químicos e produtos químicos perigosos, chamados hazardous materials, aumentou com o desenvolvimento industrial. Os pólos industriais consumidores desses produtos aumentaram nos países desenvolvidos e em desenvolvimento, incluindo o Brasil. Isto resultou na crescente quantidade de produtos químicos e produtos químicos perigosos transportados nas ruas, avenidas e rodovias do país. Um resultado imediato foi a expansão do transporte rodoviário dessas substâncias, crescimento do número de acidentes no transporte rodoviário de produtos perigosos (PP) e consequente aumento do risco à rodovia e à população lindeira com esses acidentes. Diante disso, pesquisou-se a literatura nacional e internacional com o objetivo de buscar por ferramentas que possam proporcionar a análise, e avaliação dos riscos à rodovia e à população adjacente aos acidentes com PP nas rodovias, além da possibilidade de escolha de outras rotas como forma de prevenção a esses acidentes e diminuição de riscos e custos. Utilizaram-se quatro equações matemáticas que puderam ser analisadas por intermédio de dados fornecidos por duas concessionárias de rodovias atuantes no estado de São Paulo, a Concessionária Auto Pista Arteris Régis Bittencourt (Rodovia Régis Bittencourt) e a Concessionária Rota das Bandeiras (Corredor Dom Pedro, conjunto de rodovias na região da cidade de Campinas, cuja principal rodovia é a Rodovia Dom Pedro I). Essas informações, embora não tenham sido completas, no sentido de não terem sido fornecidos na totalidade do que foi solicitado, puderam ser aplicadas às equações matemáticas. Apesar de algumas limitações, as avaliações resultantes mostram que essas sentenças matemáticas podem ser utilizadas na análise de risco das rodovias, do risco à população lindeira e para a possibilidade de escolha de novas rotas, mas isso também requer melhora do banco de dados, sobretudo públicos e das concessionárias de rodovias.
46

Možnosti hodnocení efektivity mentoringového programu "Ve dvou se to lépe táhne", / Effectiveness Assessment Options for the "Ve dvou se to lépe táhne" Mentoring Program

Pfaurová, Petra January 2017 (has links)
This diploma thesis is focused on measurement of effectiveness of the one to one peer coeval mentoring programme "Ve dvou se to lépe táhne" that was designated for youth at risk. The main goal of the thesis is to choose an appropriate way how to measure programme effectiveness and verify the possibility to integrate it with the methodology of the programme. In the introduction of the theoretical part of thesis there are given the definitions of adolescence and changes related with this age, circumstances that threaten youth at risk and the list of programmes, available in the Czech Republic, for youth at risk. Moreover there is introduced the program "Ve dvou se to lépe táhne" and possibilities for evaluation of the programme in particular from the impact on clients point of view. Practical part gives information about the chosen evaluation method and its modification corresponding with particularities of the programme, further describes the implementation stage of the method and finally a pilot version of the modified method on the basis of created questionnaires is assessed.
47

Model for risk evaluation for fragment debris after a grenade detonation / Modell för riskbedömning av splitter från en granatdetonation

Lund, Gustav January 2021 (has links)
Accidents when using or storing explosives can lead to a large number of casualties and injuries. Hence, it is of vital importance, in all countries, to know the risk and act responsibly when working with explosives.  A model for evaluating the risk for fragment-induced injuries from grenade detonation is created starting from experimental data of three different types of grenades. The grenades differ in shape, type of explosives and design. The experiments were conducted shooting the grenades on a wooden target and the fragments from the grenade detonation were collected by witness packages. The witness packages have a layered structure of aluminum plates and polystyrene foam. The collected fragments are weighted and the number of perforated plates for each fragment are counted. From the number of perforated plates the impact velocities of the fragments are calculated and ballistics is then used to obtain the initial velocity of the fragments. Fragmentation is regarded as a stochastic event and a distribution will more correctly describe the variation in shapes and sizes of the fragments.  All data obtained in the experiment are evaluated and used to create distributions describing the fragmentation of the grenades.  The fragmentized objects are accelerated by the detonation and will, under the influence of the medium, decreases their velocities. The velocity of the fragmentized objects are compared to criterions for skin perforations developed in the 20th century.  According to a risk assessments manual, develop by the Swedish defense research agency (FOI), the risk of severe injury can be regarded as acceptable when it occurs one in a million detonations. The distance where only one fragment in one million detonations has the ability to perforate bare skin, according to the injury criterions, is calculated using the developed model.  For the three tested grenades the distance at which the injury is acceptable (safety distance) did vary between 55 m and 240 m. The variation in safety distances is assumed to be due to design variation between the three grenades and also dependent on the model for injury criteria that was used. / Det är för alla länder viktigt att veta riskerna med de sprängmedel och ammunition som förvaras och används av deras försvarsmakter. Olyckor som kan uppstå vid förvaring och användning av dessa vapen kan leda till omfattade skador på personer i omgivningen. En modell för att beräkna riskerna för skador från fragmenterade föremål från en detonation har skapats från experiment med tre olika typer av granater. De tre granaterna varierar i form, typ av sprängmedel samt den övergripande designen. Experimenten genomfördes genom skjuta de olika granaterna mot ett mål i trä, fragmenten som skapades vid detonationen fångades sedan upp av vittnespaket. Vittnespaket har en struktur bestående av flera lager aluminiumplåtar och frigolit. Fragment som fångats av dessa paket vägs och från antalet perforerade plåtar räknas.  Från antalet perforerade plåtar kan anslagshastigheten för fragmentet beräknas, ballistik används sedan för att beräkna den initiala hastigheten för fragmentet. Från den data som erhållits av experimentet skapas en fördelning av möjliga massor och en för möjliga hastigheter för fragmenten. Fördelningarna används för att beskriva problemet, då fragmentering anses vara en stokastisk process. Fragment som accelererats av detonationen kommer bromsas genom att dessa interagerar med mediet de färdas i. Hastigheten som fragmenten har vid olika distanser från detonationen jämförs med villkor för hudperforering som utvecklats under 1900-talet. Enligt en riskmatris utvecklad av Totalförsvarets forskningsinstitut FOI, anses risken för alvarlig skada vara accepterat om skadan inte uppstår oftare än en gång på en miljon fall. Avståndet där endast ett fragment per en miljon detonerade granater har en hastighet tillräckligt hög för att perforera hud beräknas av modellen. För de testade granaterna varierade detta avstånd mellan 55 och 240 m. Skillnaden i avstånd tros bero på skillnader i granaternas är designade, samt vilket villkor för hudperforering som används.
48

Foreign direct investment by South African companies in the Peoples Republic of China : opportunities and risks

Areff, Sameer 04 1900 (has links)
Thesis (MA)--Stellenbosch University, 2003. / ENGLISH ABSTRACT: The study addresses the topic of foreign direct investment in the People's Republic of China (P.Re.) by South African companies, focusing on opportunities and risks in the context of 'South-South Co-operation' between the P.RC. and South Africa. Relations between the two developing countries have only been forged since January 1998 when South Africa recognised the P.RC. government as the dejure representative of China. With the Chinese market of 1.3 billion potential consumers proving to be a lucrative opportunity for all international, multinational and transnational companies, it is imperative for South African companies to gain a foothold in the Chinese market. Therefore, entry requirements as well as impediments that could emerge have to be scrutinised. Analysis of governmental relations currently being forged between the two states is assessed as well as the wider context of 'Sino-Africa' co-operation. China's recent entry into the World Trade Organisation (WTO) has and will continue to have a substantial effect on the international trading system. The implications of this for South African companies is given considerable attention in order to highlight resulting opportunities. Apart from assessmg the current state of relations and identifying investment and business opportunities, the study also focuses on the method of conducting business in China which has highly complex rules and regulations for companies entering the P.RC. An analysis of the different modes of entry is conducted, coupled with a focus on the cultural sensitivities and norms that are associated with building relationships when negotiating possible business partnerships. The study finally identifies potential risks that foreign direct investors need to continually assess, namely, the transfer of political power to a new generation of relatively young leaders, corruption that is spreading within China and the restructuring of State Owned Enterprises (SOE's) and the inevitable consequence of job losses. / AFRIKAANSE OPSOMMING: Hierdie studie spreek die onderwerp van buitelandse direkte investering in die Volksrepubliek van Sjina (VRS) deur Suid-Afrikaanse maatskappye aan, en fokus op geleenthede en risikos in die konteks van 'Suid-Suid samewerking' tussen die VRS en Suid-Afrika. Betrekkings tussen die twee ontwikkelende lande is eers onlangs gesmee nadat Suid-Afrika in Januarie 1998 die VRS as die dejure verteenwoordiger van Sjina erken het. Met In Sjinese mark van meer as 1.3 miljard potensiële verbruikers wat In winsgewende geleentheid vir alle internasionale, multinasionale en transnasionale maatskappye skep, is dit imperatief vir Suid-Afrikaanse maatskappye om hulself in die Sjinese mark te vestig. Dus moet toegangsvereistes asook moontlike hindernisse noukeurig ondersoek word. Die studie doen 'n analise van betrekkings wat huidiglik tussen die twee state se regerings gesmee word, en die breër konteks van samewerking tussen Sjina en Afrika word ook geëvalueer. Die VRS se onlangse toetrede tot die Wêreldhandelsorganisasie (WHO) het en sal aanhou om 'n wesenlike impak op die internasionale handelsstelsel te hê. Daar word ook aansienlike aandag geskenk aan die implikasies hiervan vir Suid-Afrikaanse maatskappye om sodoende geleenthede uit te lig. Bo en behalwe 'n evaluering van die huidige stand van betrekkings en 'n identifisering van beleggings- en besigheidsgeleenthede, fokus hierdie studie ook op die manier waarop besigheid in Sjina onderneem word, wat uiters gekompliseerde reëls en regulasies insluit vir maatskappye wat die land betree. 'n Analise van die verskillende wyses van toegang is onderneem, tesame met 'n fokus op die kulturele sensitiwiteite en norme wat 'n invloed op die bou van verhoudings tydens die onderhandeling van moontlike besigheidsvennootskappe kan hê. Laastens identifiseer die studie potensiële risikos wat buitelandse direkte beleggers voortdurend in ag moet neem, naamlik die oordrag van mag na 'n nuwe generasie van relatief jong leiers, die verspreiding van korrupsie, die herstrukturering van staatskorporasies en die onvermydelike gevolge van werksverliese.
49

A cláusula de perfil no contrato de seguro automóvel e os reflexos no Código de Defesa do Consumidor

Furck, Christiane Hessler 29 October 2008 (has links)
Made available in DSpace on 2016-04-26T20:28:10Z (GMT). No. of bitstreams: 1 Christiane Hessler Furck.pdf: 1312486 bytes, checksum: ca9e863534c78bd81ca049b21c9c7633 (MD5) Previous issue date: 2008-10-29 / The technological advance, the scientific progress, the industrial park and the population accumulations have caused the social-economic development, however they have increased the incidence of the patrimonial risks. Insurance contract corresponds to the social-economical development, however it does not translate one legal transaction only as it can mean an infinity of contractual relations, that involve many different people, in innumerable branches of the insurance market. It occurs that the insurance contract can be translated by contract of civil liability insurance, contract of safety from contractual guarantees, contract of residential insurance, contract of health insurance, contract of enterprise insurance, contract of bail insurance, contract of educational insurance, and the contract of vehicule insurance, the target of this study. In this context, the risk should be deeply analyzed, it will have to be declared by the insured, being certain that it is consolidated through the questionnaire of risk evaluation, which should be part of the the insurance proposal. The questionnaire of risk evaluation is also known as a clause of insured profile and its major goal is to personalise and delimit the risk so that the insurer can accept or refuse the insurance proposal and establish the prize of the insurance. This study also analyzes the positive and negative aspects of the clause of profile ahead of the rules established for the Consumer Defense Code / O avanço tecnológico, o progresso científico, o parque industrial, e os aglomerados populacionais acarretaram o desenvolvimento sócio-econômico, contudo aumentaram a incidência dos riscos sobre o patrimônio. O contrato de seguro corresponde ao desenvolvimento sócio-econômico, contudo não traduz apenas um negócio jurídico, uma vez que pode significar uma infinidade de relações contratuais, que envolvem uma diversidade de pessoas, em inúmeros ramos do mercado securitário. Ocorre que o contrato de seguro pode ser traduzido pelo contrato de seguro de responsabilidade civil, contrato de seguro de garantias contratuais, contrato de seguro residencial, contrato de seguro saúde, contrato de seguro empresarial, contrato de seguro fiança, contrato de seguro educacional e o contrato de seguro automóvel, objeto do presente estudo. Nesse contexto, impende analisar com profundidade o risco que deverá ser declarado pelo segurado, sendo certo que atualmente ele se consolida por meio do questionário de avaliação do risco, constante da proposta de seguro. O questionário de avaliação do risco é também conhecido como cláusula de perfil do segurado e tem o objetivo de individualizar e delimitar o risco, para que o segurador possa aceitar ou recusar a proposta de seguro e estabelecer o prêmio do seguro. O presente estudo analisa ainda os aspectos positivos e negativos da cláusula de perfil diante dos preceitos estabelecidos pelo Código de Defesa do Consumidor
50

Palūkanų normos rizikos valdymas komerciniame banke / Management of interest rate risk in commercial bank

Ylaitė, Živilė 26 June 2014 (has links)
Palūkanų normos rizikos vaidmuo komercinio banko veikloje bei šios rizikos įtaka banko veiklos rezultatams pastaraisiais dešimtmečiais augo plečiantis finansinių rinkų infrastruktūrai bei stiprėjant konkurencijai. Todėl bankai, kad palūkanų normos rizika nesumažintų banko konkurencingumo skiria jai vis daugiau dėmesio, stengdamiesi ją išlaikyti priimtiname lygyje, diegdami valdymo modelius, taikydami apsidraudimo priemones bei prognozuodami palūkanų normų pokyčius, tuo pačiu skatindami mokslinę visuomenę tyrinėti palūkanos normos riziką įvairiais aspektais. Šio darbo objektu yra palūkanų normos rizika bei jos valdymas komerciniame banke, o pagrindinis darbui iškeltas tikslas - išanalizuoti palūkanų normos rizikos valdymo teorinius aspektus bei atlikti praktinį palūkanų normos rizikos valdymo tyrimą komerciniame banke. Darbą sudaro trys dalys, iš kurių pirmojoje analizuojami teoriniai palūkanų normos valdymo aspektai, susipažįstant su palūkanų normos samprata bei ją sąlygojančiomis teorijomis, analizuojant palūkanų normos rizikos sudedamąsias dalis bei jos įvertinimo metodų įvairovę, jų privalumus bei trūkumus, svarstant palūkanų normos prognozavimo reikšmę palūkanų normos rizikos valdymo procesui bei nagrinėjant kokiomis priemonėmis galima apsidrausti nuo palūkanų normos rizikos. Antrojoje darbo dalyje, siekiant įvairiapusiškai atskleisti palūkanų normos rizikos valdymą komerciniame banke, Lietuvos komercinių bankų sektoriaus pavyzdžiu atliekamas palūkanų normos rizikos... [toliau žr. visą tekstą] / The role of interest rate risk in the activity of the commercial bank, as well as influence of this risk to the banks’ financial results, was recently growing in the past decades, while the infrastructure of financial markets was developing and the competition between financial institutions was strengthening. The object of this graduation paper is interest rate risk and its’ management in the commercial bank and the main upraised purpose is to analyze theoretical aspects of the process of interest rate risk management and to make a practical study of interest rate risk management in the commercial bank. The paper consists of three parts, whereof in the first parts the theoretical aspects of interest rate risk management are analyzed, acquainting with the conception and theories of interest rates, analyzing the components of interest rate risk and the variety of its’ evaluation methods, their advantages, disadvantages, as well as discussing the significance of forecasting interest rate risk for the process of interest rate risk management and analyzing the instruments of hedging against interest rate risk. Aiming variously to reveal the interest rate risk management in the commercial bank, the study of interest rate risk management in the example of sector of Lithuanian commercial banks is made in the second part. The comparison with the abroad banks and indication of main problems are also made in this part of graduation paper. The benchmarks of the further improvement of... [to full text]

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